Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. The company is headquartered in San Francisco, California.
| Revenue (TTM) | $2.46B |
| Gross Profit (TTM) | $2.18B |
| EBITDA | $383.88M |
| Operating Margin | 18.60% |
| Return on Equity | -1.28% |
| Return on Assets | 12.00% |
| Revenue/Share (TTM) | $6.49 |
| Book Value | $3.71 |
| Price-to-Book | 7.12 |
| Price-to-Sales (TTM) | 4.13 |
| EV/Revenue | 3.693 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | -33.80% |
| Quarterly Revenue Growth (YoY) | 26.80% |
| Shares Outstanding | $347.02M |
| Float | $242.03M |
| % Insiders | 7.62% |
| % Institutions | 95.63% |
Volatility is currently expanding
Insiders are selling one of the top beneficiaries of the AI boom, a software behemoth facing a wave of negative sentiment, and an up-and-coming fintech name. Not only does the recent performance among these names differ significantly, but so do the details of their recent insider sales.
RCMT, VG and CHYM made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 11, 2026.
Chime Financial TodayCHYMChime Financial$32.67 -1.88 (-5.44%) As of 09/10/2026 04:00 PM Eastern52-Week Range$15.88▼$35.55Price Target$35.00Add to WatchlistFor years, financial technology platforms operated with a structural vulnerability: they relied on third-party chartered banks to hold deposits and clear transactions. That software-wrapper era is drawing to a close.
Chime Financial is a buy, driven by the Stride Bank acquisition and raised guidance, but valuation is stretched after an 86% three-month rally. CHYM now controls its own charter, removing sponsor bank dependency and unlocking $100M+ in annual synergies, with immediate accretion to earnings expected post-closing. Guidance was raised: Q3 revenue to $705M (+30% YoY), full-year to $2.76–$2.77B, and adjusted EBITDA to $481–$489M; member growth and profitability are accelerating.
Chime just agreed to buy the bank it has been renting for years, and the move promises cheaper funding and cleaner economics while dragging the fintech into a world of capital requirements and federal oversight it has never faced before.
Chime Financial, Inc. (CHYM) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript
A weekly, midday program that delivers high-impact, editorially driven coverage of the most important corporate transactions shaping the global market. Today's guests: Chime Co-Founder & CEO Chris Britt, Class V Group Partner, Founder Lise Buyer, Deutsche Bank Chairman of Global Technology Investment Banking Ajay Shah, Renaissance Capital Senior Strategist Matt Kennedy, and HOF Capital Co-Founder & Managing Partner Hisham Elhaddad.
RCMT, CHYM and BP made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 9, 2026.
Chime shares CHYM surged 9% before the bell on Wednesday after the fintech company agreed to acquire Stride Bank for $590 million, a move that would give it a national bank charter and greater control over its lending business. The deal, announced late Tuesday, marks a significant step in Chime's effort to compete more directly with traditional banks.
Chime Financial (CHYM) will acquire Stride for $590M in cash, aiming for immediate EPS accretion and further upside. Grand Theft Auto 6's launch is a major videogame catalyst.
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