FISI

Financial Institutions Inc
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$829.98M
P/E Ratio
10.23
EPS
$4.12
Beta
0.66
52W High
$42.26
52W Low
$23.65
50-Day MA
$37.80
200-Day MA
$33.18
Dividend Yield
3.05%
Profit Margin
33.90%
Forward P/E
11.27
PEG Ratio
1.41

About Financial Institutions Inc

Financial Institutions, Inc. is a holding company of the Five Star Bank that provides banking and financial services to individuals, municipalities and businesses. The company is headquartered in Warsaw, New York.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$243.46M
Gross Profit (TTM)$243.46M
EBITDA
Operating Margin43.60%
Return on Equity13.30%
Return on Assets1.32%
Revenue/Share (TTM)$12.24
Book Value$31.77
Price-to-Book1.26
Price-to-Sales (TTM)3.41
EV/Revenue3.911
EV/EBITDA
Quarterly Earnings Growth (YoY)22.40%
Quarterly Revenue Growth (YoY)7.00%
Shares Outstanding$19.69M
Float$17.33M
% Insiders2.58%
% Institutions82.54%

Historical Volatility

HV 10-Day
31.20%
HV 20-Day
30.01%
HV 30-Day
25.89%
HV 60-Day
24.04%
HV Rank
63.5%

Volatility is currently expanding

Analyst Ratings

Consensus ($41.50 target)
1
Strong Buy
1
Hold

Latest News

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?

Zacks Investment Research7/24/2026Positive
Financial Institutions Q2 Earnings Call Highlights

Financial Institutions NASDAQ: FISI reported higher second-quarter earnings, loan growth and net interest margin, while raising several full-year profitability targets as commercial lending momentum strengthened across its core Upstate New York markets.

MarketBeat7/24/2026Positive
Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?

Zacks Investment Research6/22/2026Positive

Turn research into an automated options-selling system

Tiblio connects your broker and runs your put-and-call-writing strategy for you — on FISI and any ticker you trade — then tracks every position and per-strategy win rate.

See how it works

More FINANCIAL SERVICES Stocks

Data last updated: 7/29/2026