Bank OZK (OZK)

US — Financial Services Sector
Peers: CFR  HOMB  OZKAP  PB  SFNC  SNV  UBSI  UMBF 

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Key Metrics & Ratings

  • symbol OZK
  • Rev/Share 24.462
  • Book/Share 52.1115
  • PB 0.9344
  • Debt/Equity 0.2132
  • CurrentRatio 0.0
  • ROIC 0.0

 

  • MktCap 5523004080.0
  • FreeCF/Share 6.6556
  • PFCF 7.2983
  • PE 7.707
  • Debt/Assets 0.0305
  • DivYield 0.0349
  • ROE 0.1246

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 5
  • P/B Score 1
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade OZK Raymond James Market Perform Outperform -- $58 July 8, 2025
Upgrade OZK Wells Fargo Underweight Equal Weight $40 $48 Jan. 21, 2025
Resumed OZK UBS -- Neutral -- -- Dec. 17, 2024
Downgrade OZK Raymond James Outperform Market Perform -- -- Sept. 17, 2024

News

Are You Looking for a Top Momentum Pick? Why Bank OZK (OZK) is a Great Choice
OZK
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Bank OZK (OZK) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news Are You Looking for a Top Momentum Pick? Why Bank OZK (OZK) is a Great Choice
Bank OZK (OZK) Could Be a Great Choice
OZK
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bank OZK (OZK) have what it takes?

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image for news Bank OZK (OZK) Could Be a Great Choice
Here's Why Bank OZK (OZK) is a Strong Momentum Stock
OZK
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Here's Why Bank OZK (OZK) is a Strong Momentum Stock
Is Bank OZK (OZK) a Great Value Stock Right Now?
OZK
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

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image for news Is Bank OZK (OZK) a Great Value Stock Right Now?
Bank OZK Continues To Deliver In Q2
OZK
Published: July 20, 2025 by: Seeking Alpha
Sentiment: Positive

Bank OZK delivered record Q2 earnings and robust loan growth, with deposits and loans both rising significantly, outpacing sector peers. Prudent underwriting and strong reserve coverage support manageable credit costs, despite commercial real estate exposure, and loan quality remains sound. OZK is diversifying its loan book away from real estate, maintaining a solid capital position, and rewarding shareholders with buybacks and a growing dividend.

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image for news Bank OZK Continues To Deliver In Q2
Bank OZK's Q2 Earnings Beat on Higher Fee Income & NII, Stock Up 1.5%
OZK
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive

OZK stock rises 1.5% after Q2 earnings top estimates, fueled by higher fee income, NII and loan growth.

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image for news Bank OZK's Q2 Earnings Beat on Higher Fee Income & NII, Stock Up 1.5%
Earnings Preview: Bank OZK (OZK) Q2 Earnings Expected to Decline
OZK
Published: July 10, 2025 by: Zacks Investment Research
Sentiment: Negative

Bank OZK (OZK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Earnings Preview: Bank OZK (OZK) Q2 Earnings Expected to Decline
Bank OZK (OZK) Now Trades Above Golden Cross: Time to Buy?
OZK
Published: July 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank OZK (OZK) is looking like an interesting pick from a technical perspective, as the company reached a key level of support. Recently, OZK's 50-day simple moving average crossed above its 200-day simple moving average, known as a "golden cross.

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image for news Bank OZK (OZK) Now Trades Above Golden Cross: Time to Buy?
Focus on Three 3 Stocks That Recently Announced Dividend Hikes
LNN, OZK, SAND
Published: July 04, 2025 by: Zacks Investment Research
Sentiment: Negative

OZK, LNN, and SAND just raised their dividends, offering income stability amid market volatility and rate-cut uncertainty.

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image for news Focus on Three 3 Stocks That Recently Announced Dividend Hikes
FCP CLOSES $13.25 MILLION IN PREFERRED EQUITY FOR 333-UNIT MULTIFAMILY DEVELOPMENT IN POOLER, GA
OZK
Published: June 02, 2025 by: PRNewsWire
Sentiment: Neutral

CHEVY CHASE, Md. , June 2, 2025 /PRNewswire/ -- FCP® has closed on a $13.25 million preferred equity investment through its Structured Investments platform to finance Mosaic Pooler , a 333-unit, Class A multifamily development on Old Quacco Road in the dynamic Savannah submarket of Pooler, GA.

