AmeriServ Financial, Inc. (ASRV)

US — Financial Services Sector

Peers: AGRPF ATLO AUBN BCBP BCML BKSC RVSB SOME

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Key Metrics & Ratings

symbol ASRV
Rev/Share 5.1671
Book/Share 6.7049
PB 0.44
Debt/Equity 0.8489
CurrentRatio 0.1578
ROIC 0.0172

MktCap 48731935.0
FreeCF/Share 0.2642
PFCF 11.1642
PE 13.1777
Debt/Assets 0.0657
DivYield 0.0407
ROE 0.0344

Rating D+
Score 1
Recommendation Strong Sell
P/E Score 2
DCF Score 1
P/B Score 1
D/E Score 1

Recent Analyst Ratings

Type	Ticker	Analyst Firm	Previous Rating	Current Rating	Previous Price Target	Current Price Target	Date
No ratings available.

News

AmeriServ Incurs Q2 Loss Amid Credit Provision Surge, Stock Down 8%

ASRV
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Higher credit loss provisions lead to a Q2 loss for ASRV despite strong net interest income and lower expenses.

image for news AmeriServ Incurs Q2 Loss Amid Credit Provision Surge, Stock Down 8%

Zacks Initiates Coverage of AmeriServ with Outperform Recommendation

ASRV
Published: July 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Find out why Zacks has given AmeriServ an "Outperform" rating, being the first on Wall Street to initiate coverage on the stock. Explore how strategic shareholder ties, conservative balance sheet management, and wealth growth drivers position it for long-term outperformance.

image for news Zacks Initiates Coverage of AmeriServ with Outperform Recommendation

AMERISERV FINANCIAL REPORTS EARNINGS FOR THE FIRST QUARTER OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND

ASRV
Published: April 22, 2025 by: PRNewsWire
Sentiment: Neutral

JOHNSTOWN, Pa. , April 22, 2025 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported first quarter 2025 net income of $1,908,000, or $0.12 per diluted common share.

image for news AMERISERV FINANCIAL REPORTS EARNINGS FOR THE FIRST QUARTER OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND

About AmeriServ Financial, Inc. (ASRV)

IPO Date 1985-01-30
Website https://www.ameriserv.com
Industry Banks - Regional
CEO Jeffrey A. Stopko CPA
Employees 298

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates through a network of 17 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, Pennsylvania, and Washington County, Maryland; and operates 18 automated bank teller machines. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania.