WAFD

WaFd, Inc. ( WAFD ) Q4 2026 Earnings Call October 16, 2026 10:00 AM EDT Company Participants Brad Goode - Chief of Communications, Marketing & Community Relations and Senior VP Brent Beardall - President, CEO & Vice Chairman Kelli Holz - Executive VP & CFO Ryan Mauer - Executive VP & Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson & Co., Research Division Matthew Clark - Piper Sandler & Co., Research Division Andrew Terrell - Stephens Inc., Research Division Kelly Motta - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good day, and thank you for standing by.

WaFd sold $543 million of single-family residential loans in the quarter. Full-year credit loss rates reached 22 basis points after one borrower default.

WaFd NASDAQ: WAFD reported fourth-quarter fiscal 2026 net income available to common shareholders of $56.3 million, or $0.76 per diluted share, as loan-sale gains and modest net interest income growth were offset by higher credit provisions and merger-related expenses.

WaFd (WAFD) came out with quarterly earnings of $0.85 per share, beating the Zacks Consensus Estimate of $0.84 per share. This compares to earnings of $0.72 per share a year ago.

SEATTLE--(BUSINESS WIRE)---- $wafd #banking--WaFd, Inc. (Nasdaq: WAFD): Fiscal Year Highlights   $256 Million   $3.21   0.94%   10.68% Net Income   Diluted Earnings per Common Share   Return on Average Assets   Return on Tangible Common Equity (1) Fourth Quarter Highlights   $60 Million   $0.76   0.87%   9.85% Net Income   Diluted Earnings per Common Share   Return on Average Assets   Return on Tangible Common Equity (1) “We are pleased to report the results for our fiscal year end 2026, including increasing earn.

WaFd (WAFD) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

WaFd (WAFD) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.

BALA CYNWYD, Pa., Oct. 05, 2026 (GLOBE NEWSWIRE) -- Brodsky & Smith reminds investors of the following investigations. If you own shares and wish to discuss the investigation, contact Jason Brodsky (jbrodsky@brodskysmith.com) or Marc Ackerman (mackerman@brodskysmith.com) at 855-576-4847. There is no cost or financial obligation to you.

Insiders may stand to receive substantial financial benefits not available to ordinary shareholders. The proposed transactions may contain terms that could limit superior competing offers.

NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed merger of WaFd, Inc. (NasdaqGS: WAFD) and EverBank Financial Corp. Upon closing of the proposed transaction, WaFd shareholders are expected to own 40.8% of the combined company. KSF is seeking to determine whether the merger and the process that led to it are adequate, or whether the merger is fair to WaFd shareholder.