
Preprovision net revenue rose 33% year over year to $88 million. Live Oak Express loan originations rose 173% to $107 million.
Live Oak Bancshares, Inc. is the banking holding company for Live Oak Banking Company offering a variety of commercial banking products and services to individuals, small businesses and professionals in North Carolina, United States. The company is headquartered in Wilmington, North Carolina.
| Revenue (TTM) | $527.26M |
| Gross Profit (TTM) | $527.26M |
| EBITDA | — |
| Operating Margin | 32.70% |
| Return on Equity | 11.10% |
| Return on Assets | 0.88% |
| Revenue/Share (TTM) | $11.42 |
| Book Value | $26.13 |
| Price-to-Book | 1.34 |
| Price-to-Sales (TTM) | 2.98 |
| EV/Revenue | 3.017 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | -5.50% |
| Quarterly Revenue Growth (YoY) | 0.70% |
| Shares Outstanding | $46.38M |
| Float | $36.18M |
| % Insiders | 22.87% |
| % Institutions | 72.80% |
Volatility is currently expanding

Preprovision net revenue rose 33% year over year to $88 million. Live Oak Express loan originations rose 173% to $107 million.

Live Oak Bancshares NYSE: LOB reported third-quarter 2026 earnings per share of $0.52, as the bank recorded a $17 million provision tied to its exited distillery lending portfolio. President BJ Losch said the charge reduced earnings by about $0.27 per share, while management emphasized record loan production, improving operating leverage and growth in its Express lending and business checking initiatives.

Live Oak Bancshares, Inc. ( LOB ) Q3 2026 Earnings Call October 22, 2026 9:00 AM EDT Company Participants Gregory Seward - General Counsel William C. (BJ) Losch III - President Walter Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer James Mahan - Chairman & CEO Conference Call Participants David Feaster - Raymond James & Associates, Inc., Research Division Benjamin Graham - Piper Sandler & Co., Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Emily Noelle Lee - Keefe, Bruyette, & Woods, Inc., Research Division Noah Kasten - TD Cowen, Research Division Presentation Operator Hello, everyone.

While the top- and bottom-line numbers for Live Oak Bancshares (LOB) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

WILMINGTON, N.C., Oct. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2026 net income attributable to common shareholders of $24.3 million, or $0.52 per diluted common share.

WILMINGTON, N.C., Oct. 19, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the top SBA 7(a) lender by dollar amount, according to rankings from the U.S. Small Business Administration.

Live Oak Bancshares (LOB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

WILMINGTON, N.C., Oct. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced it will report third quarter 2026 financial results after U.S. financial markets close on Wednesday, October 21, 2026.

WILMINGTON, N.C., Sept. 14, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the Official Business Bank of UNCW Athletics under a multi-year agreement, expanding a relationship that already includes title sponsorship of the Live Oak Bank Holiday Classic men's basketball tournament.

Live Oak Bancshares (LOB) witnesses a hammer chart pattern, indicating support found by the stock after losing some value lately. This coupled with an upward trend in earnings estimate revisions could mean a trend reversal for the stock in the near term.
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