SoFi Technologies, Inc. (SOFI)

US — Financial Services Sector
Peers: UPST  AFRM  LCID  PLTR  RBLX 

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Key Metrics & Ratings

  • symbol SOFI
  • Rev/Share 2.5268
  • Book/Share 6.0825
  • PB 2.1866
  • Debt/Equity 0.4701
  • CurrentRatio 0.0
  • ROIC 0.0181

 

  • MktCap 14701288000.0
  • FreeCF/Share -1.84
  • PFCF -7.2768
  • PE 30.3138
  • Debt/Assets 0.0832
  • DivYield 0
  • ROE 0.0764

 

  • Rating C+
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation SOFI Truist -- Hold -- $14 June 2, 2025
Initiation SOFI Citizens JMP -- Mkt Outperform -- $17 April 25, 2025
Initiation SOFI William Blair -- Outperform -- -- Jan. 15, 2025
Downgrade SOFI Keefe Bruyette Market Perform Underperform $7 $8 Jan. 2, 2025
Downgrade SOFI BofA Securities Neutral Underperform -- $12 Dec. 9, 2024

News

SoFi CEO Wants to Offer More Crypto Products
SOFI
Published: April 29, 2025 by: Bloomberg Technology
Sentiment: Positive

SoFi CEO Anthony Noto discusses the fintech company's plans for the future as its stock rises on positive forward guidance. Noto joins Caroline Hyde and Ed Ludlow on “Bloomberg Technology.

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image for news SoFi CEO Wants to Offer More Crypto Products
SoFi Member Deposits Grow to $27.3 Billion and Cross-Selling Accelerates
SOFI
Published: April 29, 2025 by: PYMNTS
Sentiment: Positive

SoFi Technologies posted first-quarter earnings results Tuesday (April 29) that showed continued growth in deposits and debit spending, as well as a roadmap to fee-based and broadened product offerings, as cross-selling accelerated across its platform.

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image for news SoFi Member Deposits Grow to $27.3 Billion and Cross-Selling Accelerates
SoFi Technologies: Momentum Is Building
SOFI
Published: April 29, 2025 by: Seeking Alpha
Sentiment: Positive

After reporting its Q1 2025 results this morning, SoFi Technologies stock jumped up by ~9% in early trading. While some of these gains have faded already, the results provided further validation for our bullish investment thesis for SoFi. In this report, we review SoFi's Q1 2025 results, forward guidance, and long-term risk/reward.

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image for news SoFi Technologies: Momentum Is Building
Compared to Estimates, SoFi Technologies (SOFI) Q1 Earnings: A Look at Key Metrics
SOFI
Published: April 29, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for SoFi Technologies (SOFI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news Compared to Estimates, SoFi Technologies (SOFI) Q1 Earnings: A Look at Key Metrics
3 Reasons SOFI Stock Is the Comeback Kid of 2025
SOFI
Published: April 29, 2025 by: 24/7 Wall Street
Sentiment: Positive

SoFi Technologies demonstrated impressive member and product growth in Q1. SoFi's top- and bottom-line results indicate turnaround potential, especially in the company's Lending segment.

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image for news 3 Reasons SOFI Stock Is the Comeback Kid of 2025
White House Slams AMZN, HIMS & NVO Wegovy Partnership, SOFI Rallies
AMZN, HIMS, NVO, SOFI
Published: April 29, 2025 by: Schwab Network
Sentiment: Negative

Amazon (AMZN) shares faced selling pressure after the White House called the company's decision to display tariff costs on products a "hostile and political act." Diane King Hall notes it's just the latest company following a formula.

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image for news White House Slams AMZN, HIMS & NVO Wegovy Partnership, SOFI Rallies
SoFi Technologies shares gain as strong demand for loans boost earnings
SOFI
Published: April 29, 2025 by: Reuters
Sentiment: Positive

SoFi Technologies shares gained on Tuesday after the financial technology firm reported better-than-expected quarterly results buoyed by strong demand for its loan products as well as retail trading business.

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image for news SoFi Technologies shares gain as strong demand for loans boost earnings
SoFi Technologies, Inc. (SOFI) Tops Q1 Earnings and Revenue Estimates
SOFI
Published: April 29, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi Technologies, Inc. (SOFI) came out with quarterly earnings of $0.06 per share, beating the Zacks Consensus Estimate of $0.03 per share. This compares to earnings of $0.02 per share a year ago.

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image for news SoFi Technologies, Inc. (SOFI) Tops Q1 Earnings and Revenue Estimates
Here Are My Top 3 Stocks Down More Than 25% To Buy Right Now
PYPL, SBUX, SOFI
Published: April 29, 2025 by: The Motley Fool
Sentiment: Positive

The S&P 500 and Nasdaq-100 indexes have rebounded significantly from the lows we saw after President Donald Trump's "reciprocal" tariff announcements in early April. However, while the major indexes may no longer be in bear market territory, there are some excellent stocks that still are.

