
Citizens Financial stock gains nearly 1% in early trading as Q3 earnings beat estimates on higher NII and improved credit quality, while its dividend rose 13%.
Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island.
| Revenue (TTM) | $8.16B |
| Gross Profit (TTM) | $8.16B |
| EBITDA | — |
| Operating Margin | 35.10% |
| Return on Equity | 8.27% |
| Return on Assets | 0.94% |
| Revenue/Share (TTM) | $19.10 |
| Book Value | $56.39 |
| Price-to-Book | 1.13 |
| Price-to-Sales (TTM) | 3.27 |
| EV/Revenue | 5.23 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 41.30% |
| Quarterly Revenue Growth (YoY) | 14.70% |
| Shares Outstanding | $421.18M |
| Float | $417.04M |
| % Insiders | 0.71% |
| % Institutions | 100.16% |
Volatility is currently contracting

Citizens Financial stock gains nearly 1% in early trading as Q3 earnings beat estimates on higher NII and improved credit quality, while its dividend rose 13%.

Citizens Financial Group, Inc. (CFG) Q3 2026 Earnings Call Transcript

Citizens Financial Group NYSE: CFG reported record revenue and higher profitability for the third quarter of 2026, supported by net interest income growth, continued margin expansion and expense discipline. The company also raised its quarterly dividend, expanded its share-repurchase authorization and projected further earnings momentum in the fourth quarter.

The Dow looks to close higher for its second-straight week, while the Nasdaq hopes to avoid its worst trading week since July.

Although the revenue and EPS for Citizens Financial Group (CFG) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Citizens Financial Group, Inc. is fundamentally solid but currently overvalued, with a 2.9% yield and BBB+ credit rating. CFG's NIM expansion is slowing, fee income is declining, and EPS growth relies on narrow, potentially unsustainable factors. The market is extrapolating short-term upside into long-term expectations, underestimating credit and operational risks.

Citizens Financial Group (CFG) came out with quarterly earnings of $1.41 per share, beating the Zacks Consensus Estimate of $1.38 per share. This compares to earnings of $1.05 per share a year ago.

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG or “Citizens”) today reported third quarter financial results. The earnings press release, investor presentation, and financial supplement are available at http://investor.citizensbank.com. In addition, these materials will be furnished to the Securities and Exchange Commission (SEC) on a Form 8-K and will be available on the SEC website at www.sec.gov. “We continued to deliver attractive revenue and earnings growth in.

CFG's Q3 earnings are expected to rise, supported by higher net interest income and capital markets fees. But rising expenses pose risks.

Citizens Financial Group offers compelling value in its fixed rate Series E preferred shares, now yielding 7.28% due to interest rate-driven price declines. CFG's Q2 2026 results showed a 13.5% YoY net interest income increase and robust preferred dividend coverage, with just $71M of $1.1B H1 net profit needed for preferred payouts. Management guides for continued net interest margin expansion (3.22-3.27% in Q3 2026, targeting 3.3-3.5% by year-end 2027), supporting EPS growth and preferred dividend safety.
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