
Horizon Bancorp, Inc. (HBNC) Q2 2026 Earnings Call Transcript
Horizon Bancorp, Inc. is the banking holding company for Horizon Bank providing a range of commercial and retail banking services. The company is headquartered in Michigan City, Indiana.
| Revenue (TTM) | $-12.38M |
| Gross Profit (TTM) | $-12.38M |
| EBITDA | — |
| Operating Margin | 43.50% |
| Return on Equity | -19.00% |
| Return on Assets | -2.02% |
| Revenue/Share (TTM) | $-0.25 |
| Book Value | $14.21 |
| Price-to-Book | 1.44 |
| Price-to-Sales (TTM) | 3.76 |
| EV/Revenue | 8.93 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 3.70% |
| Quarterly Revenue Growth (YoY) | 16.90% |
| Shares Outstanding | $51.09M |
| Float | $49.93M |
| % Insiders | 2.25% |
| % Institutions | 77.09% |
Volatility is currently expanding

Horizon Bancorp, Inc. (HBNC) Q2 2026 Earnings Call Transcript

Horizon Bancorp IN) (NASDAQ: HBNC management said the bank's second-quarter 2026 results reflected continued strength in net interest margin, fee income, commercial lending and credit quality, while also noting a one-time legal expense accrual tied to an unfavorable litigation decision.

MICHIGAN CITY, Ind., July 22, 2026 (GLOBE NEWSWIRE) -- (NASDAQ GS: HBNC) – Horizon Bancorp, Inc. (“Horizon” or the “Company”), the parent company of Horizon Bank (the “Bank”), announced its unaudited financial results for the three months ended June 30, 2026.

Horizon Bancorp (HBNC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

MICHIGAN CITY, Ind., July 01, 2026 (GLOBE NEWSWIRE) -- (NASDAQ GS: HBNC) – Horizon Bancorp, Inc. (“Horizon” or the “Company”) will host a conference call at 7:30 a.m.

Does Horizon Bancorp (HBNC) have what it takes to be a top stock pick for momentum investors? Let's find out.

Horizon Bancorp (HBNC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Horizon Bancorp has delivered an 8.7% total return since my last Buy rating, outperforming the S&P 500 and KRE. Strategic asset sales, including $1.7B in securities and $190M in auto loans, have reduced risk and are expected to improve margins and ROA. Deposit costs remain well-managed at 1.97%, 72 bps below peers, reflecting successful efforts to reduce high-cost transactional deposits.

MICHIGAN CITY, Ind, April 22, 2026 (GLOBE NEWSWIRE) -- (NASDAQ GS: HBNC) -- Horizon Bancorp, Inc. (“Horizon” or the “Company”), the parent company of Horizon Bank (the “Bank”), announced its unaudited financial results for the three months ended March 31, 2026. “Horizon's first quarter results demonstrate the consistency of our profitability profile and the strength of Horizon's high quality community banking model.
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