Bank OZK offers a variety of retail and commercial banking services. The company is headquartered in Little Rock, Arkansas.
| Revenue (TTM) | $1.54B |
| Gross Profit (TTM) | $1.54B |
| EBITDA | — |
| Operating Margin | 54.60% |
| Return on Equity | 11.00% |
| Return on Assets | 1.59% |
| Revenue/Share (TTM) | $14.00 |
| Book Value | $53.59 |
| Price-to-Book | 0.93 |
| Price-to-Sales (TTM) | 3.56 |
| EV/Revenue | 3.647 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | -5.70% |
| Quarterly Revenue Growth (YoY) | -2.50% |
| Shares Outstanding | $108.40M |
| Float | $99.96M |
| % Insiders | 6.87% |
| % Institutions | 97.91% |
Volatility is currently contracting
Bank OZK gets prior buy rating reaffirmed. Positives include dividend strength, regional presence in the Arkansas region, a low D/E, and favorable loan charge-off trends. The bank is looking to grow its fee-driven segments like investment management but still remains very exposed to interest income as a primary revenue driver.
Bank OZK remains a 'strong buy' as its transformation from CRE lender to a more diversified profile accelerates, despite recent share underperformance. OZK's CRE exposure has dropped to 45% of loans, with repayments and new lending shifting the portfolio toward lower-risk, post-2022 vintages. Solid deposit growth, robust capital ratios, and prudent reserve building underpin a secure 4.3% dividend and support ongoing dividend increases.
Bank OZK NASDAQ: OZK outlined plans for stronger loan growth in 2027 while acknowledging that elevated repayments in its Real Estate Specialties Group, or RESG, portfolio are expected to pressure loan balances in the fourth quarter of 2026.
Although the revenue and EPS for Bank OZK (OZK) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
LITTLE ROCK, Ark., Oct. 20, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the third quarter of 2026 was $164.3 million, a decrease of 9.0% from $180.5 million for the third quarter of 2025, but an increase of 0.6% from $163.3 million for the second quarter of 2026. For the first nine months of 2026, net income available to common stockholders was $487.0 million, a 7.7% decrease from $527.4 million for the first nine months of 2025. Diluted earnings per common share (“EPS”) for the third quarter of 2026 were $1.50, a decrease of 5.7% from $1.59 for the third quarter of 2025, but an increase of 0.7% from $1.49 for the second quarter of 2026. EPS for the first nine months of 2026 were $4.43, a 4.5% decrease from $4.64 for the first nine months of 2025.
Bank OZK has raised its dividend every single quarter since 2019, and the yield now sits above 4%. But the bank's massive construction loan book carries a warning that income investors cannot afford to ignore.
Bank OZK (OZK) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
I track dividend increases across 1,200+ stocks. This week, I'm highlighting 7 dividend increases and two special dividend declarations. ACN stands out as the highest-quality stock this week, with a 7.21 Quality Score, AA- S&P rating, and 37.97% upside to fair value. Dividend increases signal confidence: ACN raised its payout by 4.91%, below its 13.11% 5-year DGR, while CHCO, DAC, and AFG posted double-digit hikes.
AVNT, OZK and AFG hiked dividends amid market volatility driven by inflation, rising oil prices and geopolitical tensions, offering income-focused investors three stocks to watch.
Two bank dividends are closing their collection windows within days, but one of them carries a warning sign that most yield hunters will overlook until it is too late.
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