OZK

Bank OZK's preferred shares offer a ~7.7% yield, trading at a ~40% discount to par due to current higher interest rates than at the time of issuance. OZKAP's dividend coverage is robust, with over 40x coverage and strong common equity capital providing a significant cushion for preferred holders. The shares' long modified (~13 years) and Macaulay (~14 years) durations make them sensitive to rates, favoring long-term income-focused investors over short-term allocators.

OZK, CSR and DBX have been added to the Zacks Rank #5 (Strong Sell) List on September 17th, 2026.

APTV, AZN and OZK have been added to the Zacks Rank #5 (Strong Sell) List on September 15th, 2026.

Bank OZK offers both undervalued common stock and a preferred with an unusually high, secure yield. OZK's diversification into corporate and institutional lending raises non-interest expenses but aims to reduce real estate concentration risk. Credit quality remains robust, with substandard loans at just 1.15% of the $32.5B portfolio, and loss provisions not signaling material weakness.

OZK, COLB and CAG have been added to the Zacks Rank #5 (Strong Sell) List on August 25th, 2026.

AU, OZK and COLB have been added to the Zacks Rank #5 (Strong Sell) List on August 21st, 2026.

Bank OZK (OZK) reported earnings 30 days ago. What's next for the stock?

Bank OZK (OZK) Q2 2026 Earnings Call Transcript

OZK's Q2 results benefit from higher fee income and record deposits. However, shares fall as lower NII and weaker credit quality weigh on sentiment.

Bank OZK NASDAQ: OZK executives used the company's second-quarter 2026 earnings call to emphasize the bank's ongoing shift toward a more diversified loan portfolio, with rapid growth in corporate and institutional banking helping offset elevated repayments in its real estate specialties group.