PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 33.9483
  • Book/Share 20.8657
  • PB 3.0025
  • Debt/Equity 0.5583
  • CurrentRatio 1.3395
  • ROIC 0.1391

 

  • MktCap 58618594855.0
  • FreeCF/Share 5.749
  • PFCF 10.5334
  • PE 12.3338
  • Debt/Assets 0.1413
  • DivYield 0.0022
  • ROE 0.2426

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 2
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation PYPL Citigroup -- Neutral -- $78 Oct. 23, 2025
Initiation PYPL Wells Fargo -- Equal Weight -- $74 Oct. 22, 2025
Downgrade PYPL Goldman Neutral Sell -- $70 Oct. 13, 2025
Downgrade PYPL Wolfe Research Outperform Peer Perform -- -- Oct. 3, 2025
Resumed PYPL Deutsche Bank -- Hold -- $75 July 17, 2025
Upgrade PYPL Seaport Research Partners Sell Neutral -- -- July 14, 2025
Resumed PYPL Piper Sandler -- Neutral -- $74 June 24, 2025
Initiation PYPL Truist -- Sell -- $68 June 2, 2025
Initiation PYPL Compass Point -- Sell -- $56 April 23, 2025
Downgrade PYPL Seaport Research Partners Neutral Sell -- $49 April 17, 2025

News

PYPL's Q1 Earnings Top Estimates, Revenues Up Y/Y, Shares Rise
PYPL
Published: April 29, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal's first-quarter 2025 results benefit from strong payment volume amid challenging macroeconomic conditions.

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image for news PYPL's Q1 Earnings Top Estimates, Revenues Up Y/Y, Shares Rise
Fintech Stocks in Focus as Earnings Circle
PYPL, SOFI, XYZ
Published: April 29, 2025 by: Schaeffers Research
Sentiment: Positive

Fintech stocks SoFi Technologies Inc (NASDAQ:SOFI) and PayPal Holdings Inc (NASDAQ:PYPL) are in focus today, after both companies announced better-than-expected first-quarter earnings and revenue results.

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image for news Fintech Stocks in Focus as Earnings Circle
Trade Balance in Goods Hits All-Time Record, Plus Q1 Earnings
GM, PFE, PYPL
Published: April 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Pre-market futures are mixed-to-flat once again, this time with the blue-chip Dow leading into positive territory.

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image for news Trade Balance in Goods Hits All-Time Record, Plus Q1 Earnings
Paypal (PYPL) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
PYPL
Published: April 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Paypal (PYPL) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news Paypal (PYPL) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
PayPal Brings Together Developers, AI Leaders to Power Agentic Commerce at Dev Days
PYPL
Published: April 29, 2025 by: PRNewsWire
Sentiment: Neutral

SAN JOSE, Calif. , April 29, 2025 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) announced it is leading the agentic commerce revolution by providing developers and merchants with innovative tools to create next-generation shopping experiences.

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image for news PayPal Brings Together Developers, AI Leaders to Power Agentic Commerce at Dev Days
Economic Uncertainty Weighs on PayPal
PYPL
Published: April 29, 2025 by: The Motley Fool
Sentiment: Negative

Here's our initial take on PayPal's (PYPL 0.08%) fiscal 2025 first-quarter financial report.

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image for news Economic Uncertainty Weighs on PayPal
Paypal (PYPL) Tops Q1 Earnings Estimates
PYPL
Published: April 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) came out with quarterly earnings of $1.33 per share, beating the Zacks Consensus Estimate of $1.15 per share. This compares to earnings of $1.40 per share a year ago.

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image for news Paypal (PYPL) Tops Q1 Earnings Estimates
Here Are My Top 3 Stocks Down More Than 25% To Buy Right Now
PYPL, SBUX, SOFI
Published: April 29, 2025 by: The Motley Fool
Sentiment: Positive

The S&P 500 and Nasdaq-100 indexes have rebounded significantly from the lows we saw after President Donald Trump's "reciprocal" tariff announcements in early April. However, while the major indexes may no longer be in bear market territory, there are some excellent stocks that still are.

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image for news Here Are My Top 3 Stocks Down More Than 25% To Buy Right Now
Should Investors Buy PayPal Stock Before April 29?
PYPL
Published: April 28, 2025 by: The Motley Fool
Sentiment: Negative

PayPal (PYPL -1.73%) is scheduled to report quarterly financial results that could affect shareholders.

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image for news Should Investors Buy PayPal Stock Before April 29?
PayPal Q1 Preview: I Expect A Result Beat But Guidance Miss
PYPL
Published: April 28, 2025 by: Seeking Alpha
Sentiment: Negative

Retail sales growth data in PayPal Holdings, Inc.'s key markets (U.S., UK, and Germany) suggests a top-line revenue beat scenario for the upcoming Q1 FY25 earnings release. There are risks of guidance misses for Q2 and beyond due to a potential recession and weakening consumer sentiment. Some analysts have started to downgrade their estimates for FY25. Updates on PayPal's one platform integration and new branded checkout experience rollout across global markets are key focus points in the Q1 earnings call.

