PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 35.6305
  • Book/Share 21.7573
  • PB 1.8858
  • Debt/Equity 0.493
  • CurrentRatio 1.2867
  • ROIC 0.1495

 

  • MktCap 38389800945.0
  • FreeCF/Share 5.9764
  • PFCF 6.8997
  • PE 7.2996
  • Debt/Assets 0.1246
  • DivYield 0.0034
  • ROE 0.2587

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade PYPL Canaccord Genuity Buy Hold -- $42 Feb. 4, 2026
Upgrade PYPL Compass Point Sell Neutral -- $51 Feb. 4, 2026
Downgrade PYPL HSBC Securities Buy Hold -- $47 Feb. 4, 2026
Downgrade PYPL Citizens JMP Mkt Outperform Market Perform -- -- Feb. 4, 2026
Downgrade PYPL Rothschild & Co Redburn Neutral Sell -- $50 Jan. 28, 2026
Initiation PYPL Cantor Fitzgerald -- Neutral -- $60 Jan. 27, 2026
Downgrade PYPL Daiwa Securities Outperform Neutral -- $61 Jan. 13, 2026
Downgrade PYPL Monness Crespi & Hardt Buy Neutral -- -- Jan. 5, 2026
Downgrade PYPL Morgan Stanley Equal Weight Underweight -- $51 Dec. 18, 2025
Downgrade PYPL Robert W. Baird Outperform Neutral -- $66 Dec. 12, 2025

News

PayPal Will Let Cross-Border Merchants Pay With Crypto
PYPL
Published: July 28, 2025 by: PYMNTS
Sentiment: Positive

PayPal has introduced a cryptocurrency payments feature it says is aimed at easing cross-border commerce. Pay with Crypto, announced Monday (July 28), is designed to connect merchants to what the company describes as a more than $3 trillion market by allowing for instant crypto to stablecoin or fiat conversion.

Read More
image for news PayPal Will Let Cross-Border Merchants Pay With Crypto
PayPal launches crypto payment service for US merchants
PYPL
Published: July 28, 2025 by: Proactive Investors
Sentiment: Positive

PayPal Holdings Inc (NASDAQ:PYPL, ETR:2PP) said on Monday it is launching “Pay with Crypto,” a new service that enables US merchants to accept payments in over 100 cryptocurrencies, including Bitcoin, Ethereum, Tether, and Solana, as part of a broader move to reduce cross-border transaction costs and tap into the expanding digital asset market. The service, rolling out in the coming weeks, charges a 0.99% transaction fee—significantly below traditional international payment processing costs—and offers instant conversion to fiat or stablecoins.

Read More
image for news PayPal launches crypto payment service for US merchants
PayPal's ‘battleground' stock heads for longest winning streak in years. Earnings are on deck.
PYPL
Published: July 25, 2025 by: Market Watch
Sentiment: Positive

PayPal's stock is on track to rise for the eighth session in a row, but analysts have a hard time making a call about the future.

Read More
image for news PayPal's ‘battleground' stock heads for longest winning streak in years. Earnings are on deck.
Investors Heavily Search PayPal Holdings, Inc. (PYPL): Here is What You Need to Know
PYPL
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Investors Heavily Search PayPal Holdings, Inc. (PYPL): Here is What You Need to Know
Mastercard vs. PayPal: Which Payments Innovator is the Better Buy Now?
MA, PYPL
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Neutral

PayPal's lower valuation, direct commerce and lower leverage could make it the better buy over Mastercard now.

Read More
image for news Mastercard vs. PayPal: Which Payments Innovator is the Better Buy Now?
PayPal Now Available Directly in Wix Payments Platform in US
PYPL, WIX
Published: July 24, 2025 by: PYMNTS
Sentiment: Positive

Wix and PayPal began rolling out a deeper integration that makes PayPal available directly in the Wix Payments platform.

Read More
image for news PayPal Now Available Directly in Wix Payments Platform in US
PayPal Taps New Markets: Will Interoperability Fuel Its Growth?
PYPL
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's new global platform links nearly 2B users and wallets, aiming to redefine cross-border commerce and payments.

Read More
image for news PayPal Taps New Markets: Will Interoperability Fuel Its Growth?
Paypal (PYPL) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
PYPL
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top-and-bottom-line estimates for Paypal (PYPL), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2025.

