PFS

Provident Financial Services Inc
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$2.99B
P/E Ratio
9.65
EPS
$2.38
Beta
0.81
52W High
$25.25
52W Low
$17.16
50-Day MA
$22.84
200-Day MA
$22.71
Dividend Yield
1.05%
Profit Margin
34.00%
Forward P/E
9.02
PEG Ratio
1.61

About Provident Financial Services Inc

Provident Financial Services, Inc. is the banking holding company for Provident Bank offering various banking products and services to individuals, families and businesses in the United States. The company is headquartered in Jersey City, New Jersey.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$912.86M
Gross Profit (TTM)$912.86M
EBITDA—
Operating Margin44.70%
Return on Equity11.00%
Return on Assets1.22%
Revenue/Share (TTM)$7.00
Book Value$21.96
Price-to-Book1.04
Price-to-Sales (TTM)3.28
EV/Revenue6.29
EV/EBITDA—
Quarterly Earnings Growth (YoY)-3.60%
Quarterly Revenue Growth (YoY)8.70%
Shares Outstanding$130.42M
Float$126.33M
% Insiders2.78%
% Institutions77.16%

Historical Volatility

HV 10-Day
23.84%
HV 20-Day
20.55%
HV 30-Day
19.31%
HV 60-Day
17.27%
HV Rank
25.4%

Volatility is currently expanding

Analyst Ratings

Consensus ($27.83 target)
2
Strong Buy
2
Buy
2
Hold

Latest News

Provident Financial Services, Inc. Declares Quarterly Cash Dividend

ISELIN, NJ, Oct. 29, 2026 (GLOBE NEWSWIRE) -- Provident Financial Services, Inc. (NYSE:PFS) (the “Company”) Board of Directors declared a quarterly cash dividend of $0.24 per common share payable on November 27, 2026 to stockholders of record as of the close of business on November 13, 2026.

GlobeNewsWire10/29/2026Neutral
Provident Financial Services, Inc. (PFS) Q3 2026 Earnings Call Transcript

Provident Financial Services, Inc. ( PFS ) Q3 2026 Earnings Call October 29, 2026 10:00 AM EDT Company Participants Michael Perito - Senior VP & Investor Relations Officer Anthony Labozzetta - President, CEO & Director Adriano Duarte - Executive VP & CFO Unknow Executive Conference Call Participants Feddie Strickland - Hovde Group, LLC, Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Stephen Moss - Raymond James & Associates, Inc., Research Division Manuel Navas - Piper Sandler & Co., Research Division Matthew Breese - Stephens Inc., Research Division Presentation Operator Hello, everyone. Thank you for joining us, and welcome to the Provident Financial Services Third Quarter 2026 Earnings Conference Call.

Seeking Alpha10/29/2026Neutral
Provident Financial Services, Inc. Reports Third Quarter Earnings

ISELIN, N.J., Oct. 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Services, Inc. (NYSE: PFS) (the “Company”) reported net income of $69.2 million, or $0.53 per basic and diluted share for the three months ended September 30, 2026, compared to $78.1 million, or $0.60 per basic and diluted share, for the three months ended June 30, 2026 and $71.7 million, or $0.55 per basic and diluted share, for the three months ended September 30, 2025. For the nine months ended September 30, 2026, net income totaled $226.7 million, or $1.74 per basic and diluted share, compared to $207.7 million, or $1.59 per basic and diluted share, for the nine months ended September 30, 2025. Results for the quarter were impacted by a $17.5 million one-time loss on extinguishment of debt due to the accelerated amortization of purchase accounting adjustments, core conversion related costs of $3.7 million and $465,000 of branch restructuring expenses. Excluding these expenses, core net income (1) for the three and nine months ended September 30, 2026, totaled $84.3 million, or $0.65 per basic and diluted share, and $243.5 million, or $1.87 per basic and diluted share, respectively.

GlobeNewsWire10/28/2026Neutral
Provident Financial Services Can Still Move Up From Here

Provident Financial Services, Inc. remains a Buy due to robust asset quality, attractive valuation, and ongoing earnings growth. PFS's deposit base has grown, with high-cost brokered deposits at only 6.5% and uninsured deposits below the 30% risk threshold. Net interest margin improved to 3.48%, while forward P/E of 9.2 and trading near book value underscore the stock's undervaluation.

Seeking Alpha10/26/2026Positive
Provident Bank Goes Live with MANTL Business and Retail Account Opening Across its 135-Branch Network

More than 800 team members at the $25B+ bank have adopted MANTL to drive growth, efficiency, and better customer experiences PLANO, Texas, Sept. 24, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT), a digital sales and service platform provider for financial institutions in the U.S., today announced that Provident Bank (Provident) is live with MANTL Business Account Opening and Retail Account Opening across its 135-branch network.

PRNewsWire9/24/2026Neutral
Provident Financial (PFS) Upgraded to Buy: Here's Why

Provident Financial (PFS) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Zacks Investment Research9/1/2026Positive
Provident Financial Services, Inc. Announces Pricing of Subordinated Notes Offering

ISELIN, N.J., Aug. 20, 2026 (GLOBE NEWSWIRE) -- Provident Financial Services, Inc. (NYSE:PFS) (the “Company”), the holding company for Provident Bank (the “Bank”), today announced the pricing of its offering of $175 million of its 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036 (the “Notes”) in a registered public offering (the “Offering”). The Notes will initially bear interest at 6.50% per annum from and including August 24, 2026 to, but excluding, September 1, 2031, with interest payable semiannually in arrears commencing on March 1, 2027. Commencing September 1, 2031, the interest rate on the Notes will reset quarterly to a floating rate per annum equal to a benchmark rate that is expected to be Three-Month Term SOFR (which is defined in the Notes) plus 239 basis points, with interest payable quarterly in arrears.

GlobeNewsWire8/20/2026Neutral

Turn research into an automated options-selling system

Tiblio connects your broker and runs your put-and-call-writing strategy for you — on PFS and any ticker you trade — then tracks every position and per-strategy win rate.

See how it works

More FINANCIAL SERVICES Stocks

Data last updated: 11/7/2026