CZNC

Citizens & Northern Corp
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$450.35M
P/E Ratio
16.73
EPS
$1.50
Beta
0.40
52W High
$25.44
52W Low
$17.43
50-Day MA
$22.28
200-Day MA
$21.64
Dividend Yield
4.55%
Profit Margin
19.90%
Forward P/E
11.19
PEG Ratio
1.21

About Citizens & Northern Corp

Citizens & Northern Corporation is the banking holding company for Citizens & Northern Bank providing a range of banking and mortgage services to individual and corporate clients in northern central Pennsylvania and southern New York. The company is headquartered in Wellsboro, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$127.27M
Gross Profit (TTM)$127.27M
EBITDA
Operating Margin42.20%
Return on Equity8.02%
Return on Assets0.88%
Revenue/Share (TTM)$7.42
Book Value$19.29
Price-to-Book1.35
Price-to-Sales (TTM)3.54
EV/Revenue4.488
EV/EBITDA
Quarterly Earnings Growth (YoY)100.00%
Quarterly Revenue Growth (YoY)53.20%
Shares Outstanding$17.94M
Float$17.03M
% Insiders4.15%
% Institutions31.80%

Historical Volatility

HV 10-Day
31.13%
HV 20-Day
28.45%
HV 30-Day
29.71%
HV 60-Day
26.81%
HV Rank
98.4%

Volatility is currently expanding

Analyst Ratings

Consensus ($24.00 target)
1
Hold

Latest News

Camden National (CAC) Beats Q1 Earnings Estimates

Camden National (CAC) came out with quarterly earnings of $1.29 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $0.95 per share a year ago.

Zacks Investment Research4/28/2026Positive

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Data last updated: 7/29/2026