LOB

Live Oak Bancshares, Inc.
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$2.00B
P/E Ratio
15.13
EPS
$2.86
Beta
1.88
52W High
$44.53
52W Low
$29.29
50-Day MA
$41.13
200-Day MA
$37.00
Dividend Yield
0.28%
Profit Margin
26.50%
Forward P/E
10.19
PEG Ratio
0.00

About Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. is the banking holding company for Live Oak Banking Company offering a variety of commercial banking products and services to individuals, small businesses and professionals in North Carolina, United States. The company is headquartered in Wilmington, North Carolina.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$526.38M
Gross Profit (TTM)$526.38M
EBITDA
Operating Margin38.80%
Return on Equity11.70%
Return on Assets0.93%
Revenue/Share (TTM)$11.44
Book Value$26.29
Price-to-Book1.65
Price-to-Sales (TTM)3.81
EV/Revenue3.829
EV/EBITDA
Quarterly Earnings Growth (YoY)45.10%
Quarterly Revenue Growth (YoY)12.20%
Shares Outstanding$46.28M
Float$36.00M
% Insiders22.86%
% Institutions72.55%

Historical Volatility

HV 10-Day
18.92%
HV 20-Day
23.05%
HV 30-Day
26.23%
HV 60-Day
27.30%
HV Rank
4.0%

Volatility is currently contracting

Analyst Ratings

Consensus ($46.00 target)
1
Strong Buy
1
Buy
3
Hold

Latest News

Live Oak Bancshares Q2 Earnings Call Highlights

Live Oak Bancshares NYSE: LOB executives said second-quarter 2026 results reflected continued operating momentum, supported by loan growth, improving efficiency, expanding checking balances and rising contributions from its Live Oak Express small-dollar SBA lending program.

MarketBeat7/23/2026Positive
Live Oak Bancshares, Inc. Reports Second Quarter 2026 Results

WILMINGTON, N.C., July 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2026 net income attributable to common shareholders of $34.7 million, or $0.74 per diluted common share.

GlobeNewsWire7/22/2026Neutral
Live Oak Bank Appoints Matthew S. Diffley as Chief Accounting Officer

WILMINGTON, N.C., June 29, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank announced today that Matthew S. Diffley has joined as Chief Accounting Officer, leading the bank's financial reporting, accounting policy, general ledger operations and SOX compliance.

GlobeNewsWire6/29/2026Neutral
Live Oak Bank Grant Fuels Workforce Mobility Through The Forward Fund

Key Points Live Oak Bank is highlighting the first-year impact of a five-year, $1 million commitment to The Forward Fund, supporting the organization's pay-it-forward financing model for career training and upskilling in North Carolina. In its first year, the program issued $2.3 million in loans to over 270 individuals.

GlobeNewsWire5/27/2026Neutral
Live Oak Bancshares, Inc. Reports First Quarter 2026 Results

WILMINGTON, N.C., April 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2026 net income attributable to common shareholders of $27.9 million, or $0.60 per diluted common share.

GlobeNewsWire4/22/2026Neutral

Turn research into an automated options-selling system

Tiblio connects your broker and runs your put-and-call-writing strategy for you — on LOB and any ticker you trade — then tracks every position and per-strategy win rate.

See how it works

More FINANCIAL SERVICES Stocks

Data last updated: 8/18/2026