First Citizens BancShares, Inc. (FCNCA)
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- symbol FCNCA
- Rev/Share 1172.6092
- Book/Share 1798.7503
- PB 1.2014
- Debt/Equity 1.6192
- CurrentRatio 1.031
- ROIC 0.0329
- MktCap 26482243094.0
- FreeCF/Share 164.1184
- PFCF 13.0519
- PE 12.1108
- Debt/Assets 0.1568
- DivYield 0.0037
- ROE 0.0994
- Rating B
- Score 3
- Recommendation Neutral
- P/E Score 2
- DCF Score 5
- P/B Score 2
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Upgrade | FCNCA | Raymond James | Outperform | Strong Buy | $2100 | $2200 | Nov. 20, 2025 |
| Downgrade | FCNCA | Piper Sandler | Overweight | Neutral | -- | $2150 | July 28, 2025 |
| Initiation | FCNCA | Jefferies | -- | Hold | -- | $2050 | May 21, 2025 |
| Initiation | FCNCA | TD Cowen | -- | Buy | -- | $2400 | May 15, 2025 |
| Upgrade | FCNCA | Piper Sandler | Neutral | Overweight | -- | $2250 | March 11, 2025 |
| Upgrade | FCNCA | Keefe Bruyette | Market Perform | Outperform | -- | $2500 | Jan. 14, 2025 |
| Resumed | FCNCA | UBS | -- | Buy | -- | -- | Dec. 17, 2024 |
| Initiation | FCNCA | Deutsche Bank | -- | Buy | -- | $2600 | Dec. 9, 2024 |
| Downgrade | FCNCA | Keefe Bruyette | Outperform | Market Perform | $2100 | $2500 | Dec. 4, 2024 |
| Downgrade | FCNCA | Wedbush | Outperform | Neutral | $2450 | $2150 | Sept. 24, 2024 |
News
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of First Citizens BancShares, Inc. - FCNCA
Published: February 03, 2026 by: GlobeNewsWire
Sentiment: Neutral
NEW YORK, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of First Citizens BancShares, Inc. (“First Citizens” or the “Company”) (NASDAQ: FCNCA). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.
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First Citizens Bank Names Robert Horne Middle Market Banking Director in Florida
Published: February 03, 2026 by: PRNewsWire
Sentiment: Neutral
TAMPA, Fla., Feb. 3, 2026 /PRNewswire/ -- First Citizens Bank today announced that Robert Horne has joined the company as Director of Middle Market Banking for Florida.
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FCNCA Investors Have Opportunity to Join First Citizens BancShares, Inc. Fraud Investigation with the Schall Law Firm
Published: February 02, 2026 by: Business Wire
Sentiment: Neutral
LOS ANGELES--(BUSINESS WIRE)---- $FCNCA--FCNCA Investors Have Opportunity to Join First Citizens BancShares, Inc. Fraud Investigation with the Schall Law Firm.
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First Citizens BancShares: Undervalued, But Far From Ideally Placed
Published: January 26, 2026 by: Seeking Alpha
Sentiment: Positive
First Citizens BancShares offers over 15% upside but faces near-term headwinds from rate and customer exposures. Recent results disappointed, with flat revenue, rising expenses, and declining pre-provision profits, leading to a post-earnings sell-off. FCNCA's 2026 outlook is muted: flat net interest income, modest fee growth, and compressed margins versus peers, but strong leverage to commercial lending and IPO activity rebounds.
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First Citizens: Margin Pressure Comes Into Focus (Downgrade)
Published: January 23, 2026 by: Seeking Alpha
Sentiment: Negative
First Citizens BancShares, Inc. is downgraded to Hold after mixed Q4 results and disappointing 2026 guidance. FCNCA faces persistent net interest margin compression, limited reserve coverage, and relies heavily on buybacks to maintain EPS. Loan growth is concentrated in the SVB unit, increasing sensitivity to capital markets and VC fundraising cycles.
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First Citizens BancShares slides after downbeat annual interest income forecast
Published: January 23, 2026 by: Reuters
Sentiment: Negative
First Citizens BancShares projected full-year interest income below Wall Street expectations on Friday, sending shares of the regional lender down more than 9%.
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First Citizens BancShares, Inc. (FCNCA) Q4 2025 Earnings Call Transcript
Published: January 23, 2026 by: Seeking Alpha
Sentiment: Neutral
First Citizens BancShares, Inc. (FCNCA) Q4 2025 Earnings Call Transcript
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First Citizens (FCNCA) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Published: January 23, 2026 by: Zacks Investment Research
Sentiment: Positive
Although the revenue and EPS for First Citizens (FCNCA) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Read More
Artisan Mid Cap Value Fund Q4 2025 Performance Discussion And Portfolio Activity
Published: January 21, 2026 by: Seeking Alpha
Sentiment: Positive
Online travel agency Expedia, our top overall contributor in Q4, drove performance in the consumer discretionary sector. Our top performers in the energy and financials sectors were NOV, a provider of oilfield equipment, technology and expertise, and First Citizens, a North Carolina-based bank. Our largest new purchase was Houston-headquartered Prosperity BancShares, the fifth-largest bank in Texas.
