PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 33.9483
  • Book/Share 20.8657
  • PB 2.8664
  • Debt/Equity 0.5583
  • CurrentRatio 1.3395
  • ROIC 0.1391

 

  • MktCap 55961343309.0
  • FreeCF/Share 5.749
  • PFCF 10.0559
  • PE 11.7747
  • Debt/Assets 0.1413
  • DivYield 0.0023
  • ROE 0.2426

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 2
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade PYPL Morgan Stanley Equal Weight Underweight -- $51 Dec. 18, 2025
Downgrade PYPL Robert W. Baird Outperform Neutral -- $66 Dec. 12, 2025
Downgrade PYPL BofA Securities Buy Neutral $93 $68 Dec. 11, 2025
Downgrade PYPL JP Morgan Overweight Neutral -- $70 Dec. 4, 2025
Initiation PYPL Citigroup -- Neutral -- $78 Oct. 23, 2025
Initiation PYPL Wells Fargo -- Equal Weight -- $74 Oct. 22, 2025
Downgrade PYPL Goldman Neutral Sell -- $70 Oct. 13, 2025
Downgrade PYPL Wolfe Research Outperform Peer Perform -- -- Oct. 3, 2025
Resumed PYPL Deutsche Bank -- Hold -- $75 July 17, 2025
Upgrade PYPL Seaport Research Partners Sell Neutral -- -- July 14, 2025

News

PayPal: $15B Stock Buyback Is A Game-Changer
PYPL
Published: February 12, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal reported strong Q4 earnings, showing growth in active accounts, free cash flow, and operating income margins, and the board approved a $15B stock buyback authorization. I recommend PayPal shares due to its free cash flow strength, aggressive capital returns, and rebound in active account growth. PayPal's valuation at 13.9X P/E signifies undervaluation relative to other Fintech plays.

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image for news PayPal: $15B Stock Buyback Is A Game-Changer
PayPal's Correction Only Proves Its Floor & Bullish Transformation Thesis
PYPL
Published: February 12, 2025 by: Seeking Alpha
Sentiment: Positive

PYPL has delivered consecutive quarters of richer Transaction Margins and active user expansion, with it signaling its renewed growth opportunity. The new management has delivered on its promise on accelerating profitable growth, thanks to the pivot away from Braintree's unprofitable volume and unbranded payment volume. PYPL has also expanded its fintech offerings in China, with it triggering a robust growth prospect in the next half of the decade, assuming a successful market penetration.

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image for news PayPal's Correction Only Proves Its Floor & Bullish Transformation Thesis
PayPal: Don't Wait Till It's Too Late
PYPL
Published: February 12, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal stock sold off despite strong Q4 results and 2025 guidance. As it turns out, the Unbranded Processing segment is experiencing a major deceleration — but this was intentional on management's part. Pricing-to-value will be accretive to margins, and ultimately, long-term earnings potential.

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image for news PayPal: Don't Wait Till It's Too Late
Hayes: BABA "No Brainer" Buy, PYPL "High Quality" Growth Potential
PYPL
Published: February 12, 2025 by: Schwab Network
Sentiment: Positive

Thomas Hayes says the China trade is here to stay, especially for Alibaba (BABA). He believes the stock could reach $200 and thinks it's a great buying opportunity with a pullback or during consolidation.

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image for news Hayes: BABA "No Brainer" Buy, PYPL "High Quality" Growth Potential
4 Crypto-Centric Stocks to Grab Before the Bitcoin Rally Resumes
HOOD, IBKR, PYPL, V
Published: February 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Crypto-centric stocks like HOOD, IBKR, V and PYPL are likely to benefit once the Bitcoin rally resumes.

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image for news 4 Crypto-Centric Stocks to Grab Before the Bitcoin Rally Resumes
Zelle payments top $1 trillion in 2024 as network's growth outpaces rivals including PayPal
PYPL
Published: February 12, 2025 by: CNBC
Sentiment: Positive

Zelle crossed $1 trillion in total volumes last year, which it said was the most ever for a peer-to-peer platform. The payments network said its user base jumped 12% to 151 million accounts in 2024, and that the total dollars sent on the platform jumped 27% from the year earlier.

