Citizens Financial Group, Inc. (CFG)

US — Financial Services Sector
Peers: PNC  RF  FITB  CMA  HBAN  MTB  FHN  KEY  ZION  WAL  USB 

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Key Metrics & Ratings

  • symbol CFG
  • Rev/Share 27.6773
  • Book/Share 58.1911
  • PB 0.8921
  • Debt/Equity 0.5063
  • CurrentRatio 0.2464
  • ROIC 0.0368

 

  • MktCap 22391326590.0
  • FreeCF/Share 2.6681
  • PFCF 19.3529
  • PE 14.1396
  • Debt/Assets 0.0585
  • DivYield 0.0324
  • ROE 0.0641

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 4
  • P/B Score 4
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade CFG BofA Securities Neutral Buy -- $65 Oct. 9, 2025
Upgrade CFG Morgan Stanley Equal Weight Overweight -- $71 Sept. 29, 2025
Initiation CFG Cantor Fitzgerald -- Overweight -- $61 Sept. 10, 2025
Upgrade CFG JP Morgan Neutral Overweight -- $52 Aug. 1, 2025
Upgrade CFG Evercore ISI In-line Outperform -- $55 July 18, 2025
Upgrade CFG Keefe Bruyette Market Perform Outperform -- $57 July 9, 2025
Initiation CFG Jefferies -- Buy -- $50 May 21, 2025
Initiation CFG TD Cowen -- Buy -- $57 May 15, 2025
Upgrade CFG Raymond James Market Perform Strong Buy -- $55 Dec. 18, 2024

News

Citizens Financial Group, Inc. (CFG) Q3 2025 Earnings Call Transcript
CFG
Published: October 15, 2025 by: Seeking Alpha
Sentiment: Neutral

Citizens Financial Group, Inc. (NYSE:CFG ) Q3 2025 Earnings Call October 15, 2025 9:00 AM EDT Company Participants Kristin Silberberg - Head of Investor Relations Bruce Van Saun - CEO & Chairman of the Board Chris Emerson - Interim Chief Financial Officer Brendan Coughlin - President & Vice Chair Donald McCree - Chair of Commercial Banking Conference Call Participants Robert Siefers - Piper Sandler & Co., Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Ebrahim Poonawala - BofA Securities, Research Division Manan Gosalia - Morgan Stanley, Research Division Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research …

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image for news Citizens Financial Group, Inc. (CFG) Q3 2025 Earnings Call Transcript
Citizens Financial Group: Strong NIM Trajectory Supports Shares
CFG
Published: October 15, 2025 by: Seeking Alpha
Sentiment: Positive

Citizens Financial Group delivered strong Q3 earnings, increased its dividend, and continues to benefit from its pivot to private banking. CFG's net interest margin is expanding as fixed-rate swaps roll off, positioning the bank for above-peer earnings growth next year. Credit quality and capital remain solid, with well-reserved office loan exposure and a CET1 ratio above 10%, supporting ongoing capital returns.

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image for news Citizens Financial Group: Strong NIM Trajectory Supports Shares
Citizens Financial Beats Q3 Estimates on Solid NII, Fee Income Growth
CFG
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Positive

CFG beats Q3 estimates with a 33% EPS jump, driven by strong NII and fee growth despite higher expenses.

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image for news Citizens Financial Beats Q3 Estimates on Solid NII, Fee Income Growth
Citizens Financial Group CEO: We're occupying white space First Republic dominated & doing it better
CFG
Published: October 15, 2025 by: CNBC Television
Sentiment: Positive

Bruce Van Saun, Citizens Financial Group chairman & CEO, joins CNBC's 'Squawk on the Street' to discuss the bank's latest earnings, dealmaking activity, and much more.

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image for news Citizens Financial Group CEO: We're occupying white space First Republic dominated & doing it better
Citizens Financial Group (CFG) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
CFG
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for Citizens Financial Group (CFG) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news Citizens Financial Group (CFG) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
Why Citizens Financial Group (CFG) is a Top Value Stock for the Long-Term
CFG
Published: October 14, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Why Citizens Financial Group (CFG) is a Top Value Stock for the Long-Term
Unveiling Citizens Financial Group (CFG) Q3 Outlook: Wall Street Estimates for Key Metrics
CFG
Published: October 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Besides Wall Street's top-and-bottom-line estimates for Citizens Financial Group (CFG), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2025.

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image for news Unveiling Citizens Financial Group (CFG) Q3 Outlook: Wall Street Estimates for Key Metrics
Citizens Financial's to Report Q3 Earnings: What's in Store for the Stock?
CFG
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Rising NII, stronger fee revenues and steady loan growth are likely to lift CFG's third-quarter results.

