Affirm Holdings, Inc. (AFRM)

US — Technology Sector
Peers: UPST  SOFI  RBLX  HOOD  SNOW 

Automate Your Wheel Strategy on AFRM

With Tiblio's Option Bot, you can configure your own wheel strategy including AFRM - and automate your put writes, covered calls, and full wheel strategy. Just connect one of the supported brokerages: tastytrade, Schwab, TradeStation or Tradier and go.

Start Your Free Trial Now

Key Metrics & Ratings

  • symbol AFRM
  • Rev/Share 9.2799
  • Book/Share 8.8717
  • PB 5.9628
  • Debt/Equity 2.5595
  • CurrentRatio 63.0923
  • ROIC -0.0085

 

  • MktCap 17065538836.0
  • FreeCF/Share 1.8784
  • PFCF 28.0356
  • PE -275.6288
  • Debt/Assets 0.7051
  • DivYield 0
  • ROE -0.0222

 

  • Rating D+
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation AFRM Truist -- Buy -- $58 June 2, 2025
Upgrade AFRM Susquehanna Neutral Positive -- $65 May 9, 2025
Initiation AFRM TD Cowen -- Buy -- $50 April 8, 2025
Initiation AFRM Seaport Research Partners -- Neutral -- -- March 24, 2025
Resumed AFRM BMO Capital Markets -- Outperform -- $69 March 20, 2025
Upgrade AFRM Compass Point Neutral Buy $61 $64 March 19, 2025
Upgrade AFRM Compass Point Sell Neutral $20 $61 Jan. 28, 2025
Downgrade AFRM Susquehanna Positive Neutral -- $57 Jan. 21, 2025
Initiation AFRM William Blair -- Outperform -- -- Jan. 15, 2025
Upgrade AFRM JMP Securities Market Perform Mkt Outperform -- $78 Dec. 20, 2024

News

Wall Street's Insights Into Key Metrics Ahead of Affirm Holdings (AFRM) Q3 Earnings
AFRM
Published: May 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top -and-bottom-line estimates for Affirm Holdings (AFRM), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended March 2025.

Read More
image for news Wall Street's Insights Into Key Metrics Ahead of Affirm Holdings (AFRM) Q3 Earnings
AFRM Investors Have Opportunity to Join Affirm Holdings, Inc. Fraud Investigation with the Schall Law Firm
AFRM
Published: May 05, 2025 by: PRNewsWire
Sentiment: Neutral

LOS ANGELES , May 5, 2025 /PRNewswire/ -- The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Affirm Holdings, Inc. ("Affirm" or "the Company") (NASDAQ: AFRM) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

Read More
image for news AFRM Investors Have Opportunity to Join Affirm Holdings, Inc. Fraud Investigation with the Schall Law Firm
Buy These Top-Ranked 5 Stocks to Play an Earnings Beat
AFRM, FOXA, HSTM, IRDM, NEM
Published: May 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Top-ranked stocks Fox (FOXA), Newmont (NEM), Affirm (AFRM), HealthStream (HSTM)) and Iridium Communications (IRDM) are likely to beat on the bottom line in their upcoming releases.

Read More
image for news Buy These Top-Ranked 5 Stocks to Play an Earnings Beat
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: May 02, 2025 by: Accesswire
Sentiment: Neutral

NEW YORK CITY, NY / ACCESS Newswire / May 2, 2025 / Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. ("Affirm" or the "Company") (NASDAQ:AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
Nvidia leads chip rally as Meta, Microsoft affirm AI investment plans
AFRM, META, MSFT, NVDA
Published: May 01, 2025 by: Proactive Investors
Sentiment: Positive

Nvidia Corp (NASDAQ:NVDA, ETR:NVD) shares added more than 5% to lead a rally among chipmakers after Meta and Microsoft reaffirmed their aggressive investment plans in AI. Meta said it now expects its 2025 capital expenditures to range between $64 billion and $72 billion, a significant increase from previous forecasts to account for increased AI investments.

Read More
image for news Nvidia leads chip rally as Meta, Microsoft affirm AI investment plans
Affirm Holdings (AFRM) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
AFRM
Published: May 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Affirm Holdings (AFRM) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Affirm Holdings (AFRM) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
Wall Street Bulls Look Optimistic About Affirm Holdings (AFRM): Should You Buy?
AFRM
Published: May 01, 2025 by: Zacks Investment Research
Sentiment: Neutral

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.