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image for news Zelle payments top $1 trillion in 2024 as network's growth outpaces rivals including PayPal
Cruise into Convenience: Norwegian Cruise Line Holdings expands strategic collaboration with PayPal
NCLH, PYPL
Published: February 12, 2025 by: PRNewsWire
Sentiment: Neutral

SAN JOSE, Calif. , Feb. 12, 2025 /PRNewswire/ -- PayPal Holdings Inc. (NASDAQ: PYPL) today announced the addition of PayPal as a checkout option for all U.S.-based cruise reservations operated by Norwegian Cruise Line Holdings Ltd (NYSE: NCLH).

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image for news Cruise into Convenience: Norwegian Cruise Line Holdings expands strategic collaboration with PayPal
Citigroup Analysts Are Betting Big on These 3 Stocks—Should You?
CAT, CMG, PYPL
Published: February 12, 2025 by: MarketBeat
Sentiment: Neutral

Retail investors can really benefit from following the recent developments coming out of Wall Street, especially during volatile market times like these, which President Trump's recent trade tariffs have sparked. In all the uncertainty about what might happen to the United States economy, markets have lost track of what's essential.

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image for news Citigroup Analysts Are Betting Big on These 3 Stocks—Should You?
The Zacks Analyst Blog Visa, PayPal, American Express, Affirm and Fidelity National Information Services
AFRM, AXP, FIS, PYPL, V
Published: February 12, 2025 by: Zacks Investment Research
Sentiment: Neutral

Visa, PayPal, American Express, Affirm and Fidelity National Information Services are included in this Analyst Blog.

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image for news The Zacks Analyst Blog Visa, PayPal, American Express, Affirm and Fidelity National Information Services
Shopify's Revenue Growth Outpaces Estimates, But PayPal-Related Margin Impact Raises Questions: Analyst
PYPL, SHOP
Published: February 11, 2025 by: Benzinga
Sentiment: Positive

JP Morgan analyst Reginald L. Smith maintained an Overweight rating on Shopify Inc SHOP after the company released its quarterly print Tuesday.

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image for news Shopify's Revenue Growth Outpaces Estimates, But PayPal-Related Margin Impact Raises Questions: Analyst
PayPal Q4 Earnings: FY2025 Focus Shifts To Customer Growth Over Checkout Volume (Rating Upgrade)
PYPL
Published: February 10, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal's stock fell 14% due to concerns over a sharp slowdown in unbranded checkout volume growth in Q4, despite beating both revenue and EPS estimates. The 1Q FY2025 revenue outlook is expected to be in the low-single digits, and FY2025 revenue growth faces headwinds due to flat growth in branded checkout volume. Management signals that the top priorities for FY2025 include product innovation to drive customer growth, as the growth in total customer accounts is accelerating.

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image for news PayPal Q4 Earnings: FY2025 Focus Shifts To Customer Growth Over Checkout Volume (Rating Upgrade)
PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
PYPL
Published: February 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching Paypal (PYPL) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

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image for news PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
PayPal: Don't Let The Market's Reaction Question Your Conviction
PYPL
Published: February 09, 2025 by: Seeking Alpha
Sentiment: Negative

Despite PayPal's Q4 2024 earnings beating expectations, the stock dropped by 13% due to a slowdown in unbranded checkout growth and a decline in the number of transactions. Despite the market overreaction, PYPL's underlying fundamentals remain intact. PayPal is still a competitively strong and profitable business with a strong balance sheet. The Company's focus on small and medium-sized businesses promises higher margins, which could offset the slowdown in its TPV with a higher transaction margin.

Read More
image for news PayPal: Don't Let The Market's Reaction Question Your Conviction

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Alex Chriss
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.