CZNC

Citizens & Northern Corp
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$457.34M
P/E Ratio
17.35
EPS
$1.47
Beta
0.40
52W High
$26.37
52W Low
$18.09
50-Day MA
$25.61
200-Day MA
$23.23
Dividend Yield
4.42%
Profit Margin
19.90%
Forward P/E
11.19
PEG Ratio
1.21

About Citizens & Northern Corp

Citizens & Northern Corporation is the banking holding company for Citizens & Northern Bank providing a range of banking and mortgage services to individual and corporate clients in northern central Pennsylvania and southern New York. The company is headquartered in Wellsboro, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$127.27M
Gross Profit (TTM)$127.27M
EBITDA—
Operating Margin42.20%
Return on Equity8.02%
Return on Assets0.88%
Revenue/Share (TTM)$7.42
Book Value$19.29
Price-to-Book1.33
Price-to-Sales (TTM)3.59
EV/Revenue4.433
EV/EBITDA—
Quarterly Earnings Growth (YoY)100.20%
Quarterly Revenue Growth (YoY)53.20%
Shares Outstanding$17.93M
Float$17.02M
% Insiders4.20%
% Institutions34.40%

Historical Volatility

HV 10-Day
13.02%
HV 20-Day
15.12%
HV 30-Day
13.60%
HV 60-Day
16.73%
HV Rank
3.6%

Volatility is currently contracting

Analyst Ratings

Consensus ($27.00 target)
1
Hold

Latest News

Camden National (CAC) Beats Q1 Earnings Estimates

Camden National (CAC) came out with quarterly earnings of $1.29 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $0.95 per share a year ago.

Zacks Investment Research4/28/2026Positive

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Data last updated: 10/17/2026