CZNC

Citizens & Northern Corp
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$500.74M
P/E Ratio
14.24
EPS
$1.96
Beta
0.38
52W High
$29.25
52W Low
$18.01
50-Day MA
$26.12
200-Day MA
$23.73
Dividend Yield
3.96%
Profit Margin
24.60%
Forward P/E
11.19
PEG Ratio
1.21

About Citizens & Northern Corp

Citizens & Northern Corporation is the banking holding company for Citizens & Northern Bank providing a range of banking and mortgage services to individual and corporate clients in northern central Pennsylvania and southern New York. The company is headquartered in Wellsboro, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$142.59M
Gross Profit (TTM)$142.59M
EBITDA—
Operating Margin47.70%
Return on Equity11.00%
Return on Assets1.21%
Revenue/Share (TTM)$8.04
Book Value$19.13
Price-to-Book1.56
Price-to-Sales (TTM)3.51
EV/Revenue4.588
EV/EBITDA—
Quarterly Earnings Growth (YoY)116.90%
Quarterly Revenue Growth (YoY)55.90%
Shares Outstanding$17.93M
Float$17.04M
% Insiders4.20%
% Institutions34.67%

Historical Volatility

HV 10-Day
26.08%
HV 20-Day
26.60%
HV 30-Day
24.14%
HV 60-Day
19.77%
HV Rank
59.5%

Volatility is currently expanding

Latest News

Camden National (CAC) Beats Q1 Earnings Estimates

Camden National (CAC) came out with quarterly earnings of $1.29 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $0.95 per share a year ago.

Zacks Investment Research4/28/2026Positive

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Data last updated: 11/7/2026