U.S. Bancorp (USB)

US — Financial Services Sector
Peers: PNC  DB  LYG  ITUB  TFC  ING  MFG  BCS  HDB  CM 

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Key Metrics & Ratings

  • symbol USB
  • Rev/Share 27.5633
  • Book/Share 42.2193
  • PB 1.4476
  • Debt/Equity 1.1953
  • CurrentRatio 2.7322
  • ROIC 0.1114

 

  • MktCap 94338356700.0
  • FreeCF/Share 3.3016
  • PFCF 18.3752
  • PE 12.4568
  • Debt/Assets 0.1126
  • DivYield 0.0336
  • ROE 0.1212

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 3
  • DCF Score 5
  • P/B Score 2
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade USB Wolfe Research Outperform Peer Perform -- -- Jan. 7, 2026
Upgrade USB Deutsche Bank Hold Buy -- $52.5 Oct. 23, 2025
Downgrade USB Morgan Stanley Overweight Equal Weight -- $56 Sept. 29, 2025
Upgrade USB Raymond James Outperform Strong Buy -- $57 July 7, 2025
Initiation USB TD Cowen -- Buy -- $60 May 15, 2025
Downgrade USB JP Morgan Neutral Underweight -- $43.5 April 3, 2025
Upgrade USB Wolfe Research Peer Perform Outperform -- $49 April 3, 2025
Upgrade USB Piper Sandler Neutral Overweight -- $58 Jan. 13, 2025
Upgrade USB DA Davidson Neutral Buy $58 $60 Jan. 2, 2025
Upgrade USB Raymond James Market Perform Outperform -- $57 Dec. 19, 2024

News

Elavon launches fresh logo and bold new look for a dynamic 2026
USB
Published: February 09, 2026 by: Business Wire
Sentiment: Neutral

ATLANTA--(BUSINESS WIRE)--Elavon, a wholly owned subsidiary of U.S. Bank and one of the largest payments processors globally, is strategically evolving its brand identify to better align with the modern customer journey, showcasing the company's evolution in the competitive payments solutions landscape. The new logos and iconography emphasizing the payment processors' modern, expert-led payments capabilities and reliability backed by U.S. Bank, are already live on Elavon's home page, with addit.

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image for news Elavon launches fresh logo and bold new look for a dynamic 2026
Are You Looking for a High-Growth Dividend Stock?
USB
Published: February 06, 2026 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does U.S. Bancorp (USB) have what it takes?

Read More
image for news Are You Looking for a High-Growth Dividend Stock?
U.S. Bank Freight Payment Index: Tight Capacity Pushes Freight Rates Higher Despite Soft Volumes
USB
Published: February 03, 2026 by: Business Wire
Sentiment: Neutral

MINNEAPOLIS--(BUSINESS WIRE)--The U.S. truck freight market showed modest improvement in shipment volumes during the fourth quarter of 2025 and tightening capacity drove shipper spending to its highest level since early 2024, according to the latest U.S. Bank Freight Payment Index. National shipments rose 1.5% from the previous quarter, while spending jumped 4.6%. "The capacity story is the defining theme of Q4. Shippers paid significantly more to move slightly more freight—clear evidence that.

Read More
image for news U.S. Bank Freight Payment Index: Tight Capacity Pushes Freight Rates Higher Despite Soft Volumes
U.S. Bancorp Announces Leadership Changes in Its Operations Function
USB
Published: January 29, 2026 by: Business Wire
Sentiment: Neutral

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp announces leadership changes in its operations function.

Read More
image for news U.S. Bancorp Announces Leadership Changes in Its Operations Function
U.S. Bancorp (USB) Is Up 1.97% in One Week: What You Should Know
USB
Published: January 29, 2026 by: Zacks Investment Research
Sentiment: Positive

Does U.S. Bancorp (USB) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news U.S. Bancorp (USB) Is Up 1.97% in One Week: What You Should Know
USB or NTRS: Which Is the Better Value Stock Right Now?
NTRS, USB
Published: January 23, 2026 by: Zacks Investment Research
Sentiment: Positive

Investors interested in Banks - Major Regional stocks are likely familiar with U.S. Bancorp (USB) and Northern Trust Corporation (NTRS). But which of these two stocks is more attractive to value investors?

Read More
image for news USB or NTRS: Which Is the Better Value Stock Right Now?
U.S. Bancorp Q4 Earnings Beat on Y/Y Rise in Fee Income, Shares Fall
USB
Published: January 21, 2026 by: Zacks Investment Research
Sentiment: Positive

USB beat on Q4 earnings on stronger fee income and lower expenses. However, its shares slip as higher credit-loss provisions offset solid revenue growth.