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image for news Here Are My Top 3 Stocks Down More Than 25% To Buy Right Now
SoFi hits a record for new customers, and its stock is rising
SOFI
Published: April 29, 2025 by: Market Watch
Sentiment: Positive

The financial-technology company also boosted its full-year outlook.

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image for news SoFi hits a record for new customers, and its stock is rising
SOFI Expectations "Pretty Good," Macro Outlook Pinches 2025 Growth
SOFI
Published: April 28, 2025 by: Schwab Network
Sentiment: Positive

SoFi Technologies (SOFI) posts earnings Tuesday morning, and Jeff Pierce says investors have plenty of reasons to be excited heading into the report. He notes strong EPS growth projected on the quarter but isn't as confident on the full-year outlook.

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image for news SOFI Expectations "Pretty Good," Macro Outlook Pinches 2025 Growth
SoFi stock: missed opportunity or smart buy for 2025?
SOFI
Published: April 28, 2025 by: Invezz
Sentiment: Positive

It may not be too late to invest in SoFi Technologies Inc. (NASDAQ: SOFI) even though the fintech stock has already gained nearly 35% in recent weeks, says a senior analyst at Citizens JMP.

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image for news SoFi stock: missed opportunity or smart buy for 2025?
SoFi Technologies Q1 Preview: Student Loan Boom
SOFI
Published: April 28, 2025 by: Seeking Alpha
Sentiment: Positive

SoFi's shares have outperformed the market, driven by regulatory changes and resumption of student loan payments, making it a strong buy heading into earnings. The fintech bank's multi-segment platform and cross-selling opportunities position it for significant growth, especially with the end of the student loan payment moratorium. SoFi is expected to report strong Q1 earnings, with significant year-over-year growth in both EPS and revenue, driven by increased student loan refinancing demand.

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image for news SoFi Technologies Q1 Preview: Student Loan Boom
SoFi Stock Initiated at Market Outperform. Analysts See ‘Compelling Long-Term Investment Opportunity.
SOFI
Published: April 25, 2025 by: Barrons
Sentiment: Positive

SoFi has earnings potential that is currently undervalued by the market, Citizens JMP say.

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image for news SoFi Stock Initiated at Market Outperform. Analysts See ‘Compelling Long-Term Investment Opportunity.
SoFi: Near IPO Levels & A Huge Opportunity
SOFI
Published: April 22, 2025 by: Seeking Alpha
Sentiment: Positive

The investment thesis highlights the company's strong market position, innovative product line, and consistent revenue growth as key drivers for future stock appreciation. Rating justification is based on robust financial health, strategic acquisitions, and a favorable industry outlook, making the stock a compelling buy. The opening paragraphs emphasize the company's impressive track record and potential for continued success in a competitive market.

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image for news SoFi: Near IPO Levels & A Huge Opportunity
SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (April 18)
SOFI
Published: April 18, 2025 by: 24/7 Wall Street
Sentiment: Neutral

Despite tariff-driven market volatility, shares of SoFi Technologies Inc. (NASDAQ: SOFI) are up 2.6% in the past week.

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image for news SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (April 18)
SoFi Secures $3.2 Billion Expansion to Loan Platform Business Across Agreements with Fortress and Edge Focus
SOFI
Published: April 17, 2025 by: Business Wire
Sentiment: Neutral

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI) announced a $2 billion extension of its Loan Platform Business agreement for personal loans with funds managed by affiliates of Fortress Investment Group (“Fortress”). This extension builds on the original $2 billion Loan Platform Business agreement between SoFi and Fortress announced in October 2024. SoFi also signed a two-year agreement to originate an additional $1.2 billion in loans, with technology powered by a joint ve.

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image for news SoFi Secures $3.2 Billion Expansion to Loan Platform Business Across Agreements with Fortress and Edge Focus
Should Boomers Consider SOFI Stock or Steer Clear Of It
SOFI
Published: April 15, 2025 by: 24/7 Wall Street
Sentiment: Neutral

SoFi Technologies (NASDAQ:SOFI) has carved out a niche in consumer finance, and is among the companies in the fintech sector many continue to believe could be a long-term winner.

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image for news Should Boomers Consider SOFI Stock or Steer Clear Of It
GHLD or SOFI: Which Is the Better Value Stock Right Now?
GHLD, SOFI
Published: April 11, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Guild Holdings Company (GHLD) or SoFi Technologies, Inc. (SOFI). But which of these two stocks offers value investors a better bang for their buck right now?

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image for news GHLD or SOFI: Which Is the Better Value Stock Right Now?
Tariffs to Reverse SOFI Risk Appetite, Spending Cutbacks Add Stress to Loaners
SOFI
Published: April 07, 2025 by: Schwab Network
Sentiment: Negative

SoFi Technologies (SOFI) muscled a rally in a highly-volatile trading session despite getting its price target getting cut over 50% by Morgan Stanley. Kevin Green warns a pullback is possible with tariffs set to add stress on loan lenders as Americans' pricing power slips.