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image for news PayPal Q1 Preview: I Expect A Result Beat But Guidance Miss
PayPal kicks off fintech earnings as investors fear impact of Trump tariffs on consumer spending
PYPL
Published: April 28, 2025 by: CNBC
Sentiment: Negative

As PayPal kicks off fintech earnings this week, investors are anxious to hear about trends in consumer spending. Following PayPal's earnings announcement on Tuesday, Block reports on Thursday, with Affirm scheduled to report results next Monday.

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image for news PayPal kicks off fintech earnings as investors fear impact of Trump tariffs on consumer spending
2 Industry-Leading Companies Warren Buffett Should Strongly Consider Acquiring With Berkshire Hathaway's $334 Billion War Chest
PYPL, SIRI
Published: April 28, 2025 by: The Motley Fool
Sentiment: Positive

Few Wall Street money managers have the ability to command the attention of professional and everyday investors quite like the aptly dubbed "Oracle of Omaha," Warren Buffett. Since Buffett took over as CEO of Berkshire Hathaway (BRK.A -0.33%) (BRK.B -0.11%) in the mid-1960s, he's overseen a cumulative return in his company's Class A shares (BRK.A) of 6,441,524%, as of the closing bell on April 24.

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image for news 2 Industry-Leading Companies Warren Buffett Should Strongly Consider Acquiring With Berkshire Hathaway's $334 Billion War Chest
PayPal stock price analysis: buy, sell, or hold ahead of earnings?
PYPL
Published: April 26, 2025 by: Invezz
Sentiment: Positive

PayPal stock price on Tuesday, when it publishes its first-quarter financial results, will show whether its business is growing or not. While the PYPL shares have bounced back in the past few days, they remain significantly lower than their 2024 highs.

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image for news PayPal stock price analysis: buy, sell, or hold ahead of earnings?
PayPal Vs. Adyen: Consumer Wallet Vs. Enterprise Stack -- Which Should You Own?
ADYEY, ADYYF, PYPL
Published: April 25, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal is undergoing a major transformation to become a comprehensive commerce infrastructure, leveraging AI, crypto, and streamlined transaction layers to boost growth and engagement. Adyen focuses on deepening relevance within existing relationships, showcasing strong operational leverage, and maintaining high margins through intelligent payment routing and enterprise-grade infrastructure. PayPal's valuation reflects execution risks and competitive pressures, while Adyen's premium valuation underscores its consistent growth, operational clarity, and scalability.

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image for news PayPal Vs. Adyen: Consumer Wallet Vs. Enterprise Stack -- Which Should You Own?
Coinbase ends PayPal stablecoin fee as payment race heats up
COIN, PYPL
Published: April 24, 2025 by: CNBC
Sentiment: Positive

Coinbase is removing fees for purchases of PayPal's dollar-backed stablecoin Coinbase and PayPal will collaborate on “stablecoin based solutions” for payments and commerce as well as potential use cases for PYUSD in decentralized finance.

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image for news Coinbase ends PayPal stablecoin fee as payment race heats up
Top 3 US stocks to buy ahead of their Q1 earnings
CPNG, FLUT, PYPL
Published: April 24, 2025 by: Invezz
Sentiment: Neutral

Financial markets have been rattled ever since President Trump started hinting at raising tariffs on dozens of countries in a bid to lower the country's trade deficit in 2025.

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image for news Top 3 US stocks to buy ahead of their Q1 earnings
PayPal is Trading Dirty Cheap at 11.86X P/E: Buy or Hold the Stock?
PYPL
Published: April 23, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's cheap valuation, strong portfolio, and expanding clientele make the stock attractive over the long term amid intensifying competition.

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image for news PayPal is Trading Dirty Cheap at 11.86X P/E: Buy or Hold the Stock?
PayPal to Launch Rewards Program for Holders of PYUSD Stablecoin
PYPL
Published: April 23, 2025 by: PYMNTS
Sentiment: Positive

PayPal Holdings will launch a rewards program this summer that will allow users to earn rewards on holdings of the PayPal USD (PYUSD) stablecoin in their PayPal or Venmo wallets. The company expects to offer a 3.

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image for news PayPal to Launch Rewards Program for Holders of PYUSD Stablecoin
PayPal: You Might Not Get A Better Buying Chance Than This
PYPL
Published: April 23, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal remains about 80% below its all-time highs, as skepticism has crept in again after the recent steep decline. Management wants to execute an ambitious turnaround plan amidst the current economic challenges, plausibly a tall order. The market has given its verdict, as PYPL saw its gains since July 2024 nearly completely wiped out.

