ECPG

Encore Capital Group TodayECPGEncore Capital Group$99.37 -0.17 (-0.17%) As of 09/21/2026 04:00 PM Eastern52-Week Range$39.94▼$104.98P/E Ratio7.52Price Target$89.75Add to WatchlistEncore Capital Group NASDAQ: ECPG has built a business around a part of the economy most investors would rather not think about. It buys charged-off consumer debt from banks, including credit-card balances that have been written off as hopeless, and then collects what it can.

While subdued asset quality and macro uncertainty are headwinds, higher rates for longer, digitization and easier lending criteria aid the Zacks Consumer Loans industry. So, firms like ENVA and ECPG are poised to gain.

Encore Capital Group (ECPG) reported earnings 30 days ago. What's next for the stock?

SAN DIEGO, Aug. 19, 2026 (GLOBE NEWSWIRE) -- Encore Capital Group, Inc. (NASDAQ: ECPG), an international specialty finance company, announced today the appointment of Robert (Rob) Beck to its board of directors, effective immediately. He will serve on the Board's Audit and Risk Committees.

ECPG's raised 2026 earnings and collections outlook improves visibility, while refinancing savings support growth amid cost and leverage risks.

Encore Capital???s discounted valuation and rising earnings estimates support the upside case, while debt, legal costs and U.S. concentration keep risks elevated.

Encore Capital's 16.3% three-month rise is backed by record collections, higher earnings expectations and a peer valuation discount, despite cost and leverage risks.

Encore Capital Group (ECPG) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Encore Capital's Q2 revenues top estimates as record global collections and strong U.S. execution offset earnings miss and support a higher 2026 outlook.