Read More
image for news Paypal (PYPL) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
Paypal (PYPL) Reports Next Week: Wall Street Expects Earnings Growth
PYPL
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Paypal (PYPL) Reports Next Week: Wall Street Expects Earnings Growth
PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (July 2025)
PYPL
Published: July 22, 2025 by: 24/7 Wall Street
Sentiment: Positive

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) gained 4.23% over the past month, trimming the stock's year-to-date loss to 12.91%.

Read More
image for news PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (July 2025)
Can PayPal's Crypto Strategy Give It a Competitive Edge?
PYPL
Published: July 21, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL deepens its crypto push with PYUSD expansion and new token listings, targeting broader blockchain adoption.

Read More
image for news Can PayPal's Crypto Strategy Give It a Competitive Edge?
Q2 Could Be the Catalyst PayPal Investors Have Been Waiting For
PYPL
Published: July 18, 2025 by: MarketBeat
Sentiment: Positive

Tech giant PayPal Holdings Inc. NASDAQ: PYPL has frustrated investors over the past few years. Despite being one of the pandemic's standout winners, the stock has essentially traded flat for the better part of three years since losing 80% of its value.

Read More
image for news Q2 Could Be the Catalyst PayPal Investors Have Been Waiting For
PYPL vs. MA: Which Stock Is the Better Value Option?
MA, PYPL
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors interested in Financial Transaction Services stocks are likely familiar with Paypal (PYPL) and MasterCard (MA). But which of these two stocks offers value investors a better bang for their buck right now?

Read More
image for news PYPL vs. MA: Which Stock Is the Better Value Option?
Here's Why Paypal (PYPL) is a Strong Momentum Stock
PYPL
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Paypal (PYPL) is a Strong Momentum Stock
SHOP Dominating P2P Space, PYPL Drags Despite Venmo Strength
PYPL
Published: July 14, 2025 by: Schwab Network
Sentiment: Negative

@LikeFolio's data shows Venmo interest up 14%, but it doesn't compare to Shopify's (SHOP) 30% increase. Landon Swan notes the fintech space as a whole is struggling, with PayPal (PYPL) falling behind despite Venmo's performance.

Read More
image for news SHOP Dominating P2P Space, PYPL Drags Despite Venmo Strength
PayPal: A 2025 Turnaround Hiding In Plain Sight
PYPL
Published: July 14, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings, Inc. is generating billions in free cash flow, expanding margins, and gaining enterprise traction — yet the market still prices it like a dying fintech. With 436 million active users, sticky merchant relationships, and platform-agnostic tech, PayPal's network moat is stronger than analysts give it credit for. New leadership is cutting costs, focusing on high-margin products, and quietly executing a turnaround that could catch Wall Street off guard in 2025.

Read More
image for news PayPal: A 2025 Turnaround Hiding In Plain Sight
GS Downgrade Ahead of Earnings, PYPL Upgrade & AFRM Downgrade
AFRM, PYPL
Published: July 14, 2025 by: Schwab Network
Sentiment: Negative

Goldman Sachs (GS) got a downgrade ahead of its earnings that will kick off earnings seasons alongside other big banks. There's a clash in the buy now, pay later space with PayPal (PYPL) getting an upgrade while Affirm (AFRM) got a downgrade.

Read More
image for news GS Downgrade Ahead of Earnings, PYPL Upgrade & AFRM Downgrade
Buy 3 AI-Powered Giant Financial Transaction Services Stocks for 2H25
MA, PYPL, V
Published: July 10, 2025 by: Zacks Investment Research
Sentiment: Positive

V, MA, and PYPL are harnessing AI to boost security, streamline services, and drive payment volume growth.

Read More
image for news Buy 3 AI-Powered Giant Financial Transaction Services Stocks for 2H25
Paypal (PYPL) is a Top-Ranked Growth Stock: Should You Buy?
PYPL
Published: July 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Read More
image for news Paypal (PYPL) is a Top-Ranked Growth Stock: Should You Buy?
4 Crypto-Centric Stocks to Watch Closely Before the Next Bitcoin Rally
ACN, CME, PYPL, V
Published: July 02, 2025 by: Zacks Investment Research
Sentiment: Positive

As Bitcoin holds firm near $107K, CME, ACN, V, and PYPL emerge as crypto-centric stocks with growth potential in 2025.

