Citizens Financial Services, Inc. (CZFS)
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- symbol CZFS
- Rev/Share 34.0457
- Book/Share 65.3765
- PB 0.9805
- Debt/Equity 0.9986
- CurrentRatio 0.0
- ROIC 0.025
- MktCap 308148571.0
- FreeCF/Share 6.0177
- PFCF 10.6733
- PE 9.731
- Debt/Assets 0.1056
- DivYield 0.0308
- ROE 0.1036
- Rating B+
- Score 3
- Recommendation Neutral
- P/E Score 3
- DCF Score 5
- P/B Score 3
- D/E Score 2
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| No ratings available. | |||||||
News
Citizens Financial Services (CZFS) Could Be a Great Choice
Published: September 12, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Citizens Financial Services: A Review 3 Years After The Uplisting
Published: September 11, 2025 by: Seeking Alpha
Sentiment: Positive
Citizens Financial Services delivered strong H1 results, with rising net interest income and a well-covered dividend payout ratio below 30%. The bank's loan book is conservatively managed, with most commercial real estate loans having low loan-to-value ratios and limited office exposure. Despite trading at a 40% premium to tangible book value, robust earnings and a low payout ratio suggest tangible book value will continue to grow rapidly.
Read More
Are You Looking for a High-Growth Dividend Stock?
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Citizens Financial Services (CZFS) Upgraded to Strong Buy: What Does It Mean for the Stock?
Published: August 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Citizens Financial Services (CZFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
Read More
Best Value Stocks to Buy for August 19th
Published: August 19, 2025 by: Zacks Investment Research
Sentiment: Positive
BYD, NTR and CZFS made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 19, 2025.
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Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
Published: August 11, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Best Value Stocks to Buy for August 11th
Published: August 11, 2025 by: Zacks Investment Research
Sentiment: Positive
MPAA, OPFI and CZFS made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 11, 2025.
Read More
Best Income Stocks to Buy for August 11th
Published: August 11, 2025 by: Zacks Investment Research
Sentiment: Positive
BHB, CZFS and FMAO made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 11, 2025.
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Best Value Stocks to Buy for August 5th
Published: August 05, 2025 by: Zacks Investment Research
Sentiment: Positive
HPE, HCSG and CZFS made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 5, 2025.
Read More
Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Citizens Financial Services (CZFS) Could Be a Great Choice
Published: July 09, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Are You Looking for a High-Growth Dividend Stock?
Published: June 23, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Citizens Financial Services (CZFS) Could Be a Great Choice
Published: June 06, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Are You Looking for a High-Growth Dividend Stock?
Published: May 21, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
Published: May 05, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Citizens Financial Services (CZFS) Beats Q1 Earnings Estimates
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Positive
Citizens Financial Services (CZFS) came out with quarterly earnings of $1.60 per share, beating the Zacks Consensus Estimate of $1.49 per share. This compares to earnings of $1.49 per share a year ago.
Read More
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2025 FINANCIAL RESULTS
Published: April 30, 2025 by: PRNewsWire
Sentiment: Neutral
MANSFIELD, Pa. , April 30, 2025 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated financial results for the three months ended March 31, 2025.
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Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio
Published: April 18, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Citizens Financial Services (CZFS) is a Top Dividend Stock Right Now: Should You Buy?
Published: April 02, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
Citizens Financial Services (CZFS) Could Be a Great Choice
Published: March 17, 2025 by: Zacks Investment Research
Sentiment: Positive
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Read More
About Citizens Financial Services, Inc. (CZFS)
- IPO Date 1999-01-04
- Website https://www.firstcitizensbank.com
- Industry Banks - Regional
- CEO Randall E. Black
- Employees 379