KSPI

Joint Stock Company Kaspi.kz
NASDAQTECHNOLOGYSOFTWARE - INFRASTRUCTURE

Key Statistics

Market Cap
$16.62B
P/E Ratio
7.91
EPS
$11.06
Beta
0.09
52W High
$95.09
52W Low
$65.58
50-Day MA
$86.62
200-Day MA
$79.09
Dividend Yield
4.07%
Profit Margin
24.90%
Forward P/E
PEG Ratio

About Joint Stock Company Kaspi.kz

Joint Stock Company Kaspi.kz stands as a premier fintech and digital services provider in Kazakhstan, with a strong focus on digital banking, e-commerce, and payment processing solutions. Harnessing cutting-edge technology, the company aims to enhance financial inclusion and offers personalized services to millions of users across the region. Given its strategic positioning in a burgeoning market and the accelerating demand for digital financial solutions in Central Asia, Kaspi.kz presents an attractive investment opportunity for institutional investors looking to gain exposure to high-growth emerging markets.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$3.64T
Gross Profit (TTM)$2.70T
EBITDA$2.42T
Operating Margin0.00%
Return on Equity46.80%
Return on Assets14.30%
Revenue/Share (TTM)$19088.87
Book Value$11908.49
Price-to-Book3.18
Price-to-Sales (TTM)2.01
EV/Revenue1.492
EV/EBITDA4.82
Quarterly Earnings Growth (YoY)-1.00%
Quarterly Revenue Growth (YoY)31.30%
Shares Outstanding$190.03M
Float$90.64M
% Insiders21.42%
% Institutions47.82%

Historical Volatility

HV 10-Day
28.28%
HV 20-Day
33.51%
HV 30-Day
34.02%
HV 60-Day
38.20%
HV Rank
61.5%

Volatility is currently contracting

Analyst Ratings

Consensus ($98.35 target)
4
Buy
3
Hold

Latest News

Kaspi.kz receives regulatory approval to acquire Rabobank A.Ş. in Türkiye

ALMATY, Kazakhstan, June 24, 2026 (GLOBE NEWSWIRE) -- Joint Stock Company Kaspi.kz (“Kaspi.kz”) (Nasdaq: KSPI) today announced that it has received regulatory approval from the Banking Regulation and Supervision Agency of Türkiye (“BDDK”) to acquire Rabobank A.Ş., a fully licensed bank in Türkiye. The transaction is expected to close in July 2026, subject to the satisfaction of customary closing conditions.

GlobeNewsWire6/24/2026Neutral
Announcement of EGM Results

ALMATY, Kazakhstan, June 12, 2026 (GLOBE NEWSWIRE) -- Joint Stock Company Kaspi.kz (Nasdaq: KSPI) announces that the following resolutions were duly passed at its Extraordinary General Meeting on 11 June 2026:

GlobeNewsWire6/12/2026Neutral
Kaspi.kz: Ownership Change Drives Stock Rally

Kaspi.kz remains a 'Buy' as Q1 results align with guidance and the investment thesis, with revenue up 31% YOY to $2.3 billion. Marketplace segment led growth, notably with Hepsiburada's 94% YOY revenue jump and Kazakh value-added services up 73%, while profitability trends improve. Fintech revenue and loan portfolio grew 25% and 23% respectively, reflecting a strategic shift to longer-duration loans despite a slight NPL ratio increase.

Seeking Alpha6/2/2026Positive
Notice of Extraordinary General Meeting of Shareholders of Kaspi.kz

ALMATY, Kazakhstan, May 12, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of JSC Kaspi.kz (Nasdaq: KSPI) hereby announces the Extraordinary General Meeting of Shareholders of JSC Kaspi.kz will be held on 11 June 2026 at 10:00 Astana time at: 154 “А”, Nauryzbai Batyr Street, Almaty, Kazakhstan, 050013. If a quorum is not met, a repeated General Meeting of Shareholders will be held on 12 June 2026 at 10:00 Astana time at: 154 “А”, Nauryzbai Batyr Street, Almaty, Kazakhstan, 050013.

GlobeNewsWire5/12/2026Neutral
Joint Stock Company Kaspi.kz Q1 Earnings Call Highlights

Joint Stock Company Kaspi.kz NASDAQ: KSPI reported first-quarter 2026 results that management said were broadly in line with expectations, with strong e-commerce growth offset by pressure from higher funding costs, investment in Türkiye and a changing mix in its payments business.

MarketBeat5/11/2026Neutral
Kaspi.kz 1Q 2026 Financial Results

ALMATY, Kazakhstan, May 11, 2026 (GLOBE NEWSWIRE) -- Joint Stock Company Kaspi.kz (“Kaspi.kz”, “we”) (Nasdaq:KSPI) today published its unaudited consolidated IFRS financial results for the quarter ended 31 March 2026 (“1Q 2026”).

GlobeNewsWire5/11/2026Neutral
Kaspi.Kz: Tencent Sees It, The Numbers Confirm It (Rating Upgrade)

Kaspi.kz (KSPI), Kazakhstan's leading super-app, is seeing renewed momentum, notably after Tencent acquired a significant 3.2% stake. KSPI's payments and marketplace segments are growing robustly, with e-commerce purchases projected to rise 83% in FY 2025 despite smartphone sales headwinds. Fintech margins remain pressured by Kazakhstan's high 18% benchmark rate and new taxes, but loan growth and platform engagement remain solid.

Seeking Alpha4/22/2026Positive

More TECHNOLOGY Stocks

Data last updated: 7/9/2026