Fair Isaac Corporation (FICO)

US — Technology Sector
Peers: CLS  GRMN  NOK  TEAM  TTD  ZM  XYZ  PTC  CTSH  UI 

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Key Metrics & Ratings

  • symbol FICO
  • Rev/Share 83.2686
  • Book/Share -73.0179
  • PB -21.4631
  • Debt/Equity -1.7613
  • CurrentRatio 0.8304
  • ROIC 0.5296

 

  • MktCap 37618286512.0
  • FreeCF/Share 31.2875
  • PFCF 50.2882
  • PE 57.474
  • Debt/Assets 1.646
  • DivYield 0
  • ROE -0.4824

 

  • Rating C+
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 3
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade FICO Oppenheimer Outperform Perform -- -- Oct. 13, 2025
Initiation FICO Seaport Research Partners -- Buy -- $1600 Oct. 1, 2025
Initiation FICO BMO Capital Markets -- Outperform -- $2000 July 10, 2025
Upgrade FICO Robert W. Baird Neutral Outperform -- $1900 May 28, 2025
Initiation FICO BofA Securities -- Buy -- $2800 April 10, 2025
Upgrade FICO RBC Capital Mkts Sector Perform Outperform $2040 $2170 Feb. 26, 2025
Initiation FICO JP Morgan -- Neutral -- $2150 Dec. 20, 2024
Initiation FICO UBS -- Neutral -- $2100 Oct. 1, 2024
Initiation FICO Oppenheimer -- Outperform -- $1967 Sept. 3, 2024

News

Invest in These 5 Big Data Behemoths to Tap Wall Street Rally
FFIV, FICO, MCO, SPGI, TDC
Published: January 19, 2026 by: Zacks Investment Research
Sentiment: Neutral

Five big data leaders - FICO, TDC, FFIV, SPGI and MCO - are leveraging AI, analytics and acquisitions to capture rising data demand.

Read More
image for news Invest in These 5 Big Data Behemoths to Tap Wall Street Rally
Fair Isaac (FICO) is a Top-Ranked Growth Stock: Should You Buy?
FICO
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

Read More
image for news Fair Isaac (FICO) is a Top-Ranked Growth Stock: Should You Buy?
Why Investors Need to Take Advantage of These 2 Computer and Technology Stocks Now
FICO, FTNT
Published: January 14, 2026 by: Zacks Investment Research
Sentiment: Positive

Finding stocks expected to beat quarterly earnings estimates becomes an easier task with our Zacks Earnings ESP.

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image for news Why Investors Need to Take Advantage of These 2 Computer and Technology Stocks Now
Will Fair Isaac (FICO) Beat Estimates Again in Its Next Earnings Report?
FICO
Published: January 13, 2026 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Will Fair Isaac (FICO) Beat Estimates Again in Its Next Earnings Report?
Why Investors Need to Take Advantage of These 2 Computer and Technology Stocks Now
FICO, TSM
Published: January 13, 2026 by: Zacks Investment Research
Sentiment: Positive

The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.

Read More
image for news Why Investors Need to Take Advantage of These 2 Computer and Technology Stocks Now
Here is Why Growth Investors Should Buy Fair Isaac (FICO) Now
FICO
Published: January 12, 2026 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) possesses solid growth attributes, which could help it handily outperform the market.

Read More
image for news Here is Why Growth Investors Should Buy Fair Isaac (FICO) Now
How Low Can FICO Stock Go?
FICO
Published: January 02, 2026 by: Forbes
Sentiment: Neutral

Fair Isaac (FICO) is actively pursuing its core scoring business and transitioning to the FICO Platform, powered by strong demand and advancements in AI. However, as investors consider the sustainability of earnings in an increasingly unpredictable macroeconomic environment, it's important to ask: how resilient could FICO be in the face of potential market changes?

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image for news How Low Can FICO Stock Go?
FICO: Direct Licensing Will Drive Growth
FICO
Published: December 19, 2025 by: Seeking Alpha
Sentiment: Neutral

Fair Isaac Corporation (FICO) commands an impenetrable monopoly in credit scoring, with 89% EBIT margins in its core segment. Despite a 65x TTM valuation, FICO's direct licensing model and minimal CapEx support robust EPS growth and bottom-line expansion. Debt-funded buybacks and high leverage pose risks, but fixed-rate debt and negligible reinvestment needs mitigate near-term concerns.

