SoFi Technologies, Inc. (SOFI)

US — Financial Services Sector
Peers: UPST  AFRM  LCID  PLTR  RBLX 

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Key Metrics & Ratings

  • symbol SOFI
  • Rev/Share 2.5268
  • Book/Share 6.0825
  • PB 2.5253
  • Debt/Equity 0.4701
  • CurrentRatio 0.0
  • ROIC 0.0181

 

  • MktCap 16978329600.0
  • FreeCF/Share -1.84
  • PFCF -8.4038
  • PE 35.009
  • Debt/Assets 0.0832
  • DivYield 0
  • ROE 0.0764

 

  • Rating C+
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 2
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation SOFI Stephens -- Overweight -- $20 June 12, 2025
Initiation SOFI Truist -- Hold -- $14 June 2, 2025
Initiation SOFI Citizens JMP -- Mkt Outperform -- $17 April 25, 2025
Initiation SOFI William Blair -- Outperform -- -- Jan. 15, 2025
Downgrade SOFI Keefe Bruyette Market Perform Underperform $7 $8 Jan. 2, 2025
Downgrade SOFI BofA Securities Neutral Underperform -- $12 Dec. 9, 2024

News

SoFi Stock Declines 10% in 3 Months: Buy or Wait for a Cheaper Deal?
SOFI
Published: February 27, 2025 by: Zacks Investment Research
Sentiment: Negative

Given the recent decline in SOFI shares, we evaluate the stock's current position to determine how to play it now.

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image for news SoFi Stock Declines 10% in 3 Months: Buy or Wait for a Cheaper Deal?
Why SoFi Is Soaring: Is It a Buying Opportunity?
SOFI
Published: February 25, 2025 by: The Motley Fool
Sentiment: Positive

SoFi (SOFI -2.11%) is up by about 130% since mid-2024, and the company's growth and profitability progress certainly justify the move. But in this video, I explain why some of the recent developments could result in much more long-term upside for investors.

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image for news Why SoFi Is Soaring: Is It a Buying Opportunity?
Opinion: This Is Cathie Wood's Best Stock For Under $20
SOFI
Published: February 25, 2025 by: The Motley Fool
Sentiment: Positive

One of the hallmarks of Ark Investment Management CEO Cathie Wood's investment style is her ability to identify emerging opportunities that seek to disrupt legacy incumbents -- specifically, in industries such as technology.

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image for news Opinion: This Is Cathie Wood's Best Stock For Under $20
SoFi Technologies: CEO's Upgraded Guidance Supercharges My Confidence
SOFI
Published: February 24, 2025 by: Seeking Alpha
Sentiment: Positive

SoFi's share price fell 18% post-4Q24 results despite double beat in revenue and EPS, due to conservative 2025 EPS guidance and skepticism about 2026 projections. CEO Anthony Noto has subtly raised 2026 guidance during the BofA conference with >25% revenue CAGR in 2023-26 (from 20-25%) and 20% NPM and 20-30% ROE in the long term. I estimate SoFi to deliver $0.76 EPS in 2026 given the upgraded guidance, very close to the high bar of the EPS guidance of $0.8.

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image for news SoFi Technologies: CEO's Upgraded Guidance Supercharges My Confidence
SYF or SOFI: Which Is the Better Value Stock Right Now?
SOFI, SYF
Published: February 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in stocks from the Financial - Miscellaneous Services sector have probably already heard of Synchrony (SYF) and SoFi Technologies, Inc. (SOFI). But which of these two companies is the best option for those looking for undervalued stocks?

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image for news SYF or SOFI: Which Is the Better Value Stock Right Now?
The market can grow without tech, if fundamentals stay intact, says SoFi's Liz Young
SOFI
Published: February 18, 2025 by: CNBC Television
Sentiment: Neutral

SoFi's Liz Young-Thomas and Merrill's Chris Hyzy, join 'Closing Bell' to discuss markets, the tech trade and navigating the market rotation.

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image for news The market can grow without tech, if fundamentals stay intact, says SoFi's Liz Young
Ready to Invest $10K—But is AppLovin or SOFI the Better Buy?
APP, SOFI
Published: February 14, 2025 by: 24/7 Wall Street
Sentiment: Neutral

For a lot of people, investing means passive income.

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image for news Ready to Invest $10K—But is AppLovin or SOFI the Better Buy?
Prediction: 2 Stocks That'll Be Worth More Than Bank of America 10-15 Years From Now
PYPL, SOFI
Published: February 14, 2025 by: The Motley Fool
Sentiment: Neutral

Bank of America is one of the largest banks in the United States and has a market capitalization of about $350 billion, as of early 2025. There are few other financial stocks that have achieved this level of valuation.

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image for news Prediction: 2 Stocks That'll Be Worth More Than Bank of America 10-15 Years From Now
SoFi Technologies, Inc. (SOFI) BofA Securities 2025 Financial Services Conference (Transcript)
SOFI
Published: February 11, 2025 by: Seeking Alpha
Sentiment: Neutral

SoFi Technologies, Inc. (NASDAQ:SOFI ) BofA Securities 2025 Financial Services Conference February 11, 2025 1:50 PM ET Company Participants Anthony Noto - Chief Executive Officer Conference Call Participants Mihir Bhatia - BofA Securities Mihir Bhatia Welcome to the SoFi Session. I'm Mehir Bhatia.

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image for news SoFi Technologies, Inc. (SOFI) BofA Securities 2025 Financial Services Conference (Transcript)
SoFi Technologies: Maintaining Strong Buy On Macro Tailwinds
SOFI
Published: February 10, 2025 by: Seeking Alpha
Sentiment: Positive

Delinquency rate growth is continuing to slow, creating a positive operating environment for SoFi. Refinancing demand exists, and SoFi is ready to capture the demand through its continued member growth and flywheel strategy. Despite about 100% stock price appreciation in recent months, I continue to believe that the company is reasonably valued.

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image for news SoFi Technologies: Maintaining Strong Buy On Macro Tailwinds

About SoFi Technologies, Inc. (SOFI)

  • IPO Date 2021-01-04
  • Website https://www.sofi.com
  • Industry Financial - Credit Services
  • CEO Mr. Anthony J. Noto
  • Employees 5000

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.