
Citizens Financial Services (CZFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Citizens Financial Services, Inc. is the banking holding company of First Citizens Community Bank that offers a variety of banking products and services for individual, business, government and institutional clients. The company is headquartered in Mansfield, Pennsylvania.
| Revenue (TTM) | $119.19M |
| Gross Profit (TTM) | $119.19M |
| EBITDA | — |
| Operating Margin | 49.00% |
| Return on Equity | 12.70% |
| Return on Assets | 1.33% |
| Revenue/Share (TTM) | $24.84 |
| Book Value | $73.02 |
| Price-to-Book | 1.19 |
| Price-to-Sales (TTM) | 3.47 |
| EV/Revenue | 7.71 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 18.90% |
| Quarterly Revenue Growth (YoY) | 10.80% |
| Shares Outstanding | $4.81M |
| Float | $4.49M |
| % Insiders | 6.36% |
| % Institutions | 31.96% |
Volatility is currently expanding

Citizens Financial Services (CZFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Citizens Financial Services (CZFS) came out with quarterly earnings of $2.48 per share, beating the Zacks Consensus Estimate of $2.2 per share. This compares to earnings of $2.09 per share a year ago.

MANSFIELD, Pa., Oct. 30, 2026 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated financial results for the three and nine months ended September 30, 2026.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Citizens Financial Services (CZFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

WDC and CZFS made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 14, 2026.

WDC, CECO, CHMG, CZFS and AMP have been added to the Zacks Rank #1 (Strong Buy) List on August 14, 2026.
Tiblio connects your broker and runs your put-and-call-writing strategy for you — on CZFS and any ticker you trade — then tracks every position and per-strategy win rate.