PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 35.6305
  • Book/Share 21.7573
  • PB 1.8858
  • Debt/Equity 0.493
  • CurrentRatio 1.2867
  • ROIC 0.1495

 

  • MktCap 38389800945.0
  • FreeCF/Share 5.9764
  • PFCF 6.8997
  • PE 7.2996
  • Debt/Assets 0.1246
  • DivYield 0.0034
  • ROE 0.2587

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade PYPL Canaccord Genuity Buy Hold -- $42 Feb. 4, 2026
Upgrade PYPL Compass Point Sell Neutral -- $51 Feb. 4, 2026
Downgrade PYPL HSBC Securities Buy Hold -- $47 Feb. 4, 2026
Downgrade PYPL Citizens JMP Mkt Outperform Market Perform -- -- Feb. 4, 2026
Downgrade PYPL Rothschild & Co Redburn Neutral Sell -- $50 Jan. 28, 2026
Initiation PYPL Cantor Fitzgerald -- Neutral -- $60 Jan. 27, 2026
Downgrade PYPL Daiwa Securities Outperform Neutral -- $61 Jan. 13, 2026
Downgrade PYPL Monness Crespi & Hardt Buy Neutral -- -- Jan. 5, 2026
Downgrade PYPL Morgan Stanley Equal Weight Underweight -- $51 Dec. 18, 2025
Downgrade PYPL Robert W. Baird Outperform Neutral -- $66 Dec. 12, 2025

News

Here Are My Top 3 Stocks Down More Than 25% To Buy Right Now
PYPL, SBUX, SOFI
Published: April 29, 2025 by: The Motley Fool
Sentiment: Positive

The S&P 500 and Nasdaq-100 indexes have rebounded significantly from the lows we saw after President Donald Trump's "reciprocal" tariff announcements in early April. However, while the major indexes may no longer be in bear market territory, there are some excellent stocks that still are.

Read More
image for news Here Are My Top 3 Stocks Down More Than 25% To Buy Right Now
Should Investors Buy PayPal Stock Before April 29?
PYPL
Published: April 28, 2025 by: The Motley Fool
Sentiment: Negative

PayPal (PYPL -1.73%) is scheduled to report quarterly financial results that could affect shareholders.

Read More
image for news Should Investors Buy PayPal Stock Before April 29?
PayPal Q1 Preview: I Expect A Result Beat But Guidance Miss
PYPL
Published: April 28, 2025 by: Seeking Alpha
Sentiment: Negative

Retail sales growth data in PayPal Holdings, Inc.'s key markets (U.S., UK, and Germany) suggests a top-line revenue beat scenario for the upcoming Q1 FY25 earnings release. There are risks of guidance misses for Q2 and beyond due to a potential recession and weakening consumer sentiment. Some analysts have started to downgrade their estimates for FY25. Updates on PayPal's one platform integration and new branded checkout experience rollout across global markets are key focus points in the Q1 earnings call.

Read More
image for news PayPal Q1 Preview: I Expect A Result Beat But Guidance Miss
PayPal kicks off fintech earnings as investors fear impact of Trump tariffs on consumer spending
PYPL
Published: April 28, 2025 by: CNBC
Sentiment: Negative

As PayPal kicks off fintech earnings this week, investors are anxious to hear about trends in consumer spending. Following PayPal's earnings announcement on Tuesday, Block reports on Thursday, with Affirm scheduled to report results next Monday.

Read More
image for news PayPal kicks off fintech earnings as investors fear impact of Trump tariffs on consumer spending
2 Industry-Leading Companies Warren Buffett Should Strongly Consider Acquiring With Berkshire Hathaway's $334 Billion War Chest
PYPL, SIRI
Published: April 28, 2025 by: The Motley Fool
Sentiment: Positive

Few Wall Street money managers have the ability to command the attention of professional and everyday investors quite like the aptly dubbed "Oracle of Omaha," Warren Buffett. Since Buffett took over as CEO of Berkshire Hathaway (BRK.A -0.33%) (BRK.B -0.11%) in the mid-1960s, he's overseen a cumulative return in his company's Class A shares (BRK.A) of 6,441,524%, as of the closing bell on April 24.

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image for news 2 Industry-Leading Companies Warren Buffett Should Strongly Consider Acquiring With Berkshire Hathaway's $334 Billion War Chest
PayPal stock price analysis: buy, sell, or hold ahead of earnings?
PYPL
Published: April 26, 2025 by: Invezz
Sentiment: Positive

PayPal stock price on Tuesday, when it publishes its first-quarter financial results, will show whether its business is growing or not. While the PYPL shares have bounced back in the past few days, they remain significantly lower than their 2024 highs.

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image for news PayPal stock price analysis: buy, sell, or hold ahead of earnings?
PayPal Vs. Adyen: Consumer Wallet Vs. Enterprise Stack -- Which Should You Own?
ADYEY, ADYYF, PYPL
Published: April 25, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal is undergoing a major transformation to become a comprehensive commerce infrastructure, leveraging AI, crypto, and streamlined transaction layers to boost growth and engagement. Adyen focuses on deepening relevance within existing relationships, showcasing strong operational leverage, and maintaining high margins through intelligent payment routing and enterprise-grade infrastructure. PayPal's valuation reflects execution risks and competitive pressures, while Adyen's premium valuation underscores its consistent growth, operational clarity, and scalability.

