
Citizens Financial Services (CZFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
Citizens Financial Services, Inc. is the banking holding company of First Citizens Community Bank that offers a variety of banking products and services for individual, business, government and institutional clients. The company is headquartered in Mansfield, Pennsylvania.
| Revenue (TTM) | $114.76M |
| Gross Profit (TTM) | $114.76M |
| EBITDA | — |
| Operating Margin | 44.50% |
| Return on Equity | 12.30% |
| Return on Assets | 1.33% |
| Revenue/Share (TTM) | $23.92 |
| Book Value | $73.36 |
| Price-to-Book | 1.13 |
| Price-to-Sales (TTM) | 3.46 |
| EV/Revenue | 6.71 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 20.50% |
| Quarterly Revenue Growth (YoY) | 10.00% |
| Shares Outstanding | $4.81M |
| Float | $4.50M |
| % Insiders | 6.35% |
| % Institutions | 31.65% |
Volatility is currently expanding

Citizens Financial Services (CZFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

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Citizens Financial Services (CZFS) came out with quarterly earnings of $2.12 per share, beating the Zacks Consensus Estimate of $1.98 per share. This compares to earnings of $1.76 per share a year ago.

MANSFIELD, Pa., July 30, 2026 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated financial results for the three and six months ended June 30, 2026.
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