
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?
Hanmi Financial Corporation is the holding company of Hanmi Bank offering commercial banking products and services in the United States. The company is headquartered in Los Angeles, California.
| Revenue (TTM) | $277.92M |
| Gross Profit (TTM) | $277.92M |
| EBITDA | — |
| Operating Margin | 45.00% |
| Return on Equity | 11.30% |
| Return on Assets | 1.13% |
| Revenue/Share (TTM) | $9.37 |
| Book Value | $27.62 |
| Price-to-Book | 1.16 |
| Price-to-Sales (TTM) | 3.42 |
| EV/Revenue | 3.757 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 58.00% |
| Quarterly Revenue Growth (YoY) | 23.30% |
| Shares Outstanding | $29.65M |
| Float | $28.75M |
| % Insiders | 2.19% |
| % Institutions | 95.57% |
Volatility is currently contracting

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?

Hanmi Financial Corporation maintains a soft ‘buy' rating due to improving fundamentals, robust asset quality, and expanding net interest margin. HAFC's deposit base grew to $6.96 billion, while loan balances slightly declined and uninsured deposits rose to 44.9%, above the preferred threshold. Net interest margin increased to 3.36%, aided by lower deposit and debt costs, driving net interest income up to $62.7 million.

Hanmi Financial Corporation is upgraded to Buy, reflecting improved operational metrics and a stronger bottom line. HAFC maintains a robust deposit base with 30.7% non-interest-bearing deposits. Net interest margin stood at 3.36% in Q2 2026. Commercial real estate loans comprise 61% of the loan portfolio, with non-owner-occupied CRE at 41%. Heavy concentration of these loans in California adds risk here.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?

LOS ANGELES, Aug. 17, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the parent company of Hanmi Bank (the “Bank”), today announced its participation in a non-deal roadshow hosted by Piper Sandler. The roadshow will take place on Monday, August 17 through Wednesday, August 19, 2026, in Dallas, St. Louis, and Minneapolis.

LOS ANGELES, July 30, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or the “Company”), the parent company of Hanmi Bank (the “Bank”), today announced the closing of a $55.0 million private placement of fixed-to-floating rate subordinated notes. The Company plans to use the net proceeds to redeem its outstanding $110.0 million of callable subordinated notes and for general corporate purposes.

LOS ANGELES, July 27, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the parent company of Hanmi Bank (the “Bank”), today announced its participation in the 2026 KBW Summer Bank Conference on Tuesday, July 28 and Wednesday, July 29, 2026, in New York City.

LOS ANGELES, July 23, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC) (“Hanmi” or the “Company”), the parent company of Hanmi Bank (the “Bank”), today announced that its Board of Directors declared a cash dividend on its common stock for the 2026 third quarter of $0.28 per share. The dividend will be paid on August 19, 2026, to stockholders of record as of the close of business on August 3, 2026.

The headline numbers for Hanmi Financial (HAFC) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Hanmi Financial Corporation (HAFC) Q2 2026 Earnings Call Transcript
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