Aflac Incorporated (AFL)

US — Financial Services Sector
Peers: PRU  LNC  BHF  UNM  MET  MFC  PRI  CNO  PUK  FG  JXN 

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Key Metrics & Ratings

  • symbol AFL
  • Rev/Share 30.1926
  • Book/Share 50.6812
  • PB 2.1115
  • Debt/Equity 0.3284
  • CurrentRatio 0.0
  • ROIC 0.0331

 

  • MktCap 57235046480.0
  • FreeCF/Share 4.8278
  • PFCF 22.0899
  • PE 23.5674
  • Debt/Assets 0.0716
  • DivYield 0.0209
  • ROE 0.0933

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 4
  • P/B Score 1
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation AFL BMO Capital Markets -- Market Perform -- $111 Jan. 23, 2025
Initiation AFL TD Cowen -- Hold -- $102 Oct. 9, 2024
Initiation AFL Barclays -- Underweight -- $96 Sept. 5, 2024

News

Best Dividend Aristocrats For September 2025
ABBV, ABT, ADM, ADP, AFL, ALB, AMCR, AOS, APD, ATO, BDX, BEN, BRO, CAH, CAT, CB, CHD, CHRW, CINF, CL, CLX, CTAS, CVX, DOV, ECL
Published: August 27, 2025 by: Seeking Alpha
Sentiment: Positive

Dividend Aristocrats have shown mixed 2025 performance, with some delivering double-digit gains and others lagging, but overall stability remains a hallmark. Dividend growth is robust, with 53 of 69 Aristocrats raising payouts in 2025 and an average growth rate of 5.14%, signaling continued income reliability. My 'Promising Aristocrats' list, focused on undervaluation and projected total return, has outperformed both NOBL and SPY in August.

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image for news Best Dividend Aristocrats For September 2025
Aflac: Best-In-Class Life Insurer Poised To Benefit From A Steepening Yield Curve
AFL
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Positive

Buy Aflac for its high-interest rate sensitivity, superior financial strength, and best-in-class capital return strategy amid a steepening yield curve. Aflac's dominant Japan exposure, iconic brand, low debt/equity, and consistent dividend growth set it apart from peers like MetLife and Prudential. AFL offers a compelling 2.5x risk/reward to a $120 target (vs. $102 stop), supported by historical outperformance and a temporary slowdown in price momentum.

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image for news Aflac: Best-In-Class Life Insurer Poised To Benefit From A Steepening Yield Curve
Aflac: Q2 Earnings Indicate Slowing Growth (Rating Downgrade)
AFL
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Neutral

I am downgrading AFL to a hold due to slowing revenue and earnings growth and a premium valuation versus peers. AFL's Q2 results showed declining revenue and EPS, with investment losses and Japan segment weakness offsetting US segment growth. Despite a strong balance sheet and impressive dividend growth history, current valuation metrics limit near-term upside potential.

Read More
image for news Aflac: Q2 Earnings Indicate Slowing Growth (Rating Downgrade)
All You Need to Know About Aflac (AFL) Rating Upgrade to Buy
AFL
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Positive

Aflac (AFL) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

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image for news All You Need to Know About Aflac (AFL) Rating Upgrade to Buy
Ex-Dividend Reminder: Loews, AFLAC And Marketaxess Holdings
AFL, L, MKTX
Published: August 18, 2025 by: Forbes
Sentiment: Neutral

On 8/20/25, Loews, AFLAC, and Marketaxess Holdings will all trade ex-dividend for their respective upcoming dividends. Loews will pay its quarterly dividend of $0.0625 on 9/2/25, AFLAC will pay its quarterly dividend of $0.58 on 9/2/25, and Marketaxess Holdings will pay its quarterly dividend of $0.76 on 9/3/25.

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image for news Ex-Dividend Reminder: Loews, AFLAC And Marketaxess Holdings
Aflac Loads the Buyback Cannon as New Sales Signal Strength
AFL
Published: August 14, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL boosts its buyback plan to 130.9M shares as strong sales in Japan and higher U.S. margins fuel shareholder returns.

