U.S. Bancorp (USB)

US — Financial Services Sector
Peers: PNC  DB  LYG  ITUB  TFC  ING  MFG  BCS  HDB  CM 

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Key Metrics & Ratings

  • symbol USB
  • Rev/Share 27.3276
  • Book/Share 40.975
  • PB 1.3372
  • Debt/Equity 1.2312
  • CurrentRatio 0.123
  • ROIC 0.0426

 

  • MktCap 84561213245.0
  • FreeCF/Share 6.3584
  • PFCF 8.5415
  • PE 11.7836
  • Debt/Assets 0.1121
  • DivYield 0.0375
  • ROE 0.1181

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 3
  • DCF Score 5
  • P/B Score 2
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade USB Wolfe Research Outperform Peer Perform -- -- Jan. 7, 2026
Upgrade USB Deutsche Bank Hold Buy -- $52.5 Oct. 23, 2025
Downgrade USB Morgan Stanley Overweight Equal Weight -- $56 Sept. 29, 2025
Upgrade USB Raymond James Outperform Strong Buy -- $57 July 7, 2025
Initiation USB TD Cowen -- Buy -- $60 May 15, 2025
Downgrade USB JP Morgan Neutral Underweight -- $43.5 April 3, 2025
Upgrade USB Wolfe Research Peer Perform Outperform -- $49 April 3, 2025
Upgrade USB Piper Sandler Neutral Overweight -- $58 Jan. 13, 2025
Upgrade USB DA Davidson Neutral Buy $58 $60 Jan. 2, 2025
Upgrade USB Raymond James Market Perform Outperform -- $57 Dec. 19, 2024

News

Stable NII & Loan Growth to Support U.S. Bancorp's Q4 Earnings
USB
Published: January 19, 2026 by: Zacks Investment Research
Sentiment: Positive

USB's fourth-quarter results, scheduled to report on Jan. 20, are likely to benefit from stable NII and resilient loan growth.

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image for news Stable NII & Loan Growth to Support U.S. Bancorp's Q4 Earnings
U.S. Bancorp to Expand Capital Markets Business With BTIG Acquisition
USB
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Positive

USB is set to buy BTIG in a deal worth up to $1B, adding equity trading, ECM and M&A advisory to deepen client ties and accelerate capital markets growth.

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image for news U.S. Bancorp to Expand Capital Markets Business With BTIG Acquisition
Countdown to U.S. Bancorp (USB) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
USB
Published: January 14, 2026 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top-and-bottom-line estimates for U.S. Bancorp (USB), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended December 2025.

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image for news Countdown to U.S. Bancorp (USB) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
U.S. Bancorp Q4 2025 Earnings Preview: It Looks Like The Discount Is Gone
USB
Published: January 14, 2026 by: Seeking Alpha
Sentiment: Positive

U.S. Bancorp executed a strong turnaround, rallying 43%+ and transitioning from defense to growth, but now trades at a full 12.5x earnings multiple. The recent BTIG acquisition adds strategic capital markets exposure, yet introduces integration risks and investor uncertainty amid a preference for buybacks and lending. USB's operational health has improved, with margin expansion and reduced CRE risk, but future upside depends on earnings growth, not further multiple expansion.

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image for news U.S. Bancorp Q4 2025 Earnings Preview: It Looks Like The Discount Is Gone
U.S. Bancorp Aims to Grow Capital Markets Business With BTIG Acquisition
USB
Published: January 13, 2026 by: PYMNTS
Sentiment: Positive

U.S. Bancorp plans to accelerate the growth of its capital markets business by acquiring BTIG. The planned acquisition of BTIG, a financial services firm specializing in investment banking, institutional sales and trading, research and prime brokerage, will give U.S. Bancorp new capabilities in these fields, U.S. Bancorp said in a Tuesday (Jan.

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image for news U.S. Bancorp Aims to Grow Capital Markets Business With BTIG Acquisition
U.S. Bancorp (USB) Earnings Expected to Grow: Should You Buy?
USB
Published: January 13, 2026 by: Zacks Investment Research
Sentiment: Positive

U.S. Bancorp (USB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news U.S. Bancorp (USB) Earnings Expected to Grow: Should You Buy?
Will U.S. Bancorp (USB) Beat Estimates Again in Its Next Earnings Report?
USB
Published: January 07, 2026 by: Zacks Investment Research
Sentiment: Positive

U.S. Bancorp (USB) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Will U.S. Bancorp (USB) Beat Estimates Again in Its Next Earnings Report?
US Consumer Credit Stress Rises: 3 Bank Stocks to Watch for Stability
BAC, USB, WFC
Published: December 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Rising US consumer credit stress is pressuring banks, but BAC, WFC and USB stand out with strong liquidity, improving asset quality and strategic moves.

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image for news US Consumer Credit Stress Rises: 3 Bank Stocks to Watch for Stability
U.S. Bancorp Up Nearly 22% in 6 Months: Buy, Hold, or Sell the Stock?
USB
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Neutral

USB is up nearly 22% in six months, do strong revenue growth, liquidity, and digital investments make it a buy, hold, or sell now? Let us discuss.

