LOB

Live Oak Bancshares, Inc.
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$1.57B
P/E Ratio
12.06
EPS
$2.81
Beta
1.80
52W High
$44.50
52W Low
$29.26
50-Day MA
$36.71
200-Day MA
$38.04
Dividend Yield
0.34%
Profit Margin
26.40%
Forward P/E
8.03
PEG Ratio
0.00

About Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. is the banking holding company for Live Oak Banking Company offering a variety of commercial banking products and services to individuals, small businesses and professionals in North Carolina, United States. The company is headquartered in Wilmington, North Carolina.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$527.26M
Gross Profit (TTM)$527.26M
EBITDA—
Operating Margin32.70%
Return on Equity11.10%
Return on Assets0.88%
Revenue/Share (TTM)$11.42
Book Value$26.13
Price-to-Book1.34
Price-to-Sales (TTM)2.98
EV/Revenue3.017
EV/EBITDA—
Quarterly Earnings Growth (YoY)-5.50%
Quarterly Revenue Growth (YoY)0.70%
Shares Outstanding$46.38M
Float$36.18M
% Insiders22.87%
% Institutions72.80%

Historical Volatility

HV 10-Day
28.49%
HV 20-Day
25.39%
HV 30-Day
28.35%
HV 60-Day
24.06%
HV Rank
34.9%

Volatility is currently expanding

Analyst Ratings

Consensus ($40.50 target)
1
Strong Buy
1
Buy
3
Hold

Latest News

What Live Oak Bancshares (LOB) Said on Its Q3 Earnings Call

Live Oak Bancshares NYSE: LOB reported third-quarter 2026 earnings per share of $0.52, as the bank recorded a $17 million provision tied to its exited distillery lending portfolio. President BJ Losch said the charge reduced earnings by about $0.27 per share, while management emphasized record loan production, improving operating leverage and growth in its Express lending and business checking initiatives.

MarketBeat10/22/2026Positive
Live Oak Bancshares, Inc. (LOB) Q3 2026 Earnings Call Transcript

Live Oak Bancshares, Inc. ( LOB ) Q3 2026 Earnings Call October 22, 2026 9:00 AM EDT Company Participants Gregory Seward - General Counsel William C. (BJ) Losch III - President Walter Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer James Mahan - Chairman & CEO Conference Call Participants David Feaster - Raymond James & Associates, Inc., Research Division Benjamin Graham - Piper Sandler & Co., Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Emily Noelle Lee - Keefe, Bruyette, & Woods, Inc., Research Division Noah Kasten - TD Cowen, Research Division Presentation Operator Hello, everyone.

Seeking Alpha10/22/2026Neutral
Live Oak Bancshares (LOB) Reports Q3 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Live Oak Bancshares (LOB) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Investment Research10/22/2026Neutral
Live Oak Bancshares, Inc. Reports Third Quarter 2026 Results

WILMINGTON, N.C., Oct. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2026 net income attributable to common shareholders of $24.3 million, or $0.52 per diluted common share.

GlobeNewsWire10/21/2026Neutral
Live Oak Bank Named Nation's Top SBA 7(a) Lender

WILMINGTON, N.C., Oct. 19, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the top SBA 7(a) lender by dollar amount, according to rankings from the U.S. Small Business Administration.

GlobeNewsWire10/19/2026Neutral
Live Oak Bank Named Official Business Bank of UNCW Athletics

WILMINGTON, N.C., Sept. 14, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the Official Business Bank of UNCW Athletics under a multi-year agreement, expanding a relationship that already includes title sponsorship of the Live Oak Bank Holiday Classic men's basketball tournament.

GlobeNewsWire9/14/2026Neutral

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Data last updated: 11/7/2026