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image for news PayPal Vs. Adyen: Consumer Wallet Vs. Enterprise Stack -- Which Should You Own?
Coinbase ends PayPal stablecoin fee as payment race heats up
COIN, PYPL
Published: April 24, 2025 by: CNBC
Sentiment: Positive

Coinbase is removing fees for purchases of PayPal's dollar-backed stablecoin Coinbase and PayPal will collaborate on “stablecoin based solutions” for payments and commerce as well as potential use cases for PYUSD in decentralized finance.

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image for news Coinbase ends PayPal stablecoin fee as payment race heats up
Top 3 US stocks to buy ahead of their Q1 earnings
CPNG, FLUT, PYPL
Published: April 24, 2025 by: Invezz
Sentiment: Neutral

Financial markets have been rattled ever since President Trump started hinting at raising tariffs on dozens of countries in a bid to lower the country's trade deficit in 2025.

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image for news Top 3 US stocks to buy ahead of their Q1 earnings
PayPal is Trading Dirty Cheap at 11.86X P/E: Buy or Hold the Stock?
PYPL
Published: April 23, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's cheap valuation, strong portfolio, and expanding clientele make the stock attractive over the long term amid intensifying competition.

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image for news PayPal is Trading Dirty Cheap at 11.86X P/E: Buy or Hold the Stock?
PayPal to Launch Rewards Program for Holders of PYUSD Stablecoin
PYPL
Published: April 23, 2025 by: PYMNTS
Sentiment: Positive

PayPal Holdings will launch a rewards program this summer that will allow users to earn rewards on holdings of the PayPal USD (PYUSD) stablecoin in their PayPal or Venmo wallets. The company expects to offer a 3.

Read More
image for news PayPal to Launch Rewards Program for Holders of PYUSD Stablecoin
PayPal: You Might Not Get A Better Buying Chance Than This
PYPL
Published: April 23, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal remains about 80% below its all-time highs, as skepticism has crept in again after the recent steep decline. Management wants to execute an ambitious turnaround plan amidst the current economic challenges, plausibly a tall order. The market has given its verdict, as PYPL saw its gains since July 2024 nearly completely wiped out.

Read More
image for news PayPal: You Might Not Get A Better Buying Chance Than This
Buy. Hold. Earn Rewards. PayPal Unlocks Rewards for Holding PayPal USD
PYPL
Published: April 23, 2025 by: PRNewsWire
Sentiment: Neutral

Users to receive 3.7% annually in PayPal USD (PYUSD) for holding the stablecoin on PayPal or Venmo SAN JOSE, Calif. , April 23, 2025 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today introduced rewards for PYUSD1, a new loyalty offering that will provide US users the ability to earn 3.7%2 annually in rewards on holdings of PayPal USD (PYUSD) in their PayPal or Venmo wallets.

Read More
image for news Buy. Hold. Earn Rewards. PayPal Unlocks Rewards for Holding PayPal USD
PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (April 2025)
PYPL
Published: April 22, 2025 by: 24/7 Wall Street
Sentiment: Neutral

Shares of PayPal Holdings, Inc. (NASDAQ: PYPL) lost -12.91% over the past month, compounding its year-to-date loss to -28.23%, which has outpaced the Nasdaq Composite's loss of more than -15% over the same time.

Read More
image for news PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (April 2025)
3 Value Stocks Set to Surge, With Up to 190% Upside in 2025
ICLR, PDD, PYPL
Published: April 21, 2025 by: 24/7 Wall Street
Sentiment: Positive

The relentless bull run led by high-flying growth stocks is no longer here, and 2025 has brought a significant shift in the market landscape, with the S&P 500 now in correction territory.

Read More
image for news 3 Value Stocks Set to Surge, With Up to 190% Upside in 2025
Affirm vs. PayPal: Which Fintech Stock Should You Invest in Now?
AFRM, PYPL
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Over the past year, AFRM stock has experienced significant swings, both up and down. PYPL, on the other hand, has been more stable.

Read More
image for news Affirm vs. PayPal: Which Fintech Stock Should You Invest in Now?
PayPal Launches X-Border Payment Collaboration With TerraPay
PYPL
Published: April 15, 2025 by: PYMNTS
Sentiment: Positive

PayPal and TerraPay are teaming to promote cross-border payments in the Middle East and Africa (MENA). The partnership, announced Tuesday (April 15), is designed to speed cross-border money movement, while making payments more accessible by connecting banks, mobile wallets and financial institutions.

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image for news PayPal Launches X-Border Payment Collaboration With TerraPay
2 Fintech Stocks Pulling Back After Brief Rally
AFRM, PYPL
Published: April 10, 2025 by: Schaeffers Research
Sentiment: Negative

Fintech's relief rally is already losing steam.