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image for news U.S. Bancorp Up Nearly 22% in 6 Months: Buy, Hold, or Sell the Stock?
Are You Looking for a Top Momentum Pick? Why U.S. Bancorp (USB) is a Great Choice
USB
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Does U.S. Bancorp (USB) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news Are You Looking for a Top Momentum Pick? Why U.S. Bancorp (USB) is a Great Choice
2026 Can Be a Great Year for Banks: 3 Solid Stock Picks
EWBC, KEY, USB
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Rate cuts, easing credit stress and renewed deal activity could make 2026 a strong year for banks, with EWBC, USB and KEY standing out.

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image for news 2026 Can Be a Great Year for Banks: 3 Solid Stock Picks
USB vs. NTRS: Which Stock Is the Better Value Option?
NTRS, USB
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors looking for stocks in the Banks - Major Regional sector might want to consider either U.S. Bancorp (USB) or Northern Trust Corporation (NTRS). But which of these two companies is the best option for those looking for undervalued stocks?

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image for news USB vs. NTRS: Which Stock Is the Better Value Option?
U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
USB
Published: December 10, 2025 by: Seeking Alpha
Sentiment: Neutral

U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

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image for news U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
2 Major Regional Banks to Buy as Industry Prospects Remain Favorable
BK, USB
Published: December 10, 2025 by: Zacks Investment Research
Sentiment: Positive

BNY Mellon and U.S. Bancorp are well-positioned for growth as the Zacks Major Regional Banks industry benefits from restructuring & acquisitions, digitization, modest loan demand and Fed policy shifts.

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image for news 2 Major Regional Banks to Buy as Industry Prospects Remain Favorable
5 Banks That Outperform the S&P 500 in Volatile November
CFG, FITB, HBAN, RF, USB
Published: December 02, 2025 by: Zacks Investment Research
Sentiment: Neutral

Bank stocks like CFG, HBAN, USB, RF & FITB beat the S&P 500 index in volatile November as easing inflation and rate-cut hopes lift sentiment.

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image for news 5 Banks That Outperform the S&P 500 in Volatile November
USB or BK: Which Is the Better Value Stock Right Now?
BK, USB
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in stocks from the Banks - Major Regional sector have probably already heard of U.S. Bancorp (USB) and The Bank of New York Mellon Corporation (BK). But which of these two companies is the best option for those looking for undervalued stocks?

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image for news USB or BK: Which Is the Better Value Stock Right Now?
3 Bank Stocks With Solid Dividend Yield to Keep an Eye On
COLB, KEY, USB
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank stocks like USB, KEY and COLB offer robust dividend yields as investors hunt for stability and income in a shifting market landscape.

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image for news 3 Bank Stocks With Solid Dividend Yield to Keep an Eye On
Finding Value In U.S. Bancorp's USB-A
USB
Published: November 21, 2025 by: Seeking Alpha
Sentiment: Positive

U.S. Bancorp's Floating-Rate Preferred is currently undervalued relative to both fixed-rate peers and its nearly identical OTC twin. USB-A offers an attractive SWAP-adjusted current yield, about 70 basis points higher than comparable fixed-rate perpetual preferreds from USB. The security's dividend history demonstrates strong downside protection in low-rate scenarios due to the floor rate.

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image for news Finding Value In U.S. Bancorp's USB-A
Will U.S. Bancorp's AI-Focused Strategy Boost Profitability?
USB
Published: November 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Can USB's AI-powered cash forecasting, embedded payments upgrades, and digital partnerships meaningfully boost profitability? Let's check out.

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image for news Will U.S. Bancorp's AI-Focused Strategy Boost Profitability?
U.S. Bancorp (USB) Presents at The BancAnalysts Association of Boston Conference Transcript
USB
Published: November 07, 2025 by: Seeking Alpha
Sentiment: Neutral

U.S. Bancorp ( USB ) The BancAnalysts Association of Boston Conference November 7, 2025 9:50 AM EST Company Participants John Stern - Vice Chair & Chief Financial Officer Courtney Kelso - Senior EVP and Head of Payments - Consumer & Small Business Mark Runkel - Vice Chair & Head of Payments: Merchants and Institutional Conference Call Participants Gerard Benson Betsy Graseck - Morgan Stanley, Research Division Gerard Cassidy - RBC Capital Markets, Research Division Robert Siefers - Piper Sandler & Co., Research Division Vivek Juneja - JPMorgan Chase & Co, Research Division Presentation Gerard Benson Good morning, everyone. I'm Gerry …

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image for news U.S. Bancorp (USB) Presents at The BancAnalysts Association of Boston Conference Transcript
U.S. Bank Launches Split™ World Mastercard®
USB
Published: November 05, 2025 by: Business Wire
Sentiment: Neutral

MINNEAPOLIS--(BUSINESS WIRE)--Today, U.S. Bank [NYSE: USB] announced a new kind of credit card that enables automatic no-fee, no interest equal monthly payments on all purchases: the U.S. Bank Split™ World Mastercard®. Split Card introduces a new alternative to traditional Buy Now, Pay Later options – a single solution to manage multiple pay-over-time plans that is backed by a major bank, providing valuable consumer protections and the ability to build credit. The Split Card can be used to shop.

