United Community Banks, Inc. (UCB)

US — Financial Services Sector
Peers:

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Key Metrics & Ratings

  • symbol UCB
  • Rev/Share 11.1772
  • Book/Share 29.7661
  • PB 1.0539
  • Debt/Equity 0.0429
  • CurrentRatio 0.0
  • ROIC 0.0562

 

  • MktCap 3811423630.0
  • FreeCF/Share 2.6521
  • PFCF 11.84
  • PE 13.9321
  • Debt/Assets 0.0055
  • DivYield 0.0306
  • ROE 0.0783

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 3
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Reiterated UCB Hovde Group -- Outperform $35 $36 July 24, 2025
Downgrade UCB Raymond James Outperform Market Perform -- -- July 8, 2025
Upgrade UCB Hovde Group Market Perform Outperform $32 $31 April 7, 2025
Reiterated UCB Hovde Group -- Market Perform $36 $32 March 20, 2025
Upgrade UCB Raymond James Market Perform Outperform -- $35 Dec. 19, 2024

News

United Community Banks (UCB) Could Be a Great Choice
UCB
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news United Community Banks (UCB) Could Be a Great Choice
United Community Banks, Inc. (UCB) Q2 2025 Earnings Call Transcript
UCB
Published: July 23, 2025 by: Seeking Alpha
Sentiment: Neutral

United Community Banks, Inc. (NYSE:UCB ) Q2 2025 Earnings Conference Call July 23, 2025 9:00 AM ET Company Participants Herbert Harton - Investor Relations Jefferson Harralson - Executive VP & CFO Richard Bradshaw - President & Chief Banking Officer Robert Edwards - Executive VP & Chief Risk Officer Conference Call Participants Michael Rose - Raymond James Catherine Mealor - Keefe, Bruyette, & Woods, Inc. Russell Elliott Gunther - Stephens Inc. Christopher Marinac - Janney Montgomery Scott LLC Stephen Scouten - Piper Sandler & Co. Operator Good morning and welcome to United Community Bank's Second Quarter 2025 Earnings Call. Hosting our …

Read More
image for news United Community Banks, Inc. (UCB) Q2 2025 Earnings Call Transcript
United Community Banks (UCB) Reports Q2 Earnings: What Key Metrics Have to Say
UCB
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for United Community Banks (UCB) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Read More
image for news United Community Banks (UCB) Reports Q2 Earnings: What Key Metrics Have to Say
United Community Banks (UCB) Tops Q2 Earnings Estimates
UCB
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive

United Community Banks (UCB) came out with quarterly earnings of $0.66 per share, beating the Zacks Consensus Estimate of $0.62 per share. This compares to earnings of $0.58 per share a year ago.

Read More
image for news United Community Banks (UCB) Tops Q2 Earnings Estimates
United Community Banks (UCB) Earnings Expected to Grow: Should You Buy?
UCB
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Neutral

United Community Banks (UCB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news United Community Banks (UCB) Earnings Expected to Grow: Should You Buy?
United Community Banks (UCB) is a Great Momentum Stock: Should You Buy?
UCB
Published: July 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Does United Community Banks (UCB) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news United Community Banks (UCB) is a Great Momentum Stock: Should You Buy?
Are You Looking for a High-Growth Dividend Stock?
UCB
Published: July 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news Are You Looking for a High-Growth Dividend Stock?
United Community Banks (UCB) Could Be a Great Choice
UCB
Published: June 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news United Community Banks (UCB) Could Be a Great Choice
All You Need to Know About United Community Banks (UCB) Rating Upgrade to Buy
UCB
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Positive

United Community Banks (UCB) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Read More
image for news All You Need to Know About United Community Banks (UCB) Rating Upgrade to Buy
Are You Looking for a High-Growth Dividend Stock?
UCB
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news Are You Looking for a High-Growth Dividend Stock?
United Community Banks: High-Quality Deposits And Growth Potential Make It A Buy
UCB
Published: May 21, 2025 by: Seeking Alpha
Sentiment: Positive

UCB is a solid regional bank with strong deposit growth, low-cost funding, and a robust loan portfolio, positioning it well for future rate cuts. The bank's low loan-to-deposit ratio and high-quality, noninterest-bearing deposits provide flexibility and resilience against industry headwinds. UCB's net interest margin is expanding as deposit costs fall faster than loan yields, supporting ongoing profitability improvements.

