Aflac Incorporated (AFL)

US — Financial Services Sector
Peers: PRU  LNC  BHF  UNM  MET  MFC  PRI  CNO  PUK  FG  JXN 

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Key Metrics & Ratings

  • symbol AFL
  • Rev/Share 33.8874
  • Book/Share 54.1232
  • PB 2.0252
  • Debt/Equity 0.3027
  • CurrentRatio 0.0
  • ROIC 0.0

 

  • MktCap 58622877646.0
  • FreeCF/Share 4.8543
  • PFCF 22.7839
  • PE 13.9359
  • Debt/Assets 0.071
  • DivYield 0.0212
  • ROE 0.1539

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 4
  • P/B Score 2
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation AFL Mizuho -- Underperform -- $104 Dec. 16, 2025
Initiation AFL BMO Capital Markets -- Market Perform -- $111 Jan. 23, 2025
Initiation AFL TD Cowen -- Hold -- $102 Oct. 9, 2024
Initiation AFL Barclays -- Underweight -- $96 Sept. 5, 2024

News

Aflac Teams Up With Workday Wellness to Enhance Health Benefits
AFL
Published: January 16, 2026 by: Zacks Investment Research
Sentiment: Positive

AFL partners with Workday Wellness to streamline supplemental health benefits using AI-driven insights.

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image for news Aflac Teams Up With Workday Wellness to Enhance Health Benefits
The 3 Best Dividend Aristocrats to Buy in 2026
AFL, LOW, NDSN
Published: January 01, 2026 by: 24/7 Wall Street
Sentiment: Positive

Investing in Dividend Aristocrats can anchor your portfolio by providing solid dividend growth from proven, successful businesses that have endured multiple business cycles.

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image for news The 3 Best Dividend Aristocrats to Buy in 2026
Here's Why Investors Should Retain Aflac Incorporated Stock for Now
AFL
Published: December 31, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL shows steady growth from U.S. and Japan sales, product launches, partnerships and buybacks, helping shares outperform the industry.

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image for news Here's Why Investors Should Retain Aflac Incorporated Stock for Now
Best Dividend Aristocrats For January 2026
ABBV, ABT, ADM, ADP, AFL, ALB, AMCR, AOS, APD, ATO, BDX, BEN, BRO, CAH, CAT, CB, CHD, CHRW, CINF, CL, CLX, CTAS, CVX, DOV, ECL, BF-A, BF-B, ED, EMR, ERIE, ES, ESS, EXPD, FAST, FDS, FRT, GD, GPC, GWW, HRL, IBM, ITW, JNJ, KMB, KO, KVUE, LIN, LOW, MCD, MDT, MKC, NDSN, NEE, NOBL, NUE, O, PEP, PG, PNR, PPG, ROP, SHW, SJM, SPGI, SPY, SWK, SYY, TGT, TROW, WMT, WST, XOM
Published: December 31, 2025 by: Seeking Alpha
Sentiment: Positive

The ProShares S&P 500 Dividend Aristocrat ETF (NOBL) underperformed SPY in 2025, gaining 7.2% versus SPY's 18.42%. Despite average underperformance, select Aristocrats like CAH (+74.18%), ALB (+66.90%), and CHRW (+61.22%) delivered strong double-digit returns. Dividend growth for the Aristocrats slowed to 5.52% in 2025, down from 5.78% in 2024, with 68 of 69 raising payouts.

Read More
image for news Best Dividend Aristocrats For January 2026
Aflac Reveals Just How Big Its Data Breach Really Was
AFL
Published: December 30, 2025 by: CNET
Sentiment: Negative

The insurance company says the compromised information included Social Security numbers and health insurance information for 22.6 million people.

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image for news Aflac Reveals Just How Big Its Data Breach Really Was
Aflac Says Cybersecurity Incident Involved Personal Information of 22.65 Million People
AFL
Published: December 23, 2025 by: PYMNTS
Sentiment: Negative

Insurance company Aflac said personal information associated with 22.65 million people was impacted by a cybersecurity incident within its U.S. business that the company reported in June. The company determined the number of affected people after reviewing the potentially impacted files, it said in a Friday (Dec. 19) press release.

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image for news Aflac Says Cybersecurity Incident Involved Personal Information of 22.65 Million People
Aflac Expands Digital Reach via Ethos Tie-Up in Supplemental Health
AFL
Published: December 19, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL partners with Ethos to sell cancer insurance on a fully digital platform, letting customers add supplemental coverage in minutes alongside life policies.

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image for news Aflac Expands Digital Reach via Ethos Tie-Up in Supplemental Health
4 Accident & Health Insurers to Watch Amid Rising Medical Costs
AFL, GL, TRUP, UNM
Published: December 02, 2025 by: Zacks Investment Research
Sentiment: Neutral

Accident and Health Insurance stocks like AFL, UNM, GL and TRUP are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.

