UCB

United Community Banks, Inc.
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$4.42B
P/E Ratio
11.97
EPS
$3.06
Beta
0.83
52W High
$37.18
52W Low
$27.99
50-Day MA
$35.09
200-Day MA
$33.06
Dividend Yield
2.72%
Profit Margin
34.10%
Forward P/E
12.53
PEG Ratio
1.67

About United Community Banks, Inc.

United Community Banks, Inc. (UCB), headquartered in Blairsville, Georgia, operates as a leading regional bank providing a comprehensive suite of financial services, including commercial and retail banking, mortgage lending, and wealth management, with a strong presence in the Southeastern U.S. The bank's strategic emphasis on community engagement and prudent growth through targeted acquisitions positions it well for sustained profitability and expansion. UCB maintains robust risk management protocols and a steadfast commitment to customer service, reinforcing its reputation as a trusted financial partner for both individuals and businesses. With a focus on innovation aligned with core values, UCB is poised to navigate the evolving financial landscape effectively.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.11B
Gross Profit (TTM)$1.11B
EBITDA
Operating Margin50.90%
Return on Equity10.30%
Return on Assets1.32%
Revenue/Share (TTM)$9.15
Book Value$30.54
Price-to-Book1.18
Price-to-Sales (TTM)3.98
EV/Revenue5.16
EV/EBITDA
Quarterly Earnings Growth (YoY)50.80%
Quarterly Revenue Growth (YoY)24.40%
Shares Outstanding$120.58M
Float$119.92M
% Insiders0.43%
% Institutions89.45%

Historical Volatility

HV 10-Day
14.58%
HV 20-Day
15.47%
HV 30-Day
19.08%
HV 60-Day
21.16%
HV Rank
6.3%

Volatility is currently contracting

Analyst Ratings

Consensus ($38.92 target)
1
Strong Buy
2
Buy
4
Hold

Latest News

Dividend Announcements: August 8-14, 2026

In this article series, I summarize dividend announcements of the past week. This week, 12 stocks announced dividend increases, while one announced a 52% dividend cut. BMI stands out with a 10% dividend increase, an excellent quality score of 8.04, a very safe dividend, and a valuation with 11.97% upside. CBOE leads dividend hikes with a 19.44% increase, a top-quality score of 8.64, and robust dividend safety metrics.

Seeking Alpha8/17/2026Positive
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock

GREENVILLE, S.C., Aug. 13, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”) reported that its Board of Directors approved a 4% increase in the quarterly cash dividend on the Company's common stock, raising the dividend to $0.26 per share. The dividend is payable on October 5, 2026, to shareholders of record as of September 15, 2026.

GlobeNewsWire8/13/2026Neutral
United Community Banks (UCB) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Zacks Investment Research8/11/2026Positive
United Community Banks, Inc. Announces Completion Of Merger With Peach State Bancshares, Inc., The Parent Company Of Peach State Bank & Trust

GREENVILLE, S.C., Aug. 03, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) completed its merger with Peach State Bancshares, Inc. (“Peach State”) effective August 1, 2026 whereby Peach State merged with and into United with United continuing as the surviving company (the “Merger”). Immediately following the Merger, Peach State's wholly-owned subsidiary, Peach State Bank & Trust (“Peach State Bank”), was merged with and into United's wholly-owned bank subsidiary, United Community Bank (“United Community”). Peach State Bank will operate under the United Community brand after all core systems, signage, and branding are converted to those of United Community, which is expected to occur in the first quarter of 2027.

GlobeNewsWire8/3/2026Neutral
Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Zacks Investment Research7/23/2026Positive
United Community Banks Q2 Earnings Call Highlights

United Community Banks NYSE: UCB reported higher second-quarter operating earnings and revenue, while executives said loan growth is accelerating as the company shifts focus back to its core banking franchise following the pending sale of Navitas.

MarketBeat7/21/2026Neutral

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Data last updated: 8/18/2026