FISI

Financial Institutions Inc
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$819.00M
P/E Ratio
10.36
EPS
$4.01
Beta
0.64
52W High
$42.97
52W Low
$24.73
50-Day MA
$39.47
200-Day MA
$34.14
Dividend Yield
3.02%
Profit Margin
33.90%
Forward P/E
11.27
PEG Ratio
1.41

About Financial Institutions Inc

Financial Institutions, Inc. is a holding company of the Five Star Bank that provides banking and financial services to individuals, municipalities and businesses. The company is headquartered in Warsaw, New York.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$243.46M
Gross Profit (TTM)$243.46M
EBITDA
Operating Margin43.60%
Return on Equity13.30%
Return on Assets1.32%
Revenue/Share (TTM)$12.24
Book Value$31.77
Price-to-Book1.31
Price-to-Sales (TTM)3.36
EV/Revenue4.456
EV/EBITDA
Quarterly Earnings Growth (YoY)22.40%
Quarterly Revenue Growth (YoY)7.00%
Shares Outstanding$19.71M
Float$17.33M
% Insiders2.58%
% Institutions81.26%

Historical Volatility

HV 10-Day
9.92%
HV 20-Day
25.13%
HV 30-Day
24.87%
HV 60-Day
23.37%
HV Rank
48.8%

Volatility is currently contracting

Analyst Ratings

Consensus ($45.00 target)
1
Strong Buy
1
Hold

Latest News

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?

Zacks Investment Research7/24/2026Positive
Financial Institutions Q2 Earnings Call Highlights

Financial Institutions NASDAQ: FISI reported higher second-quarter earnings, loan growth and net interest margin, while raising several full-year profitability targets as commercial lending momentum strengthened across its core Upstate New York markets.

MarketBeat7/24/2026Positive

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Data last updated: 8/18/2026