United Community Banks, Inc. (UCB), headquartered in Blairsville, Georgia, operates as a leading regional bank providing a comprehensive suite of financial services, including commercial and retail banking, mortgage lending, and wealth management, with a strong presence in the Southeastern U.S. The bank's strategic emphasis on community engagement and prudent growth through targeted acquisitions positions it well for sustained profitability and expansion. UCB maintains robust risk management protocols and a steadfast commitment to customer service, reinforcing its reputation as a trusted financial partner for both individuals and businesses. With a focus on innovation aligned with core values, UCB is poised to navigate the evolving financial landscape effectively.
| Revenue (TTM) | $817.49M |
| Gross Profit (TTM) | $817.49M |
| EBITDA | — |
| Operating Margin | 771.00% |
| Return on Equity | 4.13% |
| Return on Assets | 0.51% |
| Revenue/Share (TTM) | $6.77 |
| Book Value | $29.27 |
| Price-to-Book | 1.26 |
| Price-to-Sales (TTM) | 5.41 |
| EV/Revenue | 5.59 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 50.80% |
| Quarterly Revenue Growth (YoY) | 24.40% |
| Shares Outstanding | $119.59M |
| Float | $119.17M |
| % Insiders | 0.44% |
| % Institutions | 89.73% |
Volatility is currently contracting
Does United Community Banks (UCB) have what it takes to be a top stock pick for momentum investors? Let's find out.
Operating earnings reached $0.77 per share in the third quarter. Core annualized loan growth reached 10% excluding Navitas and Peach State.
United Community Banks (UCB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
BBCP, ATLO and UCB made it to the Zacks Rank #1 (Strong Buy) income stocks list on October 22, 2026.
BBCP, UCB, TGS, STX and IMUX have been added to the Zacks Rank #1 (Strong Buy) List on October 22, 2026.
Shares were up 13%—erasing losses in the year to date—after the company raised its annual guidance for the second time this year, citing strong U.S. demand for its blockbuster drug.
United Community Banks NYSE: UCB reported third-quarter operating earnings of $0.77 per share, up from $0.71 in the second quarter, as core loan and deposit growth accelerated and the company completed actions intended to simplify its business, reduce credit risk and reposition its securities portfolio.
Although the revenue and EPS for United Community Banks (UCB) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
United Community Banks (UCB) came out with quarterly earnings of $0.77 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.75 per share a year ago.
Third Quarter Results Reflect Execution of Significant Strategic Initiatives, Strong Core Loan Growth, and Robust Deposit Growth Third Quarter Results Reflect Execution of Significant Strategic Initiatives, Strong Core Loan Growth, and Robust Deposit Growth
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