Farmers & Merchants Bancorp, Inc. (FMAO)

US — Financial Services Sector
Peers: HMNF  HFBL  FFNW  FNWB  FCAP  CWBC  GSBC  OFED  CULL  HTBI  CFBK 

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Key Metrics & Ratings

  • symbol FMAO
  • Rev/Share 10.1862
  • Book/Share 25.1197
  • PB 0.9088
  • Debt/Equity 0.8926
  • CurrentRatio 0.2241
  • ROIC 0.0309

 

  • MktCap 313184223.0
  • FreeCF/Share 2.8331
  • PFCF 8.0581
  • PE 11.3759
  • Debt/Assets 0.0908
  • DivYield 0.0387
  • ROE 0.0823

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 3
  • P/B Score 3
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
No ratings available.

News

F&M Bank Announces Resignation of Board Member Jo Ellen Hornish
FMAO
Published: May 20, 2025 by: GlobeNewsWire
Sentiment: Neutral

ARCHBOLD, Ohio, May 20, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), today announced that Jo Ellen Hornish has resigned from the Company's Board of Directors following its May 20, 2025, board meeting. Since 2013, Mrs.

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image for news F&M Bank Announces Resignation of Board Member Jo Ellen Hornish
Farmers & Merchants Bancorp: A Dividend King, Unique Farming Risk
FMAO, FMCB
Published: April 17, 2025 by: Seeking Alpha
Sentiment: Positive

Farmers & Merchants Bancorp shows resilience with strong returns, asset quality, and efficiency despite short-term agricultural risks and seasonal loan demand declines. The bank's net interest margin increased to 4.20%, driving net interest income to $53.1 million and achieving record Q1 earnings per share of $32.88. With a 60-year streak of dividend hikes and a 7.5X FWD EPS valuation, the stock remains attractive for dividend growth investors.

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image for news Farmers & Merchants Bancorp: A Dividend King, Unique Farming Risk
Farmers & Merchants Bancorp: Still Offering A Healthy Mix Of Quality And Value
FMAO, FMCB
Published: March 19, 2025 by: Seeking Alpha
Sentiment: Positive

2024 earnings were typically robust for agricultural bank Farmers & Merchants Bancorp. This bank has an excellent core deposit franchise, with that leading to very low funding costs and above-average profitability. While its net interest margin has been ticking up again, earning asset growth has been more challenging, putting some pressure on earnings.

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image for news Farmers & Merchants Bancorp: Still Offering A Healthy Mix Of Quality And Value
Farmers & Merchants Bancorp: A Deeply Undervalued Dividend King
FMAO, FMCB
Published: February 25, 2025 by: Seeking Alpha
Sentiment: Positive

Farmers & Merchants Bancorp is a high-quality, resilient bank with a strong growth record, trading at a remarkably low P/E ratio of 8.5x. The bank's proven resilience to recessions and consistent earnings growth make it an attractive option for conservative investors.

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image for news Farmers & Merchants Bancorp: A Deeply Undervalued Dividend King
F&M Bank Welcomes Carly Buchanan as Chief People Officer
FMAO
Published: February 14, 2025 by: GlobeNewsWire
Sentiment: Neutral

ARCHBOLD, Ohio, Feb. 14, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) is pleased to announce Carly Buchanan as its new Chief People Officer. With over 18 years of HR, leadership, and organizational development experience across multiple industries, Carly will lead F&M's Human Resources Department, driving strategic HR planning, talent acquisition, employee engagement, and organizational growth.

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image for news F&M Bank Welcomes Carly Buchanan as Chief People Officer
Farmers & Merchants Bancorp, Inc. Reports 2024 Fourth-Quarter and Full-Year Financial Results
FMAO
Published: February 12, 2025 by: GlobeNewsWire
Sentiment: Neutral

ARCHBOLD, Ohio, Feb. 12, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2024 fourth quarter and twelve months ended December 31, 2024.

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image for news Farmers & Merchants Bancorp, Inc. Reports 2024 Fourth-Quarter and Full-Year Financial Results
F&M Bank Welcomes Peter Schork as Regional President for Toledo, Ohio & Southeast Michigan
FMAO
Published: February 10, 2025 by: GlobeNewsWire
Sentiment: Neutral

ARCHBOLD, Ohio, Feb. 10, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) announced that Peter Schork has joined F&M as Regional President of the Toledo, Ohio, and Southeastern Michigan regions. Lars Eller, President and CEO of F&M stated, “As a proven community banker, Peter brings a wealth of experience to F&M.

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image for news F&M Bank Welcomes Peter Schork as Regional President for Toledo, Ohio & Southeast Michigan
F&M Bank Welcomes Peter Schork as Market President for Toledo, OH & Birmingham, MI
FMAO
Published: February 10, 2025 by: GlobeNewsWire
Sentiment: Neutral

ARCHBOLD, Ohio, Feb. 10, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) announced that Peter Schork has joined F&M as Market President of the Toledo, Ohio and Birmingham, Michigan markets. Lars Eller, President and CEO of F&M stated, “As a proven community banker, Peter brings a wealth of experience to F&M.

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image for news F&M Bank Welcomes Peter Schork as Market President for Toledo, OH & Birmingham, MI

About Farmers & Merchants Bancorp, Inc. (FMAO)

  • IPO Date 2006-01-30
  • Website https://www.fm.bank
  • Industry Banks - Regional
  • CEO Mr. Lars B. Eller
  • Employees 482

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.