Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. The company is headquartered in San Francisco, California.
| Revenue (TTM) | $2.63B |
| Gross Profit (TTM) | $2.35B |
| EBITDA | $501.90M |
| Operating Margin | 20.90% |
| Return on Equity | 5.38% |
| Return on Assets | 14.70% |
| Revenue/Share (TTM) | $6.93 |
| Book Value | $4.02 |
| Price-to-Book | 7.50 |
| Price-to-Sales (TTM) | 4.56 |
| EV/Revenue | 3.99 |
| EV/EBITDA | 132.88 |
| Quarterly Earnings Growth (YoY) | -33.80% |
| Quarterly Revenue Growth (YoY) | 32.10% |
| Shares Outstanding | $352.88M |
| Float | $245.15M |
| % Insiders | 7.47% |
| % Institutions | 94.84% |
Volatility is currently expanding
The average of price targets set by Wall Street analysts indicates a potential upside of 33.3% in Chime Financial, Inc. (CHYM). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM) will release financial results for the third quarter 2026 on November 4, 2026 after market close. Chime will hold a conference call to discuss the results at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) on the same day. A live webcast of the earnings conference call will be accessible on the Events & Presentations section of Chime's Investor Relations website at investors.chime.com. A replay will be available on the website following.
SoFi and Chime offer contrasting fintech growth strategies, with improving profitability, expanding services and valuations shaping their investment appeal.
CHYM, MQ and KRO are projected to post triple-digit Q3 earnings growth, with rising estimates and strong prior-quarter surprises.
Nu and Chime offer distinct digital banking growth stories, with scale, profitability, member gains and expanding products shaping their outlooks.
Insiders are selling one of the top beneficiaries of the AI boom, a software behemoth facing a wave of negative sentiment, and an up-and-coming fintech name. Not only does the recent performance among these names differ significantly, but so do the details of their recent insider sales.
RCMT, VG and CHYM made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 11, 2026.
Chime Financial TodayCHYMChime Financial$32.67 -1.88 (-5.44%) As of 09/10/2026 04:00 PM Eastern52-Week Range$15.88▼$35.55Price Target$35.00Add to WatchlistFor years, financial technology platforms operated with a structural vulnerability: they relied on third-party chartered banks to hold deposits and clear transactions. That software-wrapper era is drawing to a close.
Chime Financial is a buy, driven by the Stride Bank acquisition and raised guidance, but valuation is stretched after an 86% three-month rally. CHYM now controls its own charter, removing sponsor bank dependency and unlocking $100M+ in annual synergies, with immediate accretion to earnings expected post-closing. Guidance was raised: Q3 revenue to $705M (+30% YoY), full-year to $2.76–$2.77B, and adjusted EBITDA to $481–$489M; member growth and profitability are accelerating.
Chime just agreed to buy the bank it has been renting for years, and the move promises cheaper funding and cleaner economics while dragging the fintech into a world of capital requirements and federal oversight it has never faced before.
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