
Aflac NYSE: AFL raised its full-year profit margin outlook for Japan after reporting third-quarter earnings that benefited from changes to actuarial assumptions and a reinsurance transaction that it expects to free up capital.
Aflac Inc. (American Family Life Assurance Company) is an American insurance company and is the largest provider of supplemental insurance in the United States.
| Revenue (TTM) | $16.60B |
| Gross Profit (TTM) | $7.74B |
| EBITDA | $4.59B |
| Operating Margin | 17.40% |
| Return on Equity | 12.20% |
| Return on Assets | 2.41% |
| Revenue/Share (TTM) | $32.64 |
| Book Value | $59.20 |
| Price-to-Book | 2.14 |
| Price-to-Sales (TTM) | 3.70 |
| EV/Revenue | 4.312 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | -80.20% |
| Quarterly Revenue Growth (YoY) | -31.00% |
| Shares Outstanding | $495.65M |
| Float | $490.34M |
| % Insiders | 10.95% |
| % Institutions | 60.14% |
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Aflac NYSE: AFL raised its full-year profit margin outlook for Japan after reporting third-quarter earnings that benefited from changes to actuarial assumptions and a reinsurance transaction that it expects to free up capital.

Accident and Health Insurance stocks like AFL, UNM, GL, TRUP and EIG are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.

AFL's Q3 2026 earnings beat estimates by 35%, fueled by strong U.S. profit growth and lower expenses, despite weaker Japan results and currency headwinds.

Aflac Incorporated ( AFL ) Q3 2026 Earnings Call November 5, 2026 8:00 AM EST Company Participants David Young - Vice President of Capital Markets Daniel Amos - Chairman & CEO Max Broden - Senior EVP & CFO Virgil Miller - President Frederic Jean Simard - Deputy President of Aflac U.S. Koichiro Yoshizumi Bradley Dyslin - Executive VP & Global Chief Investment Officer Conference Call Participants Wilma Jackson Burdis - Raymond James & Associates, Inc., Research Division Thomas Gallagher - Evercore ISI Institutional Equities, Research Division Tracy Dolin-Benguigui - Wolfe Research, LLC Pablo Singzon - JPMorgan Chase & Co, Research Division Joseph Famularo - Jefferies LLC, Research Division Presentation Operator Good day, and welcome to the Aflac Incorporated Third Quarter 2026 Earnings Call. [Operator Instructions] Please note, this event is being recorded.

Aflac posted a quarter that missed estimates for the fourth time in a row, yet the dividend sailed on untouched. Behind the ugly headline sits a payout cushion and one overseas risk that income investors cannot ignore.

COLUMBUS, Ga., Nov. 4, 2026 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today reported its third quarter results.

Third-quarter 2026 earnings are rolling in, and insurers are moving into focus. Major players like Marsh, Aon and The Hartford have already reported solid year-over-year growth, offering an early industry read.

2026 Aflac Holiday Duck marks the 25th year that the quacking collectible has helped children with cancer and blood disorders COLUMBUS, Ga., Nov. 3, 2026 /PRNewswire/ -- Aflac, a leading provider of supplemental health insurance in the U.S., is celebrating a milestone anniversary with the release of the 2026 Aflac Holiday Duck, marking the 25th year of the beloved annual tradition that has become a holiday must-have for families across America while helping bring comfort, hope and support to children facing cancer and blood disorders across the United States.

AFL faces a challenging Q3 2026 earnings report as lower investment income, declining premiums and higher benefit ratios threaten profitability.

COLUMBUS, Ga., Nov. 2, 2026 /PRNewswire/ -- Aflac Incorporated announced today that as part of its long-term succession planning, subsidiaries Aflac Life Insurance Japan Ltd.
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