NBTB

NBT Bancorp Inc
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$2.68B
P/E Ratio
12.55
EPS
$4.11
Beta
0.48
52W High
$54.08
52W Low
$37.91
50-Day MA
$52.16
200-Day MA
$46.62
Dividend Yield
2.89%
Profit Margin
29.60%
Forward P/E
13.40
PEG Ratio
2.66

About NBT Bancorp Inc

NBT Bancorp Inc., a financial holding company, offers commercial banking, retail banking and wealth management services. The company is headquartered in Norwich, New York.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$723.81M
Gross Profit (TTM)$723.81M
EBITDA—
Operating Margin41.40%
Return on Equity11.40%
Return on Assets1.33%
Revenue/Share (TTM)$13.86
Book Value$37.41
Price-to-Book1.36
Price-to-Sales (TTM)3.70
EV/Revenue3.967
EV/EBITDA—
Quarterly Earnings Growth (YoY)131.80%
Quarterly Revenue Growth (YoY)17.80%
Shares Outstanding$51.96M
Float$50.95M
% Insiders2.83%
% Institutions69.47%

Historical Volatility

HV 10-Day
12.46%
HV 20-Day
14.89%
HV 30-Day
14.42%
HV 60-Day
17.49%
HV Rank
2.8%

Volatility is currently contracting

Analyst Ratings

Consensus ($56.83 target)
1
Strong Buy
1
Buy
5
Hold

Latest News

Kimberly A. Boynton Named to NBT Board of Directors

NORWICH, N.Y., Sept. 21, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. ("NBT" or the "Company") (NASDAQ: NBTB) announced today that Kimberly A. Boynton will join the Boards of Directors of NBT Bancorp Inc. and NBT Bank, N.A. on October 1, 2026. Boynton is the former President and Chief Executive Officer of Crouse Health and is currently a licensed real estate salesperson with Cushman & Wakefield | Pyramid Brokerage Company, where she specializes in office and industrial real estate throughout the Syracuse market.

GlobeNewsWire9/21/2026Neutral
NBT Bancorp Appears A Bit Pricey At The Moment

NBT Bancorp is rated Hold due to recent share price appreciation removing upside potential and a lack of compelling valuation or catalysts. NBTB trades at a 1.91x price-to-tangible-book-value ratio, above sector and historical acquisition premiums, with a forward P/E of 12.57 and sub-10% earnings growth expected. Loan portfolio risk is elevated by 12% exposure to auto loans amid near-record delinquencies and 41% allocation to commercial real estate.

Seeking Alpha8/13/2026Positive
NBT Bancorp Q2 Earnings Call Highlights

NBT Bancorp NASDAQ: NBTB reported second-quarter net income of $53 million, or $1.02 per diluted common share, as record net interest income, loan growth and fee-based revenue contributed to improved results.

MarketBeat7/28/2026Positive
Here's What Key Metrics Tell Us About NBT (NBTB) Q2 Earnings

Although the revenue and EPS for NBT (NBTB) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Zacks Investment Research7/28/2026Positive
NBT Bancorp Inc. Announces Date of Second Quarter Conference Call

NORWICH, N.Y., July 01, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the second quarter 2026 on Monday, July 27, 2026, following the market close. The Company will host a conference call at 10:00 a.m. (Eastern) Tuesday, July 28, 2026, to review these results.

GlobeNewsWire7/1/2026Neutral
NBT Bancorp Isn't The Cheapest, But It's Still Worth Banking On

NBT Bancorp demonstrates high asset quality, strong growth, and disciplined balance sheet management, justifying a soft 'buy' rating. Deposit growth is robust, primarily organic, with a notable $1.86 billion boost from the Evans Bancorp acquisition; uninsured deposits remain elevated at 43.9%. Loan portfolio is diversified, though rising auto loan delinquencies warrant ongoing monitoring; net interest margin and profits are expanding.

Seeking Alpha6/4/2026Positive
NBT Bancorp Inc. Announces Cash Dividend

NORWICH, N.Y., May 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) approved a second-quarter cash dividend of $0.37 per share at a meeting held today. The dividend will be paid on June 15, 2026 to shareholders of record as of June 1, 2026.

GlobeNewsWire5/19/2026Neutral
NBT (NBTB) Reports Q1 Earnings: What Key Metrics Have to Say

The headline numbers for NBT (NBTB) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research4/24/2026Positive

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Data last updated: 9/28/2026