Klarna Group plc (KLAR)

GB — Technology Sector
Peers: KSPI  RBRK  OKTA  GEN  DT  SAIL  BSY  U  QBTS  DOCU 

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Key Metrics & Ratings

  • symbol KLAR
  • Rev/Share 3.9614
  • Book/Share 6.8197
  • PB 5.7845
  • Debt/Equity 0.3109
  • CurrentRatio 1.0334
  • ROIC -0.0428

 

  • MktCap 13591624585.0
  • FreeCF/Share 4.1298
  • PFCF 8.9419
  • PE -88.3928
  • Debt/Assets 0.0379
  • DivYield 0
  • ROE -0.0679

 

  • Rating C+
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 5
  • P/B Score 2
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation KLAR Wells Fargo -- Overweight -- $45 Oct. 22, 2025
Initiation KLAR Bernstein -- Market Perform -- $45 Oct. 6, 2025
Initiation KLAR BNP Paribas Exane -- Neutral -- $46 Oct. 6, 2025
Initiation KLAR Rothschild & Co Redburn -- Neutral -- $46 Oct. 6, 2025
Initiation KLAR Morgan Stanley -- Equal Weight -- $43 Oct. 6, 2025
Initiation KLAR JP Morgan -- Overweight -- $50 Oct. 6, 2025
Initiation KLAR Wolfe Research -- Outperform -- $50 Oct. 6, 2025
Initiation KLAR Keefe Bruyette -- Outperform -- $52 Oct. 6, 2025
Initiation KLAR BofA Securities -- Buy -- $51 Oct. 6, 2025
Initiation KLAR Goldman -- Buy -- $55 Oct. 6, 2025

News

Klarna: Winner In The BNPL Space
KLAR
Published: October 15, 2025 by: Seeking Alpha
Sentiment: Positive

Klarna is rated a buy, driven by its dominant global network and powerful flywheel effect supporting robust growth. Klarna's U.S. expansion, anchored by Walmart and Stripe partnerships and integrations with major PSPs, underpins the >20% growth outlook. Profitability is set to improve due to KLAR's low-cost funding from its banking license and a shift to higher-margin Fair Financing products.

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image for news Klarna: Winner In The BNPL Space
Here's What These Analysts Think of 'BNPL' Company Klarna's Stock After Its IPO
KLAR
Published: October 06, 2025 by: Investopedia
Sentiment: Positive

Buy Klarna stock, analysts say, and it will pay off later.

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image for news Here's What These Analysts Think of 'BNPL' Company Klarna's Stock After Its IPO
Analysts bullish on Klarna following IPO, citing growth and margin expansion potential
KLAR
Published: October 06, 2025 by: Proactive Investors
Sentiment: Positive

Citi and Wedbush have both initiated bullish coverage on newly public Klarna Group PLC, highlighting its expanding global footprint, strong growth trajectory, and long-term profitability potential within the Buy Now, Pay Later (BNPL) market. Citi analysts initiated coverage with a 'Buy/High Risk' rating and a $58 target price, implying 42.5% upside from current levels.

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image for news Analysts bullish on Klarna following IPO, citing growth and margin expansion potential
Wall Street Sees Klarna's AI Strategy, US Partnerships Driving Next Growth Phase
KLAR
Published: October 06, 2025 by: Benzinga
Sentiment: Positive

As global spending habits continue to shift toward digital transactions, the buy-now-pay-later industry is experiencing rapid expansion, drawing significant interest from investors worldwide. This trend has set the stage for Klarna Group PLC‘s (NYSE:KLAR) recent high-profile debut on the New York Stock Exchange, marking a significant milestone in the sector's evolution.

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image for news Wall Street Sees Klarna's AI Strategy, US Partnerships Driving Next Growth Phase
Is Klarna's Landmark Wall Street Debut A Major Buy Opportunity?
KLAR
Published: September 30, 2025 by: Benzinga
Sentiment: Positive

The Swedish buy now pay later (BNPL) platform has grown to become one of the world's most recognizable fintechs, but is it strong enough to go from strength to strength following a $17 billion valuation on its debut?

