Heritage Insurance Holdings, Inc. (HRTG)
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- symbol HRTG
- Rev/Share 27.3061
- Book/Share 12.4243
- PB 2.0396
- Debt/Equity 0.3013
- CurrentRatio 0.0
- ROIC 0.1769
- MktCap 785985224.0
- FreeCF/Share -0.934
- PFCF -27.276
- PE 7.3101
- Debt/Assets 0.0455
- DivYield 0
- ROE 0.3336
- Rating A
- Score 4
- Recommendation Buy
- P/E Score 4
- DCF Score 5
- P/B Score 2
- D/E Score 2
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| No ratings available. | |||||||
News
How Crucial Are Managing Losses and LAE to Heritage's Profitability?
Published: October 10, 2025 by: Zacks Investment Research
Sentiment: Positive
Heritage Insurance's sharper focus on managing losses, rate adequacy, and tech investments is driving stronger underwriting profitability.
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Heritage Stock Moves Above 50-Day SMA: What Should Investors Know?
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive
Heritage Insurance climbs above its 50-day average as disciplined underwriting, tech upgrades and selective growth fuel investor optimism.
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Are Investors Undervaluing Heritage Insurance (HRTG) Right Now?
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Read More
3 P&C Insurance Stocks That Have Rallied More Than 25% YTD
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Despite higher catastrophe losses, HRTG, PRA, and HCI not only outperform the industry but also crush the Zacks S&P 500 composite and Finance sector.
Read More
Is Heritage Insurance's Profitability Anchored to Its Combined Ratio?
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Positive
HRTG's profitability hinges on keeping its combined ratio below 100% and recent gains show it's on track.
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Heritage Insurance Holdings, Inc. (HRTG) Soars to 52-Week High, Time to Cash Out?
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Heritage Insurance (HRTG) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
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Heritage Insurance (HRTG) Surges 11.7%: Is This an Indication of Further Gains?
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Heritage Insurance (HRTG) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.
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Is Heritage Insurance (HRTG) Stock Undervalued Right Now?
Published: September 19, 2025 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Read More
Heritage vs. Palomar: Which P&C Insurer Offers Better Returns?
Published: September 18, 2025 by: Zacks Investment Research
Sentiment: Positive
HRTG and PLMR ride industry tailwinds, but Heritage's strong ROE, share gains, and lower valuation make it the safer play.
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Does Technology Power Heritage's Competitive Edge in Insurance?
Published: September 11, 2025 by: Zacks Investment Research
Sentiment: Neutral
HRTG taps AI, automation and digital tools to sharpen underwriting, streamline claims and fuel growth.
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Investment Income: A Strategic Lever for Heritage Insurance?
Published: September 08, 2025 by: Zacks Investment Research
Sentiment: Positive
HRTG relies on underwriting gains, with investment income providing added earnings support.
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Heritage Insurance Poised for Policy Growth Amid Repositioning?
Published: September 03, 2025 by: Zacks Investment Research
Sentiment: Positive
Heritage Insurance sharpens focus on profitable segments as policy growth initiatives and strong earnings estimates set the stage for expansion.
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Should Value Investors Buy Heritage Insurance (HRTG) Stock?
Published: September 03, 2025 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Read More
Heritage Insurance Zooms Past S&P 500 YTD: Time to Buy the Stock?
Published: September 01, 2025 by: Zacks Investment Research
Sentiment: Positive
Heritage Insurance rallies 96% YTD as underwriting discipline, diversification and tech investments fuel growth prospects.
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Invest in Value With These 5 High Earnings Yield Stocks
Published: August 25, 2025 by: Zacks Investment Research
Sentiment: Positive
Plains GP, Heritage Insurance, Mosaic, LATAM Airlines and PHINIA stand out with high earnings yield for value-focused investors.
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Should Value Investors Buy Heritage Insurance (HRTG) Stock?
Published: August 18, 2025 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Read More
Heritage Insurance: Only Buy If You Understand This
Published: August 14, 2025 by: Seeking Alpha
Sentiment: Negative
Heritage Insurance is pivoting to growth after years of consolidation, boasting improved underwriting and a more diversified geographic footprint beyond Florida. The company relies heavily on reinsurance, which acts as off-balance-sheet leverage, masking the true risk profile and increasing exposure to annual reinsurance market changes. Heritage's growth plans coincide with a softening insurance market, raising concerns about profitability as pricing power declines and catastrophe risks remain elevated.
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Best Momentum Stocks to Buy for August 12th
Published: August 12, 2025 by: Zacks Investment Research
Sentiment: Positive
SSRM, HRTG and VRT made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 12, 2025.