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image for news Citizens Financial's to Report Q3 Earnings: What's in Store for the Stock?
Citizens Financial Group (CFG) Reports Next Week: Wall Street Expects Earnings Growth
CFG
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Citizens Financial Group (CFG) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Citizens Financial Group (CFG) Reports Next Week: Wall Street Expects Earnings Growth
Citizens Financial Group Announces Redemption of Subordinated Notes
CFG
Published: October 01, 2025 by: Business Wire
Sentiment: Neutral

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the redemption on November 3, 2025, of all of its outstanding 4.300% Fixed-Rate Subordinated Notes due December 3, 2025 (CUSIP No. 174610AK1) (the “Notes”). The redemption price for the Notes will be equal to 100% of principal amount of the Notes redeemed, plus any accrued and unpaid interest to, but excluding, the redemption date of November 3, 2025. In accordance with the indenture governing the Note.

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image for news Citizens Financial Group Announces Redemption of Subordinated Notes
Citizens Financial Group Announces Third Quarter 2025 Earnings Conference Call Details
CFG
Published: September 29, 2025 by: Business Wire
Sentiment: Neutral

PROVIDENCE, R.I.--(BUSINESS WIRE)--As previously announced, Citizens Financial Group, Inc. (NYSE: CFG) will report its third quarter 2025 earnings on October 15, 2025. The news release and supplemental materials will be available at http://investor.citizensbank.com. CFG management will host a live conference call that morning with details as follows: Time: 9:00 am (ET) Dial-in: To ask a question on the call, individuals may call in by dialing 800-369-1703, conference ID 3503262 For the listen o.

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image for news Citizens Financial Group Announces Third Quarter 2025 Earnings Conference Call Details
Here's Why Citizens Financial Group (CFG) is a Great Momentum Stock to Buy
CFG
Published: September 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Citizens Financial Group (CFG) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news Here's Why Citizens Financial Group (CFG) is a Great Momentum Stock to Buy
All You Need to Know About Citizens Financial Group (CFG) Rating Upgrade to Buy
CFG
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Citizens Financial Group (CFG) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

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image for news All You Need to Know About Citizens Financial Group (CFG) Rating Upgrade to Buy
Fed Cuts Rates, Signals More Easing: What Does This Mean for Banks?
BAC, BK, CFG, FHN, JPM
Published: September 19, 2025 by: Zacks Investment Research
Sentiment: Positive

JPMorgan, Bank of America and peers hit new highs as Fed rate cuts fuel optimism for stronger NII and asset quality gains in the near term.

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image for news Fed Cuts Rates, Signals More Easing: What Does This Mean for Banks?
Post-Rate Cut Rally: 3 Bank Stocks to Watch as They Hit New Highs
BAC, C, CFG
Published: September 18, 2025 by: Zacks Investment Research
Sentiment: Positive

C, BAC and CFG hit fresh highs yesterday after the Fed's first rate cut since December 2024 boosted investor optimism.

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image for news Post-Rate Cut Rally: 3 Bank Stocks to Watch as They Hit New Highs
Citizens Expands Workforce Development Commitment to $20 Million
CFG
Published: September 16, 2025 by: Business Wire
Sentiment: Neutral

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens announced today a new $20 million commitment over the next three years (2026 to 2028) to support workforce development programs and long-term economic growth. The investment builds on the successful delivery of the bank's $10 million commitment across 2024 and 2025, which exceeded funding expectations in expanding access to upskilling, reskilling, and career pathways. Funding will continue to support nonprofits working to enhance educational and caree.

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image for news Citizens Expands Workforce Development Commitment to $20 Million
Citizens Financial Group (CFG) is a Top-Ranked Momentum Stock: Should You Buy?
CFG
Published: September 12, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

Read More
image for news Citizens Financial Group (CFG) is a Top-Ranked Momentum Stock: Should You Buy?
Citizens Financial Group, Inc. (CFG) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript
CFG
Published: September 08, 2025 by: Seeking Alpha
Sentiment: Neutral

Citizens Financial Group, Inc. (NYSE:CFG ) Barclays 23rd Annual Global Financial Services Conference September 8, 2025 10:30 AM EDT Company Participants Bruce Van Saun - CEO & Chairman of the Board Presentation Unknown Analyst We're very pleased to have Citizens' Financial with us. From the company, we have Bruce Van Saun, Chairman and CEO.

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image for news Citizens Financial Group, Inc. (CFG) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript
August's Top S&P 500 Performers in the Financial Services Sector
AIZ, AXP, CFG, FITB, SYF
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Positive

Assurant, Synchrony, American Express, Fifth Third and Citizens Financial led August gains in the Financial Services sector.

