CZNC

Citizens & Northern Corp
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$406.53M
P/E Ratio
21.21
EPS
$1.07
Beta
0.40
52W High
$24.25
52W Low
$17.43
50-Day MA
$21.82
200-Day MA
$21.37
Dividend Yield
4.82%
Profit Margin
15.40%
Forward P/E
11.19
PEG Ratio
1.21

About Citizens & Northern Corp

Citizens & Northern Corporation is the banking holding company for Citizens & Northern Bank providing a range of banking and mortgage services to individual and corporate clients in northern central Pennsylvania and southern New York. The company is headquartered in Wellsboro, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$112.93M
Gross Profit (TTM)$112.93M
EBITDA
Operating Margin1.45%
Return on Equity5.64%
Return on Assets0.60%
Revenue/Share (TTM)$6.82
Book Value$18.74
Price-to-Book1.26
Price-to-Sales (TTM)3.60
EV/Revenue4.724
EV/EBITDA
Quarterly Earnings Growth (YoY)-96.20%
Quarterly Revenue Growth (YoY)-13.80%
Shares Outstanding$17.92M
Float$17.01M
% Insiders4.15%
% Institutions31.90%

Historical Volatility

HV 10-Day
34.85%
HV 20-Day
29.58%
HV 30-Day
27.46%
HV 60-Day
26.75%
HV Rank
87.7%

Volatility is currently expanding

Analyst Ratings

Consensus ($24.00 target)
1
Hold

Latest News

Camden National (CAC) Beats Q1 Earnings Estimates

Camden National (CAC) came out with quarterly earnings of $1.29 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $0.95 per share a year ago.

Zacks Investment Research4/28/2026Positive

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Data last updated: 7/9/2026