AUBN

Third Quarter 2026 vs. Third Quarter 2025 Highlights: Earnings per share increased 13% Net interest income (tax-equivalent) increased 6% Net interest margin (tax-equivalent) increased 15 basis points to 3.36% Negative provision for credit losses of $50 thousand, compared to a negative provision for credit losses of $255 thousand in 3Q 2025 Return on assets (annualized) improved to 0.99%, compared to 0.89% in 3Q 2025 Strong credit quality – Nonperforming assets to total assets were 0.02% AUBURN, Ala.

First Quarter 2026 vs. First Quarter 2025 Highlights: Earnings per share increased 43% Net interest income increased 10% Net interest margin (tax-equivalent) increased 19 basis points to 3.28% Controlled expenses – noninterest expense largely unchanged Return on assets (annualized) improved to 0.86%, compared to 0.62% in 1Q 2025 Nonperforming assets decreased to 0.01% of total assets AUBURN, Ala.