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image for news 4 Accident & Health Insurers to Watch Amid Rising Medical Costs
Wrap up more than a story: Aflac's "Beyond Words" is the perfect gift that gives back
AFL
Published: November 25, 2025 by: PRNewsWire
Sentiment: Neutral

COLUMBUS, Ga. , Nov. 25, 2025 /PRNewswire/ -- Looking for a holiday gift that warms hearts and makes a real difference?

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image for news Wrap up more than a story: Aflac's "Beyond Words" is the perfect gift that gives back
Aflac expands support for children with new book 'Beyond Words'
AFL
Published: November 17, 2025 by: PRNewsWire
Sentiment: Neutral

Designed to help children express empathy for those with health challenges, "Beyond Words" represents Aflac's newest expression of care with 100% of net proceeds benefiting the Aflac Childhood Cancer Foundation COLUMBUS, Ga. , Nov. 17, 2025 /PRNewswire/ -- In collaboration with bestselling children's book Author Sheri Fink and Research Astronaut Kellie Gerardi, Aflac Incorporated released today a new children's book highlighting the power of empathy, kindness and compassion for loved ones, especially children, facing health challenges.

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image for news Aflac expands support for children with new book 'Beyond Words'
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
AFL, BNS
Published: November 13, 2025 by: Zacks Investment Research
Sentiment: Positive

Finding stocks expected to beat quarterly earnings estimates becomes an easier task with our Zacks Earnings ESP.

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image for news These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
Daily Dividend Report: ADP, Agree Realty, Group 1, DGX, Aflac
ADP, ADC, AFL, DGX, GPI
Published: November 12, 2025 by: Forbes
Sentiment: Positive

The board of directors of ADP approved a $0.16 increase in the quarterly cash dividend to an annual rate of $6.80 per share, Maria Black, ADP's President and Chief Executive Officer, announced today. The increased cash dividend marks the 51st consecutive year in which ADP, a leading global technology company providing human capital management solutions, has raised its quarterly dividend.

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image for news Daily Dividend Report: ADP, Agree Realty, Group 1, DGX, Aflac
Aflac's Dividend Ducks Soar Past the Flock With 43rd Straight Hike
AFL
Published: November 12, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL raises its dividend for the 43rd straight year, backed by a solid balance sheet and resilient U.S. growth.

Read More
image for news Aflac's Dividend Ducks Soar Past the Flock With 43rd Straight Hike
Aflac Incorporated Announces 5.2% Increase in the First Quarter 2026 Dividend
AFL
Published: November 11, 2025 by: PRNewsWire
Sentiment: Neutral

COLUMBUS, Ga. , Nov. 11, 2025 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today announced that its Board of Directors has declared the first quarter dividend of $0.61 per share, payable on March 2, 2026, to shareholders of record at the close of business on February 18, 2026.

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image for news Aflac Incorporated Announces 5.2% Increase in the First Quarter 2026 Dividend
Aflac Q3 Earnings Beat Estimates on Strong Group Life Sales
AFL
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL tops Q3 estimates with EPS up 15.3% year over year and revenues surging 60.7%, driven by strong cancer insurance product sales and robust U.S. segment performance.

Read More
image for news Aflac Q3 Earnings Beat Estimates on Strong Group Life Sales
Aflac Incorporated (AFL) Q3 2025 Earnings Call Transcript
AFL
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Neutral

Aflac Incorporated ( AFL ) Q3 2025 Earnings Call November 5, 2025 8:00 AM EST Company Participants David Young Daniel Amos - Chairman & CEO Max Broden - Senior EVP & CFO Virgil Miller - President Koichiro Yoshizumi - Senior Managing Exec. Officer and Asst.

Read More
image for news Aflac Incorporated (AFL) Q3 2025 Earnings Call Transcript
What Analyst Projections for Key Metrics Reveal About Aflac (AFL) Q3 Earnings
AFL
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Besides Wall Street's top-and-bottom-line estimates for Aflac (AFL), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2025.

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image for news What Analyst Projections for Key Metrics Reveal About Aflac (AFL) Q3 Earnings
Aflac (AFL) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release
AFL
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Aflac (AFL) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Aflac (AFL) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release
Rising Sales & Declining Cash Flows: The Aflac Investor Dilemma
AFL
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL's sales surge in Japan and the United States, but declining cash flows raise questions over its growth flexibility.

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image for news Rising Sales & Declining Cash Flows: The Aflac Investor Dilemma
Aflac (AFL) Upgraded to Buy: Here's What You Should Know
AFL
Published: September 26, 2025 by: Zacks Investment Research
Sentiment: Positive

Aflac (AFL) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

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image for news Aflac (AFL) Upgraded to Buy: Here's What You Should Know
3 Accident & Health Insurance Stocks to Watch Amid Pricing Pressure
AFL, GL, TRUP
Published: September 05, 2025 by: Zacks Investment Research
Sentiment: Neutral

Accident and Health Insurance stocks like AFL, TRUP and GL are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.

