OptimumBank Holdings, Inc. (OPHC)

US — Financial Services Sector
Peers: TECTP  ASRV  TCBS  PBBK  BAFN  STLE  HFBL  FSEA  CLST  TOP 

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Key Metrics & Ratings

  • symbol OPHC
  • Rev/Share 5.6863
  • Book/Share 9.4756
  • PB 0.4169
  • Debt/Equity 0.0239
  • CurrentRatio 0.0391
  • ROIC -0.0176

 

  • MktCap 46416774.0
  • FreeCF/Share 1.6073
  • PFCF 2.4576
  • PE 3.1522
  • Debt/Assets 0.0027
  • DivYield 0
  • ROE 0.1418

 

  • Rating A+
  • Score 4
  • Recommendation Buy
  • P/E Score 4
  • DCF Score 5
  • P/B Score 4
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
No ratings available.

News

IBN Announces Latest Episode of The GotStocks Podcast featuring Moishe Gubin, Chairman of OptimumBank Holdings Inc.
OPHC
Published: October 21, 2025 by: GlobeNewsWire
Sentiment: Neutral

AUSTIN, Texas, Oct. 21, 2025 (GLOBE NEWSWIRE) -- via IBN – IBN, a multifaceted communications organization engaged in connecting public companies to the investment community, is pleased to announce the release of the latest episode of The GotStocks Podcast as part of its sustained effort to provide specialized content distribution via widespread syndication channels.

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image for news IBN Announces Latest Episode of The GotStocks Podcast featuring Moishe Gubin, Chairman of OptimumBank Holdings Inc.
OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 23%+ Core ROAE at April 29, 2025 Annual Meeting
OPHC
Published: April 28, 2025 by: Newsfile Corp
Sentiment: Neutral

Ft. Lauderdale, Florida--(Newsfile Corp. - April 28, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 29, 2025, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast Link The Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) exceeding 23% for fiscal year 2024.

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image for news OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 23%+ Core ROAE at April 29, 2025 Annual Meeting

About OptimumBank Holdings, Inc. (OPHC)

  • IPO Date 2003-06-23
  • Website https://www.optimumbank.com
  • Industry Banks - Regional
  • CEO Timothy L. Terry
  • Employees 73

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.