Citizens Financial Services, Inc. is the banking holding company of First Citizens Community Bank that offers a variety of banking products and services for individual, business, government and institutional clients. The company is headquartered in Mansfield, Pennsylvania.
| Revenue (TTM) | $113.47M |
| Gross Profit (TTM) | $113.47M |
| EBITDA | — |
| Operating Margin | 45.70% |
| Return on Equity | 12.10% |
| Return on Assets | 1.30% |
| Revenue/Share (TTM) | $23.65 |
| Book Value | $71.50 |
| Price-to-Book | 1.04 |
| Price-to-Sales (TTM) | 3.22 |
| EV/Revenue | 4.814 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 36.00% |
| Quarterly Revenue Growth (YoY) | 13.60% |
| Shares Outstanding | $4.80M |
| Float | $4.49M |
| % Insiders | 6.35% |
| % Institutions | 29.96% |
Volatility is currently expanding
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
CION, ESEA and CZFS made it to the Zacks Rank #1 (Strong Buy) income stocks list on July 6, 2026.
Citizens Financial Services (CZFS) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen.
DK, CZFS, and ALH made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on July 1, 2026.
CZFS, LIEN and BCAL made it to the Zacks Rank #1 (Strong Buy) income stocks list on July 1, 2026.
Citizens Financial Services (CZFS) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Citizens Financial Services remains a "Buy" as shares are attractively valued and asset quality is strong. CZFS trades at a forward P/E of 7.8, below peers and book value, with robust ROA (1.34%) and ROE (12.03%). Net interest income and profitability improved, aided by expanding net interest margin and disciplined deposit management.
Citizens Financial Services (CZFS) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
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