Affirm Holdings, Inc. operates a platform for digital and mobile commerce in the United States and Canada. The company is headquartered in San Francisco, California.
| Revenue (TTM) | $4.26B |
| Gross Profit (TTM) | $2.08B |
| EBITDA | $739.19M |
| Operating Margin | 12.60% |
| Return on Equity | 45.10% |
| Return on Assets | 1.93% |
| Revenue/Share (TTM) | $12.71 |
| Book Value | $16.26 |
| Price-to-Book | 4.57 |
| Price-to-Sales (TTM) | 5.73 |
| EV/Revenue | 7.62 |
| EV/EBITDA | 25.99 |
| Quarterly Earnings Growth (YoY) | 2187.00% |
| Quarterly Revenue Growth (YoY) | 33.00% |
| Shares Outstanding | $296.88M |
| Float | $283.76M |
| % Insiders | 4.32% |
| % Institutions | 91.83% |
Volatility is currently contracting
AFRM sees rising demand for installment payments as inflation and gas costs pressure consumers, while disciplined underwriting helps manage credit risk.
Today's fintech selling is precisely targeted at the two names in the group that carry consumer credit on their own balance sheets, and the ordering inside the trio proves it.
AFRM's Q4 earnings beat is driven by 36% GMV growth, rising transactions and card adoption, while credit losses and expenses increase.
Shares of Affirm Holdings (NASDAQ:AFRM | AFRM Price Prediction) are unwinding a sharp post-earnings rally to open the week, handing back much of the gain built on Thursday's fiscal fourth-quarter report.
The head of buy now, pay later provider Affirm says gas prices are weighing on consumers. “The U.S. consumer undoubtedly sees the higher gas prices, so can't, can't ignore that,” Max Levchin said in an interview with CNBC's “Squawk Box” Friday (Aug. 28).
AFRM???s record profitability, card momentum and merchant expansion frame fiscal 2027 as it balances growth with tight credit discipline.
Buy now, pay later company Affirm reported strong fiscal fourth-quarter earnings and a better-than-expected outlook. CEO Max Levchin told CNBC that high gas prices are weighing on U.S. consumers.
AFRM's Australia comeback through Shopify's Shop Pay Installments opens a growth channel as GMV, revenues and its user base continue to rise.
Diane King Hall turns to the key earnings movers to close out an overall strong earnings week on Wall Street. She explains why Affirm (AFRM) investors see the fintech firm's report as a big step up for forward momentum.
Affirm Holdings AFRM shares rose about 11% in trading on Friday after the buy-now, pay-later company reported stronger-than-expected fourth-quarter results and delivered its most profitable quarter on record. The company reported adjusted earnings per share of $4.62, compared with analysts' expectations of $3.77.
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