FCNCA

Earnings for banks are increasing, despite higher funding costs. There are, however, some concerns about an eventual credit cycle.

First Citizens BancShares (FCNCA) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

First Citizens Bancshares delivered strong Q3 results, beating earnings estimates and announcing a $1.2 billion buyback authorization. FCNCA's aggressive reserve policy is supported by stable credit trends, but low allowance coverage remains a key risk if the economy weakens. Deposit and loan growth remain robust, aided by acquisitions and commercial banking strength, though net interest margin faces ongoing compression.

First Citizens BancShares, Inc. (FCNCA) Q3 2026 Earnings Call Transcript

Although the revenue and EPS for First Citizens (FCNCA) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

First Citizens BancShares (FCNCA) came out with quarterly earnings of $55.37 per share, beating the Zacks Consensus Estimate of $46.61 per share. This compares to earnings of $44.62 per share a year ago.

RALEIGH, N.C., Oct. 23, 2026 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (Nasdaq: FCNCA) reported earnings for the third quarter of 2026.

RALEIGH, N.C., Oct. 23, 2026 /PRNewswire/ -- The Board of Directors of First Citizens BancShares, Inc. (Nasdaq: FCNCA) has declared the following dividends on the company's common and preferred stock, in each case to be paid on December 15, 2026, to holders of record as of November 30, 2026: A quarterly common stock dividend of $2.25 per share on the company's Class A and Class B common stock.

First Citizens (FCNCA) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

First Citizens (FCNCA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.