RBKB

Rhinebeck Bancorp Inc
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$194.07M
P/E Ratio
13.79
EPS
$0.90
Beta
0.15
52W High
$12.88
52W Low
$6.74
50-Day MA
$11.97
200-Day MA
$10.08
Dividend Yield
Profit Margin
19.00%
Forward P/E
PEG Ratio

About Rhinebeck Bancorp Inc

Rhinebeck Bancorp, Inc. is the banking holding company for Rhinebeck Bank providing banking and financial products and services to consumers and business customers in the Hudson Valley region of New York.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$52.05M
Gross Profit (TTM)$52.05M
EBITDA
Operating Margin27.20%
Return on Equity7.35%
Return on Assets0.72%
Revenue/Share (TTM)$4.80
Book Value$12.75
Price-to-Book1.38
Price-to-Sales (TTM)3.73
EV/Revenue3.792
EV/EBITDA
Quarterly Earnings Growth (YoY)-4.00%
Quarterly Revenue Growth (YoY)1.40%
Shares Outstanding$15.64M
Float$2.58M
% Insiders42.95%
% Institutions14.53%

Historical Volatility

HV 10-Day
20.74%
HV 20-Day
18.76%
HV 30-Day
24.55%
HV 60-Day
24.10%
HV Rank
25.0%

Volatility is currently contracting

Latest News

Rhinebeck Bank Appoints Travis Podolec as New Senior Vice President, Commercial Lender in Orange County

NEWBURGH, NY / ACCESS Newswire / July 28, 2026 / Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc. (NASDAQ:RBKB), today announced the addition of Travis Podolec as Senior Vice President, Commercial Lender to its Orange County lending team. Podolec will help expand the Bank's commercial banking relationships throughout the Hudson Valley and surrounding markets.

Accesswire7/28/2026Neutral
Zacks Initiates Coverage of Rhinebeck Bancorp With Neutral Recommendation

Discover why Zacks rates Rhinebeck Bancorp as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore RBKB's improving credit quality and expanding commercial banking footprint amid a competitive lending environment and margin pressures.

Zacks Investment Research7/28/2026Positive
Rhinebeck Bancorp, Inc. Announces Completion of Conversion and Offering

POUGHKEEPSIE, NY / ACCESS Newswire / July 21, 2026 / Rhinebeck Bancorp, Inc. (NASDAQ Capital Market:RBKB) (the "Company"), the holding company for Rhinebeck Bank, announced that Rhinebeck Bancorp, MHC (the "MHC") has completed its "second-step" conversion from the two-tier mutual holding company structure to the fully-public stock holding company structure (the "Conversion"), and that the Company has completed its offering. As a result of the closing of the Conversion, the MHC will cease to exist.

Accesswire7/21/2026Neutral
Rhinebeck Bank Expands Commercial Banking Presence With New Westchester County Office

RYE BROOK, NY / ACCESS Newswire / July 15, 2026 / Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc. (NASDAQ:RBKB), today announced the opening of a Commercial Lending Representative Office in Rye Brook, New York, expanding the Bank's presence into Westchester County and demonstrating its commitment to serving one of the region's most dynamic business communities. The new office will provide businesses throughout Westchester County with local access to experienced commercial bankers and a full suite of relationship-focused lending solutions, including commercial real estate financing, construction loans, equipment financing and commercial lines of credit.

Accesswire7/15/2026Neutral
Rhinebeck Bancorp, Inc. Announces Stockholder and Depositor Approvals of Pending Conversion Transaction

POUGHKEEPSIE, NY / ACCESS Newswire / June 29, 2026 / Rhinebeck Bancorp, Inc. (NASDAQ:RBKB) (the "Company"), the holding company for Rhinebeck Bank (the "Bank"), announced that at special meetings held on June 29, 2026, the stockholders of the Company and the depositors of the Bank approved the Amended and Restated Plan of Conversion and Reorganization, whereby Rhinebeck Bancorp, MHC, the mutual holding company for the Company and the Bank, will convert from the mutual holding company structure to the fully public stock holding company structure. The closing of the conversion and related stock offering remains subject to receipt of final regulatory approvals, the sale of at least 6,587,500 shares of common stock, and customary closing conditions.

Accesswire6/29/2026Neutral
Rhinebeck Bank Appoints Michael Vitale as Executive Vice President, Head of Commercial Banking

POUGHKEEPSIE, NY / ACCESS Newswire / April 13, 2026 / Rhinebeck Bank (NASDAQ:RBKB) today announced the appointment of Michael Vitale as Executive Vice President, Head of Commercial Banking, a key leadership role that will support the Bank's continued focus on growing its commercial banking platform. In this role, Vitale will lead the Bank's commercial banking division and work closely with lending teams across the organization to expand commercial loan growth while maintaining a strong focus on credit quality.

Accesswire4/13/2026Neutral
Rhinebeck Bank Partners with MANTL to Accelerate Digital Account Opening

The collaboration enhances business and retail account opening at Rhinebeck Bank, creating a seamless experience across every channel PLANO, Texas, March 26, 2026 /PRNewswire/ -- MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced a partnership with Rhinebeck Bank to modernize and transform business and retail account opening across physical and digital banking channels. With MANTL, Rhinebeck Bank will reduce friction, expand its digital reach, and better serve a broader range of businesses and consumers through a secure, seamless experience designed for today's digital-first customers.

PRNewsWire3/26/2026Neutral

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Data last updated: 7/29/2026