WaFd, Inc. (WAFD) Q3 2026 Earnings Call Transcript
WaFd, Inc. (WAFD) Q3 2026 Earnings Call Transcript
Seeking Alpha7/17/2026Neutral
WAFD
WaFd, Inc.NASDAQFINANCIAL SERVICESBANKS - REGIONAL
Key Statistics
Market Cap
$2.71B
P/E Ratio
11.50
EPS
$3.19
Beta
0.83
52W High
$39.49
52W Low
$25.67
50-Day MA
$36.73
200-Day MA
$33.30
Dividend Yield
1.48%
Profit Margin
33.70%
Forward P/E
13.55
PEG Ratio
1.85
About WaFd, Inc.
Washington Federal, Inc. is the banking holding company for Washington Federal Bank, a National Association that provides loans, deposits, insurance, and other banking services in the United States. The company is headquartered in Seattle, Washington.
Fundamentals
| Revenue (TTM) | $761.06M |
| Gross Profit (TTM) | $761.06M |
| EBITDA | — |
| Operating Margin | 46.10% |
| Return on Equity | 8.50% |
| Return on Assets | 0.94% |
| Revenue/Share (TTM) | $9.99 |
| Book Value | $36.81 |
| Price-to-Book | 0.99 |
| Price-to-Sales (TTM) | 3.57 |
| EV/Revenue | 8.06 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 15.10% |
| Quarterly Revenue Growth (YoY) | 5.60% |
| Shares Outstanding | $73.95M |
| Float | $73.07M |
| % Insiders | 1.73% |
| % Institutions | 85.48% |
Historical Volatility
HV 10-Day
28.62%
HV 20-Day
25.52%
HV 30-Day
23.16%
HV 60-Day
20.91%
HV Rank
37.7%
Volatility is currently expanding
Analyst Ratings
Consensus ($39.00 target)
4
HoldLatest News
WaFd Q3 Earnings Call Highlights
WaFd NASDAQ: WAFD reported higher fiscal third-quarter earnings as loan growth resumed across its active portfolios, expenses remained stable and credit costs increased amid continued pressure from elevated interest rates and economic uncertainty.
MarketBeat7/17/2026Negative
WAFD Q3 Earnings Lag on Higher Provisions & Expenses, Revenues Up Y/Y
WaFd's fiscal Q3 earnings miss estimates by a penny as provisions and expenses rise, despite higher net interest income, margins and non-interest income.
Zacks Investment Research7/17/2026Neutral
WaFd (WAFD) Reports Q3 Earnings: What Key Metrics Have to Say
The headline numbers for WaFd (WAFD) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Zacks Investment Research7/17/2026Positive
WaFd (WAFD) Lags Q3 Earnings Estimates
WaFd (WAFD) came out with quarterly earnings of $0.81 per share, missing the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.73 per share a year ago.
Zacks Investment Research7/16/2026Negative
WaFd Announces Quarterly Earnings Per Share Of $0.84
SEATTLE--(BUSINESS WIRE)---- $wafd #banking--WaFd, Inc. (Nasdaq: WAFD): Q3 Highlights $66 Million $0.84 0.96% 11.0% Net Income Diluted Earnings per Common Share Return on Average Assets Return on Tangible Common Equity1 "WaFd delivered strong results in the third quarter of fiscal 2026, with healthy growth in earnings, loans, and equity. Earnings per share increased 15% year-over-year and 2% compared to the March quarter. While overall loans outstanding grew modestly for the quarter, net loans in o.
Business Wire7/16/2026Neutral
Why WaFd (WAFD) is a Top Dividend Stock for Your Portfolio
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does WaFd (WAFD) have what it takes?
Zacks Investment Research6/12/2026Positive
WaFd (WAFD) is a Top Dividend Stock Right Now: Should You Buy?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does WaFd (WAFD) have what it takes?
Zacks Investment Research5/27/2026Positive
Despite Underperformance, WaFd Can Still Deliver
WaFd receives a reaffirmed soft ‘buy' rating, reflecting solid fundamentals despite recent underperformance versus the S&P 500. WAFD's net interest margin expanded to 2.76%, supporting higher net interest income and profitability amid modest declines in deposits and loans. The bank trades at a forward P/E of 9.8, below most peers, and at a discount to book value, enhancing its relative valuation appeal.
Seeking Alpha5/16/2026Neutral
Why WaFd (WAFD) Might be Well Poised for a Surge
WaFd (WAFD) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Zacks Investment Research5/11/2026Positive
Turn research into an automated options-selling system
Tiblio connects your broker and runs your put-and-call-writing strategy for you — on WAFD and any ticker you trade — then tracks every position and per-strategy win rate.
More FINANCIAL SERVICES Stocks
Data last updated: 7/29/2026