CHYM

Chime Financial, Inc. Class A Common Stock
NASDAQTECHNOLOGYSOFTWARE - APPLICATION

Key Statistics

Market Cap
$11.91B
P/E Ratio
5.97
EPS
$5.27
Beta
52W High
$33.41
52W Low
$15.88
50-Day MA
$21.81
200-Day MA
$21.73
Dividend Yield
Profit Margin
-0.74%
Forward P/E
27.40
PEG Ratio

About Chime Financial, Inc. Class A Common Stock

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. The company is headquartered in San Francisco, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$2.46B
Gross Profit (TTM)$2.18B
EBITDA$383.88M
Operating Margin18.60%
Return on Equity-1.28%
Return on Assets12.00%
Revenue/Share (TTM)$6.49
Book Value$3.71
Price-to-Book8.63
Price-to-Sales (TTM)4.85
EV/Revenue4.554
EV/EBITDA
Quarterly Earnings Growth (YoY)-33.80%
Quarterly Revenue Growth (YoY)26.80%
Shares Outstanding$347.02M
Float$221.09M
% Insiders7.58%
% Institutions97.73%

Historical Volatility

HV 10-Day
106.43%
HV 20-Day
82.13%
HV 30-Day
69.42%
HV 60-Day
65.61%
HV Rank
76.6%

Volatility is currently expanding

Analyst Ratings

Consensus ($33.90 target)
5
Strong Buy
13
Buy
3
Hold

Latest News

Chime Scholars Foundation Announces 2026–2027 Cohort

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), America's #1 choice for banking1, today announced its 2026–2027 Chime Scholars Foundation® (CSF) cohort, awarding $3 million in scholarships to 800 students across the country. Chime launched CSF in 2022 to expand access to higher education by easing financial burdens, boosting graduation rates, and opening doors to careers that pay more. Now in its fifth year, CSF has awarded close to $10 million in scholarships, supporting nearly 1,500 st.

Business Wire8/12/2026Neutral
Chime Reports Second Quarter 2026 Financial Results

SAN FRANCISCO--(BUSINESS WIRE)---- $CHYM--Chime® (Nasdaq: CHYM) today reported financial results for the quarter ended June 30, 2026. "We delivered another strong quarter, with accelerating revenue growth, expanding margins, and a second consecutive quarter of GAAP profitability," said Chris Britt, CEO and Co-founder of Chime. "The strong adoption of Chime Prime, continued momentum across our liquidity products, and major new Chime Enterprise employer partnerships show that our strategy is working. As we.

Business Wire8/5/2026Neutral
Chime Cuts 10% of Workforce in AI Pivot

Chime Financial plans to lay off about 150 people, or 10% of its workforce, Bloomberg reported Friday (July 31), citing a memo to employees from Chime CEO and Co-Founder Chris Britt. Reached by PYMNTS, Chime declined to comment on the report.

PYMNTS7/31/2026Negative
Chime Expands Banking App to Include Investment Services

Banking app Chime says it now offers its members an investment option. Chime Invest, announced Monday (July 20), lets members buy stocks and exchange-traded funds in the same app they use for things like spending and saving.

PYMNTS7/20/2026Positive
Chime to Announce Second Quarter 2026 Financial Results on August 5, 2026

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM) will release financial results for the second quarter 2026 on August 5, 2026 after market close. Chime will hold a conference call to discuss the results at 3:00 p.m. Pacific Time (6:00 p.m. Eastern Time) on the same day. A live webcast of the earnings conference call will be accessible on the Events & Presentations section of Chime's Investor Relations website at investors.chime.com. A replay will be available on the website following t.

Business Wire7/16/2026Neutral
Chime Financial: Primary Account Relationship And Broad Product Set Support Buy Rating

I give Chime Financial a buy rating, citing its deepening member relationships and attractive earnings growth potential. CHYM's primary account usage and product adoption are driving higher ARPAM, transaction profit, and member engagement, with an 8x+ LTV:CAC. Newer products like MyPay, Instant Loans, and Chime Prime broaden the platform, reduce reliance on debit interchange, and improve member quality.

Seeking Alpha7/3/2026Positive

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Data last updated: 8/18/2026