SEZL

Sezzle delivers a strong beat-and-raise quarter, and Needham sees nearly 61% upside for the stock.

Sezzle raises its 2026 earnings outlook and unveils 2027 targets as subscriber growth, stronger transaction activity and new products fuel expansion.

Sezzle NASDAQ: SEZL raised its 2026 outlook after third-quarter revenue rose 42.6% and net income climbed 79.3%, as growth in subscriptions and transaction volume helped drive higher profitability.

Sezzle Inc. ( SEZL ) Q3 2026 Earnings Call November 4, 2026 5:00 PM EST Company Participants Charles Youakim - Co-Founder, Executive Chairman & CEO Lee Brading - Chief Financial Officer Conference Call Participants Mike Grondahl - Northland Capital Markets, Research Division Ross Cole - Needham & Company, LLC, Research Division Huan Chong Anthony Cyganovich - Oppenheimer & Co. Inc., Research Division Hoang Nguyen - TD Cowen, Research Division Presentation Operator Good day, and welcome to the Sezzle Inc. Third Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today's event is being recorded.

Sezzle's third-quarter profit grew more than twice as fast as the money moving through its platform. Credit losses fell as a share of volume while subscribers kept shopping more often.

Total Transaction Volume 1 (TTV) reached $1.4 billion, representing 34.9% YoY growth Total Revenue grew 42.6% YoY to a record $166.5 million, outpacing TTV growth by 7.7 percentage points Active Subscribers up 68.1% YoY to 955,000 Net Income increased 79.3% YoY to $47.8 million, or $1.38 per Diluted Share, up 84.0%; Adjusted Net Income rose 89.9% to $47.7 million, with Adjusted Net Income per Diluted Share increasing 95.7% to $1.37 Raised FY2026 guidance to approximately 42.5% Total Revenue growth, $190.0 million of Adjusted Net Income (48.8% YoY growth) 2 , and $5.45–$5.50 of Adjusted Net Income per Diluted Share Introduced preliminary FY2027 guidance for Adjusted Net Income 2 per Diluted Share of $7.20, representing 30.9%–32.1% growth over FY2026 guidance MINNEAPOLIS, Nov. 04, 2026 (GLOBE NEWSWIRE) -- Sezzle Inc. (NASDAQ:SEZL) (Sezzle or Company) // Sezzle is pleased to update the market on key financial metrics for the quarter ended September 30, 2026. “We enter the holiday season with Subscribers approaching one million and transaction frequency reaching a Company high,” stated Charlie Youakim, Sezzle Executive Chairman and CEO.

Sezzle is set to report Q3 earnings, with strong subscriber growth and higher transaction volumes fueling optimism despite credit-loss and revenue yield headwinds.

Sezzle is a rapidly growing BNPL fintech, up 114% YoY, with a recent 30% pullback presenting a compelling buying opportunity. SEZL's Q2 results showed 51.7% revenue growth, 48% net income growth, and exceptional customer retention, with repeat usage at 97.2%. Management raised full-year guidance, now targeting 35% revenue growth, $185M adjusted net income, and $5.25 EPS, reflecting ongoing execution and upside potential.

Minneapolis, MN, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Sezzle Inc. (NASDAQ: SEZL ) ( Sezzle or Company) today announced that it has filed an application with the Office of the Comptroller of the Currency (OCC) to charter a national bank, Sezzle Bank, N.A. and applied to the Federal Deposit Insurance Corporation (FDIC) for deposit insurance.

Five Strong Buy stocks stand out ahead of earnings, combining high operating margins, revenue growth and exposure to AI, healthcare, energy and digital payments.