Read More
image for news Aflac Loads the Buyback Cannon as New Sales Signal Strength
Aflac Q2 Earnings Beat Estimates on Solid Cancer Product Sales
AFL
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL's Q2 earnings benefit from robust Japan cancer insurance sales and strong persistency rates in the U.S. business, partly offset by rising costs.

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image for news Aflac Q2 Earnings Beat Estimates on Solid Cancer Product Sales
Aflac Incorporated (AFL) Q2 2025 Earnings Call Transcript
AFL
Published: August 06, 2025 by: Seeking Alpha
Sentiment: Neutral

Aflac Incorporated (NYSE:AFL ) Q2 2025 Earnings Call August 6, 2025 8:00 AM ET Company Participants Daniel Paul Amos - Chairman & CEO David Young - Corporate Participant Koichiro Yoshizumi - Senior Managing Exec. Officer and Asst.

Read More
image for news Aflac Incorporated (AFL) Q2 2025 Earnings Call Transcript
What to Expect From These 4 Insurers This Earnings Season?
AFL, AIZ, HRTG, LMND
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Neutral

Here, we take a look at four insurance stocks, AFL, LMND, HRTG and AIZ, which are set to report second-quarter earnings on Aug. 5.

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image for news What to Expect From These 4 Insurers This Earnings Season?
Aflac Gears Up for Q2 Earnings: Ready to Quack or Set to Crack?
AFL
Published: August 01, 2025 by: Zacks Investment Research
Sentiment: Negative

AFL braces for Q2 results with EPS likely to decline 6.6% and revenue off 13.7% as U.S. and Japan earnings face pressure.

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image for news Aflac Gears Up for Q2 Earnings: Ready to Quack or Set to Crack?
Gear Up for Aflac (AFL) Q2 Earnings: Wall Street Estimates for Key Metrics
AFL
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Neutral

Evaluate the expected performance of Aflac (AFL) for the quarter ended June 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

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image for news Gear Up for Aflac (AFL) Q2 Earnings: Wall Street Estimates for Key Metrics
Analysts Estimate Aflac (AFL) to Report a Decline in Earnings: What to Look Out for
AFL
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Negative

Aflac (AFL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Analysts Estimate Aflac (AFL) to Report a Decline in Earnings: What to Look Out for
INVESTIGATION ALERT: Berger Montague PC Investigates Aflac, Inc.'s Board Of Directors For Breach of Fiduciary Duties (NYSE: AFL)
AFL
Published: June 30, 2025 by: PRNewsWire
Sentiment: Neutral

PHILADELPHIA , June 30, 2025 /PRNewswire/ -- Berger Montague is investigating potential breaches of fiduciary duty and corporate governance failures at Aflac Inc. ("Aflac" or the "Company") (NYSE: AFL) related to the Company's recent cybersecurity breach. Shareholders of AFLAC may learn more about this investigation by contacting Berger Montague: Radha Raghavan at [email protected] or (332) 271-8908, or Andrew Abramowitz at [email protected] or (215) 875-3015, or by CLICKING HERE.

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image for news INVESTIGATION ALERT: Berger Montague PC Investigates Aflac, Inc.'s Board Of Directors For Breach of Fiduciary Duties (NYSE: AFL)
Aflac Incorporated to Release Second Quarter Results and CFO Video Update on August 5, 2025 and Host Webcast on August 6, 2025
AFL
Published: June 27, 2025 by: PRNewsWire
Sentiment: Neutral

COLUMBUS, Ga. , June 27, 2025 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it will release second quarter 2025 financial results after the market closes on Tuesday, August 5, 2025.

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image for news Aflac Incorporated to Release Second Quarter Results and CFO Video Update on August 5, 2025 and Host Webcast on August 6, 2025
US insurance giant Aflac says customers' personal data stolen during cyberattack
AFL
Published: June 23, 2025 by: TechCrunch
Sentiment: Negative

Aflac, one of the largest insurance companies in the United States, says hackers stole an unknown quantity of its customers' personal information from its network during a cyberattack earlier this month.