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image for news FICO: Direct Licensing Will Drive Growth
Why Is Fair Isaac (FICO) Up 5.8% Since Last Earnings Report?
FICO
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?

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image for news Why Is Fair Isaac (FICO) Up 5.8% Since Last Earnings Report?
Can FICO Stock Rebound From Here?
FICO
Published: December 05, 2025 by: Forbes
Sentiment: Positive

Fair Isaac (FICO) stock deserves a spot on your watchlist — and not just for its fundamentals. The shares are currently trading within a well-established support zone between $1,683 and $1,860, a range that has triggered meaningful rebounds in the past.

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image for news Can FICO Stock Rebound From Here?
Buy 5 Financial Technology Ginats Amid Fed Rate Cut Hope in December
FICO, HOOD, IBKR, MCO, SOFI
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Fed rate-cut hopes lift fintech outlook as HOOD, IBKR, FICO, SOFI and MCO gain momentum.

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image for news Buy 5 Financial Technology Ginats Amid Fed Rate Cut Hope in December
3 Reasons Why Growth Investors Shouldn't Overlook Fair Isaac (FICO)
FICO
Published: November 27, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) possesses solid growth attributes, which could help it handily outperform the market.

Read More
image for news 3 Reasons Why Growth Investors Shouldn't Overlook Fair Isaac (FICO)
Here's What Key Metrics Tell Us About Fair Isaac (FICO) Q4 Earnings
FICO
Published: November 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Fair Isaac (FICO) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news Here's What Key Metrics Tell Us About Fair Isaac (FICO) Q4 Earnings
Buy 5 Big Data Behemoths to Strengthen Your Portfolio Returns in 2026
DELL, FICO, GWRE, NVDA, PLTR
Published: November 13, 2025 by: Zacks Investment Research
Sentiment: Positive

Five data-driven giants, NVDA, DELL, PLTR, FICO and GWRE, are powering AI, analytics, and cloud innovation to boost portfolio returns in 2026.

Read More
image for news Buy 5 Big Data Behemoths to Strengthen Your Portfolio Returns in 2026
Is Fair Isaac (FICO) a Solid Growth Stock? 3 Reasons to Think "Yes"
FICO
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) is well positioned to outperform the market, as it exhibits above-average growth in financials.

Read More
image for news Is Fair Isaac (FICO) a Solid Growth Stock? 3 Reasons to Think "Yes"
Fair Isaac Q4 Earnings Top Estimates, Strong Scores Drive Up Sales Y/Y
FICO
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive

FICO's fiscal fourth-quarter earnings and revenue beat estimates as booming Scores revenue and stronger mortgage originations fuel growth.

Read More
image for news Fair Isaac Q4 Earnings Top Estimates, Strong Scores Drive Up Sales Y/Y
FICO to Report Q4 Earnings: What's in Store for the Stock?
FICO
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

FICO's Q4 results may show strength from AI partnerships and new scoring products, even as sequential revenue declines weigh on the outlook.

Read More
image for news FICO to Report Q4 Earnings: What's in Store for the Stock?
Exploring Analyst Estimates for Fair Isaac (FICO) Q4 Earnings, Beyond Revenue and EPS
FICO
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top-and-bottom-line estimates for Fair Isaac (FICO), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2025.

Read More
image for news Exploring Analyst Estimates for Fair Isaac (FICO) Q4 Earnings, Beyond Revenue and EPS
FICO Score Mortgage Simulator Now Available Through SharperLending to Empower Borrowers and Lenders and Optimize Loan Options
FICO
Published: October 29, 2025 by: Business Wire
Sentiment: Neutral

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--SharperLending Solutions is now offering the FICO® Score Mortgage Simulator on the SharperLending Credit Platform.

