Affirm Holdings, Inc. (AFRM)
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- symbol AFRM
- Rev/Share 10.4751
- Book/Share 9.9894
- PB 6.9138
- Debt/Equity 2.4124
- CurrentRatio 14.6124
- ROIC 0.0092
- MktCap 22505131373.0
- FreeCF/Share 2.3293
- PFCF 29.2574
- PE 97.8452
- Debt/Assets 0.6933
- DivYield 0
- ROE 0.0775
- Rating C
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 2
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Initiation | AFRM | Citigroup | -- | Buy | -- | $100 | Oct. 23, 2025 |
| Initiation | AFRM | Wells Fargo | -- | Overweight | -- | $89 | Oct. 22, 2025 |
| Upgrade | AFRM | Rothschild & Co Redburn | Neutral | Buy | -- | $101 | Oct. 6, 2025 |
| Initiation | AFRM | Rothschild & Co Redburn | -- | Neutral | -- | $74 | Aug. 1, 2025 |
| Initiation | AFRM | Oppenheimer | -- | Outperform | -- | $80 | July 21, 2025 |
| Resumed | AFRM | Deutsche Bank | -- | Buy | -- | $78 | July 17, 2025 |
| Downgrade | AFRM | BTIG Research | Buy | Neutral | -- | -- | July 14, 2025 |
| Initiation | AFRM | Stephens | -- | Equal Weight | -- | $69 | June 12, 2025 |
| Initiation | AFRM | Truist | -- | Buy | -- | $58 | June 2, 2025 |
| Upgrade | AFRM | Susquehanna | Neutral | Positive | -- | $65 | May 9, 2025 |
News
Affirm Q4 Earnings Beat Estimates on Increasing Transaction Volumes
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's Q4 EPS and revenues top estimates as GMV, repeat transactions and card network revenues surge.
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Affirm stock surges 15% as CEO Levchin notes continued consumer strength
Published: August 29, 2025 by: CNBC
Sentiment: Positive
Affirm stock popped after the buy now, pay later firm beat Wall Street's expectations in its fiscal fourth-quarter results Earnings of 20 cents a share nearly doubled analyst forecasts, with revenue up 33% to $876 million.
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Affirm Stock Soars as BNPL Firm's Fiscal Q4 Results Easily Top Estimates
Published: August 29, 2025 by: Investopedia
Sentiment: Positive
Affirm (AFRM) swung to a quarterly profit with better-than-estimated results, as the buy now, pay later (BNPL) provider posted surging gross merchandise volume.
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Affirm Reports Earnings Today. What Investors Should Expect From the Fintech.
Published: August 28, 2025 by: Barrons
Sentiment: Neutral
The provider of buy-now, pay-later services said in May that tariffs would barely impact future results.
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BNPL Faceoff, Affirm vs. PayPal: Who's Really Checking Out Stronger?
Published: August 28, 2025 by: Zacks Investment Research
Sentiment: Neutral
PYPL's scale, cash flow and rising margins give it an edge over AFRM's high-growth but high-debt BNPL play.
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Affirm Holdings: Sell AFRM Stock Now?
Published: August 26, 2025 by: Forbes
Sentiment: Negative
Affirm Holdings (NASDAQ: AFRM), a fintech company offering buy now, pay later services and point-of-sale payment solutions, is set to announce its earnings on Thursday, August 28, 2025. Historically, Affirm's stock has frequently dropped after earnings releases.
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Countdown to Affirm Holdings (AFRM) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
Published: August 25, 2025 by: Zacks Investment Research
Sentiment: Positive
Besides Wall Street's top-and-bottom-line estimates for Affirm Holdings (AFRM), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended June 2025.
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Affirm Holdings (AFRM) is a Top-Ranked Momentum Stock: Should You Buy?
Published: August 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
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Affirm Holdings (AFRM) Just Flashed Golden Cross Signal: Do You Buy?
Published: August 22, 2025 by: Zacks Investment Research
Sentiment: Positive
After reaching an important support level, Affirm Holdings (AFRM) could be a good stock pick from a technical perspective. AFRM surpassed resistance at the 20-day moving average, suggesting a short-term bullish trend.
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Affirm's Repeat Users: A Strong Signal for Sustainable BNPL Growth?
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's 94% repeat transaction rate and surging revenues highlight trust-driven growth in the competitive BNPL market.
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Affirm Holdings (AFRM) Reports Next Week: Wall Street Expects Earnings Growth
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Positive
Affirm Holdings (AFRM) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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AFRM Trades at Premium: Too Much Affirm-ation, or Still Time to Buy?
Published: August 19, 2025 by: Zacks Investment Research
Sentiment: Positive
Affirm's soaring cash flow, repeat usage and global expansion fuel optimism, but its premium valuation and rising competition keep investors cautious.
