LOB

Live Oak Bancshares, Inc.
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$1.95B
P/E Ratio
14.75
EPS
$2.86
Beta
1.88
52W High
$43.85
52W Low
$29.29
50-Day MA
$39.34
200-Day MA
$36.39
Dividend Yield
0.29%
Profit Margin
26.50%
Forward P/E
10.19
PEG Ratio
0.00

About Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. is the banking holding company for Live Oak Banking Company offering a variety of commercial banking products and services to individuals, small businesses and professionals in North Carolina, United States. The company is headquartered in Wilmington, North Carolina.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$526.38M
Gross Profit (TTM)$526.38M
EBITDA
Operating Margin38.80%
Return on Equity11.70%
Return on Assets0.93%
Revenue/Share (TTM)$11.44
Book Value$25.55
Price-to-Book1.60
Price-to-Sales (TTM)3.71
EV/Revenue3.779
EV/EBITDA
Quarterly Earnings Growth (YoY)45.10%
Quarterly Revenue Growth (YoY)8.40%
Shares Outstanding$46.26M
Float$36.02M
% Insiders22.80%
% Institutions71.99%

Historical Volatility

HV 10-Day
36.39%
HV 20-Day
30.79%
HV 30-Day
28.59%
HV 60-Day
28.83%
HV Rank
11.9%

Volatility is currently expanding

Analyst Ratings

Consensus ($45.50 target)
1
Strong Buy
1
Buy
3
Hold

Latest News

Live Oak Bancshares Q2 Earnings Call Highlights

Live Oak Bancshares NYSE: LOB executives said second-quarter 2026 results reflected continued operating momentum, supported by loan growth, improving efficiency, expanding checking balances and rising contributions from its Live Oak Express small-dollar SBA lending program.

MarketBeat7/23/2026Positive
Live Oak Bancshares, Inc. Reports Second Quarter 2026 Results

WILMINGTON, N.C., July 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2026 net income attributable to common shareholders of $34.7 million, or $0.74 per diluted common share.

GlobeNewsWire7/22/2026Neutral
Live Oak Bank Appoints Matthew S. Diffley as Chief Accounting Officer

WILMINGTON, N.C., June 29, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank announced today that Matthew S. Diffley has joined as Chief Accounting Officer, leading the bank's financial reporting, accounting policy, general ledger operations and SOX compliance.

GlobeNewsWire6/29/2026Neutral
Live Oak Bank Grant Fuels Workforce Mobility Through The Forward Fund

Key Points Live Oak Bank is highlighting the first-year impact of a five-year, $1 million commitment to The Forward Fund, supporting the organization's pay-it-forward financing model for career training and upskilling in North Carolina. In its first year, the program issued $2.3 million in loans to over 270 individuals.

GlobeNewsWire5/27/2026Neutral
Live Oak Bancshares, Inc. Reports First Quarter 2026 Results

WILMINGTON, N.C., April 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2026 net income attributable to common shareholders of $27.9 million, or $0.60 per diluted common share.

GlobeNewsWire4/22/2026Neutral

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Data last updated: 7/29/2026