Affirm Holdings, Inc. (AFRM)

US — Technology Sector
Peers: UPST  SOFI  RBLX  HOOD  SNOW 

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Key Metrics & Ratings

  • symbol AFRM
  • Rev/Share 9.2799
  • Book/Share 8.8717
  • PB 5.85
  • Debt/Equity 2.5595
  • CurrentRatio 63.0923
  • ROIC -0.0085

 

  • MktCap 16742938858.0
  • FreeCF/Share 1.8784
  • PFCF 27.5056
  • PE -270.4184
  • Debt/Assets 0.7051
  • DivYield 0
  • ROE -0.0222

 

  • Rating D+
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade AFRM Susquehanna Neutral Positive -- $65 May 9, 2025
Initiation AFRM TD Cowen -- Buy -- $50 April 8, 2025
Initiation AFRM Seaport Research Partners -- Neutral -- -- March 24, 2025
Resumed AFRM BMO Capital Markets -- Outperform -- $69 March 20, 2025
Upgrade AFRM Compass Point Neutral Buy $61 $64 March 19, 2025
Upgrade AFRM Compass Point Sell Neutral $20 $61 Jan. 28, 2025
Downgrade AFRM Susquehanna Positive Neutral -- $57 Jan. 21, 2025
Initiation AFRM William Blair -- Outperform -- -- Jan. 15, 2025
Upgrade AFRM JMP Securities Market Perform Mkt Outperform -- $78 Dec. 20, 2024
Upgrade AFRM Jefferies Hold Buy $70 $82 Dec. 19, 2024

News

KAYAK and Affirm expand exclusive partnership into Canada
AFRM
Published: May 22, 2025 by: Business Wire
Sentiment: Neutral

TORONTO--(BUSINESS WIRE)--Just in time for the busy summer travel season, KAYAK, the world's leading travel search engine, and Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced the expansion of their exclusive partnership into Canada. This builds on the companies' successful collaboration in the U.S., which has empowered consumers to plan and pay over time for their travels since January 2023. By selecting Affirm at checkout on.

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image for news KAYAK and Affirm expand exclusive partnership into Canada
Affirm Partners With Cali Pass to Expand in a High-Spending Segment
AFRM
Published: May 21, 2025 by: Zacks Investment Research
Sentiment: Positive

AFRM joins forces with Cali Pass, which allows skiers to split costs with flexible and transparent payment options for passes and lift tickets.

Read More
image for news Affirm Partners With Cali Pass to Expand in a High-Spending Segment
Mastercard vs. Affirm: Which Payments Stock Has More Room to Run?
AFRM, MA
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Both Mastercard and Affirm beat earnings estimates in each of the past four quarters while enjoying growing transaction volumes.

Read More
image for news Mastercard vs. Affirm: Which Payments Stock Has More Room to Run?
Which Fintech Stock Should You be Targeting?
AFRM, DLO, HOOD, LC
Published: May 15, 2025 by: Schaeffers Research
Sentiment: Positive

Lesser-known Uruguayan fintech stock dLocal Ltd (NASDAQ:DLO) is one of the best stocks on Wall Street today, last seen up 13.4% to trade at $11.59.

Read More
image for news Which Fintech Stock Should You be Targeting?
AFRM Partners With Costco and Mattress Firm for Smarter Payments
AFRM
Published: May 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Affirm joins forces with Costco and Mattress Firm to expand its reach by offering flexible and transparent pay-over-time options.

Read More
image for news AFRM Partners With Costco and Mattress Firm for Smarter Payments
Affirm Swings Wildly Post Q3 Earnings: Is the Fintech Losing Steam?
AFRM
Published: May 14, 2025 by: Zacks Investment Research
Sentiment: Neutral

AFRM impresses with strong fiscal Q3 results and repeat customer growth, but concerns over rising costs, high debt and fierce competition temper the bullish case.

Read More
image for news Affirm Swings Wildly Post Q3 Earnings: Is the Fintech Losing Steam?
UPST vs. AFRM: Which AI-Powered Fintech Stock Offers Better Growth?
AFRM, UPST
Published: May 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

Which AI-powered fintech stock, Upstart Holdings or Affirm Holdings, offers the better investment opportunity at present? Let's find out.

Read More
image for news UPST vs. AFRM: Which AI-Powered Fintech Stock Offers Better Growth?
3 Jim Cramer Stock Picks to Avoid in May
AFRM, LULU, RDDT
Published: May 13, 2025 by: 24/7 Wall Street
Sentiment: Negative

The charismatic host of CNBC's Mad Money Jim Cramer has long been a polarizing figure in the investment world.

