AFL

AFL's growth in Japan and the U.S., disciplined expenses and strong premium persistency support the case for retaining the stock.

Accident and Health Insurance stocks like AFL, GL, TRUP and EIG are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.

Company recently launched book, "Beyond Words," leads learning initiative designed to promote kindness and compassion through reading Aflac is expanding its support for children with cancer and blood disorders through social-emotional learning resources. Aflac is providing free books for educators and matching donations to support social-emotional learning-focused classroom projects on DonorsChoose.

Aflac NYSE: AFL reported second-quarter 2026 net earnings of $1.63 per diluted share and adjusted earnings of $1.75 per diluted share, as the insurer cited continued sales momentum in Japan and growth in its U.S. group insurance operations. Chief Financial Officer Max Brodén said adjusted earnings increased 1.1% year over year to $1.80 per diluted share excluding foreign-currency effects.

Aflac Incorporated (AFL) Q2 2026 Earnings Call Transcript

Aflac's Q2 adjusted EPS misses estimates as lower investment income and FX weigh, but U.S. sales, policy persistency and capital returns offer support.

COLUMBUS, Ga., Aug. 6, 2026 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today reported its second quarter results.

Aflac Wellness Matters ® survey reveals wellness paradox: health confidence up, preventive care down Gen Z (76%) and millennials (63%) use AI for health supportbefore seeking professional medical care Younger generations (43% of Gen Z and 39% of millennials) spendmore on self-care and wellness but are less likely to have a primary care doctor Growing reliance on emergency room and urgent care suggests shiftfrom preventive to reactive wellness as more than 2 in 5 Americansprimarily use these services for healthcare needs COLUMBUS, Ga., Aug. 4, 2026 /PRNewswire/ -- August is National Wellness Month, a time to emphasize the importance of healthy routines, sustainable health habits and preventive care.

AFL's improved Japan benefit-to-premium ratio may help offset premium and investment income pressure ahead of its Aug. 6 Q2 earnings report.

Evaluate the expected performance of Aflac (AFL) for the quarter ended June 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.