CZFS

Citizens Financial Services Inc. Common Stock
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$397.00M
P/E Ratio
9.65
EPS
$8.55
Beta
0.38
52W High
$83.85
52W Low
$51.11
50-Day MA
$73.25
200-Day MA
$64.34
Dividend Yield
2.46%
Profit Margin
35.80%
Forward P/E
9.27
PEG Ratio
0.00

About Citizens Financial Services Inc. Common Stock

Citizens Financial Services, Inc. is the banking holding company of First Citizens Community Bank that offers a variety of banking products and services for individual, business, government and institutional clients. The company is headquartered in Mansfield, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$114.76M
Gross Profit (TTM)$114.76M
EBITDA
Operating Margin44.50%
Return on Equity12.30%
Return on Assets1.33%
Revenue/Share (TTM)$23.92
Book Value$73.36
Price-to-Book1.13
Price-to-Sales (TTM)3.46
EV/Revenue6.71
EV/EBITDA
Quarterly Earnings Growth (YoY)20.50%
Quarterly Revenue Growth (YoY)10.00%
Shares Outstanding$4.81M
Float$4.50M
% Insiders6.35%
% Institutions31.65%

Historical Volatility

HV 10-Day
43.50%
HV 20-Day
38.99%
HV 30-Day
37.62%
HV 60-Day
35.37%
HV Rank
68.7%

Volatility is currently expanding

Analyst Ratings

Consensus ($89.00 target)
1
Buy

Latest News

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Data last updated: 8/18/2026