Read More
image for news 2 Fintech Stocks Pulling Back After Brief Rally
PayPal Launches Checkout Sweepstakes Promotion, Ad Campaign. Q1 Earnings Due April 29.
PYPL
Published: April 10, 2025 by: Investors Business Daily
Sentiment: Negative

PayPal launched a new ad campaign aiming to drive consumers to its online checkout option and payment plans. PayPal stock fell amid the news.

Read More
image for news PayPal Launches Checkout Sweepstakes Promotion, Ad Campaign. Q1 Earnings Due April 29.
Visa vs. PayPal: Which Global Payments Leader Has More Upside?
PYPL, V
Published: April 10, 2025 by: Zacks Investment Research
Sentiment: Positive

In the rapidly evolving world of digital payments, two companies continue to lead the charge: Visa Inc. V and PayPal Holdings, Inc. PYPL. Both have played pivotal roles in transforming the global payments landscape, each carving out a dominant position in its niche.

Read More
image for news Visa vs. PayPal: Which Global Payments Leader Has More Upside?
Fintech's Affirm, Paypal sink as stocks pull back from massive tariff pause rally
AFRM, PYPL
Published: April 10, 2025 by: CNBC
Sentiment: Negative

Shares of Affirm, Toast, Bill.com, PayPal and other consumer-focused fintech firms turned lower Thursday. Goldman Sachs warned that higher import duties could squeeze margins for hardware-dependent fintechs like Toast and Block.

Read More
image for news Fintech's Affirm, Paypal sink as stocks pull back from massive tariff pause rally
PayPal Holdings, Inc. (PYPL) Is a Trending Stock: Facts to Know Before Betting on It
PYPL
Published: April 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news PayPal Holdings, Inc. (PYPL) Is a Trending Stock: Facts to Know Before Betting on It
Will PayPal's Deepening Cryptocurrency Footprint Benefit the Stock?
PYPL
Published: April 08, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL is doubling down on digital assets with the addition of Chainlink and Solana to its crypto suite.

Read More
image for news Will PayPal's Deepening Cryptocurrency Footprint Benefit the Stock?
PayPal Stock: Here's Your Chance To Load Up
PYPL
Published: April 08, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings, Inc.'s new management strategy is driving solid execution, improving key metrics, and creating undervaluation, presenting a strong buy opportunity despite recent stock corrections. The firm's focus on better user experiences, innovative initiatives like "Win Checkout," and strategic shifts in Enterprise Payments are expected to boost margins and growth. Financially, PayPal's revenue grew by 7% in FY2024, with significant improvements in transaction margins and EPS, supported by a $6 billion share repurchase program.

Read More
image for news PayPal Stock: Here's Your Chance To Load Up
PayPal Stock: Too Cheap to Ignore, Too Strong to Miss
PYPL
Published: April 08, 2025 by: MarketBeat
Sentiment: Neutral

The tech-heavy NASDAQ is entering bear market territory, as measured by the Invesco QQQ NASDAQ: QQQ, falling 21.85% from its highs as of Apr. 3, 2025.

Read More
image for news PayPal Stock: Too Cheap to Ignore, Too Strong to Miss
Got $5,000? These 3 Nasdaq Stocks Are Dirt Cheap Buys Right Now
AMGN, BIDU, PYPL
Published: April 03, 2025 by: The Motley Fool
Sentiment: Negative

As of Monday, the Nasdaq Composite index had tumbled more than 11% since the start of the year. The outlook for the economy is worrisome, as trade wars and promised tariffs could lead to disaster for many businesses.

Read More
image for news Got $5,000? These 3 Nasdaq Stocks Are Dirt Cheap Buys Right Now
PayPal Brings Personalized Ads Offering to UK Shoppers
PYPL
Published: April 02, 2025 by: PYMNTS
Sentiment: Positive

PayPal is bringing its PayPal Ads program to the United Kingdom. The solution, first introduced last year in the United States, lets brands and merchants show personalized ads to interested consumers based on previous purchases, according to a Wednesday (April 2) press release.

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image for news PayPal Brings Personalized Ads Offering to UK Shoppers
PYPL "Not in Last Place," Needs to "Pick Up Pace"
PYPL
Published: April 01, 2025 by: Schwab Network
Sentiment: Negative

"You can't guide weak in this environment," says @LikeFolio's Landon Swan, pointing to weakening consumer sentiment as a headwind against PayPal's (PYPL) outlook. That said, Landon notes traction in Venmo that helps it lean "on the cusp of being great.

Read More
image for news PYPL "Not in Last Place," Needs to "Pick Up Pace"
Final Trades: PayPal, Meta, Abbvie and Snowflake
ABBV, META, PYPL, SNOW
Published: March 28, 2025 by: CNBC Television
Sentiment: Neutral

The Investment Committee give you their top stocks to watch for the second half.

Read More
image for news Final Trades: PayPal, Meta, Abbvie and Snowflake
Here's Why Paypal (PYPL) is a Strong Value Stock
PYPL
Published: March 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Paypal (PYPL) is a Strong Value Stock

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Jamie S. Miller
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.