U.S. Bancorp (USB)

US — Financial Services Sector
Peers: PNC  DB  LYG  ITUB  TFC  ING  MFG  BCS  HDB  CM 

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Key Metrics & Ratings

  • symbol USB
  • Rev/Share 26.5581
  • Book/Share 40.975
  • PB 1.3517
  • Debt/Equity 1.2312
  • CurrentRatio 0.123
  • ROIC 0.0426

 

  • MktCap 85478329344.0
  • FreeCF/Share 7.3899
  • PFCF 7.429
  • PE 11.9114
  • Debt/Assets 0.1121
  • DivYield 0.0367
  • ROE 0.1181

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 3
  • DCF Score 5
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade USB Deutsche Bank Hold Buy -- $52.5 Oct. 23, 2025
Downgrade USB Morgan Stanley Overweight Equal Weight -- $56 Sept. 29, 2025
Upgrade USB Raymond James Outperform Strong Buy -- $57 July 7, 2025
Initiation USB TD Cowen -- Buy -- $60 May 15, 2025
Downgrade USB JP Morgan Neutral Underweight -- $43.5 April 3, 2025
Upgrade USB Wolfe Research Peer Perform Outperform -- $49 April 3, 2025
Upgrade USB Piper Sandler Neutral Overweight -- $58 Jan. 13, 2025
Upgrade USB DA Davidson Neutral Buy $58 $60 Jan. 2, 2025
Upgrade USB Raymond James Market Perform Outperform -- $57 Dec. 19, 2024
Upgrade USB Morgan Stanley Equal Weight Overweight $54 $57 Sept. 30, 2024

News

U.S. Bancorp Up Nearly 22% in 6 Months: Buy, Hold, or Sell the Stock?
USB
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Neutral

USB is up nearly 22% in six months, do strong revenue growth, liquidity, and digital investments make it a buy, hold, or sell now? Let us discuss.

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image for news U.S. Bancorp Up Nearly 22% in 6 Months: Buy, Hold, or Sell the Stock?
Are You Looking for a Top Momentum Pick? Why U.S. Bancorp (USB) is a Great Choice
USB
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Does U.S. Bancorp (USB) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news Are You Looking for a Top Momentum Pick? Why U.S. Bancorp (USB) is a Great Choice
2026 Can Be a Great Year for Banks: 3 Solid Stock Picks
EWBC, KEY, USB
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Rate cuts, easing credit stress and renewed deal activity could make 2026 a strong year for banks, with EWBC, USB and KEY standing out.

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image for news 2026 Can Be a Great Year for Banks: 3 Solid Stock Picks
USB vs. NTRS: Which Stock Is the Better Value Option?
NTRS, USB
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors looking for stocks in the Banks - Major Regional sector might want to consider either U.S. Bancorp (USB) or Northern Trust Corporation (NTRS). But which of these two companies is the best option for those looking for undervalued stocks?

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image for news USB vs. NTRS: Which Stock Is the Better Value Option?
U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
USB
Published: December 10, 2025 by: Seeking Alpha
Sentiment: Neutral

U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

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image for news U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
2 Major Regional Banks to Buy as Industry Prospects Remain Favorable
BK, USB
Published: December 10, 2025 by: Zacks Investment Research
Sentiment: Positive

BNY Mellon and U.S. Bancorp are well-positioned for growth as the Zacks Major Regional Banks industry benefits from restructuring & acquisitions, digitization, modest loan demand and Fed policy shifts.

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image for news 2 Major Regional Banks to Buy as Industry Prospects Remain Favorable
5 Banks That Outperform the S&P 500 in Volatile November
CFG, FITB, HBAN, RF, USB
Published: December 02, 2025 by: Zacks Investment Research
Sentiment: Neutral

Bank stocks like CFG, HBAN, USB, RF & FITB beat the S&P 500 index in volatile November as easing inflation and rate-cut hopes lift sentiment.

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image for news 5 Banks That Outperform the S&P 500 in Volatile November
USB or BK: Which Is the Better Value Stock Right Now?
BK, USB
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in stocks from the Banks - Major Regional sector have probably already heard of U.S. Bancorp (USB) and The Bank of New York Mellon Corporation (BK). But which of these two companies is the best option for those looking for undervalued stocks?

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image for news USB or BK: Which Is the Better Value Stock Right Now?
3 Bank Stocks With Solid Dividend Yield to Keep an Eye On
COLB, KEY, USB
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank stocks like USB, KEY and COLB offer robust dividend yields as investors hunt for stability and income in a shifting market landscape.

