2 Outperform Rated Regional Banks
CFFI and FRAF have compelling EPS growth catalysts.
Zacks Investment Research5/19/2026Positive
FRAF
Franklin Financial Services CorpNASDAQFINANCIAL SERVICESBANKS - REGIONAL
Key Statistics
Market Cap
$273.99M
P/E Ratio
11.42
EPS
$5.34
Beta
-0.02
52W High
$64.88
52W Low
$36.84
50-Day MA
$58.90
200-Day MA
$52.43
Dividend Yield
2.14%
Profit Margin
26.50%
Forward P/E
12.00
PEG Ratio
1.03
About Franklin Financial Services Corp
Franklin Financial Services Corporation is the banking holding company for the Farmers and Merchants Trust Company of Chambersburg providing commercial, retail and trust banking services to small and medium-sized businesses, individuals, government entities, and non-profit organizations in Pennsylvania. The company is headquartered in Chambersburg, Pennsylvania.
Fundamentals
| Revenue (TTM) | $90.19M |
| Gross Profit (TTM) | $90.19M |
| EBITDA | — |
| Operating Margin | 37.10% |
| Return on Equity | 14.50% |
| Return on Assets | 1.05% |
| Revenue/Share (TTM) | $20.17 |
| Book Value | $39.78 |
| Price-to-Book | 1.60 |
| Price-to-Sales (TTM) | 3.04 |
| EV/Revenue | 5.5 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 68.20% |
| Quarterly Revenue Growth (YoY) | 22.00% |
| Shares Outstanding | $4.49M |
| Float | $4.18M |
| % Insiders | 6.50% |
| % Institutions | 34.16% |
Historical Volatility
HV 10-Day
28.68%
HV 20-Day
29.80%
HV 30-Day
29.25%
HV 60-Day
31.74%
HV Rank
57.9%
Volatility is currently contracting
Analyst Ratings
Consensus ($64.00 target)
1
BuyLatest News
Franklin Financial Q1 Earnings Surge 69% Y/Y on Margin Expansion
FRAF posts strong Q1 results, with 69% profit growth, driven by higher net interest income, margin expansion and solid fee income gains.
Zacks Investment Research4/29/2026Positive
Franklin Financial Services Corporation (FRAF) Shareholder/Analyst Call Prepared Remarks Transcript
Franklin Financial Services Corporation (FRAF) Shareholder/Analyst Call Prepared Remarks Transcript
Seeking Alpha4/28/2026Neutral
Franklin Financial Reports First Quarter 2026 Results; Declares Dividend
CHAMBERSBURG, Pa., April 23, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its first quarter 2026 results.
PRNewsWire4/23/2026Neutral
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Data last updated: 7/9/2026