NBTB

NBT Bancorp Inc
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$2.74B
P/E Ratio
12.67
EPS
$4.17
Beta
0.50
52W High
$55.35
52W Low
$38.15
50-Day MA
$51.50
200-Day MA
$47.92
Dividend Yield
2.85%
Profit Margin
29.70%
Forward P/E
13.40
PEG Ratio
2.66

About NBT Bancorp Inc

NBT Bancorp Inc., a financial holding company, offers commercial banking, retail banking and wealth management services. The company is headquartered in Norwich, New York.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$732.08M
Gross Profit (TTM)$732.08M
EBITDA—
Operating Margin41.40%
Return on Equity11.50%
Return on Assets1.34%
Revenue/Share (TTM)$14.06
Book Value$37.40
Price-to-Book1.42
Price-to-Sales (TTM)3.75
EV/Revenue4.425
EV/EBITDA—
Quarterly Earnings Growth (YoY)7.80%
Quarterly Revenue Growth (YoY)4.50%
Shares Outstanding$51.94M
Float$50.93M
% Insiders2.83%
% Institutions69.68%

Historical Volatility

HV 10-Day
28.14%
HV 20-Day
22.60%
HV 30-Day
21.04%
HV 60-Day
17.94%
HV Rank
37.3%

Volatility is currently expanding

Analyst Ratings

Consensus ($57.33 target)
1
Strong Buy
1
Buy
5
Hold

Latest News

NBT Bancorp Q3 Earnings Call Highlights

NBT Bancorp NASDAQ: NBTB reported record third-quarter earnings as loan growth, a higher net interest margin and fee-based business contributions lifted results. The company posted net income of $58 million, or $1.11 per diluted share, for the third quarter of 2026.

MarketBeat10/28/2026Neutral
NBT Bancorp Inc. (NBTB) Q3 2026 Earnings Call Transcript

NBT Bancorp Inc. ( NBTB ) Q3 2026 Earnings Call October 28, 2026 10:00 AM EDT Company Participants Scott Kingsley - President, CEO & Director Joseph Stagliano - Senior Executive Vice President Annette Burns - Executive VP & CFO Conference Call Participants Feddie Strickland - Hovde Group, LLC, Research Division David Konrad - Keefe, Bruyette, & Woods, Inc., Research Division Manuel Navas - Piper Sandler & Co., Research Division Stephen Moss - Raymond James & Associates, Inc., Research Division Matthew Breese - Stephens Inc., Research Division Jacob Civiello - D.A. Davidson & Co., Research Division Daniel Cardenas - Brean Capital, LLC, Research Division Presentation Operator Good day, everyone, and welcome to the conference call covering NBT Bancorp's Third Quarter 2026 Financial Results.

Seeking Alpha10/28/2026Neutral
NBT Bancorp Inc. Announces Date of Third Quarter Conference Call

NORWICH, N.Y., Oct. 01, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the third quarter 2026 on Tuesday, October 27, 2026, following the market close.

GlobeNewsWire10/1/2026Neutral
Kimberly A. Boynton Named to NBT Board of Directors

NORWICH, N.Y., Sept. 21, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. ("NBT" or the "Company") (NASDAQ: NBTB) announced today that Kimberly A. Boynton will join the Boards of Directors of NBT Bancorp Inc. and NBT Bank, N.A. on October 1, 2026. Boynton is the former President and Chief Executive Officer of Crouse Health and is currently a licensed real estate salesperson with Cushman & Wakefield | Pyramid Brokerage Company, where she specializes in office and industrial real estate throughout the Syracuse market.

GlobeNewsWire9/21/2026Neutral
NBT Bancorp Appears A Bit Pricey At The Moment

NBT Bancorp is rated Hold due to recent share price appreciation removing upside potential and a lack of compelling valuation or catalysts. NBTB trades at a 1.91x price-to-tangible-book-value ratio, above sector and historical acquisition premiums, with a forward P/E of 12.57 and sub-10% earnings growth expected. Loan portfolio risk is elevated by 12% exposure to auto loans amid near-record delinquencies and 41% allocation to commercial real estate.

Seeking Alpha8/13/2026Positive
NBT Bancorp Q2 Earnings Call Highlights

NBT Bancorp NASDAQ: NBTB reported second-quarter net income of $53 million, or $1.02 per diluted common share, as record net interest income, loan growth and fee-based revenue contributed to improved results.

MarketBeat7/28/2026Positive
Here's What Key Metrics Tell Us About NBT (NBTB) Q2 Earnings

Although the revenue and EPS for NBT (NBTB) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Zacks Investment Research7/28/2026Positive

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Data last updated: 11/7/2026