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image for news Is Klarna's Landmark Wall Street Debut A Major Buy Opportunity?
Klarna Group: 5x Forward Free Cash Flow Is Too Cheap To Ignore
KLAR
Published: September 29, 2025 by: Seeking Alpha
Sentiment: Positive

I see a path for Klarna Group plc to $3.5 billion in free cash flow by 2026, even after applying a margin of safety. I like that KLAR runs a profit-first model, with very little capex needed, which means more cash falls to the bottom line. I'm drawn to KLAR's rock-solid balance sheet, with nearly $5 billion in net cash backing the business.

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image for news Klarna Group: 5x Forward Free Cash Flow Is Too Cheap To Ignore
Klarna chairman sent a stark post-IPO message to CEO: 'We're 10 years behind Revolut'
KLAR
Published: September 24, 2025 by: Business Insider
Sentiment: Negative

Klarna CEO Sebastian Siemiatkowski kicked off its internal conference with a rap performance. The company celebrated its 20th anniversary and recent IPO at the conference last week.

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image for news Klarna chairman sent a stark post-IPO message to CEO: 'We're 10 years behind Revolut'
U.S. IPO Activity On Track For The Best Quarter Since Q1 2022
BLSH, BRCB, FIG, FIGR, GEMI, KLAR, LGN, NTSK, STUB, VIA
Published: September 17, 2025 by: Seeking Alpha
Sentiment: Positive

Q3 2025 IPO filings have reached 104 with two weeks left in the quarter, making it the strongest quarter since Q1 2022. After six large public offerings hit the tape last week, all eyes are on expected debuts from StubHub and Netskope this week. An anticipated Fed rate cut on Wednesday could fuel the fire of public debuts even more as we head into Q4 and 2026.

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image for news U.S. IPO Activity On Track For The Best Quarter Since Q1 2022
Here's Everything Investors Need to Know About Klarna's IPO
KLAR
Published: September 16, 2025 by: The Motley Fool
Sentiment: Neutral

After many years of speculation, the Swedish buy now, pay later (BNPL) company Klarna Group (KLAR -0.51%) recently hit the public markets. It priced shares at $40 and raised roughly $1.37 billion in capital, giving it a valuation of roughly $15 billion.

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image for news Here's Everything Investors Need to Know About Klarna's IPO
Fintech Sector Check-In After Klarna's Impressive Debut
KLAR
Published: September 10, 2025 by: Schaeffers Research
Sentiment: Positive

Online lender Klarna Group (KLAR) made its market debut this morning, with the stock opening at $52, firmly above the initial public offering (IPO) price of $40 per share.

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image for news Fintech Sector Check-In After Klarna's Impressive Debut
Klarna's IPO pops, raising $1.4B, with Sequoia as the biggest winner
KLAR
Published: September 10, 2025 by: TechCrunch
Sentiment: Positive

It's been a long road for the 20-year-old fintech Klarna to make it to an IPO. But on Wednesday, the company successfully landed on the New York Stock Exchange, having raised $1.4 billion, largely for its existing investors, rather than itself.

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image for news Klarna's IPO pops, raising $1.4B, with Sequoia as the biggest winner
Klarna: Another IPO To Avoid
KLAR
Published: September 10, 2025 by: Seeking Alpha
Sentiment: Negative

Klarna Group plc's IPO arrives amid a hot market, but I see significant risks and red flags in its business model and financials. Despite strong revenue growth and user expansion, Klarna remains unprofitable, with rising credit losses and an unclear path to sustained profitability. Insider selling, potential conflicts of interest, and intense competition from fintech giants add to my skepticism about Klarna's long-term prospects.

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image for news Klarna: Another IPO To Avoid
Klarna Opens Up 30% In First Of Three Fintech IPOs Expected This Week
KLAR
Published: September 10, 2025 by: Forbes
Sentiment: Positive

The Swedish buy-now, pay-later firm Klarna began trading on the New York Stock Exchange Wednesday afternoon at $52, up 30% from its $40 initial public offering price. High investor demand had allowed it to boost its initial public offering price to $40 late on Tuesday (above its stated target of $35 to $37) pushing its offering valuation to $15.1 billion.

