SHBI

Shore Bancshares Inc
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$746.42M
P/E Ratio
10.95
EPS
$2.05
Beta
0.83
52W High
$24.74
52W Low
$15.18
50-Day MA
$22.87
200-Day MA
$21.24
Dividend Yield
2.32%
Profit Margin
29.30%
Forward P/E
10.09
PEG Ratio
1.17

About Shore Bancshares Inc

Shore Bancshares, Inc. is a bank holding company for Shore United Bank offering various commercial and consumer banking products and services to individuals, businesses and other organizations. The company is headquartered in Easton, Maryland.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$234.38M
Gross Profit (TTM)$234.38M
EBITDA—
Operating Margin43.60%
Return on Equity11.50%
Return on Assets1.08%
Revenue/Share (TTM)$7.01
Book Value$18.59
Price-to-Book1.20
Price-to-Sales (TTM)3.19
EV/Revenue3.466
EV/EBITDA—
Quarterly Earnings Growth (YoY)16.50%
Quarterly Revenue Growth (YoY)7.80%
Shares Outstanding$33.25M
Float$30.24M
% Insiders8.83%
% Institutions73.34%

Historical Volatility

HV 10-Day
25.93%
HV 20-Day
23.29%
HV 30-Day
21.14%
HV 60-Day
18.57%
HV Rank
31.7%

Volatility is currently expanding

Analyst Ratings

Consensus ($25.70 target)
1
Strong Buy
1
Buy
3
Hold

Latest News

Asset Quality Issues Cause Shore Bancshares' Q3 Performance To Stumble

Shore Bancshares (SHBI) remains rated Hold due to asset quality concerns and mixed Q3 2026 results. SHBI's net interest margin improved to 3.78%, but rising credit losses and nonperforming assets signal deteriorating credit quality. Heavy CRE loan concentration, especially in Maryland and Virginia, exposes SHBI to regional and sector-specific risks.

Seeking Alpha11/6/2026Negative
Shore Bancshares: A Remarkable Sub-50% LTV Ratio In The CRE Loan Book

Shore Bancshares delivered robust Q2 results, with net interest income rising more than 10% and loan loss provisions kept below $1 million. SHBI's loan book is anchored by low LTV ratios, especially in commercial real estate, supporting asset quality and manageable credit risk. The bank's payout ratio remains conservative at 25%, enabling strong earnings retention and tangible book value growth.

Seeking Alpha8/19/2026Positive

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Data last updated: 11/7/2026