FSBC

Five Star Bancorp
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$1.02B
P/E Ratio
18.83
EPS
$2.54
Beta
0.51
52W High
$50.26
52W Low
$27.83
50-Day MA
$45.57
200-Day MA
$39.53
Dividend Yield
2.01%
Profit Margin
43.00%
Forward P/E
PEG Ratio

About Five Star Bancorp

Five Star Bancorp is the banking holding company for Five Star Bank offering a range of banking products and services to small and medium-sized businesses, professionals and individuals. The company is headquartered in Rancho Cordova, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$167.61M
Gross Profit (TTM)$167.61M
EBITDA
Operating Margin58.40%
Return on Equity16.20%
Return on Assets1.47%
Revenue/Share (TTM)$7.89
Book Value$22.14
Price-to-Book2.13
Price-to-Sales (TTM)6.10
EV/Revenue8.31
EV/EBITDA
Quarterly Earnings Growth (YoY)33.80%
Quarterly Revenue Growth (YoY)27.60%
Shares Outstanding$21.38M
Float$15.54M
% Insiders24.93%
% Institutions53.08%

Historical Volatility

HV 10-Day
26.57%
HV 20-Day
24.75%
HV 30-Day
23.78%
HV 60-Day
21.03%
HV Rank
47.6%

Volatility is currently expanding

Analyst Ratings

Consensus ($51.00 target)
1
Strong Buy
2
Buy
2
Hold

Latest News

Five Star Bancorp Announces the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering

RANCHO CORDOVA, Calif., July 27, 2026 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), announced today the full exercise and closing of the sale of 408,750 shares of Company common stock to the underwriters in its previously announced underwritten public offering, pursuant to the underwriters' option to purchase additional shares. When combined with the shares sold in the closing that occurred on July 24, 2026, the Company sold 3,133,750 shares of its common stock at a public offering price of $44.00 per share. The proceeds to the Company, after deducting underwriting discounts and commissions but before deducting offering expenses payable by the Company, were approximately $130.6 million. The Company intends to use the net proceeds of the offering for general corporate purposes and to support its continued growth, including through investments in the Bank to pursue growth opportunities, and for working capital.

GlobeNewsWire7/27/2026Neutral
Five Star Bancorp Q2 Earnings Call Highlights

Five Star Bancorp NASDAQ: FSBC reported higher second-quarter 2026 earnings as loan and deposit growth continued to drive balance sheet expansion, while management highlighted ongoing market expansion in California and a continued focus on core deposit relationships.

MarketBeat7/23/2026Positive
Five Star Bancorp Announces Pricing of Common Stock Offering

RANCHO CORDOVA, Calif., July 22, 2026 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), announced today the pricing of the previously announced underwritten public offering of 2,725,000 shares of its common stock at a public offering price of $44.00 per share. The expected proceeds to the Company, after deducting underwriting discounts and commissions but before deducting offering expenses payable by the Company, are approximately $113.6 million. In addition, the Company has granted the underwriters a 30-day option to purchase up to an additional 408,750 shares of Company common stock at the public offering price, less underwriting discounts and commissions.

GlobeNewsWire7/23/2026Neutral
Five Star Bancorp Announces Launch of Common Stock Offering

RANCHO CORDOVA, Calif., July 22, 2026 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), announced today that it has launched an underwritten public offering of shares of its common stock. The Company intends to grant the underwriters a 30-day option to purchase additional shares of its common stock.

GlobeNewsWire7/22/2026Neutral
Five Star Bancorp Announces Second Quarter 2026 Results

RANCHO CORDOVA, Calif., July 22, 2026 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $19.4 million for the three months ended June 30, 2026, as compared to $18.6 million for the three months ended March 31, 2026 and $14.5 million for the three months ended June 30, 2025.

GlobeNewsWire7/22/2026Neutral
Five Star Bancorp: A CRE-Focused Bank With An Exemplary Track Record

Five Star Bancorp demonstrates robust earnings growth, driven by disciplined underwriting and a high-quality, expanding loan book. FSBC's focus on manufactured home communities and RV parks, with low average CRE LTV ratios (49%), limits risk despite sector concerns. The bank's strong asset growth and low loan loss provisions support a premium valuation above 2x tangible book value and a 13x earnings multiple.

Seeking Alpha6/26/2026Positive

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Data last updated: 7/29/2026