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image for news US insurance giant Aflac says customers' personal data stolen during cyberattack
The Aflac Breach Was Preventable — Token's Technology Proves It
AFL
Published: June 23, 2025 by: Business Wire
Sentiment: Neutral

ROCHESTER, N.Y.--(BUSINESS WIRE)-- #BioKey--Token, a revolutionary provider of secure, biometric identity protection solutions, announced that its technology is the industry's only available solution that could have prevented the serious data breach that Aflac confirmed on June 20, 2025. The Alflac breach possibly exposed customers' Social Security numbers, insurance claims, and personal health information and is considered to be the biggest breach in a growing wave of cyberattacks targeting the insuranc.

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image for news The Aflac Breach Was Preventable — Token's Technology Proves It
DATA BREACH ALERT: Edelson Lechtzin LLP Is Investigating Claims On Behalf Of Aflac Incorporated Customers Whose Data May Have Been Compromised
AFL
Published: June 20, 2025 by: GlobeNewsWire
Sentiment: Neutral

NEWTOWN, Pa., June 20, 2025 (GLOBE NEWSWIRE) -- The law firm of Edelson Lechtzin LLP is investigating data privacy claims regarding an incident at Aflac Incorporated (“Aflac”).

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image for news DATA BREACH ALERT: Edelson Lechtzin LLP Is Investigating Claims On Behalf Of Aflac Incorporated Customers Whose Data May Have Been Compromised
Lynch Carpenter Investigates Claims in Aflac Data Breach
AFL
Published: June 20, 2025 by: GlobeNewsWire
Sentiment: Neutral

PITTSBURGH, June 20, 2025 (GLOBE NEWSWIRE) -- Aflac Incorporated (“Aflac”) recently announced a cybersecurity incident, which impacted the personal information of an unknown number of individuals. The information potentially impacted in the data breach includes the claims information, health information, Social Security numbers, and other personal information of customers, beneficiaries, employees, agents, and other individuals.

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image for news Lynch Carpenter Investigates Claims in Aflac Data Breach
Aflac customer data breached by cybercriminals in latest hit on US insurance industry
AFL
Published: June 20, 2025 by: New York Post
Sentiment: Negative

It's the largest insurance company yet to fall victim to a major hacking, with tens of millions of customers and a $55 billion market cap.

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image for news Aflac customer data breached by cybercriminals in latest hit on US insurance industry
Aflac hacked: Social Security numbers, claims, and health data at risk in insurance firm cyberattack
AFL
Published: June 20, 2025 by: Fast Company
Sentiment: Negative

Aflac Incorporated (NYSE: AFL) was the most recent target of a “sophisticated cybercrime group” that has led a campaign against a number of insurance companies in recent weeks, according to a statement issued by the company today.The cyberattack, which was first identified by the company June 12, was stopped within a few hours and business operations were not impacted. However, the number of Aflac insurance-holders affected by the breach is still unknown.

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image for news Aflac hacked: Social Security numbers, claims, and health data at risk in insurance firm cyberattack
Aflac Says 'Sophisticated Cybercrime Group' Accessed Customers' Personal Data
AFL
Published: June 20, 2025 by: Investopedia
Sentiment: Negative

Aflac (AFL) said Friday that its network was hit by a cyberattack that affected an unknown number of customers' personal information.

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image for news Aflac Says 'Sophisticated Cybercrime Group' Accessed Customers' Personal Data
5 Accident & Health Insurance Stocks to Watch as Exposure Increases
AFL, AMSF, GL, TRUP, UNM
Published: June 13, 2025 by: Zacks Investment Research
Sentiment: Positive

Accident & Health Insurers AFL, UNM, TRUP, GL and AMSF are set to gain from rising underwriting exposure, despite ongoing pricing pressure.

