Best Income Stocks to Buy for July 6th
CION, ESEA and CZFS made it to the Zacks Rank #1 (Strong Buy) income stocks list on July 6, 2026.
Zacks Investment Research7/6/2026Positive
CZFS
Citizens Financial Services Inc. Common StockNASDAQFINANCIAL SERVICESBANKS - REGIONAL
Key Statistics
Market Cap
$349.89M
P/E Ratio
8.89
EPS
$8.19
Beta
0.38
52W High
$74.70
52W Low
$48.42
50-Day MA
$66.37
200-Day MA
$61.75
Dividend Yield
2.73%
Profit Margin
34.70%
Forward P/E
9.27
PEG Ratio
0.00
About Citizens Financial Services Inc. Common Stock
Citizens Financial Services, Inc. is the banking holding company of First Citizens Community Bank that offers a variety of banking products and services for individual, business, government and institutional clients. The company is headquartered in Mansfield, Pennsylvania.
Fundamentals
| Revenue (TTM) | $113.47M |
| Gross Profit (TTM) | $113.47M |
| EBITDA | — |
| Operating Margin | 45.70% |
| Return on Equity | 12.10% |
| Return on Assets | 1.30% |
| Revenue/Share (TTM) | $23.65 |
| Book Value | $71.50 |
| Price-to-Book | 1.01 |
| Price-to-Sales (TTM) | 3.08 |
| EV/Revenue | 4.723 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 36.00% |
| Quarterly Revenue Growth (YoY) | 13.60% |
| Shares Outstanding | $4.80M |
| Float | $4.49M |
| % Insiders | 6.34% |
| % Institutions | 29.92% |
Historical Volatility
HV 10-Day
40.37%
HV 20-Day
39.25%
HV 30-Day
35.13%
HV 60-Day
36.48%
HV Rank
40.9%
Volatility is currently expanding
Analyst Ratings
Consensus ($71.00 target)
1
BuyLatest News
Recent Price Trend in Citizens Financial Services (CZFS) is Your Friend, Here's Why
Citizens Financial Services (CZFS) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen.
Zacks Investment Research7/2/2026Positive
Best Momentum Stocks to Buy for July 1st
DK, CZFS, and ALH made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on July 1, 2026.
Zacks Investment Research7/1/2026Positive
Best Income Stocks to Buy for July 1st
CZFS, LIEN and BCAL made it to the Zacks Rank #1 (Strong Buy) income stocks list on July 1, 2026.
Zacks Investment Research7/1/2026Positive
Citizens Financial Services Inc. (CZFS) Hit a 52 Week High, Can the Run Continue?
Citizens Financial Services (CZFS) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Zacks Investment Research6/29/2026Positive
Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Zacks Investment Research6/26/2026Positive
Citizens Financial Services' Progress Is Impressive
Citizens Financial Services remains a "Buy" as shares are attractively valued and asset quality is strong. CZFS trades at a forward P/E of 7.8, below peers and book value, with robust ROA (1.34%) and ROE (12.03%). Net interest income and profitability improved, aided by expanding net interest margin and disciplined deposit management.
Seeking Alpha6/22/2026Positive
Citizens Financial Services Inc. (CZFS) Hits Fresh High: Is There Still Room to Run?
Citizens Financial Services (CZFS) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Zacks Investment Research6/11/2026Positive
Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?
Zacks Investment Research6/10/2026Positive
Is Citizens Financial Services (CZFS) Stock Undervalued Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Zacks Investment Research5/26/2026Positive
More FINANCIAL SERVICES Stocks
Data last updated: 7/9/2026