Read More
image for news FICO Score Mortgage Simulator Now Available Through SharperLending to Empower Borrowers and Lenders and Optimize Loan Options
FICO Survey: Fraud Department Is Secret Weapon for UK Customer Acquisition
FICO
Published: October 29, 2025 by: Business Wire
Sentiment: Neutral

LONDON--(BUSINESS WIRE)--FICO (NYSE: FICO) New researchi on fraud, identity, and digital banking from global analytics software leader FICO reveals that British consumers are prioritizing fraud protection over other considerations when selecting financial service providers. Banking-related fraud, such as stolen cards and identity theft leading to application fraud, tops their list of concerns, while traditional scams like cash theft and shopping frauds rank far lower. “Fraud prevention is no lo.

Read More
image for news FICO Survey: Fraud Department Is Secret Weapon for UK Customer Acquisition
Fair Isaac (FICO) is an Incredible Growth Stock: 3 Reasons Why
FICO
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) is well positioned to outperform the market, as it exhibits above-average growth in financials.

Read More
image for news Fair Isaac (FICO) is an Incredible Growth Stock: 3 Reasons Why
Buy 3 Tech Stocks on the Dip to Strengthen Your Portfolio in Q4
DOCU, FICO, RDDT
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

DOCU, RDDT and FICO are trading well below their 52-week highs - three tech names poised for potential upside in Q4.

Read More
image for news Buy 3 Tech Stocks on the Dip to Strengthen Your Portfolio in Q4
FICO Stock Lost 9.8% In A Day. Do You Buy Or Wait?
FICO
Published: October 09, 2025 by: Forbes
Sentiment: Negative

Fair Isaac (FICO) stock has plummeted 9.8% in a single day. Are you an existing shareholder or considering making a purchase?

Read More
image for news FICO Stock Lost 9.8% In A Day. Do You Buy Or Wait?
3 Reasons Growth Investors Will Love Fair Isaac (FICO)
FICO
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) possesses solid growth attributes, which could help it handily outperform the market.

Read More
image for news 3 Reasons Growth Investors Will Love Fair Isaac (FICO)
Why Fair Isaac (FICO) is Poised to Beat Earnings Estimates Again
FICO
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Why Fair Isaac (FICO) is Poised to Beat Earnings Estimates Again
Fair Isaac (FICO) Upgraded to Buy: Here's What You Should Know
FICO
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Read More
image for news Fair Isaac (FICO) Upgraded to Buy: Here's What You Should Know
Fair Isaac Stock Scores Big With Pricing Change. Credit Bureaus, Not So Much.
FICO
Published: October 03, 2025 by: Barrons
Sentiment: Positive

Fair Isaac, the producer of the FICO Score, changed its pricing model, giving it a greater share of the overall credit-scoring revenue.

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image for news Fair Isaac Stock Scores Big With Pricing Change. Credit Bureaus, Not So Much.
Fair Isaac Shares Rise 3% To Intraday High After Power Inflow Signal
FICO
Published: October 03, 2025 by: Benzinga
Sentiment: Positive

Fair Isaac Corp (NYSE:FICO) experienced a significant Power Inflow alert, a key bullish indicator that is closely tracked by traders who value order flow analytics, specifically institutional and retail order flow data.At 10:12 AM EST on October 3rd, FICO triggered a Power Inflow signal at a price of $1824.73. Prior to the alert, FICO's stock price had been stagnant during the first hour of trading.

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image for news Fair Isaac Shares Rise 3% To Intraday High After Power Inflow Signal
Fair Isaac (FICO) Moves 18.0% Higher: Will This Strength Last?
FICO
Published: October 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Read More
image for news Fair Isaac (FICO) Moves 18.0% Higher: Will This Strength Last?
Markets Rally On Rate Cut Hopes As AI And Credit Stocks Surge
FICO
Published: October 03, 2025 by: Forbes
Sentiment: Positive

Key Takeaways

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image for news Markets Rally On Rate Cut Hopes As AI And Credit Stocks Surge

About Fair Isaac Corporation (FICO)

  • IPO Date 1987-07-22
  • Website https://www.fico.com
  • Industry Software - Application
  • CEO William J. Lansing
  • Employees 3718

Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.