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Investors Heavily Search Affirm Holdings, Inc. (AFRM): Here is What You Need to Know
Published: August 15, 2025 by: Zacks Investment Research
Sentiment: Positive
Affirm Holdings (AFRM) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
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Xsolla Expands Payments in the Americas to Boost Conversions With Pay by Bank, Affirm, and Recurring Billing via Mercado Pago
Published: August 14, 2025 by: Business Wire
Sentiment: Neutral
LOS ANGELES--(BUSINESS WIRE)--Xsolla, a global commerce company helping developers launch, grow and monetize their games, announces today a major expansion of its localized payments offering across North and South America today. With new support for Pay by Bank and Affirm in the United States, Affirm in Canada, and recurring billing via Mercado Pago in Brazil, developers and publishers using Xsolla Pay Station can now unlock new revenue streams, reduce friction, and better connect with players.
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Affirm's Expanded Stripe Partnership to Boost In-Store BNPL
Published: August 14, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM expands its Stripe partnership, bringing BNPL to over a million in-store locations across the United States and Canada.
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Affirm Adds Chrome Autofill to Expand Product Suite, Boost Transactions
Published: August 13, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM expands its Google Pay partnership, adding Chrome Autofill pay-over-time options to boost consumer purchasing power and drive transaction growth.
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Affirm expands work with Google Pay, integrates with autofill on Chrome
Published: August 12, 2025 by: Business Wire
Sentiment: Neutral
SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that it is expanding its collaboration with Google Pay and making its flexible, transparent payment options available via autofill on Chrome. This announcement builds on Affirm's launch on Google Pay in early 2024, which enabled eligible consumers to pay over time with Affirm wherever the Google Pay button is accepted. Now, using autofill on Chrome.
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4 Internet Stocks Poised to Beat Earnings Estimates This Season
Published: August 08, 2025 by: Zacks Investment Research
Sentiment: Positive
Here, we have picked four Internet stocks, GLOB, NICE, AFRM and BILL, which are likely to pull off earnings surprises this season.
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Here's Why Affirm Holdings (AFRM) is a Strong Momentum Stock
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
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Affirm Holdings (AFRM) Just Overtook the 20-Day Moving Average
Published: August 05, 2025 by: Zacks Investment Research
Sentiment: Positive
After reaching an important support level, Affirm Holdings (AFRM) could be a good stock pick from a technical perspective. AFRM surpassed resistance at the 20-day moving average, suggesting a short-term bullish trend.
Read More
Here is What to Know Beyond Why Affirm Holdings, Inc. (AFRM) is a Trending Stock
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Positive
Zacks.com users have recently been watching Affirm Holdings (AFRM) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
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Sezzle (SEZL) vs. Affirm Holdings (AFRM) : Which Buy-Now-Pay-Later Stock Is a Stronger Buy?
Published: August 01, 2025 by: 24/7 Wall Street
Sentiment: Positive
The buy-now-pay-later (BNPL) market has really been sizzling of late. Undoubtedly, American consumers have been feeling quite the pinch from inflation.
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These 2 Computer and Technology Stocks Could Beat Earnings: Why They Should Be on Your Radar
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors looking for ways to find stocks that are set to beat quarterly earnings estimates should check out the Zacks Earnings ESP.
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3 Momentum Anomaly Picks as Markets Hit Record High on the Trot
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Positive
NFLX, HOOD and AFRM made the momentum cut with strong 1-year gains and brief pullbacks, flashing a potential entry point.
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Visa vs. Affirm: Old Guard or Fintech Fire - Who Wins the Payment War?
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Visa Inc. V and Affirm Holdings, Inc. AFRM both are now operating at the forefront of the payments landscape, one as a decades-old card network with global scale, the other as a fast-growing fintech innovator in buy now, pay later (BNPL). Visa processes trillions in consumer and commercial payments each year, earning reliable fee-based revenues.
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How Vertical Integration Is Fueling Affirm's Profitability in BNPL
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM bets on vertical integration to cut costs, boost margins, and gain an edge in the challenging BNPL landscape.
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More Transactions, Less Interest: Can Affirm Still Win BNPL?
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's transactions surge 46% in the third quarter of fiscal 2025 as it leans into 0% APR loans, aiming to offset thinner margins with higher volume.
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GS Downgrade Ahead of Earnings, PYPL Upgrade & AFRM Downgrade
Published: July 14, 2025 by: Schwab Network
Sentiment: Negative
Goldman Sachs (GS) got a downgrade ahead of its earnings that will kick off earnings seasons alongside other big banks. There's a clash in the buy now, pay later space with PayPal (PYPL) getting an upgrade while Affirm (AFRM) got a downgrade.
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Fintech Stock Downgraded on Increased Competition
Published: July 14, 2025 by: Schaeffers Research
Sentiment: Negative
Though shares of buy-now-pay-later name Affirm Holdings Inc (NASDAQ:AFRM) have pared some of their premarket losses, the equity remains down 1% at $64.06, after a downgrade from BTIG Research to "neutral" from "buy.
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Affirm's GMV Poised for Growth on an Expanding Merchant Base
Published: July 11, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's growing merchant base and global tie-ups are powering broader reach and stronger transaction growth.
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About Affirm Holdings, Inc. (AFRM)
- IPO Date 2021-01-13
- Website https://www.affirm.com
- Industry Software - Infrastructure
- CEO Max Roth Levchin
- Employees 2006