Citizens & Northern Corporation (CZNC)

US — Financial Services Sector
Peers: CBAN  BCML  RBB  PCB  FSBW  PLBC  CZFS  WSBF  FNLC  OBT 

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Key Metrics & Ratings

  • symbol CZNC
  • Rev/Share 9.4731
  • Book/Share 18.6442
  • PB 1.0405
  • Debt/Equity 0.6434
  • CurrentRatio 0.1668
  • ROIC 0.0541

 

  • MktCap 301006093.0
  • FreeCF/Share 1.7736
  • PFCF 11.0502
  • PE 11.0566
  • Debt/Assets 0.0706
  • DivYield 0.0577
  • ROE 0.0962

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 3
  • DCF Score 4
  • P/B Score 3
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
No ratings available.

News

Citizens & Northern (CZNC) Earnings Expected to Grow: Should You Buy?
CZNC
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Neutral

Citizens & Northern (CZNC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Citizens & Northern (CZNC) Earnings Expected to Grow: Should You Buy?
Best Income Stocks to Buy for September 15th
CZNC, EMBC, FFBC
Published: September 15, 2025 by: Zacks Investment Research
Sentiment: Positive

CZNC, EMBC and FFBC made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 15, 2025.

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image for news Best Income Stocks to Buy for September 15th
Best Income Stocks to Buy for September 5th
CZNC, KT, ORRF
Published: September 05, 2025 by: Zacks Investment Research
Sentiment: Positive

CZNC, KT and ORRF made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 5, 2025.

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image for news Best Income Stocks to Buy for September 5th
Citizens & Northern (CZNC) Moves 5.2% Higher: Will This Strength Last?
CZNC
Published: August 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Citizens & Northern (CZNC) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock suggests that there could be more strength down the road.

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image for news Citizens & Northern (CZNC) Moves 5.2% Higher: Will This Strength Last?
Best Income Stocks to Buy for August 15th
CZNC, NGG, TEN
Published: August 15, 2025 by: Zacks Investment Research
Sentiment: Positive

TEN, CZNC and NGG made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 15, 2025.

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image for news Best Income Stocks to Buy for August 15th
Citizens & Northern (CZNC) Misses Q2 Earnings Estimates
CZNC
Published: August 08, 2025 by: Zacks Investment Research
Sentiment: Negative

Citizens & Northern (CZNC) came out with quarterly earnings of $0.4 per share, missing the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.4 per share a year ago.

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image for news Citizens & Northern (CZNC) Misses Q2 Earnings Estimates
Bert's May 2025 Dividend Income Summary
ABBV, C, CZNC, KMI, NSC, O, PG, SBUX, T, TXN, VZ
Published: June 03, 2025 by: Seeking Alpha
Sentiment: Negative

Our dividend income dropped by 15% in May. We had Healthpeak Properties change the structure of its dividend. June will be a very exciting month and I cannot wait to see the dividend distributions for our ETFs, especially SCHD.

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image for news Bert's May 2025 Dividend Income Summary

About Citizens & Northern Corporation (CZNC)

  • IPO Date 1994-04-05
  • Website https://www.cnbankpa.com
  • Industry Banks - Regional
  • CEO J. Bradley Scovill
  • Employees 386

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers. The company offers lending products include commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit; and deposit products, including various types of checking accounts, passbook and statement savings accounts, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposits. It also offers wealth management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services; and a range of personal and commercial insurance products; mutual funds, annuities, educational savings accounts, and other investment products through registered agents. In addition, the company reinsures credit and mortgage, life and accident, and health insurance products. As of December 31, 2021, it had 31 branch offices, including 23 in the Northern tier/Northcentral region of Pennsylvania, 2 in the Southern tier of New York State, 4 in Southeastern Pennsylvania, and 2 in Southcentral Pennsylvania, as well as a lending office in Elmira, New York. The company was founded in 1864 and is based in Wellsboro, Pennsylvania.