BAFN

BayFirst Financial Corp. (BAFN) Q2 2026 Earnings Call Transcript

ST. PETERSBURG, Fla., Aug. 13, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) reported a net loss of $32.7 million, or $8.05 per common share and diluted common share, for the second quarter of 2026, compared to a restated net loss of $5.9 million, or $1.54 per common share and diluted common share, in the first quarter of 2026. The current quarter's net loss was driven by expenses related to the Company's asset resolution plan of $41.5 million.

ST. PETERSBURG, Fla., July 28, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that it has changed the date for reporting its second quarter results to after the market close on August 13, 2026.

U.S. community banks continue to operate in a resilient yet cautious environment, supported by steady loan demand across commercial, consumer, agricultural and residential segments despite elevated interest rates and broader economic uncertainty. Stable economic activity, relationship-based lending and ongoing digital investments are helping sustain business growth, while regulators are pursuing more proportionate rules that could ease compliance burdens and expand lending capacity.

BAFN's fresh capital, lower funding costs and cleanup of legacy credit issues position the bank to accelerate relationship-based growth and restore profitability in Florida's attractive banking market.

ST. PETERSBURG, Fla., July 15, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that it has completed and quantified the impact of the asset resolution plan adopted in accordance with the transactions contemplated by the Stock Purchase Agreement dated April 28, 2026. The asset resolution plan includes the identification of specific loans within the Company's government guaranteed loan portfolio, as well as adjustments to the net amount expected to be collected on over 7,000 unguaranteed SBA 7(a) small balance loans. These adjustments impact loans measured at amortized cost and loans measured at fair value, and amount to $37.0 million.

BayFirst Financial Corp. (BAFN) Shareholder/Analyst Call Prepared Remarks Transcript

ST. PETERSBURG, Florida, June 30, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that it will report its second quarter results after the market close on Thursday, July 30, 2026. Management will host a conference call on Friday, July 31, 2026, at 9:00 a.m.

BayFirst posts a wider year-over-year net loss per share in Q1 as loan balances and deposits declined, while the bank raises $80 million in fresh capital.

BayFirst Financial Corp. (BAFN) Q1 2026 Earnings Call Transcript