
AFRM has entered fiscal 2027 with strong GMV growth and improving margins, but funding costs and credit performance will test its path to sustained profitability.
Affirm Holdings, Inc. operates a platform for digital and mobile commerce in the United States and Canada. The company is headquartered in San Francisco, California.
| Revenue (TTM) | $4.26B |
| Gross Profit (TTM) | $2.08B |
| EBITDA | $739.19M |
| Operating Margin | 12.60% |
| Return on Equity | 45.10% |
| Return on Assets | 1.93% |
| Revenue/Share (TTM) | $12.71 |
| Book Value | $16.26 |
| Price-to-Book | 4.19 |
| Price-to-Sales (TTM) | 5.66 |
| EV/Revenue | 7.13 |
| EV/EBITDA | 24.31 |
| Quarterly Earnings Growth (YoY) | 2187.00% |
| Quarterly Revenue Growth (YoY) | 33.00% |
| Shares Outstanding | $296.88M |
| Float | $283.81M |
| % Insiders | 4.32% |
| % Institutions | 91.73% |
Volatility is currently contracting

AFRM has entered fiscal 2027 with strong GMV growth and improving margins, but funding costs and credit performance will test its path to sustained profitability.

Klarna is facing continued selling pressure weeks after its latest earnings report raised concerns about the company's outlook. Klarna (NYSE:KLAR | KLAR Price Prediction) stock is down 3% to $12.52, while Affirm Holdings (NASDAQ:AFRM) stock is advancing 2% to $69.

Amazon is teaming with Affirm to offer installment payment options to its U.K. customers. The partnership, announced Wednesday (Sept.

Consumer lending stocks are sliding in Wednesday morning trading while the broader financials group is close to unchanged.

Affirm Holdings (AFRM) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Watch more: Monday Conversation With Affirm's Libor Michalek Picture someone who had a bad year. A few bills went unpaid, and their credit score took the hit.

Max Levchin, Affirm CEO, joins 'Closing Bell Overtime' to talk its new AI underwriting system, his optimism around the technology, why he says Affirm has not had to cut staff to implement AI, and more.

AFRM's new AI model uses 14 years of data to expand credit approvals, boost completed purchases and improve early loan performance.

Affirm has started using a new real-time underwriting model at U.S. checkouts that approves consumers its previous models would have declined, including shoppers with limited credit histories and no FICO score at all. The transformer-based model is now live, according to a Thursday (Sept.

In the latest trading session, Affirm Holdings (AFRM) closed at $73.55, marking a +2.95% move from the previous day.
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