Bank OZK (OZK)

US — Financial Services Sector
Peers: FNB  VLY  COLB  HOMB  SNV  GBCI  UBSI  PB  HWC 

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Key Metrics & Ratings

  • symbol OZK
  • Rev/Share 21.2536
  • Book/Share 52.4913
  • PB 0.8586
  • Debt/Equity 0.076
  • CurrentRatio 0.0
  • ROIC 0.0182

 

  • MktCap 5112380240.0
  • FreeCF/Share 4.233
  • PFCF 10.4037
  • PE 7.2497
  • Debt/Assets 0.0111
  • DivYield 0.0386
  • ROE 0.1226

 

  • Rating A
  • Score 4
  • Recommendation Buy
  • P/E Score 4
  • DCF Score 5
  • P/B Score 3
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade OZK Raymond James Outperform Market Perform -- -- Oct. 17, 2025
Upgrade OZK Stephens Equal Weight Overweight -- $65 Aug. 20, 2025
Upgrade OZK Raymond James Market Perform Outperform -- $58 July 8, 2025
Upgrade OZK Wells Fargo Underweight Equal Weight $40 $48 Jan. 21, 2025
Resumed OZK UBS -- Neutral -- -- Dec. 17, 2024
Downgrade OZK Raymond James Outperform Market Perform -- -- Sept. 17, 2024

News

2 Set And Forget 6% QDI-Paying Picks
AGM, OZK
Published: October 20, 2025 by: Seeking Alpha
Sentiment: Positive

Bank OZK and Federal Agricultural Mortgage Corporation preferred shares offer reliable, low-risk income streams ideal for income-focused portfolios. OZKAP yields 6.7%, trades at a discount, has strong dividend coverage, and low call risk, making it attractive for steady income. AGM.PR.G preferred is favored for its balance of yield, low call risk, and strong dividend coverage, despite AGM's tendency to call higher-yielding issues.

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image for news 2 Set And Forget 6% QDI-Paying Picks
Bank OZK Q3 Earnings Miss Estimates Despite Y/Y Revenue Growth
OZK
Published: October 17, 2025 by: Zacks Investment Research
Sentiment: Negative

OZK's Q3 earnings rise 2.6% year over year on higher revenues, but miss estimates amid rising costs and provisions.

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image for news Bank OZK Q3 Earnings Miss Estimates Despite Y/Y Revenue Growth
Bank OZK (OZK) Q3 2025 Earnings Call Transcript
OZK
Published: October 17, 2025 by: Seeking Alpha
Sentiment: Neutral

Bank OZK (NASDAQ:OZK ) Q3 2025 Earnings Call October 17, 2025 8:30 AM EDT Company Participants Jay Staley George Gleason - Chairman & CEO Paschall Hamblen - President Tim Hicks - Chief Financial Officer Jake Munn - President of Corporate & Institutional Banking Conference Call Participants Stephen Scouten - Piper Sandler & Co., Research Division Manan Gosalia - Morgan Stanley, Research Division Matt Olney - Stephens Inc., Research Division Catherine Mealor - Keefe, Bruyette, & Woods, Inc., Research Division Sun Young Lee - TD Cowen, Research Division Brian Martin - Janney Montgomery Scott LLC, Research Division Presentation Operator Good day, …

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image for news Bank OZK (OZK) Q3 2025 Earnings Call Transcript
Should Value Investors Buy Bank OZK (OZK) Stock?
OZK
Published: October 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Should Value Investors Buy Bank OZK (OZK) Stock?
Countdown to Bank OZK (OZK) Q3 Earnings: Wall Street Forecasts for Key Metrics
OZK
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Positive

Besides Wall Street's top-and-bottom-line estimates for Bank OZK (OZK), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2025.