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image for news August's Top S&P 500 Performers in the Financial Services Sector
Regional-bank stocks are catching up to larger rivals. How to play the sector from here.
CFG, EWBC, FCNCA, FITB, HBAN, KEY, KRE, ONB, RF, UMBF
Published: August 26, 2025 by: Market Watch
Sentiment: Positive

A KBW analyst still prefers big banks over regional names, but sees opportunities for investors who want to chase the rally in smaller bank stocks.

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image for news Regional-bank stocks are catching up to larger rivals. How to play the sector from here.
Citizens Financial Stock Reaches 52-Week High: Is It Worth Betting On?
CFG
Published: August 25, 2025 by: Zacks Investment Research
Sentiment: Positive

CFG climbs to a 52-week high on Fed cut hopes, wealth expansion, and strong earnings. Is the momentum here to stay?

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image for news Citizens Financial Stock Reaches 52-Week High: Is It Worth Betting On?
Citizens Financial: Time To Go Long With A Mix Of Preferred And Common Shares
CFG
Published: August 21, 2025 by: Seeking Alpha
Sentiment: Positive

Citizens Financial's strong net interest income and solid profit support both common and preferred dividend coverage, making the bank financially robust. The Series E preferred shares offer a 6.26% yield with no reset risk, providing attractive fixed income in the current rate environment. The newly issued preferred shares yield 6.5% initially, but carry reset risk after five years, making Series E appealing for risk-averse investors.

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image for news Citizens Financial: Time To Go Long With A Mix Of Preferred And Common Shares
Here's Why Citizens Financial Group (CFG) is a Strong Momentum Stock
CFG
Published: August 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Read More
image for news Here's Why Citizens Financial Group (CFG) is a Strong Momentum Stock
Citizens Financial Group (CFG) is a Top-Ranked Value Stock: Should You Buy?
CFG
Published: August 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Read More
image for news Citizens Financial Group (CFG) is a Top-Ranked Value Stock: Should You Buy?
Citizens Financial Group, Inc. (CFG) Q2 2025 Earnings Call Transcript
CFG
Published: July 17, 2025 by: Seeking Alpha
Sentiment: Neutral

Citizens Financial Group, Inc. (NYSE:CFG ) Q2 2025 Earnings Conference Call July 17, 2025 10:00 AM ET Company Participants Brendan Coughlin - President & Vice Chair Bruce Winfield Van Saun - CEO & Chairman of the Board Donald H. McCree - Senior Vice Chair & Head of Commercial Banking Division John F.

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image for news Citizens Financial Group, Inc. (CFG) Q2 2025 Earnings Call Transcript
Citizens Financial Tops Q2 Estimates on Increased NII, Fee Income
CFG
Published: July 17, 2025 by: Zacks Investment Research
Sentiment: Positive

CFG Q2 results benefit from higher net interest and fee income despite rising costs and falling deposits.

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image for news Citizens Financial Tops Q2 Estimates on Increased NII, Fee Income
Rise in NII, Fee Income to Support Citizens Financial's Q2 Earnings
CFG
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Positive

CFG's Q2 earnings are likely to rise on higher NII and fee income, with stable expenses and improved loan demand adding support.

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image for news Rise in NII, Fee Income to Support Citizens Financial's Q2 Earnings
Will Citizens Financial Group (CFG) Beat Estimates Again in Its Next Earnings Report?
CFG
Published: July 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Citizens Financial Group (CFG) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Will Citizens Financial Group (CFG) Beat Estimates Again in Its Next Earnings Report?
Citizens Financial Group (CFG) Earnings Expected to Grow: Should You Buy?
CFG
Published: July 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Citizens Financial Group (CFG) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Citizens Financial Group (CFG) Earnings Expected to Grow: Should You Buy?
Citizens Financial Group Announces Second Quarter 2025 Earnings Conference Call Details
CFG
Published: June 30, 2025 by: Business Wire
Sentiment: Neutral

PROVIDENCE, R.I.--(BUSINESS WIRE)--As previously announced, Citizens Financial Group, Inc. (NYSE: CFG) will report its second quarter 2025 earnings on July 17, 2025. The news release and supplemental materials will be available at http://investor.citizensbank.com. CFG management will host a live conference call that morning with details as follows: Time: 10:00 am (ET) Dial-in: To ask a question on the call, individuals may call in by dialing 800-369-1703, conference ID 3488708 For the listen on.

Read More
image for news Citizens Financial Group Announces Second Quarter 2025 Earnings Conference Call Details

About Citizens Financial Group, Inc. (CFG)

  • IPO Date 2014-09-24
  • Website https://www.citizensbank.com
  • Industry Banks - Regional
  • CEO Bruce Winfield Van Saun
  • Employees 17315

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.