Bank OZK (OZK)

US — Financial Services Sector
Peers: FNB  VLY  COLB  HOMB  SNV  GBCI  UBSI  PB  HWC 

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Key Metrics & Ratings

  • symbol OZK
  • Rev/Share 21.2536
  • Book/Share 52.4913
  • PB 0.8666
  • Debt/Equity 0.076
  • CurrentRatio 0.0
  • ROIC 0.0182

 

  • MktCap 5159454520.0
  • FreeCF/Share 4.233
  • PFCF 10.4995
  • PE 7.3164
  • Debt/Assets 0.0111
  • DivYield 0.0383
  • ROE 0.1226

 

  • Rating A
  • Score 4
  • Recommendation Buy
  • P/E Score 4
  • DCF Score 5
  • P/B Score 3
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade OZK Raymond James Outperform Market Perform -- -- Oct. 17, 2025
Upgrade OZK Stephens Equal Weight Overweight -- $65 Aug. 20, 2025
Upgrade OZK Raymond James Market Perform Outperform -- $58 July 8, 2025
Upgrade OZK Wells Fargo Underweight Equal Weight $40 $48 Jan. 21, 2025
Resumed OZK UBS -- Neutral -- -- Dec. 17, 2024
Downgrade OZK Raymond James Outperform Market Perform -- -- Sept. 17, 2024

News

Collect $9K In Monthly Dividends From $1 Million
NLY, OZK
Published: April 28, 2025 by: Seeking Alpha
Sentiment: Positive

Generating strong income from the market can radically alter your retirement outlook. Today, we are diving into making a massive income stream flowing straight to your front door. You deserve a portfolio that brings home the powerful cash flowing through the market – so build it!

Read More
image for news Collect $9K In Monthly Dividends From $1 Million
Bank OZK: Solid Q1 And Poised To Generate Value Amidst Trade Uncertainty
OZK
Published: April 18, 2025 by: Seeking Alpha
Sentiment: Positive

Bank OZK has shown strong balance sheet growth with rising deposits and loan book expansion, despite economic uncertainties and interest margin pressures. Credit quality remains robust with conservative loan-to-value ratios and manageable loan losses, particularly in commercial real estate exposure. The bank's strong capital position and opportunistic stock repurchases enhance its ability to grow and offer an attractive 4.3% dividend yield.

Read More
image for news Bank OZK: Solid Q1 And Poised To Generate Value Amidst Trade Uncertainty
Bank OZK (OZK) Surges 7.7%: Is This an Indication of Further Gains?
OZK
Published: April 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank OZK (OZK) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

Read More
image for news Bank OZK (OZK) Surges 7.7%: Is This an Indication of Further Gains?
Bank OZK Rides on Rate Cuts & Fee Income Amid Weak Asset Quality
OZK
Published: April 03, 2025 by: Zacks Investment Research
Sentiment: Positive

OZK remains well-poised for growth, given its diverse loan portfolio, rising fee income and rate cuts. Yet, weak asset quality and high costs are woes.

Read More
image for news Bank OZK Rides on Rate Cuts & Fee Income Amid Weak Asset Quality
Bank OZK Increases Dividend by 2.4% to Reward Shareholders
OZK
Published: April 02, 2025 by: Zacks Investment Research
Sentiment: Positive

OZK announces a 2.4% increase in its quarterly dividend to 43 cents per share. A solid liquidity and capital position is likely to help sustain capital distributions.

Read More
image for news Bank OZK Increases Dividend by 2.4% to Reward Shareholders
Bank OZK: A Buy After Another Strong Year - Here's My Strategy
OZK
Published: March 19, 2025 by: Seeking Alpha
Sentiment: Positive

Amid heightened political uncertainties and increasing expectations of a recession, OZK shares have given back all of their post-election gains. Such a situation naturally attracts value investors, but also skeptics, as OZK is heavily exposed to commercial real estate. Based on the 2024 results reported in January, I will take a fresh look at OZK's operations and explain why I am increasingly optimistic despite a rather pessimistic market sentiment.

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image for news Bank OZK: A Buy After Another Strong Year - Here's My Strategy
Bank OZK Rides on Rate Cuts, Fee Income Amid Weak Asset Quality
OZK
Published: February 26, 2025 by: Zacks Investment Research
Sentiment: Positive

OZK remains well-poised for growth, given its diverse loan portfolio, rising fee income and rate cuts. Yet, weak asset quality and high costs are woes.

Read More
image for news Bank OZK Rides on Rate Cuts, Fee Income Amid Weak Asset Quality

About Bank OZK (OZK)

  • IPO Date 1997-07-17
  • Website https://www.ozk.com
  • Industry Banks - Regional
  • CEO George G. Gleason II
  • Employees 3096

Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.