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image for news Klarna Opens Up 30% In First Of Three Fintech IPOs Expected This Week
IPO pipeline: Here's what's ahead
IPO, KLAR
Published: September 02, 2025 by: CNBC Television
Sentiment: Positive

Dan Primack, Axios business editor, joins 'The Exchange' to discuss Klarna nearing IPO as the IPO market sees a post-Labor Day push.

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image for news IPO pipeline: Here's what's ahead
EV Race Tightens as TSLA Sales Slip, Klarna Raising $1.27B for IPO
KLAR, TSLA
Published: September 02, 2025 by: Schwab Network
Sentiment: Negative

Tesla's (TSLA) EV sales fell 4% year-over-year in August, something Jenny Horne says puts its future growth story in perspective. She talks about rising competition from companies like BYD Co. (BYDDY) giving Tesla a tougher time on making international sales.

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image for news EV Race Tightens as TSLA Sales Slip, Klarna Raising $1.27B for IPO
Walmart Becomes Klarna's Biggest Retail Partner in Canada
KLAR, WMT
Published: August 25, 2025 by: PYMNTS
Sentiment: Positive

Flexible payments firm Klarna has brought its payment solution to Walmart Canada. The roll-out, announced Monday (Aug. 25), makes Walmart Canada and its 400-plus stores the largest retailer in that country to host Klarna's flexible payment offerings.

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image for news Walmart Becomes Klarna's Biggest Retail Partner in Canada
IPO Filings Remain Low In Q2
CHYM, HNGE, KLAR, META, MNTN, STUB
Published: June 03, 2025 by: Seeking Alpha
Sentiment: Neutral

IPO activity remains low in early 2025 despite recent high-profile debuts and filings. May 2025 saw the lowest number of IPO filings in six months, continuing a slow trend. Optimism for a stronger IPO market in the second half of the year hinges on market stability and potential interest rate cuts.

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image for news IPO Filings Remain Low In Q2
Affirm heads for second-worst week on record on tariff worries, Klarna delayed IPO
AFRM, KLAR
Published: April 04, 2025 by: CNBC
Sentiment: Negative

Affirm shares plummeted about 30% in two days following President Trump's tariff announcements, on concerns that consumers will pull back on spending. Rival Klarna delayed its long-anticipated IPO, as did ticket marketplace StubHub.

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image for news Affirm heads for second-worst week on record on tariff worries, Klarna delayed IPO
Klarna lands buy now, pay later deal with DoorDash, notching another win ahead of IPO
DASH, KLAR
Published: March 20, 2025 by: CNBC
Sentiment: Positive

DoorDash customers can soon buy with Klarna via full payments, interest-free installments, or deferred options aligned with payday schedules. For Klarna, the announcement comes after the company recently became Walmart's exclusive buy now, pay later provider, overtaking Affirm.

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image for news Klarna lands buy now, pay later deal with DoorDash, notching another win ahead of IPO
How Walmart- Klarna Deal Impacts Affirm? Goldman Sachs Analyst Weighs In
AFRM, KLAR, WMT
Published: March 18, 2025 by: Benzinga
Sentiment: Negative

Financial services provider for shoppers and merchants, Affirm Holdings Inc AFRM competitor Klarna announced a partnership with OnePay to offer installment loans at Walmart Inc WMT.

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image for news How Walmart- Klarna Deal Impacts Affirm? Goldman Sachs Analyst Weighs In

About Klarna Group plc (KLAR)

  • IPO Date 2025-09-10
  • Website https://www.klarna.com/uk
  • Industry Software - Infrastructure
  • CEO Sebastian Marcin Siemiatkowski
  • Employees 3778

Klarna Group plc operates as a technology-driven payments company in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers advertising and marketing solutions, consumer services, digital financial services, and personal shopping and money assistance services. In addition, it provides digital retail banking solutions, such as fixed-term deposits, savings, and bank accounts; digital loyalty cards; and customer and merchant support services, as well as manages personal finances. Klarna Group plc was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. The company was founded in 2005 and is based in London, United Kingdom.