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image for news Tariffs to Reverse SOFI Risk Appetite, Spending Cutbacks Add Stress to Loaners
Is SoFi Stock a No-Brainer Buy Under $10?
SOFI
Published: April 04, 2025 by: The Motley Fool
Sentiment: Positive

In this video, I will talk about recent updates regarding SoFi Technologies (SOFI -10.53%). Watch the short video to learn more, consider subscribing, and click the special offer link below.

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image for news Is SoFi Stock a No-Brainer Buy Under $10?
SoFi Schedules Conference Call to Discuss Q1 2025 Results
SOFI
Published: April 04, 2025 by: Business Wire
Sentiment: Neutral

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, today announced plans to host a conference call to discuss financial and operating results for the first quarter of 2025 on Tuesday, April 29, 2025, at 8 a.m. Eastern Time. SoFi also plans to release its first quarter 2025 results on the investor relations section of its website at https://i.

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image for news SoFi Schedules Conference Call to Discuss Q1 2025 Results
SoFi Stock Risk Analysis and Update to My Recommendation to Buy the Stock
SOFI
Published: April 04, 2025 by: The Motley Fool
Sentiment: Positive

SoFi Technologies (SOFI -13.61%) is at greater risk due to its exposure to a riskier segment of the lending market.

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image for news SoFi Stock Risk Analysis and Update to My Recommendation to Buy the Stock
Why SoFi Stock Fell 20% in March
SOFI
Published: April 03, 2025 by: The Motley Fool
Sentiment: Negative

SoFi Technologies (SOFI 3.32%) stock fell 20% in March according to data provided by S&P Global Market Intelligence. The market's been in turmoil due to President Donald Trump's tariff plans, and riskier growth stocks typically bear the brunt of volatility when the market's in flux.

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image for news Why SoFi Stock Fell 20% in March
Power Ranking Our Top Stock Picks of 2025
BA, BE, BEAM, CF, COIN, CVNA, DB, DELL, EZPW, LC, NBIS, RKLB, ROKU, SE, SEIC, SOFI, STM
Published: April 01, 2025 by: Schaeffers Research
Sentiment: Positive

Subscribers to Chart of the Week received this commentary on Sunday, March 30.

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image for news Power Ranking Our Top Stock Picks of 2025
SYF vs. SOFI: Which Stock Is the Better Value Option?
SOFI, SYF
Published: March 26, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Synchrony (SYF) or SoFi Technologies, Inc. (SOFI). But which of these two stocks presents investors with the better value opportunity right now?

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image for news SYF vs. SOFI: Which Stock Is the Better Value Option?
SoFi Named Presenting Partner of the Country Music Association's CMA Fest
SOFI
Published: March 26, 2025 by: Business Wire
Sentiment: Neutral

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), has announced a multi-year partnership as the official bank and first presenting sponsor of the Country Music Association's CMA Fest, the world's largest and longest-running country music festival. This marks SoFi's first music partnership, embracing the genre's surging popularity.1 CMA Fest presented by SoFi will celebrate its 52nd year in Nashville, Tennessee from June 5-8, 2025. This year, SoFi is enhancing the fan exper.

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image for news SoFi Named Presenting Partner of the Country Music Association's CMA Fest
SoFi Technologies: Don't Overthink It - Accumulate More While You Still Can
SOFI
Published: March 26, 2025 by: Seeking Alpha
Sentiment: Positive

We initially rated SoFi Technologies a 'Strong Buy' in August due to its strong offerings, member growth, and attractive valuation. The stock surged over 175% at its peak, but recently dropped 40% due to market-wide sell-offs triggered by Trump tariff fears. Despite the drawdown, we remain very bullish on SOFI, based on the company's continued growth and long-term bottom-line prospects.

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image for news SoFi Technologies: Don't Overthink It - Accumulate More While You Still Can
3 Evergreen Financial Stocks to Buy With $3,000 and Hold Forever
AXP, BRK-A, BRK-B, SOFI
Published: March 25, 2025 by: The Motley Fool
Sentiment: Positive

Three-thousand dollars might not seem like enough cash to get started in the stock market, since many of the top stocks cost hundreds or thousands of dollars per share. But with commission-free platforms and fractional trades, it's never been easier for retail investors to build up a diversified portfolio of evergreen stocks with a modest investment.

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image for news 3 Evergreen Financial Stocks to Buy With $3,000 and Hold Forever
Is SoFi Stock Buyable at These Levels?
SOFI
Published: March 24, 2025 by: MarketBeat
Sentiment: Positive

SoFi Technologies NASDAQ: SOFI, a digital financial services provider, has recently experienced notable stock price fluctuations. While the stock has been volatile, it seems to have found a bottom and has started to recover slowly.

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image for news Is SoFi Stock Buyable at These Levels?

About SoFi Technologies, Inc. (SOFI)

  • IPO Date 2021-01-04
  • Website https://www.sofi.com
  • Industry Financial - Credit Services
  • CEO Mr. Anthony J. Noto
  • Employees 5000

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.