Read More
image for news U.S. Bancorp Q4 Earnings Beat on Y/Y Rise in Fee Income, Shares Fall
Why U.S. Bancorp (USB) is a Great Dividend Stock Right Now
USB
Published: January 21, 2026 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does U.S. Bancorp (USB) have what it takes?

Read More
image for news Why U.S. Bancorp (USB) is a Great Dividend Stock Right Now
U.S. Bancorp Analysts Boost Their Forecasts After Better-Than-Expected Q4 Earnings
USB
Published: January 21, 2026 by: Benzinga
Sentiment: Positive

U.S. Bancorp (NYSE: USB) reported upbeat fourth-quarter 2025 results on Tuesday.

Read More
image for news U.S. Bancorp Analysts Boost Their Forecasts After Better-Than-Expected Q4 Earnings
U.S. Bancorp Q4 Earnings Beat Estimates as NII & Fee Income Rise Y/Y
USB
Published: January 20, 2026 by: Zacks Investment Research
Sentiment: Positive

USB tops Q4 earnings estimates as net interest income and fee income rise year over year, aided by lower expenses and improved operating efficiency.

Read More
image for news U.S. Bancorp Q4 Earnings Beat Estimates as NII & Fee Income Rise Y/Y
U.S. Bancorp (USB) Q4 2025 Earnings Call Transcript
USB
Published: January 20, 2026 by: Seeking Alpha
Sentiment: Neutral

U.S. Bancorp (USB) Q4 2025 Earnings Call Transcript

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image for news U.S. Bancorp (USB) Q4 2025 Earnings Call Transcript
U.S. Bancorp: A Solid Buy Case
USB
Published: January 20, 2026 by: Seeking Alpha
Sentiment: Positive

U.S. Bancorp delivered robust Q4 results, driven by 3% year-over-year net interest income growth and expanding loan operations. Total bank earnings soared 23% year-over-year due to growth in NII and fee-driven sources, like advisory. USB maintains strong asset quality, evidenced by a low NPL ratio of 0.54% in Q4'25 and modest increases in loan loss provisions.

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image for news U.S. Bancorp: A Solid Buy Case
Why Bank Stocks Could Surprise Investors in 2026—3 Dividend Plays to Consider
BAC, USB, WBS
Published: January 20, 2026 by: 24/7 Wall Street
Sentiment: Positive

Bank stocks haven't exactly been the darlings of income investors over the past few years, for understandable reasons.

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image for news Why Bank Stocks Could Surprise Investors in 2026—3 Dividend Plays to Consider
Stable NII & Loan Growth to Support U.S. Bancorp's Q4 Earnings
USB
Published: January 19, 2026 by: Zacks Investment Research
Sentiment: Positive

USB's fourth-quarter results, scheduled to report on Jan. 20, are likely to benefit from stable NII and resilient loan growth.

Read More
image for news Stable NII & Loan Growth to Support U.S. Bancorp's Q4 Earnings
U.S. Bancorp to Expand Capital Markets Business With BTIG Acquisition
USB
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Positive

USB is set to buy BTIG in a deal worth up to $1B, adding equity trading, ECM and M&A advisory to deepen client ties and accelerate capital markets growth.

Read More
image for news U.S. Bancorp to Expand Capital Markets Business With BTIG Acquisition
Countdown to U.S. Bancorp (USB) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
USB
Published: January 14, 2026 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top-and-bottom-line estimates for U.S. Bancorp (USB), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended December 2025.

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image for news Countdown to U.S. Bancorp (USB) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
U.S. Bancorp Q4 2025 Earnings Preview: It Looks Like The Discount Is Gone
USB
Published: January 14, 2026 by: Seeking Alpha
Sentiment: Positive

U.S. Bancorp executed a strong turnaround, rallying 43%+ and transitioning from defense to growth, but now trades at a full 12.5x earnings multiple. The recent BTIG acquisition adds strategic capital markets exposure, yet introduces integration risks and investor uncertainty amid a preference for buybacks and lending. USB's operational health has improved, with margin expansion and reduced CRE risk, but future upside depends on earnings growth, not further multiple expansion.

Read More
image for news U.S. Bancorp Q4 2025 Earnings Preview: It Looks Like The Discount Is Gone
U.S. Bancorp Aims to Grow Capital Markets Business With BTIG Acquisition
USB
Published: January 13, 2026 by: PYMNTS
Sentiment: Positive

U.S. Bancorp plans to accelerate the growth of its capital markets business by acquiring BTIG. The planned acquisition of BTIG, a financial services firm specializing in investment banking, institutional sales and trading, research and prime brokerage, will give U.S. Bancorp new capabilities in these fields, U.S. Bancorp said in a Tuesday (Jan.