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First Citizens BancShares (FCNCA) Expected to Beat Earnings Estimates: What to Know Ahead of Q4 Release
Published: January 16, 2026 by: Zacks Investment Research
Sentiment: Positive
First Citizens (FCNCA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Read More
Will First Citizens (FCNCA) Beat Estimates Again in Its Next Earnings Report?
Published: January 09, 2026 by: Zacks Investment Research
Sentiment: Positive
First Citizens (FCNCA) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Read More
AI Investment Accounted for Nearly Half of Healthcare Investment in 2025; Silicon Valley Bank Releases 17th Healthcare Investments and Exits Report
Published: January 08, 2026 by: PRNewsWire
Sentiment: Neutral
AI investment in healthcare exceeded $18B in 2025; Investments grew in healthtech and device sectors SAN FRANCISCO, Jan. 8, 2026 /PRNewswire/ -- Artificial Intelligence (AI) dominated the healthcare investment landscape in 2025 as investments in AI healthcare companies represented 46% of total spending, according to the latest report from Silicon Valley Bank, a division of First Citizens Bank. While AI generated significant investment, the report found that overall investment in the healthcare sector was $46.8B in 2025, marking a 12% decrease since the previous year.
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Soltage Closes $80 Million Syndicated Development Revolver Facility to Accelerate Solar & Storage Deployment
Published: December 16, 2025 by: PRNewsWire
Sentiment: Neutral
Financing to Support Growth from 2+ GW Solar and Storage Pipeline JERSEY CITY, N.J. , Dec. 16, 2025 /PRNewswire/ -- Soltage, a leading independent power producer developing, financing and operating distributed solar and energy storage assets across the U.S., today announced the closing of an $80 million syndicated development revolver facility.
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Dynapac North America and First Citizens Bank Launch New Vendor Finance Agreement
Published: November 03, 2025 by: PRNewsWire
Sentiment: Neutral
NEW YORK , Nov. 3, 2025 /PRNewswire/ -- Dynapac North America LLC and First Citizens Bank Equipment Finance today announced a new vendor finance agreement that will provide Dynapac customers with leasing and lending solutions to secure new road construction equipment. Based in Fort Mill, South Carolina, Dynapac is a global manufacturer that designs and produces equipment for road construction and compaction, including asphalt rollers, pavers, feeders, and light equipment.
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First Citizens Names Erin McCaskill as New Wealth Leader in Atlanta
Published: October 29, 2025 by: PRNewsWire
Sentiment: Neutral
RALEIGH, N.C. , Oct. 29, 2025 /PRNewswire/ -- First Citizens Wealth today announced the appointment of Erin McCaskill as Director and Atlanta Market Leader.
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First Citizens Bank Provides $338 Million to Autumn Lake Healthcare
Published: October 28, 2025 by: PRNewsWire
Sentiment: Neutral
NEW YORK , Oct. 28, 2025 /PRNewswire/ -- First Citizens Bank today announced that its Healthcare Finance business provided $338 million in financing to affiliates of Autumn Lake Healthcare for the acquisition of a real estate portfolio totaling 12 Maryland skilled nursing facilities including over 1500 beds. Based in Howell, New Jersey, Autumn Lake Healthcare's network of facilities includes 66 skilled nursing facilities totaling over 8,200 beds in Connecticut, Maryland, New Jersey, Wisconsin, and West Virginia.
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First Citizens BancShares, Inc. (FCNCA) Q3 2025 Earnings Call Transcript
Published: October 23, 2025 by: Seeking Alpha
Sentiment: Neutral
First Citizens BancShares, Inc. (NASDAQ:FCNCA ) Q3 2025 Earnings Call October 23, 2025 9:00 AM EDT Company Participants Deanna Hart - Senior Vice President of Investor Relations Frank Holding - Chairman & CEO Craig Nix - Chief Financial Officer Andrew Giangrave - Chief Credit Officer Marc Einerman - Managing Director Elliot Howard Jim Hudak Gregory Smith - Chief Information & Operations Officer Tom Eklund - Senior Vice President & Treasurer Conference Call Participants Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Bernard Von Gizycki - Deutsche Bank AG, Research Division Casey Haire - Autonomous Research Limited Anthony Elian …
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First Citizens (FCNCA) Reports Q3 Earnings: What Key Metrics Have to Say
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive
Although the revenue and EPS for First Citizens (FCNCA) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Read More
Fintech Investment Remains Stable Offering Opportunities for Growth Outside of AI; Silicon Valley Bank Releases Annual Fintech Report
Published: October 21, 2025 by: PRNewsWire
Sentiment: Neutral
Increasing adoption of stablecoin generates positive outlook for the fintech sector SAN FRANCISCO , Oct. 21, 2025 /PRNewswire/ -- Despite promising use cases for AI, fintech founders are operating in one of the least saturated spaces for AI adoption, according to the 2025 Fintech report from Silicon Valley Bank (SVB), a division of First Citizens Bank. While AI has accounted for more than half (58%) of VC investments in 2025, AI-enabled fintech startups have accounted for 30% of total VC investment, according to the report.