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image for news United Community Banks: High-Quality Deposits And Growth Potential Make It A Buy
Why United Community Banks (UCB) is a Great Dividend Stock Right Now
UCB
Published: May 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news Why United Community Banks (UCB) is a Great Dividend Stock Right Now
United Community Banks, Inc. Announces Completion of Merger With ANB Holdings, Inc., The Parent of American National Bank
UCB
Published: May 01, 2025 by: GlobeNewsWire
Sentiment: Neutral

GREENVILLE, S.C., May 01, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) completed its merger with ANB Holdings, Inc. (“ANB”) effective May 1, 2025. In this transaction, ANB's wholly-owned bank subsidiary, American National Bank (“ANB Bank”), was also merged into United's bank subsidiary, United Community Bank (“United Community”). ANB Bank will operate under the United Community brand after all core systems, signage, and branding are converted to those of United Community on the weekend of July 11, 2025.

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image for news United Community Banks, Inc. Announces Completion of Merger With ANB Holdings, Inc., The Parent of American National Bank
Why United Community Banks (UCB) is a Top Dividend Stock for Your Portfolio
UCB
Published: April 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news Why United Community Banks (UCB) is a Top Dividend Stock for Your Portfolio
United Community Banks, Inc. (UCB) Q1 2025 Earnings Call Transcript
UCB
Published: April 22, 2025 by: Seeking Alpha
Sentiment: Neutral

United Community Banks, Inc. (NYSE:UCB ) Q1 2025 Earnings Conference Call April 22, 2025 9:00 AM ET Company Participants Lynn Harton - Chairman and CEO Jefferson Harralson - CFO Rob Edwards - CRO Rich Bradshaw - President and Chief Banking Officer Conference Call Participants Russell Gunther - Stephens Gary Tenner - D.A. Davidson Stephen Scouten - Piper Sandler Michael Rose - Raymond James Catherine Mealor - KBW David Bishop - Hovde Group Operator Good morning, and welcome to United Community Banks First Quarter 2025 Earnings Call.

Read More
image for news United Community Banks, Inc. (UCB) Q1 2025 Earnings Call Transcript
United Community Banks (UCB) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
UCB
Published: April 22, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for United Community Banks (UCB) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Read More
image for news United Community Banks (UCB) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
United Community Banks, Inc. Reports First Quarter Earnings
UCB
Published: April 22, 2025 by: GlobeNewsWire
Sentiment: Neutral

Growth, Margin Expansion, and Disciplined Expense Control Drive Results Growth, Margin Expansion, and Disciplined Expense Control Drive Results

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image for news United Community Banks, Inc. Reports First Quarter Earnings
United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy?
UCB
Published: April 02, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy?
United Community Banks (UCB) Upgraded to Strong Buy: What Does It Mean for the Stock?
UCB
Published: March 20, 2025 by: Zacks Investment Research
Sentiment: Positive

United Community Banks (UCB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Read More
image for news United Community Banks (UCB) Upgraded to Strong Buy: What Does It Mean for the Stock?
United Community Banks (UCB) Could Be a Great Choice
UCB
Published: March 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news United Community Banks (UCB) Could Be a Great Choice
Are You Looking for a High-Growth Dividend Stock?
UCB
Published: February 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news Are You Looking for a High-Growth Dividend Stock?
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock
UCB
Published: February 21, 2025 by: GlobeNewsWire
Sentiment: Neutral

GREENVILLE, S.C., Feb. 21, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”), reported that its Board of Directors approved a quarterly cash dividend of $0.24 per share on the Company's common stock. The dividend is payable April 4, 2025 to shareholders of record as of March 14, 2025.

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image for news United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock
Why United Community Banks (UCB) is a Great Dividend Stock Right Now
UCB
Published: February 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Read More
image for news Why United Community Banks (UCB) is a Great Dividend Stock Right Now

About United Community Banks, Inc. (UCB)

  • IPO Date 2000-01-04
  • Website https://www.ucbi.com
  • Industry Banks - Regional
  • CEO Herbert Lynn Harton
  • Employees 2982

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.