HRTG

Heritage Insurance Hldgs Inc
NYSEFINANCIAL SERVICESINSURANCE - PROPERTY & CASUALTY

Key Statistics

Market Cap
$1.02B
P/E Ratio
4.85
EPS
$7.05
Beta
0.91
52W High
$36.50
52W Low
$20.48
50-Day MA
$27.09
200-Day MA
$26.76
Dividend Yield
Profit Margin
25.20%
Forward P/E
PEG Ratio
0.00

About Heritage Insurance Hldgs Inc

Heritage Insurance Holdings, Inc. provides residential personal and commercial insurance products. The company is headquartered in Clearwater, Florida.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$854.63M
Gross Profit (TTM)$387.91M
EBITDA$307.41M
Operating Margin39.20%
Return on Equity45.30%
Return on Assets7.38%
Revenue/Share (TTM)$27.89
Book Value$17.65
Price-to-Book1.78
Price-to-Sales (TTM)1.19
EV/Revenue0.657
EV/EBITDA
Quarterly Earnings Growth (YoY)32.30%
Quarterly Revenue Growth (YoY)3.00%
Shares Outstanding$29.73M
Float$22.06M
% Insiders20.14%
% Institutions68.08%

Historical Volatility

HV 10-Day
89.84%
HV 20-Day
69.35%
HV 30-Day
60.63%
HV 60-Day
50.27%
HV Rank
63.5%

Volatility is currently expanding

Analyst Ratings

Consensus ($39.00 target)
1
Strong Buy
1
Buy
1
Hold

Latest News

Heritage Insurance (HRTG) Just Flashed Golden Cross Signal: Do You Buy?

From a technical perspective, Heritage Insurance Holdings, Inc. (HRTG) is looking like an interesting pick, as it just reached a key level of support. HRTG's 50-day simple moving average crossed above its 200-day simple moving average, which is known as a "golden cross" in the trading world.

Zacks Investment Research8/14/2026Positive
Heritage Reports Second Quarter 2026 Results

TAMPA, Fla., Aug. 5, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, today reported second quarter of 2026 financial results.

PRNewsWire8/5/2026Neutral
Heritage Insurance: El Nino Puts The Odds In Favor Of A 2026 Beat, With A Twist

Heritage Insurance Holdings is executing a disciplined underwriting strategy, diversifying away from Florida, and maintaining stable attritional loss ratios despite inflation. I reiterate a BUY rating on HRTG, raising my price target to $36.9, reflecting a projected 17.5% EPS beat and potential 15% PE re-rating. 2026 profitability is supported by a favorable El Niño-driven hurricane outlook, but risks remain from random cat events and reinsurance leverage.

Seeking Alpha7/28/2026Positive
Heritage Announces Second Quarter 2026 Earnings Dates

TAMPA, Fla., July 24, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, will announce its second quarter 2026 financial results after the market close on Wednesday, August 5, 2026, followed by a 9:00am ET conference call on Thursday, August 6, 2026.

PRNewsWire7/24/2026Neutral
Heritage Insurance: Correction Is Not Yet Over, But Buying Opportunities Reappear

Heritage Insurance Holdings is upgraded from hold to soft buy following a 20% correction and improved valuation. HRTG demonstrates disciplined underwriting, tighter risk exposure, and robust liquidity, supporting sustainability amid inflation and hurricane risks. Valuation is attractive at a 3.2x P/E, with a target price of $23.50, offering a 12.74% upside, though upside is moderate.

Seeking Alpha6/4/2026Positive

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Data last updated: 8/18/2026