Lake Shore Bancorp, Inc. is the savings and loan holding company of Lake Shore Savings Bank offering banking products and services.
| Revenue (TTM) | $29.95M |
| Gross Profit (TTM) | $29.95M |
| EBITDA | — |
| Operating Margin | 35.20% |
| Return on Equity | 7.06% |
| Return on Assets | 1.14% |
| Revenue/Share (TTM) | $4.07 |
| Book Value | $19.32 |
| Price-to-Book | 0.93 |
| Price-to-Sales (TTM) | 4.49 |
| EV/Revenue | 4.546 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 16.00% |
| Quarterly Revenue Growth (YoY) | 8.70% |
| Shares Outstanding | $7.86M |
| Float | $5.46M |
| % Insiders | 15.58% |
| % Institutions | 28.66% |
Volatility is currently contracting
DUNKIRK, N.Y., July 24, 2026 (GLOBE NEWSWIRE) -- Lake Shore Bancorp, Inc. (“Lake Shore Bancorp”) (NASDAQ: LSBK), the holding company for Lake Shore Bank (the “Bank”), announced today that the Board of Directors declared a cash dividend of $0.09 per share on its outstanding common stock on July 22, 2026. The dividend is expected to be paid on August 12, 2026 to shareholders of record as of August 3, 2026.
DUNKIRK, N.Y., July 22, 2026 (GLOBE NEWSWIRE) -- Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Bank (the “Bank”), reported unaudited net income of $2.2 million, or $0.29 per diluted share, for the second quarter of 2026 compared to net income of $1.9 million, or $0.25 per diluted share, for the second quarter of 2025. For the first six months of 2026, the Company reported unaudited net income of $4.1 million, or $0.56 per diluted share, as compared to $3.0 million, or $0.39 per diluted share, for the first six months of 2025. The Company's financial performance for the second quarter of 2026 was positively impacted primarily by higher net interest income.
DUNKIRK, N.Y., April 22, 2026 (GLOBE NEWSWIRE) -- Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Bank (the “Bank”), reported unaudited net income of $1.9 million, or $0.26 per diluted share, for the first quarter of 2026 compared to net income of $1.1 million, or $0.14 per diluted share, for the first quarter of 2025. The Company's financial performance for the first quarter of 2026 was positively impacted primarily by an increase in net interest income.
Lake Shore Bancorp remains a Buy, driven by strong 2025 earnings, improved margins, and a compelling valuation below tangible book value. LSBK ended 2025 with a record net income of $7.3 million and a 56.4% increase in tangible book value per share to $18.10. Key operational improvements include a 52 bps net interest margin expansion, efficiency ratio gains, reduced borrowings, and nonperforming assets at just 0.23%.
Tiblio connects your broker and runs your put-and-call-writing strategy for you — on LSBK and any ticker you trade — then tracks every position and per-strategy win rate.
