Aflac Incorporated (AFL)

US — Financial Services Sector
Peers: PRU  LNC  BHF  UNM  MET  MFC  PRI  CNO  PUK  FG  JXN 

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Key Metrics & Ratings

  • symbol AFL
  • Rev/Share 33.7874
  • Book/Share 89.7444
  • PB 2.125
  • Debt/Equity 0.0
  • CurrentRatio 48.2085
  • ROIC 0.0362

 

  • MktCap 62220480846.0
  • FreeCF/Share 4.8543
  • PFCF 24.1821
  • PE 14.6225
  • Debt/Assets 0.0
  • DivYield 0.0195
  • ROE 0.1539

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 4
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation AFL BMO Capital Markets -- Market Perform -- $111 Jan. 23, 2025
Initiation AFL TD Cowen -- Hold -- $102 Oct. 9, 2024
Initiation AFL Barclays -- Underweight -- $96 Sept. 5, 2024

News

These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
AFL, BNS
Published: November 13, 2025 by: Zacks Investment Research
Sentiment: Positive

Finding stocks expected to beat quarterly earnings estimates becomes an easier task with our Zacks Earnings ESP.

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image for news These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
Daily Dividend Report: ADP, Agree Realty, Group 1, DGX, Aflac
ADP, ADC, AFL, DGX, GPI
Published: November 12, 2025 by: Forbes
Sentiment: Positive

The board of directors of ADP approved a $0.16 increase in the quarterly cash dividend to an annual rate of $6.80 per share, Maria Black, ADP's President and Chief Executive Officer, announced today. The increased cash dividend marks the 51st consecutive year in which ADP, a leading global technology company providing human capital management solutions, has raised its quarterly dividend.

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image for news Daily Dividend Report: ADP, Agree Realty, Group 1, DGX, Aflac
Aflac's Dividend Ducks Soar Past the Flock With 43rd Straight Hike
AFL
Published: November 12, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL raises its dividend for the 43rd straight year, backed by a solid balance sheet and resilient U.S. growth.

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image for news Aflac's Dividend Ducks Soar Past the Flock With 43rd Straight Hike
Aflac Incorporated Announces 5.2% Increase in the First Quarter 2026 Dividend
AFL
Published: November 11, 2025 by: PRNewsWire
Sentiment: Neutral

COLUMBUS, Ga. , Nov. 11, 2025 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today announced that its Board of Directors has declared the first quarter dividend of $0.61 per share, payable on March 2, 2026, to shareholders of record at the close of business on February 18, 2026.

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image for news Aflac Incorporated Announces 5.2% Increase in the First Quarter 2026 Dividend
Aflac Q3 Earnings Beat Estimates on Strong Group Life Sales
AFL
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL tops Q3 estimates with EPS up 15.3% year over year and revenues surging 60.7%, driven by strong cancer insurance product sales and robust U.S. segment performance.

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image for news Aflac Q3 Earnings Beat Estimates on Strong Group Life Sales
Aflac Incorporated (AFL) Q3 2025 Earnings Call Transcript
AFL
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Neutral

Aflac Incorporated ( AFL ) Q3 2025 Earnings Call November 5, 2025 8:00 AM EST Company Participants David Young Daniel Amos - Chairman & CEO Max Broden - Senior EVP & CFO Virgil Miller - President Koichiro Yoshizumi - Senior Managing Exec. Officer and Asst.

Read More
image for news Aflac Incorporated (AFL) Q3 2025 Earnings Call Transcript
What Analyst Projections for Key Metrics Reveal About Aflac (AFL) Q3 Earnings
AFL
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Besides Wall Street's top-and-bottom-line estimates for Aflac (AFL), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2025.

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image for news What Analyst Projections for Key Metrics Reveal About Aflac (AFL) Q3 Earnings
Aflac (AFL) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release
AFL
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Aflac (AFL) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Aflac (AFL) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release
Rising Sales & Declining Cash Flows: The Aflac Investor Dilemma
AFL
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL's sales surge in Japan and the United States, but declining cash flows raise questions over its growth flexibility.

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image for news Rising Sales & Declining Cash Flows: The Aflac Investor Dilemma
Aflac (AFL) Upgraded to Buy: Here's What You Should Know
AFL
Published: September 26, 2025 by: Zacks Investment Research
Sentiment: Positive

Aflac (AFL) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

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image for news Aflac (AFL) Upgraded to Buy: Here's What You Should Know
3 Accident & Health Insurance Stocks to Watch Amid Pricing Pressure
AFL, GL, TRUP
Published: September 05, 2025 by: Zacks Investment Research
Sentiment: Neutral

Accident and Health Insurance stocks like AFL, TRUP and GL are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.

