Affirm Holdings, Inc. (AFRM)
Automate Your Wheel Strategy on AFRM
With Tiblio's Option Bot, you can configure your own wheel strategy including AFRM - and automate your put writes, covered calls, and full wheel strategy. Just connect one of the supported brokerages: tastytrade, Schwab, TradeStation or Tradier and go.
Start Your Free Trial NowKey Metrics & Ratings
- symbol AFRM
- Rev/Share 10.4751
- Book/Share 9.9894
- PB 7.6301
- Debt/Equity 2.4124
- CurrentRatio 14.6124
- ROIC 0.0092
- MktCap 24836619319.0
- FreeCF/Share 2.3293
- PFCF 32.2884
- PE 107.9817
- Debt/Assets 0.6933
- DivYield 0
- ROE 0.0775
- Rating C
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Initiation | AFRM | Wolfe Research | -- | Peer Perform | -- | -- | Dec. 9, 2025 |
| Initiation | AFRM | Citigroup | -- | Buy | -- | $100 | Oct. 23, 2025 |
| Initiation | AFRM | Wells Fargo | -- | Overweight | -- | $89 | Oct. 22, 2025 |
| Upgrade | AFRM | Rothschild & Co Redburn | Neutral | Buy | -- | $101 | Oct. 6, 2025 |
| Initiation | AFRM | Rothschild & Co Redburn | -- | Neutral | -- | $74 | Aug. 1, 2025 |
| Initiation | AFRM | Oppenheimer | -- | Outperform | -- | $80 | July 21, 2025 |
| Resumed | AFRM | Deutsche Bank | -- | Buy | -- | $78 | July 17, 2025 |
| Downgrade | AFRM | BTIG Research | Buy | Neutral | -- | -- | July 14, 2025 |
| Initiation | AFRM | Stephens | -- | Equal Weight | -- | $69 | June 12, 2025 |
| Initiation | AFRM | Truist | -- | Buy | -- | $58 | June 2, 2025 |
News
AFRM vs. AXP: Which Fintech Play is the Better Bet for 2026?
Published: December 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Affirm's rapid growth, expanding merchant network and embedded BNPL model give it an edge over legacy players like AmEx, heading into 2026.
Read More
Why Affirm Jumped 12% Yesterday — Does the Rally Have Legs?
Published: December 17, 2025 by: 24/7 Wall Street
Sentiment: Positive
Affirm Holdings ( NASDAQ: AFRM ) is a fast-growing leader in the buy now, pay later (BNPL) sector, offering consumers flexible installment payments for purchases.
Read More
Affirm Holdings, Inc. (AFRM) Is a Trending Stock: Facts to Know Before Betting on It
Published: December 16, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to Affirm Holdings (AFRM). This makes it worthwhile to examine what the stock has in store.
Read More
Affirm Expands Merchant Network: But Is Revenue Growth Keeping Up?
Published: December 12, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM grows its merchant network 30% YoY to 419,000, driving engagement and revenues up 34% in Q1 FY26.
Read More
Will AFRM's Active Consumer Base Growth Translate Into a Strong FY26?
Published: December 09, 2025 by: Zacks Investment Research
Sentiment: Positive
Affirm's rising active consumer base and surging transactions spotlight momentum as the company navigates challenges heading into FY26.
Read More
Market Loves Affirm at 54.6X Premium Valuation: But is Love Blind?
Published: December 08, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's rich valuation towers over BNPL rivals as analysts still see upside, raising questions about how much growth is already priced in.
Read More
Why Affirm Holdings (AFRM) is a Top Momentum Stock for the Long-Term
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Read More
Investors Heavily Search Affirm Holdings, Inc. (AFRM): Here is What You Need to Know
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Positive
Affirm Holdings (AFRM) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Read More
How Is Affirm Threading BNPL Growth Through Pacsun's Holiday Cart?
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Neutral
AFRM taps Pacsun's holiday rush with new pay-over-time options, aiming to lift volume as young shoppers embrace BNPL.
Read More
Can Affirm's Low-Ticket Purchases Outgrow Its Big-Ticket Categories?
Published: December 02, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM shifts focus to everyday low-ticket purchases, boosting transactions, loyalty and platform growth beyond big-ticket items.
Read More
Buy Now, Pay Later Companies Asked to Share Lending Practices
Published: December 01, 2025 by: WSJ
Sentiment: Negative
Attorneys general from seven states are launching an inquiry into buy now, pay later lenders including Affirm, Klarna and PayPal.
Read More
Mastercard's Stability Vs. Affirm's Velocity: Which Has More Upside?
Published: November 27, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's BNPL-driven surge puts it ahead, while MA's global scale reach keeps it firmly in the race as flexible credit rapidly reshapes spending.
Read More
Affirm is Winning Transactions, But the Price Tag Bites Hard
Published: November 26, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's soaring transactions and expanding ecosystem fuel investor excitement, but its rich valuation and rising risks test the rally's durability.
Read More
New survey finds Canadians believe credit card fine print is more confusing than taxes, medication labels, and furniture manuals
Published: November 25, 2025 by: Business Wire
Sentiment: Neutral
TORONTO--(BUSINESS WIRE)--Credit cards may be one of the most common ways Canadians pay for everyday expenses, but new research from Affirm (NASDAQ: AFRM) shows the terms and conditions behind them are among some of the most confusing everyday documents Canadians encounter. According to a national survey of 1,501 Canadians, only 41% ranked credit card terms and conditions among the top three easiest documents to understand, compared to 72% for medication labels, 69% for furniture assembly manua.