Read More
image for news 3 Jim Cramer Stock Picks to Avoid in May
Affirm Stock Pops Nearly 16% as World Market Joins Its BNPL Network
AFRM
Published: May 13, 2025 by: Zacks Investment Research
Sentiment: Positive

The deal positions AFRM well for the summer shopping season by offering consumers more payment flexibility at a time of increased spending.

Read More
image for news Affirm Stock Pops Nearly 16% as World Market Joins Its BNPL Network
Affirm Stock Pops Nearly 16% as World Market Joins Its BNPL Network
AFRM
Published: May 13, 2025 by: Zacks Investment Research
Sentiment: Positive

The deal positions AFRM well for the summer shopping season by offering consumers more payment flexibility at a time of increased spending.

Read More
image for news Affirm Stock Pops Nearly 16% as World Market Joins Its BNPL Network
Here is What to Know Beyond Why Affirm Holdings, Inc. (AFRM) is a Trending Stock
AFRM
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching Affirm Holdings (AFRM) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Read More
image for news Here is What to Know Beyond Why Affirm Holdings, Inc. (AFRM) is a Trending Stock
Affirm's Inflection Is Here - Possible Near Doubling Upside
AFRM
Published: May 12, 2025 by: Seeking Alpha
Sentiment: Positive

AFRM's focus on 0% APR offerings have already triggered improved consumer acquisition trends and healthier risk profile, during an uncertain macro environment. The BNPL company has also reached an improved operating scale, as observed in its positive profit margins and raised FY2025 guidance. While AFRM may appear to be trading at a notable premium at current levels, the stock continues to offer rich double digits upside potential, if not, near doubling.

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image for news Affirm's Inflection Is Here - Possible Near Doubling Upside
World Market partners with Affirm to offer new, flexible payment option in-store and online
AFRM
Published: May 12, 2025 by: Business Wire
Sentiment: Neutral

ALAMEDA, Calif.--(BUSINESS WIRE)--World Market, a national specialty retailer known for stylish, quality furniture and home decor, thoughtful gifts, and one of the largest assortments of candy and international food favorites, has partnered with Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, to offer shoppers a smarter, more transparent way to pay over time. With the summer shopping season in full swing, consumers can now access Affirm's fle.

Read More
image for news World Market partners with Affirm to offer new, flexible payment option in-store and online
Affirm CEO Explains Company's Guidance
AFRM
Published: May 09, 2025 by: Bloomberg Technology
Sentiment: Positive

Affirm CEO Max Levchin explains the buy-now, pay-later company's increased guidance and the opportunity it sees from its new deal with Costco. Levchin speaks with Caroline Hyde and Ed Ludlow on “Bloomberg Technology.

Read More
image for news Affirm CEO Explains Company's Guidance
Affirm shares drop 13% on weak forecast, concerns over CEO's bet on 0% loans
AFRM
Published: May 09, 2025 by: CNBC
Sentiment: Negative

Affirm's disappointing forecast sparked a selloff in the company's stock price on Friday. CEO Max Levchin said the company's strategy of going big in 0% loans is about "taking share from credit cards.

Read More
image for news Affirm shares drop 13% on weak forecast, concerns over CEO's bet on 0% loans
Affirm's Q3 Earnings Beat Estimates on Solid GMV Growth
AFRM
Published: May 09, 2025 by: Zacks Investment Research
Sentiment: Positive

AFRM's fiscal Q3 results benefit from improved repeat customer transactions and servicing income. It currently forecasts GMV to be in the range of $35.7-$36 billion in fiscal 2025.

Read More
image for news Affirm's Q3 Earnings Beat Estimates on Solid GMV Growth
The Big 3: AFRM, CROX, FSLR
AFRM, FSLR
Published: May 09, 2025 by: Schwab Network
Sentiment: Neutral

"We need to be cautious heading into the weekend" with China trade negotiations, says @ProsperTradingAcademy's Scott Bauer, though he sees opportunities in corners of the stock market. He talks about why he's watching Affirm (AFRM), Crocs (CROX), and First Solar (FSLR).

Read More
image for news The Big 3: AFRM, CROX, FSLR
Affirm CEO Max Levchin: The economy seems to be on solid footing
AFRM
Published: May 09, 2025 by: CNBC Television
Sentiment: Positive

Affirm CEO Max Levchin discusses the strength of the consumer and the state of the economy.

Read More
image for news Affirm CEO Max Levchin: The economy seems to be on solid footing
Buy These 5 Cloud Computing Stocks to Strengthen Your Portfolio
AFRM, FIVN, JNPR, MSFT, TYL
Published: May 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Five cloud-computing stocks have strong earnings and revenue growth potential for 2025. These are: FIVN, AFRM, MSFT, JNPR, TYL.