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image for news 3 Accident & Health Insurance Stocks to Watch Amid Pricing Pressure
Best Dividend Aristocrats For September 2025
ABBV, ABT, ADM, ADP, AFL, ALB, AMCR, AOS, APD, ATO, BDX, BEN, BRO, CAH, CAT, CB, CHD, CHRW, CINF, CL, CLX, CTAS, CVX, DOV, ECL
Published: August 27, 2025 by: Seeking Alpha
Sentiment: Positive

Dividend Aristocrats have shown mixed 2025 performance, with some delivering double-digit gains and others lagging, but overall stability remains a hallmark. Dividend growth is robust, with 53 of 69 Aristocrats raising payouts in 2025 and an average growth rate of 5.14%, signaling continued income reliability. My 'Promising Aristocrats' list, focused on undervaluation and projected total return, has outperformed both NOBL and SPY in August.

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image for news Best Dividend Aristocrats For September 2025
Aflac: Best-In-Class Life Insurer Poised To Benefit From A Steepening Yield Curve
AFL
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Positive

Buy Aflac for its high-interest rate sensitivity, superior financial strength, and best-in-class capital return strategy amid a steepening yield curve. Aflac's dominant Japan exposure, iconic brand, low debt/equity, and consistent dividend growth set it apart from peers like MetLife and Prudential. AFL offers a compelling 2.5x risk/reward to a $120 target (vs. $102 stop), supported by historical outperformance and a temporary slowdown in price momentum.

Read More
image for news Aflac: Best-In-Class Life Insurer Poised To Benefit From A Steepening Yield Curve
Aflac: Q2 Earnings Indicate Slowing Growth (Rating Downgrade)
AFL
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Neutral

I am downgrading AFL to a hold due to slowing revenue and earnings growth and a premium valuation versus peers. AFL's Q2 results showed declining revenue and EPS, with investment losses and Japan segment weakness offsetting US segment growth. Despite a strong balance sheet and impressive dividend growth history, current valuation metrics limit near-term upside potential.

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image for news Aflac: Q2 Earnings Indicate Slowing Growth (Rating Downgrade)
All You Need to Know About Aflac (AFL) Rating Upgrade to Buy
AFL
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Positive

Aflac (AFL) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Read More
image for news All You Need to Know About Aflac (AFL) Rating Upgrade to Buy
Ex-Dividend Reminder: Loews, AFLAC And Marketaxess Holdings
AFL, L, MKTX
Published: August 18, 2025 by: Forbes
Sentiment: Neutral

On 8/20/25, Loews, AFLAC, and Marketaxess Holdings will all trade ex-dividend for their respective upcoming dividends. Loews will pay its quarterly dividend of $0.0625 on 9/2/25, AFLAC will pay its quarterly dividend of $0.58 on 9/2/25, and Marketaxess Holdings will pay its quarterly dividend of $0.76 on 9/3/25.

Read More
image for news Ex-Dividend Reminder: Loews, AFLAC And Marketaxess Holdings
Aflac Loads the Buyback Cannon as New Sales Signal Strength
AFL
Published: August 14, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL boosts its buyback plan to 130.9M shares as strong sales in Japan and higher U.S. margins fuel shareholder returns.

Read More
image for news Aflac Loads the Buyback Cannon as New Sales Signal Strength
Aflac Q2 Earnings Beat Estimates on Solid Cancer Product Sales
AFL
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL's Q2 earnings benefit from robust Japan cancer insurance sales and strong persistency rates in the U.S. business, partly offset by rising costs.

Read More
image for news Aflac Q2 Earnings Beat Estimates on Solid Cancer Product Sales
Aflac Incorporated (AFL) Q2 2025 Earnings Call Transcript
AFL
Published: August 06, 2025 by: Seeking Alpha
Sentiment: Neutral

Aflac Incorporated (NYSE:AFL ) Q2 2025 Earnings Call August 6, 2025 8:00 AM ET Company Participants Daniel Paul Amos - Chairman & CEO David Young - Corporate Participant Koichiro Yoshizumi - Senior Managing Exec. Officer and Asst.

Read More
image for news Aflac Incorporated (AFL) Q2 2025 Earnings Call Transcript
What to Expect From These 4 Insurers This Earnings Season?
AFL, AIZ, HRTG, LMND
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Neutral

Here, we take a look at four insurance stocks, AFL, LMND, HRTG and AIZ, which are set to report second-quarter earnings on Aug. 5.

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image for news What to Expect From These 4 Insurers This Earnings Season?
Aflac Gears Up for Q2 Earnings: Ready to Quack or Set to Crack?
AFL
Published: August 01, 2025 by: Zacks Investment Research
Sentiment: Negative

AFL braces for Q2 results with EPS likely to decline 6.6% and revenue off 13.7% as U.S. and Japan earnings face pressure.

