Affirm Holdings, Inc. (AFRM)
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- symbol AFRM
- Rev/Share 10.4751
- Book/Share 9.9894
- PB 6.2056
- Debt/Equity 2.4124
- CurrentRatio 14.6124
- ROIC 0.0092
- MktCap 20461264882.0
- FreeCF/Share 2.3293
- PFCF 26.6003
- PE 87.8219
- Debt/Assets 0.6933
- DivYield 0
- ROE 0.0775
- Rating C
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Upgrade | AFRM | Morgan Stanley | Equal Weight | Overweight | -- | $76 | Feb. 3, 2026 |
| Upgrade | AFRM | Needham | Hold | Buy | -- | $100 | Jan. 27, 2026 |
| Initiation | AFRM | Wolfe Research | -- | Peer Perform | -- | -- | Dec. 9, 2025 |
| Initiation | AFRM | Citigroup | -- | Buy | -- | $100 | Oct. 23, 2025 |
| Initiation | AFRM | Wells Fargo | -- | Overweight | -- | $89 | Oct. 22, 2025 |
| Upgrade | AFRM | Rothschild & Co Redburn | Neutral | Buy | -- | $101 | Oct. 6, 2025 |
| Initiation | AFRM | Rothschild & Co Redburn | -- | Neutral | -- | $74 | Aug. 1, 2025 |
| Initiation | AFRM | Oppenheimer | -- | Outperform | -- | $80 | July 21, 2025 |
| Resumed | AFRM | Deutsche Bank | -- | Buy | -- | $78 | July 17, 2025 |
| Downgrade | AFRM | BTIG Research | Buy | Neutral | -- | -- | July 14, 2025 |
News
Affirm Just Crushed Earnings—But Can It Outrun Klarna's Scale?
Published: November 21, 2025 by: MarketBeat
Sentiment: Positive
Within the universe of buy-now-pay-later (BNPL) companies, Affirm NASDAQ: AFRM has clearly established itself as a leader. It is growing faster than other key players like Klarna NYSE: KLAR.
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AI set to redefine shopping and payments, Affirm CEO says
Published: November 19, 2025 by: Reuters
Sentiment: Positive
Max Levchin, CEO and co-founder of Affirm, which offers buy now, pay later plans, said artificial intelligence is poised to transform shopping by taking over human tasks and making financial products more transparent.
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Affirm Card: The BNPL Baby That's Growing Up Like It Has a Cheat Code
Published: November 18, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's card is scaling fast as cash-flow underwriting unlocks younger users and fuels a surge in spend.
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Affirm CEO discusses how AI fits into the future of shopping
Published: November 13, 2025 by: Yahoo Finance
Sentiment: Positive
Affirm (AFRM) CEO Max Levchin joins Yahoo Finance Invest with Executive Editor Brian Sozzi to talk about how artificial intelligence (AI) is transforming shopping and the fintech space, his expectations for humanoid robots, his career trajectory, and more. For full interviews, highlights, and key insights, check out more from Yahoo Finance Invest here: https://finance.yahoo.com/topic/yf-invest/ #youtube #stocks #invest About Yahoo Finance: Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life.
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Affirm Q1 Earnings Beat on Rising Active Merchants, Stock Up 15%
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM shares jump 15% as Q1 earnings top estimates, driven by surging GMV, active merchants and repeat transactions.
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Is Trending Stock Affirm Holdings, Inc. (AFRM) a Buy Now?
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive
Zacks.com users have recently been watching Affirm Holdings (AFRM) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
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Affirm Eyes Card Payments as Next Era of Buy Now, Pay Later
Published: November 07, 2025 by: WSJ
Sentiment: Positive
Buy now, pay later companies like Affirm are aiming to compete more closely with credit-card companies.
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Affirm Surges On Strong Results, Analyst Praise, Long-Term Amazon Pact
Published: November 07, 2025 by: Benzinga
Sentiment: Positive
Affirm Holdings, Inc. (NASDAQ:AFRM) shares extended their rally Friday after the company reported late Thursday strong fiscal first-quarter results, which beat analyst expectations and reignited enthusiasm for the buy-now, pay-later firm's growth prospects.
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Affirm CEO says furloughed federal employees are starting to lose interest in shopping
Published: November 07, 2025 by: CNBC
Sentiment: Negative
Affirm CEO Max Levchin told CNBC that some federal workers impacted by the government shutdown are losing interest in shopping. The federal funding lapse, which began Oct. 1, is the longest in U.S. history and has halted work across agencies.
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Affirm Holdings Stock Pops on Beat-and-Raise
Published: November 07, 2025 by: Schaeffers Research
Sentiment: Positive
Affirm Holdings Inc (NASDAQ:AFRM) stock is surging today, up 11.2% at $73.31 at last glance, after the fintech company posted better-than-expected fiscal first-quarter earnings of 23 cents per share on revenue of $933.3 million.
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Affirm CEO: We're not seeing a degradation in Affirm's consumer
Published: November 07, 2025 by: CNBC Television
Sentiment: Positive
Max Levchin, Affirm co-founder and CEO, joins CNBC's 'Squawk on the Street' to discuss the company's latest quarter, outlooks on the consumer, and much more.
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Today's Market Moving Stocks: Affirm Holdings, Expedia, and Globus Medical
Published: November 07, 2025 by: 24/7 Wall Street
Sentiment: Neutral
The image featured for this article is © Thinkstock
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Future-Ready Fintech Stocks Set for Sustainable Long-Term Growth
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive
Fintech innovators like Upstart, Affirm Holdings and Nu Holdings are driving the next wave of AI-powered, sustainable financial growth.
