UCB

United Community Banks, Inc.
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$4.23B
P/E Ratio
12.93
EPS
$2.73
Beta
0.83
52W High
$36.30
52W Low
$27.99
50-Day MA
$33.60
200-Day MA
$32.42
Dividend Yield
2.78%
Profit Margin
32.50%
Forward P/E
13.21
PEG Ratio
1.67

About United Community Banks, Inc.

United Community Banks, Inc. (UCB), headquartered in Blairsville, Georgia, is a leading regional bank that provides a comprehensive range of financial services, including commercial and retail banking, mortgage solutions, and wealth management across the Southeastern United States. With a strong emphasis on community engagement and strategic acquisitions, UCB has established a solid foundation for sustainable growth and financial success. The bank's focus on effective risk management and commitment to exceptional customer service reinforce its reputation as a trusted financial partner for both individuals and businesses. UCB continues to drive innovation while upholding its core values, positioning itself for ongoing expansion in a competitive market.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.05B
Gross Profit (TTM)$1.05B
EBITDA
Operating Margin45.70%
Return on Equity9.53%
Return on Assets1.22%
Revenue/Share (TTM)$8.63
Book Value$30.54
Price-to-Book1.17
Price-to-Sales (TTM)4.03
EV/Revenue4.109
EV/EBITDA
Quarterly Earnings Growth (YoY)19.30%
Quarterly Revenue Growth (YoY)14.40%
Shares Outstanding$119.76M
Float$118.98M
% Insiders0.45%
% Institutions88.18%

Historical Volatility

HV 10-Day
25.18%
HV 20-Day
24.74%
HV 30-Day
24.44%
HV 60-Day
23.61%
HV Rank
44.8%

Volatility is currently expanding

Analyst Ratings

Consensus ($39.10 target)
1
Strong Buy
2
Buy
4
Hold

Latest News

United Community Banks, Inc. Announces Date for Second Quarter 2026 Earnings Release and Conference Call

GREENVILLE, S.C., June 30, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its second quarter 2026 financial results on Tuesday, July 21, 2026, before the stock market opens. The company also will hold a conference call at 9:00 a.m. EDT on Tuesday, July 21, 2026, to discuss its financial results, business highlights, and outlook.

GlobeNewsWire6/30/2026Neutral
UCB Announces Publication of Data in Brain Communications Demonstrating Positive Impact of KYGEVVI® (doxecitine and doxribtimine) in Patients with Thymidine Kinase 2 Deficiency (TK2d)

Data indicate that KYGEVVI therapy improved survival and functional outcomes in people with TK2d.1 Additional data from the largest pool of information on TK2d illustrates the impact and burden of disease progression2 and highlights the benefits of early diagnosis.3 ATLANTA, June 17, 2026 /PRNewswire/ -- UCB, a global biopharmaceutical company, today announced the publication of two manuscripts in Brain Communications. One manuscript reports integrated safety and efficacy findings for KYGEVVI® (doxecitine and doxribtimine), the first and only approved treatment for adults and pediatric patients with early-onset thymidine kinase 2 deficiency (TK2d) with a symptom onset on or before 12 years of age, demonstrating improved survival and functional outcomes in treated patients, along with acceptable tolerability.1 A second manuscript features findings from the largest published dataset of untreated patients with TK2d, illustrating the progressive burden of disease and increased risk of early death, thus reinforcing the importance of timely diagnosis and treatment.2 "TK2d can have a devastating impact on patients and families if left untreated, which the data compiled and published in Brain Communications confirm," said Caterina Garone, Associate Professor of Medical Genetics, University of Bologna, Italy, and co-author of both studies.

PRNewsWire6/17/2026Neutral
United Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc.

GREENVILLE, S.C., June 12, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) today announced the execution of a definitive agreement to sell its equipment finance business, consisting of Navitas Credit Corp. and NLFC Reinsurance Corp. (collectively, “Navitas”), to funds managed by Wafra Inc., acting through Navitas TopCo LLC (“Wafra”) for $1.9 billion in cash1 (the “Transaction”).

GlobeNewsWire6/12/2026Neutral
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock

GREENVILLE, S.C., May 14, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”), reported that its Board of Directors approved a quarterly cash dividend of $0.25 per share on the Company's common stock. The dividend is payable on July 3, 2026 to shareholders of record as of June 15, 2026.

GlobeNewsWire5/14/2026Neutral
United Community Banks: Q1 Earnings And New Acquisition Are Not Quite Enough

United Community Banks, Inc. reported Q1 2026 adjusted EPS of $0.70, matching expectations, with modest improvements in net interest margin and asset quality. UCB announced the $100.8M acquisition of Peach State Bancshares, continuing its steady expansion strategy, but the deal is too small to materially shift the investment case. The stock trades at a forward P/E of 11.5 and a 1.48x price/TBV, both slightly above sector averages, while expected growth does not justify a premium valuation.

Seeking Alpha4/21/2026Positive

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Data last updated: 7/9/2026