ESQ

Esquire Financial Holdings Inc
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$1.44B
P/E Ratio
19.63
EPS
$6.06
Beta
0.40
52W High
$134.45
52W Low
$91.45
50-Day MA
$120.10
200-Day MA
$113.42
Dividend Yield
0.64%
Profit Margin
35.30%
Forward P/E
—
PEG Ratio
0.00

About Esquire Financial Holdings Inc

Esquire Financial Holdings, Inc. is the banking holding company for Esquire Bank, the National Association that provides commercial banking products and services to the legal industry and small businesses, and commercial and retail customers in the United States. The company is headquartered in Jericho, New York.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$149.31M
Gross Profit (TTM)$149.31M
EBITDA—
Operating Margin49.80%
Return on Equity18.30%
Return on Assets2.31%
Revenue/Share (TTM)$18.23
Book Value$37.89
Price-to-Book4.68
Price-to-Sales (TTM)9.64
EV/Revenue9.21
EV/EBITDA—
Quarterly Earnings Growth (YoY)8.00%
Quarterly Revenue Growth (YoY)21.40%
Shares Outstanding$12.10M
Float$10.39M
% Insiders12.67%
% Institutions53.84%

Historical Volatility

HV 10-Day
23.09%
HV 20-Day
21.83%
HV 30-Day
20.68%
HV 60-Day
30.71%
HV Rank
0.0%

Volatility is currently expanding

Analyst Ratings

Consensus ($135.00 target)
1
Strong Buy
1
Buy
1
Hold

Latest News

Esquire Financial Holdings: A Quality, Niche Small-Cap Bank With A Premium Valuation

Esquire Financial Holdings delivers exceptional growth and profitability, driven by its niche focus on litigation-related banking and recent Signature Bancorporation acquisition. Despite doubling loans and earnings since FY 2022, ESQ trades at 2.9x tangible book and 14x FY 2027 earnings, reflecting a premium valuation. Signature acquisition offers diversification but introduces integration risks and will reduce ESQ's net interest margin to about 50 basis points.

Seeking Alpha10/13/2026Positive
Esquire Financial Holdings, Inc. Announces Third Quarter 2026 Earnings Release and Conference Call on October 27, 2026

JERICHO, N.Y., Oct. 8, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced that the Company will release earnings for the quarter ended September 30, 2026 on Tuesday, October 27, 2026 at 8:30 a.m.

PRNewsWire10/8/2026Neutral
Esquire Financial Holdings, Inc. Completes Acquisition of Signature Bancorporation, Inc. on August 1, 2026

JERICHO, N.Y., Aug. 3, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association, (collectively "Esquire") announced today the completion of the previously announced acquisition of Signature Bancorporation, Inc., the parent company of Signature Bank (collectively "Signature"), effective August 1, 2026.

PRNewsWire8/3/2026Neutral
Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend For Common Stockholders

JERICHO, N.Y., July 30, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), today announced its regular quarterly dividend of $0.20 per share of common stock, payable on September 1, 2026, to each stockholder of record on August 14, 2026.

PRNewsWire7/30/2026Neutral
Esquire Financial: Earnings Accelerate Ahead Of Deal Completion

Esquire Financial Holdings earns a "Buy" rating following a faster pace of earnings growth in 2Q2026 and the impending completion of a value-accretive acquisition. ESQ's litigation-linked loan book surged 41% YoY, driving Q2 EPS up 16% and exceeding consensus by 3%. The pending Signature Bancorporation acquisition diversifies ESQ's portfolio and unlocks significant Chicago market potential.

Seeking Alpha7/27/2026Positive

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Data last updated: 10/17/2026