Read More
image for news 3 Accident & Health Insurance Stocks to Watch Amid Pricing Pressure
Best Dividend Aristocrats For September 2025
ABBV, ABT, ADM, ADP, AFL, ALB, AMCR, AOS, APD, ATO, BDX, BEN, BRO, CAH, CAT, CB, CHD, CHRW, CINF, CL, CLX, CTAS, CVX, DOV, ECL
Published: August 27, 2025 by: Seeking Alpha
Sentiment: Positive

Dividend Aristocrats have shown mixed 2025 performance, with some delivering double-digit gains and others lagging, but overall stability remains a hallmark. Dividend growth is robust, with 53 of 69 Aristocrats raising payouts in 2025 and an average growth rate of 5.14%, signaling continued income reliability. My 'Promising Aristocrats' list, focused on undervaluation and projected total return, has outperformed both NOBL and SPY in August.

Read More
image for news Best Dividend Aristocrats For September 2025
Aflac: Best-In-Class Life Insurer Poised To Benefit From A Steepening Yield Curve
AFL
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Positive

Buy Aflac for its high-interest rate sensitivity, superior financial strength, and best-in-class capital return strategy amid a steepening yield curve. Aflac's dominant Japan exposure, iconic brand, low debt/equity, and consistent dividend growth set it apart from peers like MetLife and Prudential. AFL offers a compelling 2.5x risk/reward to a $120 target (vs. $102 stop), supported by historical outperformance and a temporary slowdown in price momentum.

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image for news Aflac: Best-In-Class Life Insurer Poised To Benefit From A Steepening Yield Curve
Aflac: Q2 Earnings Indicate Slowing Growth (Rating Downgrade)
AFL
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Neutral

I am downgrading AFL to a hold due to slowing revenue and earnings growth and a premium valuation versus peers. AFL's Q2 results showed declining revenue and EPS, with investment losses and Japan segment weakness offsetting US segment growth. Despite a strong balance sheet and impressive dividend growth history, current valuation metrics limit near-term upside potential.

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image for news Aflac: Q2 Earnings Indicate Slowing Growth (Rating Downgrade)
All You Need to Know About Aflac (AFL) Rating Upgrade to Buy
AFL
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Positive

Aflac (AFL) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Read More
image for news All You Need to Know About Aflac (AFL) Rating Upgrade to Buy
Ex-Dividend Reminder: Loews, AFLAC And Marketaxess Holdings
AFL, L, MKTX
Published: August 18, 2025 by: Forbes
Sentiment: Neutral

On 8/20/25, Loews, AFLAC, and Marketaxess Holdings will all trade ex-dividend for their respective upcoming dividends. Loews will pay its quarterly dividend of $0.0625 on 9/2/25, AFLAC will pay its quarterly dividend of $0.58 on 9/2/25, and Marketaxess Holdings will pay its quarterly dividend of $0.76 on 9/3/25.

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image for news Ex-Dividend Reminder: Loews, AFLAC And Marketaxess Holdings
Aflac Loads the Buyback Cannon as New Sales Signal Strength
AFL
Published: August 14, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL boosts its buyback plan to 130.9M shares as strong sales in Japan and higher U.S. margins fuel shareholder returns.

Read More
image for news Aflac Loads the Buyback Cannon as New Sales Signal Strength
Aflac Q2 Earnings Beat Estimates on Solid Cancer Product Sales
AFL
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive

AFL's Q2 earnings benefit from robust Japan cancer insurance sales and strong persistency rates in the U.S. business, partly offset by rising costs.

Read More
image for news Aflac Q2 Earnings Beat Estimates on Solid Cancer Product Sales
Aflac Incorporated (AFL) Q2 2025 Earnings Call Transcript
AFL
Published: August 06, 2025 by: Seeking Alpha
Sentiment: Neutral

Aflac Incorporated (NYSE:AFL ) Q2 2025 Earnings Call August 6, 2025 8:00 AM ET Company Participants Daniel Paul Amos - Chairman & CEO David Young - Corporate Participant Koichiro Yoshizumi - Senior Managing Exec. Officer and Asst.

Read More
image for news Aflac Incorporated (AFL) Q2 2025 Earnings Call Transcript
What to Expect From These 4 Insurers This Earnings Season?
AFL, AIZ, HRTG, LMND
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Neutral

Here, we take a look at four insurance stocks, AFL, LMND, HRTG and AIZ, which are set to report second-quarter earnings on Aug. 5.

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image for news What to Expect From These 4 Insurers This Earnings Season?

About Aflac Incorporated (AFL)

  • IPO Date 1980-03-17
  • Website https://www.aflac.com
  • Industry Insurance - Life
  • CEO Daniel Paul Amos
  • Employees 12694

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.