Read More
image for news 4 Crypto-Centric Stocks to Watch Closely Before the Next Bitcoin Rally
Will Paypal (PYPL) Beat Estimates Again in Its Next Earnings Report?
PYPL
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Will Paypal (PYPL) Beat Estimates Again in Its Next Earnings Report?
PYPL vs. MA: Which Stock Should Value Investors Buy Now?
MA, PYPL
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in Financial Transaction Services stocks are likely familiar with Paypal (PYPL) and MasterCard (MA). But which of these two stocks is more attractive to value investors?

Read More
image for news PYPL vs. MA: Which Stock Should Value Investors Buy Now?
Is Trending Stock PayPal Holdings, Inc. (PYPL) a Buy Now?
PYPL
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Is Trending Stock PayPal Holdings, Inc. (PYPL) a Buy Now?
2 Brilliant Fintech Stocks to Buy Now and Hold for the Long Term
PYPL, RKT
Published: July 01, 2025 by: The Motley Fool
Sentiment: Positive

Financial technology, or fintech, stocks fell off many investors' radars in recent years. After the pandemic-fueled surge in e-commerce died down and interest rates ended the era of free money, many of the high-flying fintech players saw their stocks drop sharply.

Read More
image for news 2 Brilliant Fintech Stocks to Buy Now and Hold for the Long Term
He Made Billions on Google and PayPal. Now, He's Betting on News.
GOOG, GOOGL, PYPL
Published: June 30, 2025 by: NYTimes
Sentiment: Positive

Michael Moritz co-founded The San Francisco Standard, a local news organization. It is acquiring Charter, a start-up focused on the future of work.

Read More
image for news He Made Billions on Google and PayPal. Now, He's Betting on News.
Can PayPal Make a Turnaround With Its Buy Now, Pay Later Platform?
PYPL
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal bets big on BNPL as Q1 growth tops 20%, aiming to drive global adoption and deeper user engagement through AI and checkout upgrades.

Read More
image for news Can PayPal Make a Turnaround With Its Buy Now, Pay Later Platform?
What Does 13% YTD Drop Mean for PayPal Stock? Buy, Hold or Sell?
PYPL
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal stock is lagging rivals in 2025, but strong BNPL gains and global expansion hint at potential upside ahead.

Read More
image for news What Does 13% YTD Drop Mean for PayPal Stock? Buy, Hold or Sell?
COIN vs. PYPL: Which Crypto Payments Stock is the Better Option Now?
COIN, PYPL
Published: June 25, 2025 by: Zacks Investment Research
Sentiment: Positive

COIN and PYPL push deeper into stablecoins and crypto payments, but one shows stronger financial momentum and growth.

Read More
image for news COIN vs. PYPL: Which Crypto Payments Stock is the Better Option Now?
Taco Bell Introduces PayPal and Venmo as New in-App Payment Options with Exclusive 20% Cash back Summer Offer
PYPL
Published: June 25, 2025 by: PRNewsWire
Sentiment: Neutral

PayPal and Venmo can now be set as default payment options in the Taco Bell app and website – and customers checking out with PayPal can earn 20% cash back1 every week SAN JOSE, Calif. , June 25, 2025 /PRNewswire/ -- Today, PayPal announced it has teamed up with Taco Bell to deliver a fast, secure, and deliciously rewarding way to pay in the Taco Bell app and website.

Read More
image for news Taco Bell Introduces PayPal and Venmo as New in-App Payment Options with Exclusive 20% Cash back Summer Offer
4 Crypto-Centric Stocks to Watch as Bitcoin Rebounds to Resume Rally
ACN, CME, PYPL, V
Published: June 24, 2025 by: Zacks Investment Research
Sentiment: Positive

As Bitcoin rebounds past $105K after a ceasefire, CME, ACN, V and PYPL emerge as crypto-centric stocks with upside potential.

Read More
image for news 4 Crypto-Centric Stocks to Watch as Bitcoin Rebounds to Resume Rally

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Jamie S. Miller
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.