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image for news U.S. Bancorp Aims to Grow Capital Markets Business With BTIG Acquisition
U.S. Bancorp (USB) Earnings Expected to Grow: Should You Buy?
USB
Published: January 13, 2026 by: Zacks Investment Research
Sentiment: Positive

U.S. Bancorp (USB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news U.S. Bancorp (USB) Earnings Expected to Grow: Should You Buy?
Will U.S. Bancorp (USB) Beat Estimates Again in Its Next Earnings Report?
USB
Published: January 07, 2026 by: Zacks Investment Research
Sentiment: Positive

U.S. Bancorp (USB) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Will U.S. Bancorp (USB) Beat Estimates Again in Its Next Earnings Report?
US Consumer Credit Stress Rises: 3 Bank Stocks to Watch for Stability
BAC, USB, WFC
Published: December 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Rising US consumer credit stress is pressuring banks, but BAC, WFC and USB stand out with strong liquidity, improving asset quality and strategic moves.

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image for news US Consumer Credit Stress Rises: 3 Bank Stocks to Watch for Stability
U.S. Bancorp Up Nearly 22% in 6 Months: Buy, Hold, or Sell the Stock?
USB
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Neutral

USB is up nearly 22% in six months, do strong revenue growth, liquidity, and digital investments make it a buy, hold, or sell now? Let us discuss.

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image for news U.S. Bancorp Up Nearly 22% in 6 Months: Buy, Hold, or Sell the Stock?
Are You Looking for a Top Momentum Pick? Why U.S. Bancorp (USB) is a Great Choice
USB
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Does U.S. Bancorp (USB) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news Are You Looking for a Top Momentum Pick? Why U.S. Bancorp (USB) is a Great Choice
2026 Can Be a Great Year for Banks: 3 Solid Stock Picks
EWBC, KEY, USB
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Rate cuts, easing credit stress and renewed deal activity could make 2026 a strong year for banks, with EWBC, USB and KEY standing out.

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image for news 2026 Can Be a Great Year for Banks: 3 Solid Stock Picks
USB vs. NTRS: Which Stock Is the Better Value Option?
NTRS, USB
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors looking for stocks in the Banks - Major Regional sector might want to consider either U.S. Bancorp (USB) or Northern Trust Corporation (NTRS). But which of these two companies is the best option for those looking for undervalued stocks?

Read More
image for news USB vs. NTRS: Which Stock Is the Better Value Option?
U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
USB
Published: December 10, 2025 by: Seeking Alpha
Sentiment: Neutral

U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

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image for news U.S. Bancorp (USB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
2 Major Regional Banks to Buy as Industry Prospects Remain Favorable
BK, USB
Published: December 10, 2025 by: Zacks Investment Research
Sentiment: Positive

BNY Mellon and U.S. Bancorp are well-positioned for growth as the Zacks Major Regional Banks industry benefits from restructuring & acquisitions, digitization, modest loan demand and Fed policy shifts.

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image for news 2 Major Regional Banks to Buy as Industry Prospects Remain Favorable
5 Banks That Outperform the S&P 500 in Volatile November
CFG, FITB, HBAN, RF, USB
Published: December 02, 2025 by: Zacks Investment Research
Sentiment: Neutral

Bank stocks like CFG, HBAN, USB, RF & FITB beat the S&P 500 index in volatile November as easing inflation and rate-cut hopes lift sentiment.

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image for news 5 Banks That Outperform the S&P 500 in Volatile November
USB or BK: Which Is the Better Value Stock Right Now?
BK, USB
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in stocks from the Banks - Major Regional sector have probably already heard of U.S. Bancorp (USB) and The Bank of New York Mellon Corporation (BK). But which of these two companies is the best option for those looking for undervalued stocks?

Read More
image for news USB or BK: Which Is the Better Value Stock Right Now?
3 Bank Stocks With Solid Dividend Yield to Keep an Eye On
COLB, KEY, USB
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank stocks like USB, KEY and COLB offer robust dividend yields as investors hunt for stability and income in a shifting market landscape.

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image for news 3 Bank Stocks With Solid Dividend Yield to Keep an Eye On

About U.S. Bancorp (USB)

  • IPO Date 1973-05-03
  • Website https://www.usbank.com
  • Industry Banks - Regional
  • CEO Gunjan Kedia
  • Employees 70000

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.