Heritage Insurance Holdings, Inc. provides residential personal and commercial insurance products. The company is headquartered in Clearwater, Florida.
| Revenue (TTM) | $848.47M |
| Gross Profit (TTM) | $369.55M |
| EBITDA | $288.50M |
| Operating Margin | 23.90% |
| Return on Equity | 47.50% |
| Return on Assets | 8.13% |
| Revenue/Share (TTM) | $27.47 |
| Book Value | $17.65 |
| Price-to-Book | 1.58 |
| Price-to-Sales (TTM) | 0.97 |
| EV/Revenue | 0.523 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 20.10% |
| Quarterly Revenue Growth (YoY) | 0.50% |
| Shares Outstanding | $30.27M |
| Float | $22.67M |
| % Insiders | 19.78% |
| % Institutions | 66.10% |
Volatility is currently expanding
Heritage Insurance Holdings is upgraded from hold to soft buy following a 20% correction and improved valuation. HRTG demonstrates disciplined underwriting, tighter risk exposure, and robust liquidity, supporting sustainability amid inflation and hurricane risks. Valuation is attractive at a 3.2x P/E, with a target price of $23.50, offering a 12.74% upside, though upside is moderate.
Heritage Insurance Holdings (HRTG) is rated a buy, driven by strong top-line growth, resilient margins, and a conservative balance sheet despite technical headwinds. HRTG's five-year revenue growth, robust ROE, and geographic/product diversification support its competitive positioning in the P&C insurance sector. Margin recovery and improved combined ratio are offset by anticipated FY26 earnings headwinds from retained storm losses and consensus EPS decline.
TAMPA, Fla., May 28, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, announced today that it has fully placed its 2026-2027 indemnity based, catastrophe excess-of-loss reinsurance program for its insurance subsidiaries, Heritage Property Casualty Insurance Company, Narragansett Bay Insurance Company, and Zephyr Insurance Company.
Heritage Insurance NYSE: HRTG reported what management described as the most profitable first quarter in the company's history as a public company, citing improved underwriting performance, prior rate actions and disciplined expense management.
Heritage Insurance Holdings, Inc. (HRTG) Q1 2026 Earnings Call Transcript
TAMPA, Fla., May 7, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, today reported first quarter of 2026 financial results.
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TAMPA, Fla., April 21, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, will announce its first quarter 2026 financial results after the market close on Thursday, May 7, 2026, followed by a 9:00am ET conference call on Friday, May 8, 2026.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