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Watch These 5 Internet Stocks for Q3 Earnings: Beat or Miss?
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Neutral
Here, we take a sneak peek at some Internet Software stocks, BLZE, DDOG, FROG, AFRM and XYZ, which are set to report their Q3 earnings results on Nov. 6.
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Should You Buy, Hold or Sell Affirm Stock Before Q1 Earnings Report?
Published: November 04, 2025 by: Zacks Investment Research
Sentiment: Neutral
AFRM heads into its Q1 FY2026 report with strong revenue and earnings growth estimates, but its premium valuation will likely test investor patience.
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Fintech Stock Nears 2 Support Levels Before Earnings
Published: November 03, 2025 by: Schaeffers Research
Sentiment: Neutral
Fintech giant Affirm Holdings Inc (NASDAQ:AFRM) is trading a modest 0.6% higher at $72.31 at last check, still stuck beneath familiar pressure at the $80 level.
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Affirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should Know
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to Affirm Holdings (AFRM). This makes it worthwhile to examine what the stock has in store.
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Affirm Holdings (AFRM) Earnings Expected to Grow: Should You Buy?
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive
Affirm Holdings (AFRM) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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Cash is Old School, Code is Cool: Top Mobile Payment Stocks to Buy
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive
From AI-driven wallets to QR-enabled dining, mobile payments are redefining money movement. Meet the four stocks leading the charge.
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Affirm Expands Wayfair Checkout Partnership, Integrating BNPL
Published: October 22, 2025 by: PYMNTS
Sentiment: Positive
Affirm is extending its existing relationship with Wayfair, integrating its buy now, pay later (BNPL) option directly into the home goods retailer's checkout experience. The companies are expanding the partnership in advance of two busy sales periods: Wayfair's annual “Way Day” sales event, which runs Oct.
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Affirm & Fanatics Team Up to Offer Flexible Payments for Sports Fans
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM joins forces with Fanatics to bring fans flexible, transparent payment options for sports gear and collectibles.
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Affirm Holdings, Inc. (AFRM) Is a Trending Stock: Facts to Know Before Betting on It
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to Affirm Holdings (AFRM). This makes it worthwhile to examine what the stock has in store.
Read More
Visa vs. Affirm: Can the BNPL Rebel Charge Past the Credit Card King?
Published: October 17, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's data-driven BNPL surge and 55% stock jump challenge V's global dominance as payments enter a new era of digital disruption.
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Clio introduces the next chapter in financial innovation for legal
Published: October 17, 2025 by: PRNewsWire
Sentiment: Neutral
With Pay Later and Clio Capital now available in Clio Payments, law firms can offer clients more flexibility and unlock faster access to funds New capabilities like Pay Later with Affirm, and Clio Capital, a capital advance program, help remove financial friction for law firms and their clients Integrated financial services give firms faster access to revenue, predictable cash flow, and new opportunities for scale BOSTON , Oct. 17, 2025 /PRNewswire/ - Clio, the world's leading legal AI technology platform, today announced two major advances in its financial services offerings: Pay Later with Affirm (NASDAQ: AFRM), the payment network that …
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Affirm Expands BNPL Through New Partnerships with Fanatics and FreshBooks
Published: October 16, 2025 by: PYMNTS
Sentiment: Positive
Affirm Holdings Inc. is broadening its footprint in the payments sector through two new partnerships, Fanatics and FreshBooks, aimed at deepening its presence among both consumers and small businesses. The San Francisco–based financial technology company announced Thursday (Oct.
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History Says Bulls May Want To Bet Big On Fintech Stock
Published: October 15, 2025 by: Forbes
Sentiment: Positive
Fintech giant Affirm (AFRM) is clinging to its quarter-to-date breakeven level as it attempts to claw its way higher, last seen up 0.5% to trade at $73.28. While the round $70 level has been supportive in recent weeks, AFRM has been unable to break above the $80 ceiling.
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Affirm Stock Jumps 76% in 6 Months: Buy Now, Thank Yourself Later?
Published: October 14, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's 76% surge in six months reflects strong earnings momentum, extending partnerships and expanding global reach across BNPL and beyond.
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Can Affirm & Google's AP2 Partnership Redefine Agent-Led Payments?
Published: October 10, 2025 by: Zacks Investment Research
Sentiment: Positive
AFRM's deepened collaboration with Google on AP2 positions it to lead the evolution of secure, agent-led digital payments.
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Affirm: The Only Overvalued Stock I'm Buying
Published: October 10, 2025 by: Seeking Alpha
Sentiment: Positive
Affirm Holdings, Inc. is rated a Buy due to strong growth, recent profitability, and strategic partnerships, notably with Google for agentic commerce integration. AFRM's metrics are impressive: 43% GMV growth, 24% increase in active users, and rising transaction frequency, with expanding in-store card adoption. Valuation is high but justified by operating leverage, new growth avenues, and a large addressable market; expect volatility and potential pullbacks.
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Affirm Supports Google's AP2 Protocol to Embed BNPL in Agentic Commerce
Published: October 09, 2025 by: PYMNTS
Sentiment: Positive
Buy now, pay later (BNPL) provider Affirm said Thursday (Oct. 9) that it supports Google's Agent Payments Protocol (AP2), an open, payment-agnostic protocol developed to support agent-led payments across platforms. Affirm's support of AP2 will help embed BNPL into agentic commerce, the company said in a press release.
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About Affirm Holdings, Inc. (AFRM)
- IPO Date 2021-01-13
- Website https://www.affirm.com
- Industry Software - Infrastructure
- CEO Max Roth Levchin
- Employees 2006