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image for news 3 Bank Stocks With Solid Dividend Yield to Keep an Eye On
Finding Value In U.S. Bancorp's USB-A
USB
Published: November 21, 2025 by: Seeking Alpha
Sentiment: Positive

U.S. Bancorp's Floating-Rate Preferred is currently undervalued relative to both fixed-rate peers and its nearly identical OTC twin. USB-A offers an attractive SWAP-adjusted current yield, about 70 basis points higher than comparable fixed-rate perpetual preferreds from USB. The security's dividend history demonstrates strong downside protection in low-rate scenarios due to the floor rate.

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image for news Finding Value In U.S. Bancorp's USB-A
Will U.S. Bancorp's AI-Focused Strategy Boost Profitability?
USB
Published: November 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Can USB's AI-powered cash forecasting, embedded payments upgrades, and digital partnerships meaningfully boost profitability? Let's check out.

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image for news Will U.S. Bancorp's AI-Focused Strategy Boost Profitability?
U.S. Bancorp (USB) Presents at The BancAnalysts Association of Boston Conference Transcript
USB
Published: November 07, 2025 by: Seeking Alpha
Sentiment: Neutral

U.S. Bancorp ( USB ) The BancAnalysts Association of Boston Conference November 7, 2025 9:50 AM EST Company Participants John Stern - Vice Chair & Chief Financial Officer Courtney Kelso - Senior EVP and Head of Payments - Consumer & Small Business Mark Runkel - Vice Chair & Head of Payments: Merchants and Institutional Conference Call Participants Gerard Benson Betsy Graseck - Morgan Stanley, Research Division Gerard Cassidy - RBC Capital Markets, Research Division Robert Siefers - Piper Sandler & Co., Research Division Vivek Juneja - JPMorgan Chase & Co, Research Division Presentation Gerard Benson Good morning, everyone. I'm Gerry …

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image for news U.S. Bancorp (USB) Presents at The BancAnalysts Association of Boston Conference Transcript
U.S. Bank Launches Split™ World Mastercard®
USB
Published: November 05, 2025 by: Business Wire
Sentiment: Neutral

MINNEAPOLIS--(BUSINESS WIRE)--Today, U.S. Bank [NYSE: USB] announced a new kind of credit card that enables automatic no-fee, no interest equal monthly payments on all purchases: the U.S. Bank Split™ World Mastercard®. Split Card introduces a new alternative to traditional Buy Now, Pay Later options – a single solution to manage multiple pay-over-time plans that is backed by a major bank, providing valuable consumer protections and the ability to build credit. The Split Card can be used to shop.

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image for news U.S. Bank Launches Split™ World Mastercard®
3 Regional Bank Stocks That Crushed Q3 Earnings
COF, PNC, USB
Published: October 24, 2025 by: MarketBeat
Sentiment: Negative

Halloween is a few days away, but regional banks may have already hit their quota of scares for the month. From poor loan performance to fraud charges to subprime bankruptcies, regional banks were giving investors plenty of reasons to stay away.

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image for news 3 Regional Bank Stocks That Crushed Q3 Earnings
Here's Why U.S. Bancorp (USB) is a Strong Value Stock
USB
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Here's Why U.S. Bancorp (USB) is a Strong Value Stock
U.S. Bancorp: Strong Growth Proposition
USB
Published: October 21, 2025 by: Seeking Alpha
Sentiment: Positive

U.S. Bancorp delivered strong Q3 results, beating earnings and revenue estimates, driven by robust net interest income and commercial loan growth. USB's credit quality remains stable, with allowance for credit losses unchanged year-over-year, distinguishing it from peers facing loan problems. Shares trade at a reasonable price-to-book ratio, offering an attractive long-term entry point for investors, despite recent sector volatility.

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image for news U.S. Bancorp: Strong Growth Proposition
3 High-Yield Banks for Investors to Buy on the Dip
FITB, USB, ZION
Published: October 20, 2025 by: MarketBeat
Sentiment: Neutral

The Financial Sector NYSEARCA: XLF sent a ripple of fear through the broad market as concerns over loose lending practices resurfaced, but this is not the time to sell bank stocks. The news, while concerning, does not signal an imminent meltdown of the regional banking sector; it is more of a one-off event tied to a single bank that has already been accounted for.

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image for news 3 High-Yield Banks for Investors to Buy on the Dip
U.S. Bancorp Analysts Boost Their Forecasts Following Upbeat Q3 Earnings
USB
Published: October 17, 2025 by: Benzinga
Sentiment: Positive

U.S. Bancorp (NYSE:USB) posted better-than-expected earnings for the third quarter on Thursday.

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image for news U.S. Bancorp Analysts Boost Their Forecasts Following Upbeat Q3 Earnings
Bank stock sell-off due to fear with First Brands, says Commerce Street's Dory Wiley
BFC, HBAN, HIFS, KRE, MTB, PNC, TCBX, TFC, USB, WAL, ZION
Published: October 16, 2025 by: CNBC Television
Sentiment: Negative

Dory Wiley, Commerce Street Holdings CEO, joins 'The Exchange' to discuss the recent performance in national and regional bank stocks, what's supporting the smaller banks and much more.