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Analysts Estimate First Citizens BancShares (FCNCA) to Report a Decline in Earnings: What to Look Out for
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Negative
First Citizens (FCNCA) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Read More
Record Investment in Provider Operations Boosts Healthtech Sector; Silicon Valley Bank Releases 2025 Healthtech Report
Published: October 16, 2025 by: PRNewsWire
Sentiment: Neutral
AI-enabled provider operations amassed 73% of Healthtech mega-deals in 2025 SAN FRANCISCO , Oct. 16, 2025 /PRNewswire/ -- With increased adoption of AI-enabled solutions, provider operations is attracting more venture capital (VC) investment than any other Healthtech sector in 2025, according to the latest report from Silicon Valley Bank (SVB), a division of First Citizens Bank. Accounting for 44% of overall Healthtech investment, provider operations – activities that support the delivery of healthcare, such as scheduling, documentation, and billing – is boosting the Healthtech sector to account for its highest investment levels since 2022.
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First Citizens Appoints New Leadership in South Carolina and Georgia
Published: September 30, 2025 by: PRNewsWire
Sentiment: Neutral
RALEIGH, N.C. , Sept. 30, 2025 /PRNewswire/ -- First Citizens Bank has named two new Area Executives in South Carolina and Georgia.
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Regional-bank stocks are catching up to larger rivals. How to play the sector from here.
Published: August 26, 2025 by: Market Watch
Sentiment: Positive
A KBW analyst still prefers big banks over regional names, but sees opportunities for investors who want to chase the rally in smaller bank stocks.
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First Citizens BancShares, Inc.(FCNCA) Q2 2025 Earnings Conference Call Transcript
Published: July 25, 2025 by: Seeking Alpha
Sentiment: Neutral
First Citizens BancShares, Inc.(NASDAQ:FCNCA ) Q2 2025 Earnings Call July 25, 2025 9:00 AM ET Company Participants Craig Lockwood Nix - Chief Financial Officer Deanna W. Hart - Senior Vice President of Investor Relations Elliot Howard - Corporate Participant Frank Brown Holding - Chairman & CEO Marc Einerman - Managing Director Tom Eklund - Senior Vice President & Treasurer Conference Call Participants Bernard Von Gizycki - Deutsche Bank AG, Research Division Casey Haire - Unidentified Company Christopher Edward McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Christopher William Marinac - Janney Montgomery Scott LLC, Research Division Manuel Antonio Navas …
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Exploring Analyst Estimates for First Citizens (FCNCA) Q2 Earnings, Beyond Revenue and EPS
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Besides Wall Street's top-and-bottom-line estimates for First Citizens (FCNCA), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended June 2025.
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First Citizens BancShares (FCNCA) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive
First Citizens (FCNCA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Read More
Will First Citizens (FCNCA) Beat Estimates Again in Its Next Earnings Report?
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Positive
First Citizens (FCNCA) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Read More
UpEquity Secures Warehouse Facility from Silicon Valley Bank and Setpoint
Published: June 18, 2025 by: PRNewsWire
Sentiment: Neutral
Financing led by SVB's National Fintech Practice SAN FRANCISCO , June 18, 2025 /PRNewswire/ -- Silicon Valley Bank (SVB ), a division of First Citizens Bank, along with lending partner Setpoint, today announced it has provided a warehouse facility to UpEquity, an Austin-based mortgage technology company that provides solutions for home buyers to help them purchase a new home before they sell their current home. The facility will provide up to $200 million in financing capacity and is expected to support $1 billion in originations over the next 2 years.
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Investment in Frontier Technology Increases Year Over Year; Silicon Valley Bank Releases New Report
Published: June 10, 2025 by: PRNewsWire
Sentiment: Neutral
Agentic AI, Defense Tech, and Industrial Automation Propelling the Sector SAN FRANCISCO , June 10, 2025 /PRNewswire/ -- Venture Capital (VC) investment in frontier technology is up 47% year-over-year, according to the latest report from Silicon Valley Bank (SVB), a division of First Citizens Bank. AI-driven demand for compute power, VC-backed defense innovations, and rapid growth in industrial automation are driving record-setting growth for the sector.
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First Citizens BancShares: Strong Returns On Equity Should Lead To Outperformance
Published: June 02, 2025 by: Seeking Alpha
Sentiment: Positive
The bank's ten-year median net interest margin is steady at 3.5%, reflecting the bank's diversification and consistent loan quality. The historical loan-to-deposit ratio implies a solid funding profile. The bank has strong ROE compared to their competition.
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About First Citizens BancShares, Inc. (FCNCA)
- IPO Date 1986-10-22
- Website https://www.firstcitizens.com
- Industry Banks - Regional
- CEO Frank Brown Holding Jr.
- Employees 17191