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image for news FCP CLOSES $13.25 MILLION IN PREFERRED EQUITY FOR 333-UNIT MULTIFAMILY DEVELOPMENT IN POOLER, GA
Bank OZK (OZK) Reports Q1 Earnings: What Key Metrics Have to Say
OZK
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive

The headline numbers for Bank OZK (OZK) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

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image for news Bank OZK (OZK) Reports Q1 Earnings: What Key Metrics Have to Say
Bank OZK: Preferred Shares Offer Decent Upside Before Fed Rate Cuts
OZK
Published: April 28, 2025 by: Seeking Alpha
Sentiment: Positive

Bank OZK is a U.S. regional bank with 73% of the loan portfolio allocated to real estate financing. Preferred dividends were well-covered by net income in 2024 and Q1 2025. Likewise, preferred equity enjoys a substantial common equity buffer. Fed rate cuts should result in incremental capital gains, supplementing the already attractive ~7% current yield.

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image for news Bank OZK: Preferred Shares Offer Decent Upside Before Fed Rate Cuts
Collect $9K In Monthly Dividends From $1 Million
NLY, OZK
Published: April 28, 2025 by: Seeking Alpha
Sentiment: Positive

Generating strong income from the market can radically alter your retirement outlook. Today, we are diving into making a massive income stream flowing straight to your front door. You deserve a portfolio that brings home the powerful cash flowing through the market – so build it!

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image for news Collect $9K In Monthly Dividends From $1 Million
Bank OZK: Solid Q1 And Poised To Generate Value Amidst Trade Uncertainty
OZK
Published: April 18, 2025 by: Seeking Alpha
Sentiment: Positive

Bank OZK has shown strong balance sheet growth with rising deposits and loan book expansion, despite economic uncertainties and interest margin pressures. Credit quality remains robust with conservative loan-to-value ratios and manageable loan losses, particularly in commercial real estate exposure. The bank's strong capital position and opportunistic stock repurchases enhance its ability to grow and offer an attractive 4.3% dividend yield.

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image for news Bank OZK: Solid Q1 And Poised To Generate Value Amidst Trade Uncertainty
Bank OZK (OZK) Surges 7.7%: Is This an Indication of Further Gains?
OZK
Published: April 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank OZK (OZK) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

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image for news Bank OZK (OZK) Surges 7.7%: Is This an Indication of Further Gains?
Bank OZK Rides on Rate Cuts & Fee Income Amid Weak Asset Quality
OZK
Published: April 03, 2025 by: Zacks Investment Research
Sentiment: Positive

OZK remains well-poised for growth, given its diverse loan portfolio, rising fee income and rate cuts. Yet, weak asset quality and high costs are woes.

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image for news Bank OZK Rides on Rate Cuts & Fee Income Amid Weak Asset Quality
Bank OZK Increases Dividend by 2.4% to Reward Shareholders
OZK
Published: April 02, 2025 by: Zacks Investment Research
Sentiment: Positive

OZK announces a 2.4% increase in its quarterly dividend to 43 cents per share. A solid liquidity and capital position is likely to help sustain capital distributions.

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image for news Bank OZK Increases Dividend by 2.4% to Reward Shareholders
Bank OZK: A Buy After Another Strong Year - Here's My Strategy
OZK
Published: March 19, 2025 by: Seeking Alpha
Sentiment: Positive

Amid heightened political uncertainties and increasing expectations of a recession, OZK shares have given back all of their post-election gains. Such a situation naturally attracts value investors, but also skeptics, as OZK is heavily exposed to commercial real estate. Based on the 2024 results reported in January, I will take a fresh look at OZK's operations and explain why I am increasingly optimistic despite a rather pessimistic market sentiment.

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image for news Bank OZK: A Buy After Another Strong Year - Here's My Strategy
Bank OZK Rides on Rate Cuts, Fee Income Amid Weak Asset Quality
OZK
Published: February 26, 2025 by: Zacks Investment Research
Sentiment: Positive

OZK remains well-poised for growth, given its diverse loan portfolio, rising fee income and rate cuts. Yet, weak asset quality and high costs are woes.

Read More
image for news Bank OZK Rides on Rate Cuts, Fee Income Amid Weak Asset Quality

About Bank OZK (OZK)

  • IPO Date 1997-07-17
  • Website https://www.ozk.com
  • Industry Banks - Regional
  • CEO George G. Gleason II
  • Employees 3096

Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.