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image for news Countdown to Bank OZK (OZK) Q3 Earnings: Wall Street Forecasts for Key Metrics
Bank OZK (OZK) Reports Next Week: Wall Street Expects Earnings Growth
OZK
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank OZK (OZK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Bank OZK (OZK) Reports Next Week: Wall Street Expects Earnings Growth
Bank OZK: Why I'm A Buyer Of The Common And Preferred Shares
OZK
Published: October 06, 2025 by: Seeking Alpha
Sentiment: Positive

Bank OZK preferred shares offer an attractive risk/reward profile, with a current yield of about 6.5%, due to the discounted trading price. OZK's strong financial performance is supported by stable net interest income, prudent loan loss provisions, and effective management of its CRE loan book. OZKAP preferred shares are unlikely to be called soon, as their 4.625% coupon represents low-cost equity for the bank amid ongoing loan growth.

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image for news Bank OZK: Why I'm A Buyer Of The Common And Preferred Shares
Why Bank OZK (OZK) is a Top Dividend Stock for Your Portfolio
OZK
Published: September 26, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bank OZK (OZK) have what it takes?

Read More
image for news Why Bank OZK (OZK) is a Top Dividend Stock for Your Portfolio
Should Value Investors Buy Bank OZK (OZK) Stock?
OZK
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Should Value Investors Buy Bank OZK (OZK) Stock?
Fed Set to Cut Rates Tomorrow: 3 Bank Stocks Stand to Benefit
MTB, OZK, TCBI
Published: September 16, 2025 by: Zacks Investment Research
Sentiment: Positive

The Fed's expected 25-basis-point rate cut may boost bank earnings, with MTB, OZK and TCBI set to gain.

Read More
image for news Fed Set to Cut Rates Tomorrow: 3 Bank Stocks Stand to Benefit
Bank OZK (OZK) Could Be a Great Choice
OZK
Published: September 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bank OZK (OZK) have what it takes?

Read More
image for news Bank OZK (OZK) Could Be a Great Choice
Bank OZK (OZK) Upgraded to Buy: Here's What You Should Know
OZK
Published: September 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank OZK (OZK) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Read More
image for news Bank OZK (OZK) Upgraded to Buy: Here's What You Should Know
Buy These 5 Stocks With Solid Sales Growth to Counter Uncertainty
MOS, OZK, PGR, TRU, VRT
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Vertiv, Progressive Corp, Bank OZK, TransUnion and Mosaic Company stand out with solid 2025 sales growth expectations and strong financial metrics.

Read More
image for news Buy These 5 Stocks With Solid Sales Growth to Counter Uncertainty
Are Investors Undervaluing Bank OZK (OZK) Right Now?
OZK
Published: August 26, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Are Investors Undervaluing Bank OZK (OZK) Right Now?
Are You Looking for a High-Growth Dividend Stock?
OZK
Published: August 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bank OZK (OZK) have what it takes?

Read More
image for news Are You Looking for a High-Growth Dividend Stock?
4 Stocks With Robust Sales Growth Worth Adding to Your Portfolio
MSFT, OZK, TRU, TXT
Published: August 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Microsoft, Textron, Bank OZK and TransUnion stand out with solid 2025 sales growth expectations and strong financial metrics.

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image for news 4 Stocks With Robust Sales Growth Worth Adding to Your Portfolio
Why Bank OZK (OZK) is a Great Dividend Stock Right Now
OZK
Published: August 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bank OZK (OZK) have what it takes?

Read More
image for news Why Bank OZK (OZK) is a Great Dividend Stock Right Now
Is Bank OZK (OZK) Stock Undervalued Right Now?
OZK
Published: August 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Is Bank OZK (OZK) Stock Undervalued Right Now?
Are You Looking for a Top Momentum Pick? Why Bank OZK (OZK) is a Great Choice
OZK
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Bank OZK (OZK) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news Are You Looking for a Top Momentum Pick? Why Bank OZK (OZK) is a Great Choice
Bank OZK (OZK) Could Be a Great Choice
OZK
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bank OZK (OZK) have what it takes?

