CZFS

Citizens Financial Services Inc. Common Stock
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$398.83M
P/E Ratio
9.70
EPS
$8.55
Beta
0.38
52W High
$84.65
52W Low
$51.11
50-Day MA
$77.42
200-Day MA
$66.27
Dividend Yield
2.40%
Profit Margin
35.80%
Forward P/E
9.27
PEG Ratio
0.00

About Citizens Financial Services Inc. Common Stock

Citizens Financial Services, Inc. is the banking holding company of First Citizens Community Bank that offers a variety of banking products and services for individual, business, government and institutional clients. The company is headquartered in Mansfield, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$114.76M
Gross Profit (TTM)$114.76M
EBITDA
Operating Margin44.50%
Return on Equity12.30%
Return on Assets1.33%
Revenue/Share (TTM)$23.92
Book Value$73.36
Price-to-Book1.14
Price-to-Sales (TTM)3.48
EV/Revenue6.74
EV/EBITDA
Quarterly Earnings Growth (YoY)20.50%
Quarterly Revenue Growth (YoY)10.00%
Shares Outstanding$4.81M
Float$4.50M
% Insiders6.35%
% Institutions31.60%

Historical Volatility

HV 10-Day
20.61%
HV 20-Day
24.52%
HV 30-Day
31.74%
HV 60-Day
35.42%
HV Rank
13.1%

Volatility is currently contracting

Analyst Ratings

Consensus ($89.00 target)
1
Buy

Latest News

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Data last updated: 9/7/2026