Read More
image for news Wall Street Bulls Look Optimistic About Affirm Holdings (AFRM): Should You Buy?
Top Founder-Run Company Stocks That Can Drive Solid Returns
AFRM, ICE, NFLX
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Add NFLX, ICE and AFRM stock to your portfolio to benefit from the success stories of visionary founders.

Read More
image for news Top Founder-Run Company Stocks That Can Drive Solid Returns
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: April 30, 2025 by: Accesswire
Sentiment: Neutral

NEW YORK, NY / ACCESS Newswire / April 30, 2025 / Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. ("Affirm" or the "Company") (NASDAQ:AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
Affirm Holdings (AFRM) Recently Broke Out Above the 50-Day Moving Average
AFRM
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Positive

From a technical perspective, Affirm Holdings (AFRM) is looking like an interesting pick, as it just reached a key level of support. AFRM recently overtook the 50-day moving average, and this suggests a short-term bullish trend.

Read More
image for news Affirm Holdings (AFRM) Recently Broke Out Above the 50-Day Moving Average
Affirm Launches “AdaptAI” – its AI-Powered Promotions Platform – to Merchant Partners
AFRM
Published: April 30, 2025 by: Business Wire
Sentiment: Neutral

SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced it is introducing “AdaptAI,” its AI-powered promotions platform, to its merchant partners. AdaptAI has enabled Affirm to deliver personalized financial benefits – such as exclusive APR rates, special repayment terms, and immediate cash savings – directly to consumers via the Affirm App and Affirm Card. Now, merchants can deliver these same targeted.

Read More
image for news Affirm Launches “AdaptAI” – its AI-Powered Promotions Platform – to Merchant Partners
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: April 29, 2025 by: GlobeNewsWire
Sentiment: Neutral

NEW YORK, April 29, 2025 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. (“Affirm” or the “Company”) (NASDAQ: AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: April 25, 2025 by: GlobeNewsWire
Sentiment: Neutral

NEW YORK, April 25, 2025 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. (“Affirm” or the “Company”) (NASDAQ: AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
Does Affirm Holdings (AFRM) Have the Potential to Rally 47.2% as Wall Street Analysts Expect?
AFRM
Published: April 25, 2025 by: Zacks Investment Research
Sentiment: Positive

The average of price targets set by Wall Street analysts indicates a potential upside of 47.2% in Affirm Holdings (AFRM). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

Read More
image for news Does Affirm Holdings (AFRM) Have the Potential to Rally 47.2% as Wall Street Analysts Expect?
These 2 Computer and Technology Stocks Could Beat Earnings: Why They Should Be on Your Radar
AFRM, IBM
Published: April 24, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.

Read More
image for news These 2 Computer and Technology Stocks Could Beat Earnings: Why They Should Be on Your Radar
AFRM Investors Have Opportunity to Join Affirm Holdings, Inc. Fraud Investigation with the Schall Law Firm
AFRM
Published: April 24, 2025 by: PRNewsWire
Sentiment: Neutral

LOS ANGELES , April 24, 2025 /PRNewswire/ -- The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Affirm Holdings, Inc. ("Affirm" or "the Company") (NASDAQ: AFRM) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

Read More
image for news AFRM Investors Have Opportunity to Join Affirm Holdings, Inc. Fraud Investigation with the Schall Law Firm
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: April 23, 2025 by: Accesswire
Sentiment: Neutral

NEW YORK CITY, NY / ACCESS Newswire / April 23, 2025 / Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. ("Affirm" or the "Company") (NASDAQ:AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: April 18, 2025 by: Accesswire
Sentiment: Neutral

NEW YORK, NY / ACCESS Newswire / April 16, 2025 / Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. ("Affirm" or the "Company") (NASDAQ:AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
Affirm vs. PayPal: Which Fintech Stock Should You Invest in Now?
AFRM, PYPL
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Over the past year, AFRM stock has experienced significant swings, both up and down. PYPL, on the other hand, has been more stable.

Read More
image for news Affirm vs. PayPal: Which Fintech Stock Should You Invest in Now?
5 Must-Buy Fintech Stocks to Maximize Returns Over the Long Term
ACIW, AFRM, COIN, OPFI, STNE
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Buy 5 Fintech stocks to reap benefits over the long term. These are: AFRM, ACIW, STNE, OPFI, COIN.