Read More
image for news Buy These 5 Cloud Computing Stocks to Strengthen Your Portfolio
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: May 09, 2025 by: GlobeNewsWire
Sentiment: Neutral

NEW YORK, May 09, 2025 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. (“Affirm” or the “Company”) (NASDAQ: AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
Affirm CEO Max Levchin: The economy appears to be on solid footing right now
AFRM
Published: May 09, 2025 by: CNBC Television
Sentiment: Neutral

Affirm CEO Max Levchin joins 'Squawk Box' to discuss the company's quarterly earnings results, weaker-than-expected guidance, strength of the consumer, state of the economy, his thoughts on bitcoin and stablecoin, competition among 'buy now, pay later' companies, and more.

Read More
image for news Affirm CEO Max Levchin: The economy appears to be on solid footing right now
Affirm's Weak Guidance Hits the Stock. Why Analysts Are Cautious.
AFRM
Published: May 09, 2025 by: Barrons
Sentiment: Negative

The buy now, pay later giant says it can navigate any periods of uncertainty. J.P. Morgan trims estimates anyway.

Read More
image for news Affirm's Weak Guidance Hits the Stock. Why Analysts Are Cautious.
Affirm Card GMV Jumps 115%, Says It Can Weather ‘Recession Scenario'
AFRM
Published: May 08, 2025 by: PYMNTS
Sentiment: Positive

In its fiscal third quarter, Affirm's gross merchandise value jumped double digits, all but one spending category showed gains, underscoring the appeal of paying over time, and 1.8 million new consumers transacted within the platform's growing ecosystem.

Read More
image for news Affirm Card GMV Jumps 115%, Says It Can Weather ‘Recession Scenario'
Can AFRM Prove Buy Now, Pay Later Strength in Economic Slowdown?
AFRM
Published: May 08, 2025 by: Schwab Network
Sentiment: Neutral

Tightened wallets for American consumers aren't stopping Affirm (AFRM) from rallying ahead of its earnings after markets close. @LikeFolio's Landon Swan warns of weakness in the report, though his firm's data shows interest for Affirm growing compared to competitors.

Read More
image for news Can AFRM Prove Buy Now, Pay Later Strength in Economic Slowdown?
10 Stocks Reporting Earnings Today With Up To 74% Upside
AFRM, COIN, DKNG, INOD, MARA, NET, RKLB, SOUN, TTD, WOLF
Published: May 08, 2025 by: 24/7 Wall Street
Sentiment: Positive

Earnings season is in full swing with hundreds of stocks scheduled to report results after the closing bell.

Read More
image for news 10 Stocks Reporting Earnings Today With Up To 74% Upside
5 Must-Buy Growth Stocks for May With Solid Short-Term Upside
AEM, AFRM, AVGO, EXE, SONY
Published: May 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Five growth stocks to invest in May are: AEM, AFRM, AVGO, SONY, EXE.

Read More
image for news 5 Must-Buy Growth Stocks for May With Solid Short-Term Upside
Should You Buy Affirm Stock Before its Q3 Earnings Release?
AFRM
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Neutral

AFRM's fiscal third-quarter results are likely to reflect growing GMV and transactions.

Read More
image for news Should You Buy Affirm Stock Before its Q3 Earnings Release?
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: May 05, 2025 by: GlobeNewsWire
Sentiment: Neutral

NEW YORK, May 05, 2025 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. (“Affirm” or the “Company”) (NASDAQ: AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of Affirm Holdings, Inc. - AFRM
Affirm Holdings (AFRM) Just Overtook the 200-Day Moving Average
AFRM
Published: May 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Affirm Holdings (AFRM) is looking like an interesting pick from a technical perspective, as the company reached a key level of support. Recently, AFRM crossed above the 200-day moving average, suggesting a long-term bullish trend.

Read More
image for news Affirm Holdings (AFRM) Just Overtook the 200-Day Moving Average
Wall Street's Insights Into Key Metrics Ahead of Affirm Holdings (AFRM) Q3 Earnings
AFRM
Published: May 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top -and-bottom-line estimates for Affirm Holdings (AFRM), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended March 2025.

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image for news Wall Street's Insights Into Key Metrics Ahead of Affirm Holdings (AFRM) Q3 Earnings

About Affirm Holdings, Inc. (AFRM)

  • IPO Date 2021-01-13
  • Website https://www.affirm.com
  • Industry Software - Infrastructure
  • CEO Mr. Max Roth Levchin
  • Employees 2006

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.