Read More
image for news PayPal: You Might Not Get A Better Buying Chance Than This
Buy. Hold. Earn Rewards. PayPal Unlocks Rewards for Holding PayPal USD
PYPL
Published: April 23, 2025 by: PRNewsWire
Sentiment: Neutral

Users to receive 3.7% annually in PayPal USD (PYUSD) for holding the stablecoin on PayPal or Venmo SAN JOSE, Calif. , April 23, 2025 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today introduced rewards for PYUSD1, a new loyalty offering that will provide US users the ability to earn 3.7%2 annually in rewards on holdings of PayPal USD (PYUSD) in their PayPal or Venmo wallets.

Read More
image for news Buy. Hold. Earn Rewards. PayPal Unlocks Rewards for Holding PayPal USD
PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (April 2025)
PYPL
Published: April 22, 2025 by: 24/7 Wall Street
Sentiment: Neutral

Shares of PayPal Holdings, Inc. (NASDAQ: PYPL) lost -12.91% over the past month, compounding its year-to-date loss to -28.23%, which has outpaced the Nasdaq Composite's loss of more than -15% over the same time.

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image for news PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (April 2025)
3 Value Stocks Set to Surge, With Up to 190% Upside in 2025
ICLR, PDD, PYPL
Published: April 21, 2025 by: 24/7 Wall Street
Sentiment: Positive

The relentless bull run led by high-flying growth stocks is no longer here, and 2025 has brought a significant shift in the market landscape, with the S&P 500 now in correction territory.

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image for news 3 Value Stocks Set to Surge, With Up to 190% Upside in 2025
Affirm vs. PayPal: Which Fintech Stock Should You Invest in Now?
AFRM, PYPL
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Over the past year, AFRM stock has experienced significant swings, both up and down. PYPL, on the other hand, has been more stable.

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image for news Affirm vs. PayPal: Which Fintech Stock Should You Invest in Now?
PayPal Launches X-Border Payment Collaboration With TerraPay
PYPL
Published: April 15, 2025 by: PYMNTS
Sentiment: Positive

PayPal and TerraPay are teaming to promote cross-border payments in the Middle East and Africa (MENA). The partnership, announced Tuesday (April 15), is designed to speed cross-border money movement, while making payments more accessible by connecting banks, mobile wallets and financial institutions.

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image for news PayPal Launches X-Border Payment Collaboration With TerraPay
2 Fintech Stocks Pulling Back After Brief Rally
AFRM, PYPL
Published: April 10, 2025 by: Schaeffers Research
Sentiment: Negative

Fintech's relief rally is already losing steam.

Read More
image for news 2 Fintech Stocks Pulling Back After Brief Rally
PayPal Launches Checkout Sweepstakes Promotion, Ad Campaign. Q1 Earnings Due April 29.
PYPL
Published: April 10, 2025 by: Investors Business Daily
Sentiment: Negative

PayPal launched a new ad campaign aiming to drive consumers to its online checkout option and payment plans. PayPal stock fell amid the news.

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image for news PayPal Launches Checkout Sweepstakes Promotion, Ad Campaign. Q1 Earnings Due April 29.
Visa vs. PayPal: Which Global Payments Leader Has More Upside?
PYPL, V
Published: April 10, 2025 by: Zacks Investment Research
Sentiment: Positive

In the rapidly evolving world of digital payments, two companies continue to lead the charge: Visa Inc. V and PayPal Holdings, Inc. PYPL. Both have played pivotal roles in transforming the global payments landscape, each carving out a dominant position in its niche.

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image for news Visa vs. PayPal: Which Global Payments Leader Has More Upside?
Fintech's Affirm, Paypal sink as stocks pull back from massive tariff pause rally
AFRM, PYPL
Published: April 10, 2025 by: CNBC
Sentiment: Negative

Shares of Affirm, Toast, Bill.com, PayPal and other consumer-focused fintech firms turned lower Thursday. Goldman Sachs warned that higher import duties could squeeze margins for hardware-dependent fintechs like Toast and Block.

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image for news Fintech's Affirm, Paypal sink as stocks pull back from massive tariff pause rally
PayPal Holdings, Inc. (PYPL) Is a Trending Stock: Facts to Know Before Betting on It
PYPL
Published: April 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

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image for news PayPal Holdings, Inc. (PYPL) Is a Trending Stock: Facts to Know Before Betting on It
Will PayPal's Deepening Cryptocurrency Footprint Benefit the Stock?
PYPL
Published: April 08, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL is doubling down on digital assets with the addition of Chainlink and Solana to its crypto suite.

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image for news Will PayPal's Deepening Cryptocurrency Footprint Benefit the Stock?

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Alex Chriss
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.