HBNC

Horizon Bancorp
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$1.06B
P/E Ratio
9.21
EPS
$2.26
Beta
0.82
52W High
$22.00
52W Low
$14.93
50-Day MA
$19.73
200-Day MA
$18.78
Dividend Yield
3.07%
Profit Margin
35.90%
Forward P/E
11.05
PEG Ratio
0.80

About Horizon Bancorp

Horizon Bancorp, Inc. is the banking holding company for Horizon Bank providing a range of commercial and retail banking services. The company is headquartered in Michigan City, Indiana.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$296.78M
Gross Profit (TTM)$296.78M
EBITDA—
Operating Margin46.90%
Return on Equity15.70%
Return on Assets1.60%
Revenue/Share (TTM)$5.81
Book Value$13.68
Price-to-Book1.52
Price-to-Sales (TTM)3.58
EV/Revenue8.93
EV/EBITDA—
Quarterly Earnings Growth (YoY)3.70%
Quarterly Revenue Growth (YoY)16.90%
Shares Outstanding$51.11M
Float$49.95M
% Insiders2.25%
% Institutions81.95%

Historical Volatility

HV 10-Day
27.57%
HV 20-Day
24.32%
HV 30-Day
23.27%
HV 60-Day
19.91%
HV Rank
58.3%

Volatility is currently expanding

Analyst Ratings

Consensus ($23.80 target)
1
Strong Buy
3
Buy
1
Hold

Latest News

Reason For Optimism Remains At Horizon Bancorp

Horizon Bancorp remains a buy, supported by strong Q3 2026 results, robust profitability metrics, and a forward PE under 10. HBNC delivered Q3 net income of $28.7M ($0.56/share), beating consensus and sustaining high ROA (1.73%) and ROE (15.61%). Net interest margin held firm at 4.37%, with asset quality stable and nonperforming loans at just 0.72% of total loans.

Seeking Alpha10/29/2026Positive
Horizon Bancorp, Inc. (HBNC) Q3 2026 Earnings Call Transcript

Horizon Bancorp, Inc. ( HBNC ) Q3 2026 Earnings Call October 22, 2026 8:30 AM EDT Company Participants Deanna Chase Thomas Prame - CEO, President & Director Lynn Kerber - Executive VP & Chief Commercial Banking Officer John Stewart - CFO & Executive VP Conference Call Participants Brendan Nosal - Hovde Group, LLC, Research Division Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division Nathan Race - Piper Sandler & Co., Research Division Brandon Rud - Stephens Inc., Research Division Brian Martin - Brean Capital, LLC, Research Division Presentation Operator Good morning, everyone, and welcome to the Horizon Bancorp, Inc. conference call to discuss the financial results for the third quarter of 2026. [Operator Instructions] Now, I will turn the call over to Deanna Chase from Horizon Bank for the opening introduction.

Seeking Alpha10/22/2026Neutral
What Horizon Bancorp (IN) (HBNC) Said on Its Q3 Earnings Call

Horizon Bancorp IN) (NASDAQ: HBNC reported what management described as a productive third quarter of 2026, supported by mid-single-digit annualized loan and deposit growth, stable net interest margin, expanding capital levels and continued strength in fee-generating businesses.

MarketBeat10/22/2026Positive
Horizon Bancorp (IN) Q2 Earnings Call Highlights

Horizon Bancorp IN) (NASDAQ: HBNC management said the bank's second-quarter 2026 results reflected continued strength in net interest margin, fee income, commercial lending and credit quality, while also noting a one-time legal expense accrual tied to an unfavorable litigation decision.

MarketBeat7/23/2026Positive

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Data last updated: 11/7/2026