PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 35.7186
  • Book/Share 21.7573
  • PB 2.0246
  • Debt/Equity 0.493
  • CurrentRatio 1.2867
  • ROIC 0.1535

 

  • MktCap 41215469895.0
  • FreeCF/Share 5.9764
  • PFCF 7.4075
  • PE 7.8369
  • Debt/Assets 0.1246
  • DivYield 0.0032
  • ROE 0.2587

 

  • Rating A
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 1
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Reiterated PYPL Truist -- Sell $58 $39 Feb. 10, 2026
Downgrade PYPL HSBC Securities Buy Hold -- $47 Feb. 4, 2026
Upgrade PYPL Compass Point Sell Neutral -- $51 Feb. 4, 2026
Downgrade PYPL Citizens JMP Mkt Outperform Market Perform -- -- Feb. 4, 2026
Downgrade PYPL Canaccord Genuity Buy Hold -- $42 Feb. 4, 2026
Downgrade PYPL Rothschild & Co Redburn Neutral Sell -- $50 Jan. 28, 2026
Initiation PYPL Cantor Fitzgerald -- Neutral -- $60 Jan. 27, 2026
Downgrade PYPL Daiwa Securities Outperform Neutral -- $61 Jan. 13, 2026
Downgrade PYPL Monness Crespi & Hardt Buy Neutral -- -- Jan. 5, 2026
Downgrade PYPL Morgan Stanley Equal Weight Underweight -- $51 Dec. 18, 2025

News

Stripe's Payment Surge Puts Adyen, PayPal, Fiserv On Notice - AI, Stablecoins Fuel The Race
ADYEY, ADYYF, FI, PYPL
Published: March 03, 2025 by: Benzinga
Sentiment: Positive

Stripe just pulled off a massive growth spurt, and the payments giants should be paying attention. According to JPMorgan analyst Tien-tsin Huang, the private fintech powerhouse processed a staggering $1.4 trillion in volume last year, a 38% year-over-year jump that left competitors in the dust.

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image for news Stripe's Payment Surge Puts Adyen, PayPal, Fiserv On Notice - AI, Stablecoins Fuel The Race
PYPL vs. MA: Which Stock Is the Better Value Option?
MA, PYPL
Published: February 26, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors looking for stocks in the Financial Transaction Services sector might want to consider either Paypal (PYPL) or MasterCard (MA). But which of these two stocks is more attractive to value investors?

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image for news PYPL vs. MA: Which Stock Is the Better Value Option?
PayPal has some big new growth targets. Can it hit its marks?
PYPL
Published: February 25, 2025 by: Market Watch
Sentiment: Positive

One analyst says the new growth goals seem achievable. Another worries competition from Apple Pay might get in the way.

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image for news PayPal has some big new growth targets. Can it hit its marks?
Investor Day Details ‘PayPal 2.0' and Omnichannel Strategy
PYPL
Published: February 25, 2025 by: PYMNTS
Sentiment: Positive

PayPal Holding's senior management laid out a strategy at its annual Investor Day on Tuesday (Feb. 25) that will bolster omnichannel efforts under its “unified commerce” approach, as CEO Alex Chriss said PayPal continues its transformation from “a payments company to a commerce platform.

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image for news Investor Day Details ‘PayPal 2.0' and Omnichannel Strategy
Options Corner: NVDA, TSM, PYPL
NVDA, PYPL, TSM
Published: February 25, 2025 by: Schwab Network
Sentiment: Positive

Nvidia (NVDA) earnings drop tomorrow after the close, and Tom White found an unusual bullish options trade heading into the report. However, he notes another trade that leans bearish in TSMC (TSM).

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image for news Options Corner: NVDA, TSM, PYPL
Top 4 Mobile Payments Stocks to Add to Your Portfolio Now
AFRM, AXP, PYPL, V
Published: February 25, 2025 by: Zacks Investment Research
Sentiment: Positive

For investors, leading mobile payment companies like AFRM, V, AXP and PYPL present compelling opportunities, given their commitment to innovation and market expansion.

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image for news Top 4 Mobile Payments Stocks to Add to Your Portfolio Now
PayPal Partners With Verifone to ‘Win Checkout' In-Store and Online
PYPL
Published: February 25, 2025 by: PYMNTS
Sentiment: Positive

When PayPal CEO Alex Chriss spoke with investors during the Q4 2024 earnings call, he made one thing very clear: The number one goal is to win checkout. Today's announcement of a strategic partnership with Verifone represents another big step by PayPal toward that vision.

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image for news PayPal Partners With Verifone to ‘Win Checkout' In-Store and Online
PayPal brings many of its brands under a single umbrella, but Venmo remains a stand-alone
PYPL
Published: February 24, 2025 by: CNBC
Sentiment: Positive

PayPal is unifying its enterprise services under PayPal Open, consolidating brands such as Braintree and Hyperwallet to create a business payment ecosystem. The initiative could be key to CEO Alex Chriss' effort to orchestrate a turnaround at the payments company.