Read More
image for news Bank OZK (OZK) Could Be a Great Choice
Here's Why Bank OZK (OZK) is a Strong Momentum Stock
OZK
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Here's Why Bank OZK (OZK) is a Strong Momentum Stock
Is Bank OZK (OZK) a Great Value Stock Right Now?
OZK
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Is Bank OZK (OZK) a Great Value Stock Right Now?
Bank OZK Continues To Deliver In Q2
OZK
Published: July 20, 2025 by: Seeking Alpha
Sentiment: Positive

Bank OZK delivered record Q2 earnings and robust loan growth, with deposits and loans both rising significantly, outpacing sector peers. Prudent underwriting and strong reserve coverage support manageable credit costs, despite commercial real estate exposure, and loan quality remains sound. OZK is diversifying its loan book away from real estate, maintaining a solid capital position, and rewarding shareholders with buybacks and a growing dividend.

Read More
image for news Bank OZK Continues To Deliver In Q2
Bank OZK's Q2 Earnings Beat on Higher Fee Income & NII, Stock Up 1.5%
OZK
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive

OZK stock rises 1.5% after Q2 earnings top estimates, fueled by higher fee income, NII and loan growth.

Read More
image for news Bank OZK's Q2 Earnings Beat on Higher Fee Income & NII, Stock Up 1.5%
Earnings Preview: Bank OZK (OZK) Q2 Earnings Expected to Decline
OZK
Published: July 10, 2025 by: Zacks Investment Research
Sentiment: Negative

Bank OZK (OZK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Earnings Preview: Bank OZK (OZK) Q2 Earnings Expected to Decline
Bank OZK (OZK) Now Trades Above Golden Cross: Time to Buy?
OZK
Published: July 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank OZK (OZK) is looking like an interesting pick from a technical perspective, as the company reached a key level of support. Recently, OZK's 50-day simple moving average crossed above its 200-day simple moving average, known as a "golden cross.

Read More
image for news Bank OZK (OZK) Now Trades Above Golden Cross: Time to Buy?
Focus on Three 3 Stocks That Recently Announced Dividend Hikes
LNN, OZK, SAND
Published: July 04, 2025 by: Zacks Investment Research
Sentiment: Negative

OZK, LNN, and SAND just raised their dividends, offering income stability amid market volatility and rate-cut uncertainty.

Read More
image for news Focus on Three 3 Stocks That Recently Announced Dividend Hikes
FCP CLOSES $13.25 MILLION IN PREFERRED EQUITY FOR 333-UNIT MULTIFAMILY DEVELOPMENT IN POOLER, GA
OZK
Published: June 02, 2025 by: PRNewsWire
Sentiment: Neutral

CHEVY CHASE, Md. , June 2, 2025 /PRNewswire/ -- FCP® has closed on a $13.25 million preferred equity investment through its Structured Investments platform to finance Mosaic Pooler , a 333-unit, Class A multifamily development on Old Quacco Road in the dynamic Savannah submarket of Pooler, GA.

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image for news FCP CLOSES $13.25 MILLION IN PREFERRED EQUITY FOR 333-UNIT MULTIFAMILY DEVELOPMENT IN POOLER, GA
Bank OZK (OZK) Reports Q1 Earnings: What Key Metrics Have to Say
OZK
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive

The headline numbers for Bank OZK (OZK) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Read More
image for news Bank OZK (OZK) Reports Q1 Earnings: What Key Metrics Have to Say
Bank OZK: Preferred Shares Offer Decent Upside Before Fed Rate Cuts
OZK
Published: April 28, 2025 by: Seeking Alpha
Sentiment: Positive

Bank OZK is a U.S. regional bank with 73% of the loan portfolio allocated to real estate financing. Preferred dividends were well-covered by net income in 2024 and Q1 2025. Likewise, preferred equity enjoys a substantial common equity buffer. Fed rate cuts should result in incremental capital gains, supplementing the already attractive ~7% current yield.

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image for news Bank OZK: Preferred Shares Offer Decent Upside Before Fed Rate Cuts

About Bank OZK (OZK)

  • IPO Date 1997-07-17
  • Website https://www.ozk.com
  • Industry Banks - Regional
  • CEO George G. Gleason II
  • Employees 3096

Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.