
Financial Institutions, Inc. ( FISI ) Q3 2026 Earnings Call October 30, 2026 8:30 AM EDT Company Participants Kate Croft - Director of Investor & External Relations Martin Birmingham - President, CEO & Director Jack Plants - Executive VP, CFO & Treasurer Conference Call Participants Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division Manuel Navas - Piper Sandler & Co., Research Division Presentation Operator Greetings, and welcome to the Financial Institutions Third Quarter 2026 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.