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Heritage Insurance Holdings, Inc. (HRTG) Q2 2025 Earnings Call Transcript
Published: August 06, 2025 by: Seeking Alpha
Sentiment: Neutral
Heritage Insurance Holdings, Inc. (NYSE:HRTG ) Q2 2025 Earnings Conference Call August 6, 2025 9:00 AM ET Company Participants Ernesto Jose Garateix - CEO & Director Kirk Howard Lusk - CFO & Treasurer Conference Call Participants Jon Paul Newsome - Piper Sandler & Co., Research Division Karol Krzysztof Chmiel - Citizens JMP Securities, LLC, Research Division Mark Douglas Hughes - Truist Securities, Inc., Research Division Operator Good morning, and welcome to the Heritage Insurance Holdings Second Quarter 2025 Earnings Conference Call. Please note, today's event is being recorded.
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What to Expect From These 4 Insurers This Earnings Season?
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Neutral
Here, we take a look at four insurance stocks, AFL, LMND, HRTG and AIZ, which are set to report second-quarter earnings on Aug. 5.
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Heritage Due to Report Q2 Earnings: Here's What to Expect
Published: August 01, 2025 by: Zacks Investment Research
Sentiment: Positive
HRTG eyes a 68.8% earnings jump in Q2 but a 0.00% Earnings ESP clouds the possibility of the continuation of the insurer's streak of beats.
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Heritage Insurance: A Super-Regional Success With Upside Potential
Published: July 13, 2025 by: Seeking Alpha
Sentiment: Positive
Heritage Insurance has completed a successful turnaround, shifting to disciplined underwriting, geographic diversification, and product optimization, resulting in robust profitability and improved margins. The company's risk profile is significantly de-risked, with most insured value now outside Florida and a strong, cost-effective reinsurance program in place. Valuation remains attractive, as HRTG trades at a discount to peers despite strong earnings growth, resilient balance sheet, and favorable market tailwinds from Florida tort reforms.
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4 High Earnings Yield Value Stocks You Should be Owning
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Positive
Unlock your portfolio value by investing in stocks like FMS, EGO, HOPE and HRTG.
Read More
4 P&C Insurance Stocks That Have Gained More Than 25% YTD
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Positive
Despite higher catastrophe losses, HRTG, PLMR, ROOT and HCI not only outperform the industry but also crush the Zacks S&P 500 composite and Finance sector.
Read More
HRTG's Reinsurance Program: Why is it a Cornerstone of Growth?
Published: June 26, 2025 by: Zacks Investment Research
Sentiment: Positive
HRTG's robust reinsurance strategy cuts costs, stabilizes earnings and fuels growth in high-margin specialty markets.
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HRTG vs HCI: Which Regional Insurance Carrier is a Safer Bet?
Published: June 24, 2025 by: Zacks Investment Research
Sentiment: Positive
HRTG's disciplined growth, tech upgrades and share buyback edge out HCI's strong reinsurance and tech spin-off plans.
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HRTG Boosts Premiums-in-Force With Mix Shift: Will it Aid Growth?
Published: June 19, 2025 by: Zacks Investment Research
Sentiment: Positive
HRTG grows premiums-in-force by shifting to higher-margin segments and exiting riskier personal lines markets.
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5 High-Earnings Yield Picks to Ride Out Market Uncertainty
Published: June 18, 2025 by: Zacks Investment Research
Sentiment: Negative
High earnings yield stocks like ARMN, NX, HRTG, BPOP and PRTH could offer value amid rising market volatility.
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Heritage's E&S Segment Fuels Growth: Can it Sustain the Momentum?
Published: June 17, 2025 by: Zacks Investment Research
Sentiment: Negative
The Excess and Surplus (E&S) segment is a key driver of growth for Heritage Insurance Holdings HRTG. It offers diversification to the super-regional U.S. property and casualty insurer's revenues generated from the admitted insurance market.
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HRTG Outpaces Industry in 3 Months: Time to Buy the Stock?
Published: June 11, 2025 by: Zacks Investment Research
Sentiment: Positive
HRTG soars 96.1% in 3 months, fueled by disciplined growth, reinsurance gains, and InsurTech-driven underwriting edge.
Read More
About Heritage Insurance Holdings, Inc. (HRTG)
- IPO Date 2014-05-23
- Website https://investors.heritagepci.com
- Industry Insurance - Property & Casualty
- CEO Ernesto Jose Garateix CPCU
- Employees 540