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image for news PayPal brings many of its brands under a single umbrella, but Venmo remains a stand-alone
Here's Why Paypal (PYPL) is a Strong Value Stock
PYPL
Published: February 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Paypal (PYPL) is a Strong Value Stock
Should You Buy PayPal While It's Below $80?
PYPL
Published: February 21, 2025 by: The Motley Fool
Sentiment: Negative

The 2020s have been quite an up-and-down period for PayPal (PYPL -0.93%). After all, it was a star stock during the pandemic, but it slumped a bit when U.S. consumers started to emerge from their stay-at-home isolation.

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image for news Should You Buy PayPal While It's Below $80?
Ray Dalio's Bridgewater Loaded Up on These Stocks in Q4 2024
HOOD, PYPL, T
Published: February 20, 2025 by: MarketBeat
Sentiment: Positive

Bridgewater Associates, founded by famed investor Ray Dalio, loaded up on shares of some big-name stocks in Q4. Bridgewater Associates recently released its Form 13F.

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image for news Ray Dalio's Bridgewater Loaded Up on These Stocks in Q4 2024
Motley Fool Canada Analyst Gives Investors the Perspective From the North
PYPL
Published: February 19, 2025 by: The Motley Fool
Sentiment: Neutral

In this podcast, Motley Fool analyst Jim Gillies and host Ricky Mulvey discuss:

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image for news Motley Fool Canada Analyst Gives Investors the Perspective From the North
PayPal: A Turnaround Story With Promising Returns
PYPL
Published: February 18, 2025 by: Seeking Alpha
Sentiment: Positive

After more than a year with the new CEO in charge, PayPal's future looks brighter. Commerce, a strategy shift, and numerous new initiatives are shaping the company. Key areas of focus will likely be crucial to the successful transformation and Venmo has a special place in the company's game plan. PayPal's competitive moat is not fully utilized. The payment and commerce ecosystems offer a wide range of growth opportunities.

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image for news PayPal: A Turnaround Story With Promising Returns
PayPal Q4: Sellers Will Regret Betting Against Double Compounding
PYPL
Published: February 18, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal's Q4 earnings showed strong financials, but were met with a sharp price correction. The price pullback presents a buying opportunity due to organic growth potential and also aggressive share buybacks under cheap P/E ratios. This combination creates a double-compounding mechanism.

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image for news PayPal Q4: Sellers Will Regret Betting Against Double Compounding
Can an Expanding Clientele Push PayPal Shares Higher in 2025?
PYPL
Published: February 17, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's cheap valuation, strong portfolio and expanding clientele make the stock attractive.

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image for news Can an Expanding Clientele Push PayPal Shares Higher in 2025?
PayPal: A Share Cannibal With Accelerating Momentum (Rating Upgrade)
PYPL
Published: February 17, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal's strategic shift under Alex Chriss focuses on profitable growth by enhancing core strengths, increasing user engagement, and accelerating innovation velocity. Q4 earnings showed mixed results with revenue and EPS beats, but higher OpEx led to market disappointment; while strategic initiatives aim for long-term outperformance. Key initiatives include enhancing checkout experiences, expanding debit and credit offerings, and boosting SMB merchant onboarding to drive user habituation and profitable growth.

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image for news PayPal: A Share Cannibal With Accelerating Momentum (Rating Upgrade)
Prediction: 2 Stocks That'll Be Worth More Than Bank of America 10-15 Years From Now
PYPL, SOFI
Published: February 14, 2025 by: The Motley Fool
Sentiment: Neutral

Bank of America is one of the largest banks in the United States and has a market capitalization of about $350 billion, as of early 2025. There are few other financial stocks that have achieved this level of valuation.

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image for news Prediction: 2 Stocks That'll Be Worth More Than Bank of America 10-15 Years From Now
PayPal: $15B Stock Buyback Is A Game-Changer
PYPL
Published: February 12, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal reported strong Q4 earnings, showing growth in active accounts, free cash flow, and operating income margins, and the board approved a $15B stock buyback authorization. I recommend PayPal shares due to its free cash flow strength, aggressive capital returns, and rebound in active account growth. PayPal's valuation at 13.9X P/E signifies undervaluation relative to other Fintech plays.

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image for news PayPal: $15B Stock Buyback Is A Game-Changer
PayPal's Correction Only Proves Its Floor & Bullish Transformation Thesis
PYPL
Published: February 12, 2025 by: Seeking Alpha
Sentiment: Positive

PYPL has delivered consecutive quarters of richer Transaction Margins and active user expansion, with it signaling its renewed growth opportunity. The new management has delivered on its promise on accelerating profitable growth, thanks to the pivot away from Braintree's unprofitable volume and unbranded payment volume. PYPL has also expanded its fintech offerings in China, with it triggering a robust growth prospect in the next half of the decade, assuming a successful market penetration.

Read More
image for news PayPal's Correction Only Proves Its Floor & Bullish Transformation Thesis
PayPal: Don't Wait Till It's Too Late
PYPL
Published: February 12, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal stock sold off despite strong Q4 results and 2025 guidance. As it turns out, the Unbranded Processing segment is experiencing a major deceleration — but this was intentional on management's part. Pricing-to-value will be accretive to margins, and ultimately, long-term earnings potential.