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image for news U.S. Bank Launches Split™ World Mastercard®
3 Regional Bank Stocks That Crushed Q3 Earnings
COF, PNC, USB
Published: October 24, 2025 by: MarketBeat
Sentiment: Negative

Halloween is a few days away, but regional banks may have already hit their quota of scares for the month. From poor loan performance to fraud charges to subprime bankruptcies, regional banks were giving investors plenty of reasons to stay away.

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image for news 3 Regional Bank Stocks That Crushed Q3 Earnings
Here's Why U.S. Bancorp (USB) is a Strong Value Stock
USB
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Here's Why U.S. Bancorp (USB) is a Strong Value Stock
U.S. Bancorp: Strong Growth Proposition
USB
Published: October 21, 2025 by: Seeking Alpha
Sentiment: Positive

U.S. Bancorp delivered strong Q3 results, beating earnings and revenue estimates, driven by robust net interest income and commercial loan growth. USB's credit quality remains stable, with allowance for credit losses unchanged year-over-year, distinguishing it from peers facing loan problems. Shares trade at a reasonable price-to-book ratio, offering an attractive long-term entry point for investors, despite recent sector volatility.

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image for news U.S. Bancorp: Strong Growth Proposition
3 High-Yield Banks for Investors to Buy on the Dip
FITB, USB, ZION
Published: October 20, 2025 by: MarketBeat
Sentiment: Neutral

The Financial Sector NYSEARCA: XLF sent a ripple of fear through the broad market as concerns over loose lending practices resurfaced, but this is not the time to sell bank stocks. The news, while concerning, does not signal an imminent meltdown of the regional banking sector; it is more of a one-off event tied to a single bank that has already been accounted for.

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image for news 3 High-Yield Banks for Investors to Buy on the Dip
U.S. Bancorp Analysts Boost Their Forecasts Following Upbeat Q3 Earnings
USB
Published: October 17, 2025 by: Benzinga
Sentiment: Positive

U.S. Bancorp (NYSE:USB) posted better-than-expected earnings for the third quarter on Thursday.

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image for news U.S. Bancorp Analysts Boost Their Forecasts Following Upbeat Q3 Earnings
Bank stock sell-off due to fear with First Brands, says Commerce Street's Dory Wiley
BFC, HBAN, HIFS, KRE, MTB, PNC, TCBX, TFC, USB, WAL, ZION
Published: October 16, 2025 by: CNBC Television
Sentiment: Negative

Dory Wiley, Commerce Street Holdings CEO, joins 'The Exchange' to discuss the recent performance in national and regional bank stocks, what's supporting the smaller banks and much more.

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image for news Bank stock sell-off due to fear with First Brands, says Commerce Street's Dory Wiley
U.S. Bancorp (USB) Q3 2025 Earnings Call Transcript
USB
Published: October 16, 2025 by: Seeking Alpha
Sentiment: Neutral

U.S. Bancorp (NYSE:USB ) Q3 2025 Earnings Call October 16, 2025 9:00 AM EDT Company Participants George Andersen - Senior VP & Director of Investor Relations Gunjan Kedia - President & CEO John Stern - Vice Chair & Chief Financial Officer Conference Call Participants John McDonald - Truist Securities, Inc., Research Division John Pancari - Evercore ISI Institutional Equities, Research Division Kenneth Usdin - Bernstein Autonomous LLP Ebrahim Poonawala - BofA Securities, Research Division Michael Mayo - Wells Fargo Securities, LLC, Research Division Saul Martinez - HSBC Global Investment Research Gerard Cassidy - RBC Capital Markets, Research Division L. Erika …

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image for news U.S. Bancorp (USB) Q3 2025 Earnings Call Transcript
U.S. Bancorp Stock Gains as Q3 Earnings Beat on NII, Fee Income Growth
USB
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

USB posts a strong Q3 earnings beat on higher NII and non-interest income, aided by cost control and improved efficiency.

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image for news U.S. Bancorp Stock Gains as Q3 Earnings Beat on NII, Fee Income Growth
U.S. Bancorp Sees Embedded Payments and Stablecoins as Growth Drivers
USB
Published: October 16, 2025 by: PYMNTS
Sentiment: Positive

U.S. Bancorp's third-quarter earnings results, released before the markets opened Thursday (Oct. 16), indicated that growth in deposits, improved credit metrics and embedded payments were all drivers of results. The company is also looking ahead to stablecoins, with pilot programs on track over the near term.

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image for news U.S. Bancorp Sees Embedded Payments and Stablecoins as Growth Drivers

About U.S. Bancorp (USB)

  • IPO Date 1973-05-03
  • Website https://www.usbank.com
  • Industry Banks - Regional
  • CEO Gunjan Kedia
  • Employees 70000

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.