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image for news Bank stock sell-off due to fear with First Brands, says Commerce Street's Dory Wiley
U.S. Bancorp (USB) Q3 2025 Earnings Call Transcript
USB
Published: October 16, 2025 by: Seeking Alpha
Sentiment: Neutral

U.S. Bancorp (NYSE:USB ) Q3 2025 Earnings Call October 16, 2025 9:00 AM EDT Company Participants George Andersen - Senior VP & Director of Investor Relations Gunjan Kedia - President & CEO John Stern - Vice Chair & Chief Financial Officer Conference Call Participants John McDonald - Truist Securities, Inc., Research Division John Pancari - Evercore ISI Institutional Equities, Research Division Kenneth Usdin - Bernstein Autonomous LLP Ebrahim Poonawala - BofA Securities, Research Division Michael Mayo - Wells Fargo Securities, LLC, Research Division Saul Martinez - HSBC Global Investment Research Gerard Cassidy - RBC Capital Markets, Research Division L. Erika …

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image for news U.S. Bancorp (USB) Q3 2025 Earnings Call Transcript
U.S. Bancorp Stock Gains as Q3 Earnings Beat on NII, Fee Income Growth
USB
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

USB posts a strong Q3 earnings beat on higher NII and non-interest income, aided by cost control and improved efficiency.

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image for news U.S. Bancorp Stock Gains as Q3 Earnings Beat on NII, Fee Income Growth
U.S. Bancorp Sees Embedded Payments and Stablecoins as Growth Drivers
USB
Published: October 16, 2025 by: PYMNTS
Sentiment: Positive

U.S. Bancorp's third-quarter earnings results, released before the markets opened Thursday (Oct. 16), indicated that growth in deposits, improved credit metrics and embedded payments were all drivers of results. The company is also looking ahead to stablecoins, with pilot programs on track over the near term.

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image for news U.S. Bancorp Sees Embedded Payments and Stablecoins as Growth Drivers
Why U.S. Bancorp (USB) is a Top Dividend Stock for Your Portfolio
USB
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does U.S. Bancorp (USB) have what it takes?

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image for news Why U.S. Bancorp (USB) is a Top Dividend Stock for Your Portfolio
Here's What Key Metrics Tell Us About U.S. Bancorp (USB) Q3 Earnings
USB
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

The headline numbers for U.S. Bancorp (USB) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

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image for news Here's What Key Metrics Tell Us About U.S. Bancorp (USB) Q3 Earnings
Higher NII & Non-Interest Income to Aid U.S. Bancorp's Q3 Earnings
USB
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Positive

Rising NII, solid lending and higher non-interest income position U.S. Bancorp for a strong third quarter 2025 showing.

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image for news Higher NII & Non-Interest Income to Aid U.S. Bancorp's Q3 Earnings
U.S. Bancorp (USB) Q3 Earnings Preview: What You Should Know Beyond the Headline Estimates
USB
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

Evaluate the expected performance of U.S. Bancorp (USB) for the quarter ended September 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

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image for news U.S. Bancorp (USB) Q3 Earnings Preview: What You Should Know Beyond the Headline Estimates
U.S. Bancorp Announces Redemption of Medium-Term Notes
USB
Published: October 10, 2025 by: Business Wire
Sentiment: Neutral

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Announces Redemption of Medium-Term Notes.

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image for news U.S. Bancorp Announces Redemption of Medium-Term Notes
U.S. Bancorp (USB) Reports Next Week: Wall Street Expects Earnings Growth
USB
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

U.S. Bancorp (USB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news U.S. Bancorp (USB) Reports Next Week: Wall Street Expects Earnings Growth
U.S. Bank selected to provide custody services for reserves backing payment stablecoins from Anchorage Digital Bank
USB
Published: October 08, 2025 by: Business Wire
Sentiment: Neutral

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank announced today that it has been selected to serve as the custodian for reserves backing Anchorage Digital Bank's payment stablecoins. Anchorage Digital Bank is the only crypto-native bank in the U.S. to hold a federal charter, operating under the direct oversight of the Office of the Comptroller of the Currency (OCC). U.S. Bank is one of the nation's largest global custodians – with capabilities that extend into nearly 100 financial markets around the wo.

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image for news U.S. Bank selected to provide custody services for reserves backing payment stablecoins from Anchorage Digital Bank
Why U.S. Bancorp (USB) is a Top Value Stock for the Long-Term
USB
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Why U.S. Bancorp (USB) is a Top Value Stock for the Long-Term

About U.S. Bancorp (USB)

  • IPO Date 1973-05-03
  • Website https://www.usbank.com
  • Industry Banks - Regional
  • CEO Gunjan Kedia
  • Employees 70000

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.