CIA

Citizens Inc
NYSEFINANCIAL SERVICESINSURANCE - LIFE

Key Statistics

Market Cap
$209.16M
P/E Ratio
18.77
EPS
$0.22
Beta
0.44
52W High
$6.54
52W Low
$3.31
50-Day MA
$3.64
200-Day MA
$4.83
Dividend Yield
—
Profit Margin
3.41%
Forward P/E
19.61
PEG Ratio
1.21

About Citizens Inc

Citizens, Inc., offers life insurance products in the United States and internationally. The company is headquartered in Austin, Texas.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$257.24M
Gross Profit (TTM)$65.71M
EBITDA$10.60M
Operating Margin0.22%
Return on Equity3.92%
Return on Assets0.36%
Revenue/Share (TTM)$5.50
Book Value$4.37
Price-to-Book0.89
Price-to-Sales (TTM)0.81
EV/Revenue0.758
EV/EBITDA—
Quarterly Earnings Growth (YoY)99.50%
Quarterly Revenue Growth (YoY)3.60%
Shares Outstanding$50.64M
Float$45.19M
% Insiders11.56%
% Institutions30.52%

Historical Volatility

HV 10-Day
60.01%
HV 20-Day
46.74%
HV 30-Day
42.79%
HV 60-Day
41.35%
HV Rank
26.2%

Volatility is currently expanding

Analyst Ratings

Consensus ($5.25 target)
1
Buy

Latest News

Citizens, Inc. Reports Third Quarter 2026 Financial Results

Austin, Texas--(Newsfile Corp. - November 5, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today reported results for the third quarter ended September 30, 2026. "Premium growth, distribution expansion, and cash generation all continued to strengthen.

Newsfile Corp11/5/2026Neutral
Citizens, Inc. to Participate at LD Micro Annual Main Event Conference on October 20, 2026

Austin, Texas--(Newsfile Corp. - October 14, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today announced management's plan to present and participate in one-on-one meetings at the LD Micro Annual Main Event Conference on October 20, 2026. Citizens management will be available for one-on-one meetings at the LD Micro Main Event Conference on October 20.

Newsfile Corp10/14/2026Neutral
Citizens, Inc. Chief Actuary Seth Hoxworth Appointed Chief Risk Officer

Austin, Texas--(Newsfile Corp. - October 6, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today announced that Seth Hoxworth, who currently serves as Chief Actuary, has been appointed to the additional role of Chief Risk Officer, a newly created position. Mr. Hoxworth will continue reporting to Jon Stenberg, President and Chief Executive Officer.

Newsfile Corp10/6/2026Neutral
CIA-backed investor helped top German drones firm break into US

German drone maker Quantum Systems gained an early foothold in the United States with help from CIA-linked investor In-Q-Tel (IQT), its co-CEO said, highlighting how U.S. capital and networks ​continue to shape Europe's emerging defence companies.

Reuters8/31/2026Neutral
Citizens, Inc. Reports Second Quarter 2026 Financial Results

Austin, Texas--(Newsfile Corp. - August 6, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today reported results for the second quarter ended June 30, 2026. "Our underlying indicators of future growth continued to advance.

Newsfile Corp8/6/2026Neutral
Citizens (CIA) Stock Jumps 7.2%: Will It Continue to Soar?

Citizens (CIA) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

Zacks Investment Research6/29/2026Positive

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Data last updated: 11/7/2026