
UMB Financial Corporation (UMBF) Q2 2026 Earnings Call Transcript
UMB Financial Corporation is the holding company of UMB Bank providing various banking and other financial services. The company is headquartered in Kansas City, Missouri.
| Revenue (TTM) | $2.73B |
| Gross Profit (TTM) | $2.73B |
| EBITDA | — |
| Operating Margin | 51.00% |
| Return on Equity | 12.10% |
| Return on Assets | 1.24% |
| Revenue/Share (TTM) | $35.95 |
| Book Value | $97.41 |
| Price-to-Book | 1.42 |
| Price-to-Sales (TTM) | 4.00 |
| EV/Revenue | 4.322 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 176.90% |
| Quarterly Revenue Growth (YoY) | 49.00% |
| Shares Outstanding | $75.98M |
| Float | $72.27M |
| % Insiders | 5.31% |
| % Institutions | 95.20% |
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UMB Financial Corporation (UMBF) Q2 2026 Earnings Call Transcript

UMB Financial NASDAQ: UMBF reported second-quarter 2026 net income of $271.8 million, or $3.56 per diluted share, as loan growth, fee income expansion and investment gains supported results. The company posted an operating return on tangible common equity of 20.3% and an operating efficiency ratio of 48.1%.

UMBF tops Q2 earnings estimates as stronger NII, loan growth and improved efficiency outweigh rising expenses and higher credit loss provisions.

While the top- and bottom-line numbers for UMB (UMBF) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

KANSAS CITY, Mo.--(BUSINESS WIRE)--UMB announced net income available to common shareholders for the second quarter of 2026 of $271.8 million, or $3.56 per diluted share.

KANSAS CITY, Mo.--(BUSINESS WIRE)--UMB Financial Corporation declares common and preferred dividends; Common dividend represents 16.3% increase to $0.50 per common share.

UMB (UMBF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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KANSAS CITY, Mo.--(BUSINESS WIRE)--UMB Financial Corporation will release earnings results for the second quarter 2026 after market hours on Tuesday, July 28, 2026.

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