Read More
image for news PayPal: Don't Wait Till It's Too Late
Hayes: BABA "No Brainer" Buy, PYPL "High Quality" Growth Potential
PYPL
Published: February 12, 2025 by: Schwab Network
Sentiment: Positive

Thomas Hayes says the China trade is here to stay, especially for Alibaba (BABA). He believes the stock could reach $200 and thinks it's a great buying opportunity with a pullback or during consolidation.

Read More
image for news Hayes: BABA "No Brainer" Buy, PYPL "High Quality" Growth Potential
4 Crypto-Centric Stocks to Grab Before the Bitcoin Rally Resumes
HOOD, IBKR, PYPL, V
Published: February 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Crypto-centric stocks like HOOD, IBKR, V and PYPL are likely to benefit once the Bitcoin rally resumes.

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image for news 4 Crypto-Centric Stocks to Grab Before the Bitcoin Rally Resumes
Zelle payments top $1 trillion in 2024 as network's growth outpaces rivals including PayPal
PYPL
Published: February 12, 2025 by: CNBC
Sentiment: Positive

Zelle crossed $1 trillion in total volumes last year, which it said was the most ever for a peer-to-peer platform. The payments network said its user base jumped 12% to 151 million accounts in 2024, and that the total dollars sent on the platform jumped 27% from the year earlier.

Read More
image for news Zelle payments top $1 trillion in 2024 as network's growth outpaces rivals including PayPal
Cruise into Convenience: Norwegian Cruise Line Holdings expands strategic collaboration with PayPal
NCLH, PYPL
Published: February 12, 2025 by: PRNewsWire
Sentiment: Neutral

SAN JOSE, Calif. , Feb. 12, 2025 /PRNewswire/ -- PayPal Holdings Inc. (NASDAQ: PYPL) today announced the addition of PayPal as a checkout option for all U.S.-based cruise reservations operated by Norwegian Cruise Line Holdings Ltd (NYSE: NCLH).

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image for news Cruise into Convenience: Norwegian Cruise Line Holdings expands strategic collaboration with PayPal
Citigroup Analysts Are Betting Big on These 3 Stocks—Should You?
CAT, CMG, PYPL
Published: February 12, 2025 by: MarketBeat
Sentiment: Neutral

Retail investors can really benefit from following the recent developments coming out of Wall Street, especially during volatile market times like these, which President Trump's recent trade tariffs have sparked. In all the uncertainty about what might happen to the United States economy, markets have lost track of what's essential.

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image for news Citigroup Analysts Are Betting Big on These 3 Stocks—Should You?
The Zacks Analyst Blog Visa, PayPal, American Express, Affirm and Fidelity National Information Services
AFRM, AXP, FIS, PYPL, V
Published: February 12, 2025 by: Zacks Investment Research
Sentiment: Neutral

Visa, PayPal, American Express, Affirm and Fidelity National Information Services are included in this Analyst Blog.

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image for news The Zacks Analyst Blog Visa, PayPal, American Express, Affirm and Fidelity National Information Services
Shopify's Revenue Growth Outpaces Estimates, But PayPal-Related Margin Impact Raises Questions: Analyst
PYPL, SHOP
Published: February 11, 2025 by: Benzinga
Sentiment: Positive

JP Morgan analyst Reginald L. Smith maintained an Overweight rating on Shopify Inc SHOP after the company released its quarterly print Tuesday.

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image for news Shopify's Revenue Growth Outpaces Estimates, But PayPal-Related Margin Impact Raises Questions: Analyst
PayPal Q4 Earnings: FY2025 Focus Shifts To Customer Growth Over Checkout Volume (Rating Upgrade)
PYPL
Published: February 10, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal's stock fell 14% due to concerns over a sharp slowdown in unbranded checkout volume growth in Q4, despite beating both revenue and EPS estimates. The 1Q FY2025 revenue outlook is expected to be in the low-single digits, and FY2025 revenue growth faces headwinds due to flat growth in branded checkout volume. Management signals that the top priorities for FY2025 include product innovation to drive customer growth, as the growth in total customer accounts is accelerating.

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image for news PayPal Q4 Earnings: FY2025 Focus Shifts To Customer Growth Over Checkout Volume (Rating Upgrade)
PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
PYPL
Published: February 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching Paypal (PYPL) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

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image for news PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
PayPal: Don't Let The Market's Reaction Question Your Conviction
PYPL
Published: February 09, 2025 by: Seeking Alpha
Sentiment: Negative

Despite PayPal's Q4 2024 earnings beating expectations, the stock dropped by 13% due to a slowdown in unbranded checkout growth and a decline in the number of transactions. Despite the market overreaction, PYPL's underlying fundamentals remain intact. PayPal is still a competitively strong and profitable business with a strong balance sheet. The Company's focus on small and medium-sized businesses promises higher margins, which could offset the slowdown in its TPV with a higher transaction margin.

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image for news PayPal: Don't Let The Market's Reaction Question Your Conviction

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Jamie S. Miller
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.