
FRAF posts y/y earnings growth in Q2 as net interest income improves despite increased credit loss provisions and rising non-performing loans.
Franklin Financial Services Corporation is the banking holding company for the Farmers and Merchants Trust Company of Chambersburg providing commercial, retail and trust banking services to small and medium-sized businesses, individuals, government entities, and non-profit organizations in Pennsylvania. The company is headquartered in Chambersburg, Pennsylvania.
| Revenue (TTM) | $91.35M |
| Gross Profit (TTM) | $91.35M |
| EBITDA | — |
| Operating Margin | 37.70% |
| Return on Equity | 14.40% |
| Return on Assets | 1.07% |
| Revenue/Share (TTM) | $20.37 |
| Book Value | $40.91 |
| Price-to-Book | 1.54 |
| Price-to-Sales (TTM) | 3.15 |
| EV/Revenue | 5.3 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 11.40% |
| Quarterly Revenue Growth (YoY) | 5.30% |
| Shares Outstanding | $4.49M |
| Float | $4.18M |
| % Insiders | 6.50% |
| % Institutions | 34.19% |
Volatility is currently expanding

FRAF posts y/y earnings growth in Q2 as net interest income improves despite increased credit loss provisions and rising non-performing loans.

CHAMBERSBURG, Pa., July 24, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its second quarter and year-to-date 2026 financial results.

Community Bancorp and Franklin Financial offer attractive banking fundamentals, but differences in growth and valuation create a clear winner.

CFFI and FRAF have compelling EPS growth catalysts.

FRAF posts strong Q1 results, with 69% profit growth, driven by higher net interest income, margin expansion and solid fee income gains.

Franklin Financial Services Corporation (FRAF) Shareholder/Analyst Call Prepared Remarks Transcript

CHAMBERSBURG, Pa., April 23, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its first quarter 2026 results.
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