Read More
image for news Aflac Gears Up for Q2 Earnings: Ready to Quack or Set to Crack?
Gear Up for Aflac (AFL) Q2 Earnings: Wall Street Estimates for Key Metrics
AFL
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Neutral

Evaluate the expected performance of Aflac (AFL) for the quarter ended June 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Read More
image for news Gear Up for Aflac (AFL) Q2 Earnings: Wall Street Estimates for Key Metrics
Analysts Estimate Aflac (AFL) to Report a Decline in Earnings: What to Look Out for
AFL
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Negative

Aflac (AFL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Analysts Estimate Aflac (AFL) to Report a Decline in Earnings: What to Look Out for
INVESTIGATION ALERT: Berger Montague PC Investigates Aflac, Inc.'s Board Of Directors For Breach of Fiduciary Duties (NYSE: AFL)
AFL
Published: June 30, 2025 by: PRNewsWire
Sentiment: Neutral

PHILADELPHIA , June 30, 2025 /PRNewswire/ -- Berger Montague is investigating potential breaches of fiduciary duty and corporate governance failures at Aflac Inc. ("Aflac" or the "Company") (NYSE: AFL) related to the Company's recent cybersecurity breach. Shareholders of AFLAC may learn more about this investigation by contacting Berger Montague: Radha Raghavan at [email protected] or (332) 271-8908, or Andrew Abramowitz at [email protected] or (215) 875-3015, or by CLICKING HERE.

Read More
image for news INVESTIGATION ALERT: Berger Montague PC Investigates Aflac, Inc.'s Board Of Directors For Breach of Fiduciary Duties (NYSE: AFL)
Aflac Incorporated to Release Second Quarter Results and CFO Video Update on August 5, 2025 and Host Webcast on August 6, 2025
AFL
Published: June 27, 2025 by: PRNewsWire
Sentiment: Neutral

COLUMBUS, Ga. , June 27, 2025 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it will release second quarter 2025 financial results after the market closes on Tuesday, August 5, 2025.

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image for news Aflac Incorporated to Release Second Quarter Results and CFO Video Update on August 5, 2025 and Host Webcast on August 6, 2025
US insurance giant Aflac says customers' personal data stolen during cyberattack
AFL
Published: June 23, 2025 by: TechCrunch
Sentiment: Negative

Aflac, one of the largest insurance companies in the United States, says hackers stole an unknown quantity of its customers' personal information from its network during a cyberattack earlier this month.

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image for news US insurance giant Aflac says customers' personal data stolen during cyberattack
The Aflac Breach Was Preventable — Token's Technology Proves It
AFL
Published: June 23, 2025 by: Business Wire
Sentiment: Neutral

ROCHESTER, N.Y.--(BUSINESS WIRE)-- #BioKey--Token, a revolutionary provider of secure, biometric identity protection solutions, announced that its technology is the industry's only available solution that could have prevented the serious data breach that Aflac confirmed on June 20, 2025. The Alflac breach possibly exposed customers' Social Security numbers, insurance claims, and personal health information and is considered to be the biggest breach in a growing wave of cyberattacks targeting the insuranc.

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image for news The Aflac Breach Was Preventable — Token's Technology Proves It
DATA BREACH ALERT: Edelson Lechtzin LLP Is Investigating Claims On Behalf Of Aflac Incorporated Customers Whose Data May Have Been Compromised
AFL
Published: June 20, 2025 by: GlobeNewsWire
Sentiment: Neutral

NEWTOWN, Pa., June 20, 2025 (GLOBE NEWSWIRE) -- The law firm of Edelson Lechtzin LLP is investigating data privacy claims regarding an incident at Aflac Incorporated (“Aflac”).

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image for news DATA BREACH ALERT: Edelson Lechtzin LLP Is Investigating Claims On Behalf Of Aflac Incorporated Customers Whose Data May Have Been Compromised
Lynch Carpenter Investigates Claims in Aflac Data Breach
AFL
Published: June 20, 2025 by: GlobeNewsWire
Sentiment: Neutral

PITTSBURGH, June 20, 2025 (GLOBE NEWSWIRE) -- Aflac Incorporated (“Aflac”) recently announced a cybersecurity incident, which impacted the personal information of an unknown number of individuals. The information potentially impacted in the data breach includes the claims information, health information, Social Security numbers, and other personal information of customers, beneficiaries, employees, agents, and other individuals.

Read More
image for news Lynch Carpenter Investigates Claims in Aflac Data Breach
Aflac customer data breached by cybercriminals in latest hit on US insurance industry
AFL
Published: June 20, 2025 by: New York Post
Sentiment: Negative

It's the largest insurance company yet to fall victim to a major hacking, with tens of millions of customers and a $55 billion market cap.

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image for news Aflac customer data breached by cybercriminals in latest hit on US insurance industry

About Aflac Incorporated (AFL)

  • IPO Date 1980-03-17
  • Website https://www.aflac.com
  • Industry Insurance - Life
  • CEO Daniel Paul Amos
  • Employees 12694

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.