CZFS

Citizens Financial Services Inc. Common Stock
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$381.57M
P/E Ratio
9.21
EPS
$8.61
Beta
0.38
52W High
$84.14
52W Low
$50.79
50-Day MA
$79.84
200-Day MA
$67.94
Dividend Yield
2.57%
Profit Margin
35.80%
Forward P/E
9.27
PEG Ratio
0.00

About Citizens Financial Services Inc. Common Stock

Citizens Financial Services, Inc. is the banking holding company of First Citizens Community Bank that offers a variety of banking products and services for individual, business, government and institutional clients. The company is headquartered in Mansfield, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$114.76M
Gross Profit (TTM)$114.76M
EBITDA—
Operating Margin44.50%
Return on Equity12.30%
Return on Assets1.33%
Revenue/Share (TTM)$23.92
Book Value$73.36
Price-to-Book1.10
Price-to-Sales (TTM)3.33
EV/Revenue6.61
EV/EBITDA—
Quarterly Earnings Growth (YoY)20.50%
Quarterly Revenue Growth (YoY)10.00%
Shares Outstanding$4.81M
Float$4.49M
% Insiders6.36%
% Institutions31.61%

Historical Volatility

HV 10-Day
22.50%
HV 20-Day
21.37%
HV 30-Day
22.89%
HV 60-Day
31.52%
HV Rank
2.0%

Volatility is currently contracting

Analyst Ratings

Consensus ($89.00 target)
1
Buy

Latest News

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Data last updated: 9/26/2026