Read More
Here is What to Know Beyond Why Affirm Holdings, Inc. (AFRM) is a Trending Stock
Published: November 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Affirm Holdings (AFRM) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Read More
Affirm Just Crushed Earnings—But Can It Outrun Klarna's Scale?
Published: November 21, 2025 by: MarketBeat
Sentiment: Positive
Within the universe of buy-now-pay-later (BNPL) companies, Affirm NASDAQ: AFRM has clearly established itself as a leader. It is growing faster than other key players like Klarna NYSE: KLAR.
Read More
AI set to redefine shopping and payments, Affirm CEO says
Published: November 19, 2025 by: Reuters
Sentiment: Positive
Max Levchin, CEO and co-founder of Affirm, which offers buy now, pay later plans, said artificial intelligence is poised to transform shopping by taking over human tasks and making financial products more transparent.
Read More
Affirm Card: The BNPL Baby That's Growing Up Like It Has a Cheat Code
Published: November 18, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's card is scaling fast as cash-flow underwriting unlocks younger users and fuels a surge in spend.
Read More
Affirm CEO discusses how AI fits into the future of shopping
Published: November 13, 2025 by: Yahoo Finance
Sentiment: Positive
Affirm (AFRM) CEO Max Levchin joins Yahoo Finance Invest with Executive Editor Brian Sozzi to talk about how artificial intelligence (AI) is transforming shopping and the fintech space, his expectations for humanoid robots, his career trajectory, and more. For full interviews, highlights, and key insights, check out more from Yahoo Finance Invest here: https://finance.yahoo.com/topic/yf-invest/ #youtube #stocks #invest About Yahoo Finance: Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life.
Read More
Affirm Q1 Earnings Beat on Rising Active Merchants, Stock Up 15%
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM shares jump 15% as Q1 earnings top estimates, driven by surging GMV, active merchants and repeat transactions.
Read More
Is Trending Stock Affirm Holdings, Inc. (AFRM) a Buy Now?
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive
Zacks.com users have recently been watching Affirm Holdings (AFRM) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
Read More
Affirm Eyes Card Payments as Next Era of Buy Now, Pay Later
Published: November 07, 2025 by: WSJ
Sentiment: Positive
Buy now, pay later companies like Affirm are aiming to compete more closely with credit-card companies.
Read More
Affirm Surges On Strong Results, Analyst Praise, Long-Term Amazon Pact
Published: November 07, 2025 by: Benzinga
Sentiment: Positive
Affirm Holdings, Inc. (NASDAQ:AFRM) shares extended their rally Friday after the company reported late Thursday strong fiscal first-quarter results, which beat analyst expectations and reignited enthusiasm for the buy-now, pay-later firm's growth prospects.
Read More
Affirm CEO says furloughed federal employees are starting to lose interest in shopping
Published: November 07, 2025 by: CNBC
Sentiment: Negative
Affirm CEO Max Levchin told CNBC that some federal workers impacted by the government shutdown are losing interest in shopping. The federal funding lapse, which began Oct. 1, is the longest in U.S. history and has halted work across agencies.
Read More
Affirm Holdings Stock Pops on Beat-and-Raise
Published: November 07, 2025 by: Schaeffers Research
Sentiment: Positive
Affirm Holdings Inc (NASDAQ:AFRM) stock is surging today, up 11.2% at $73.31 at last glance, after the fintech company posted better-than-expected fiscal first-quarter earnings of 23 cents per share on revenue of $933.3 million.
Read More
Affirm CEO: We're not seeing a degradation in Affirm's consumer
Published: November 07, 2025 by: CNBC Television
Sentiment: Positive
Max Levchin, Affirm co-founder and CEO, joins CNBC's 'Squawk on the Street' to discuss the company's latest quarter, outlooks on the consumer, and much more.
Read More
Today's Market Moving Stocks: Affirm Holdings, Expedia, and Globus Medical
Published: November 07, 2025 by: 24/7 Wall Street
Sentiment: Neutral
The image featured for this article is © Thinkstock
Read More
Future-Ready Fintech Stocks Set for Sustainable Long-Term Growth
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive
Fintech innovators like Upstart, Affirm Holdings and Nu Holdings are driving the next wave of AI-powered, sustainable financial growth.
Read More
Watch These 5 Internet Stocks for Q3 Earnings: Beat or Miss?
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Neutral
Here, we take a sneak peek at some Internet Software stocks, BLZE, DDOG, FROG, AFRM and XYZ, which are set to report their Q3 earnings results on Nov. 6.
Read More
Should You Buy, Hold or Sell Affirm Stock Before Q1 Earnings Report?
Published: November 04, 2025 by: Zacks Investment Research
Sentiment: Neutral
AFRM heads into its Q1 FY2026 report with strong revenue and earnings growth estimates, but its premium valuation will likely test investor patience.
Read More
About Affirm Holdings, Inc. (AFRM)
- IPO Date 2021-01-13
- Website https://www.affirm.com
- Industry Software - Infrastructure
- CEO Max Roth Levchin
- Employees 2006