Read More
image for news 5 Must-Buy Fintech Stocks to Maximize Returns Over the Long Term
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: April 16, 2025 by: Accesswire
Sentiment: Neutral

NEW YORK CITY, NY / ACCESS Newswire / April 16, 2025 / Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. ("Affirm" or the "Company") (NASDAQ:AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
Best Mobile Payments Stocks to Add to Your Portfolio for Strong Growth
AFRM, FI, MELI, PAY
Published: April 16, 2025 by: Zacks Investment Research
Sentiment: Positive

For investors, top mobile payment companies like AFRM, FI, MELI and PAY offer attractive opportunities thanks to their strong focus on innovation and ongoing market expansion.

Read More
image for news Best Mobile Payments Stocks to Add to Your Portfolio for Strong Growth
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
AFRM
Published: April 15, 2025 by: Accesswire
Sentiment: Neutral

NEW YORK CITY, NY / ACCESS Newswire / April 15, 2025 / Pomerantz LLP is investigating claims on behalf of investors of Affirm Holdings, Inc. ("Affirm" or the "Company") (NASDAQ:AFRM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext.

Read More
image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc. - AFRM
Buy 5 Top-Ranked Internet Software Stocks for Solid Short-Term Returns
AFRM, FIVN, OLO, STNE, U
Published: April 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Buy five Internet Software stocks for attractive near-term gains. These are: AFRM, FIVN, U, OLO, STNE.

Read More
image for news Buy 5 Top-Ranked Internet Software Stocks for Solid Short-Term Returns
Why Investors Need to Take Advantage of These 2 Computer and Technology Stocks Now
AFRM, QCOM
Published: April 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Why investors should use the Zacks Earnings ESP tool to help find stocks that are poised to top quarterly earnings estimates.

Read More
image for news Why Investors Need to Take Advantage of These 2 Computer and Technology Stocks Now
2 Fintech Stocks Pulling Back After Brief Rally
AFRM, PYPL
Published: April 10, 2025 by: Schaeffers Research
Sentiment: Negative

Fintech's relief rally is already losing steam.

Read More
image for news 2 Fintech Stocks Pulling Back After Brief Rally
Affirm and Shopify Begin Global Expansion With Launch in Canada
AFRM, SHOP
Published: April 10, 2025 by: Zacks Investment Research
Sentiment: Positive

AFRM and Shopify are teaming up to introduce Shop Pay installments in Canada, marking the start of their global expansion into the U.K., Australia and Europe.

Read More
image for news Affirm and Shopify Begin Global Expansion With Launch in Canada
Fintech's Affirm, Paypal sink as stocks pull back from massive tariff pause rally
AFRM, PYPL
Published: April 10, 2025 by: CNBC
Sentiment: Negative

Shares of Affirm, Toast, Bill.com, PayPal and other consumer-focused fintech firms turned lower Thursday. Goldman Sachs warned that higher import duties could squeeze margins for hardware-dependent fintechs like Toast and Block.

Read More
image for news Fintech's Affirm, Paypal sink as stocks pull back from massive tariff pause rally
Affirm surges 20% as fintech rallies on tariff pause, but risk remains
AFRM
Published: April 09, 2025 by: CNBC
Sentiment: Positive

The fintech sector rallied Wednesday following the Trump administration's announcement of a 90-day pause on planned tariffs. Affirm was up 20%, Toast and Block rose 13% and PayPal increased 10%.

Read More
image for news Affirm surges 20% as fintech rallies on tariff pause, but risk remains
Why Affirm's 38% YTD Drop Could Be a Golden Opportunity for Investors
AFRM
Published: April 08, 2025 by: Zacks Investment Research
Sentiment: Positive

AFRM is developing debit products and exploring banking integrations to make its services part of customers' everyday spending.

Read More
image for news Why Affirm's 38% YTD Drop Could Be a Golden Opportunity for Investors

About Affirm Holdings, Inc. (AFRM)

  • IPO Date 2021-01-13
  • Website https://www.affirm.com
  • Industry Software - Infrastructure
  • CEO Mr. Max Roth Levchin
  • Employees 2006

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.