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image for news 5 Accident & Health Insurance Stocks to Watch as Exposure Increases
Walmart, Aflac and 8 Other Dividend Aristocrats That Also Wear Buyback Crowns
AFL, WMT
Published: June 12, 2025 by: Barrons
Sentiment: Positive

When it comes to playing defense, investors shouldn't overlook dividends' twin, share buybacks, which can signal management is bullish.

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image for news Walmart, Aflac and 8 Other Dividend Aristocrats That Also Wear Buyback Crowns
Seeking a Payday? 3 Dividend Kings Worth a Look: PM, AFL, EMR
AFL, EMR, PM
Published: June 05, 2025 by: Zacks Investment Research
Sentiment: Positive

These companies have shown incredible resilience historically, surviving through many economic periods while also continuously increasingly rewarding shareholders.

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image for news Seeking a Payday? 3 Dividend Kings Worth a Look: PM, AFL, EMR
Aflac expands partnership with Empathy to offer enhanced legacy planning services with LifeVault™
AFL
Published: May 06, 2025 by: PRNewsWire
Sentiment: Neutral

COLUMBUS, Ga. , May 6, 2025 /PRNewswire/ -- Aflac, a leading provider of health supplemental insurance in the U.S., is expanding its partnership with Empathy, an innovative technology company that provides compassionate, on-demand support to families in life's most challenging moments, from dealing with the loss of a loved one to planning for their future.

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image for news Aflac expands partnership with Empathy to offer enhanced legacy planning services with LifeVault™
Aflac Stock Could Rebound After Post-Earnings Drop
AFL
Published: May 01, 2025 by: Schaeffers Research
Sentiment: Neutral

Aflac Inc (NYSE:AFL) stock was last seen down 3.6% to trade at $104.83, after the insurance company posted lower-than-expected first-quarter earnings and revenue amid investment losses, despite impressive growth in Japan.

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image for news Aflac Stock Could Rebound After Post-Earnings Drop
Aflac Incorporated (AFL) Q1 2025 Earnings Call Transcript
AFL
Published: May 01, 2025 by: Seeking Alpha
Sentiment: Neutral

Aflac Incorporated (NYSE:AFL ) Q1 2025 Earnings Conference Call May 1, 2025 8:00 AM ET Company Participants David Young - Vice President of Capital Markets Daniel Amos - Chairman and Chief Executive Officer Max Broden - Senior Executive Vice President; Chief Financial Officer Virgil Miller - President of Aflac Incorporated and Aflac U.S. Charles Lake - Chairman and Representative Director, Aflac Life Insurance Japan; President, Aflac International Masatoshi Koide - President and Representative Director, Aflac Life Insurance Japan Alycia Slyck - Senior Vice President; Global Chief Actuarial Officer Koichiro Yoshizumi - Executive Vice President Sales and Marketing, Alliance Strategy, Aflac …

Read More
image for news Aflac Incorporated (AFL) Q1 2025 Earnings Call Transcript
Aflac Gears Up for Q1 Earnings: Will AFL Quack or Crack?
AFL
Published: April 29, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL's first-quarter earnings are likely to have benefited from growing total adjusted revenues in Aflac U.S.

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image for news Aflac Gears Up for Q1 Earnings: Will AFL Quack or Crack?
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
AB, AFL
Published: April 04, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.

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image for news These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
Want Decades of Passive Income? 3 Reliable Dividend Stocks to Buy Right Now
AFL, CB, CINF
Published: March 26, 2025 by: The Motley Fool
Sentiment: Positive

Investing in the stock market is a great way to build long-term, sustainable wealth. Dividend-paying stocks can be solid investments because these companies exhibit strong business models.

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image for news Want Decades of Passive Income? 3 Reliable Dividend Stocks to Buy Right Now

About Aflac Incorporated (AFL)

  • IPO Date 1980-03-17
  • Website https://www.aflac.com
  • Industry Insurance - Life
  • CEO Daniel Paul Amos
  • Employees 12694

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.