United Community Banks, Inc. (UCB), headquartered in Blairsville, Georgia, operates as a leading regional bank providing a comprehensive suite of financial services, including commercial and retail banking, mortgage lending, and wealth management, with a strong presence in the Southeastern U.S. The bank's strategic emphasis on community engagement and prudent growth through targeted acquisitions positions it well for sustained profitability and expansion. UCB maintains robust risk management protocols and a steadfast commitment to customer service, reinforcing its reputation as a trusted financial partner for both individuals and businesses. With a focus on innovation aligned with core values, UCB is poised to navigate the evolving financial landscape effectively.
| Revenue (TTM) | $1.11B |
| Gross Profit (TTM) | $1.11B |
| EBITDA | — |
| Operating Margin | 50.90% |
| Return on Equity | 10.30% |
| Return on Assets | 1.32% |
| Revenue/Share (TTM) | $9.15 |
| Book Value | $31.27 |
| Price-to-Book | 1.10 |
| Price-to-Sales (TTM) | 3.68 |
| EV/Revenue | 4.88 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 50.80% |
| Quarterly Revenue Growth (YoY) | 24.40% |
| Shares Outstanding | $119.76M |
| Float | $119.92M |
| % Insiders | 0.44% |
| % Institutions | 88.89% |
Volatility is currently expanding
United Community Banks (UCB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
New hires strengthen foreign exchange, trade services, and international payments capabilities GREENVILLE, S.C., Oct. 13, 2026 /PRNewswire/ -- United Community is building on its growth momentum with the addition of five international banking professionals in foreign exchange and trade services.
United Community Banks remains a Hold, as valuation is not compelling despite recent strategic actions. Q3 2026 saw UCB divest its equipment finance portfolio, acquire Peach State Bancshares, and reposition $2.6B in securities, reducing risk and enhancing future earnings. Adjusted EPS is expected to grow 10% in FY 2026 and 12% in FY 2027, but a $300M pre-tax loss in Q3 will temporarily hit tangible book value.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?
GREENVILLE, S.C., Sept. 30, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its third quarter 2026 financial results on Tuesday, October 20, 2026, before the stock market opens. The company will hold a conference call at 8:30 a.m. ET on Tuesday, October 20, 2026, to discuss its financial results, business highlights, and outlook.
The Foundation has awarded 1,146 grants to 753 organizations across its Southeast footprint GREENVILLE, S.C., Sept. 29, 2026 /PRNewswire/ -- The United Community Bank Foundation is marking its fifth anniversary by sharing the impact it's made to build stronger communities throughout the Southeast.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?
United Community Banks, Inc. (UCB) Discusses Completion of Strategic Initiatives and Sale of Navitas to Strengthen Financial Position Transcript
GREENVILLE, S.C., Sept. 08, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United” or the “Company”) today announced that, following the September 1 completion of the sale of Navitas Credit Corp. and NLFC Reinsurance Corp (collectively, “Navitas”), which netted the Company approximately $2.0 billion in proceeds, it has completed a strategic balance sheet repositioning of its investment securities portfolio.
GREENVILLE, S.C., Sept. 01, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) today announced the completion of the previously announced sale of its equipment finance business, consisting of Navitas Credit Corp. and NLFC Reinsurance Corp. (collectively, “Navitas”), to funds managed by Wafra Inc., acting through Navitas TopCo LLC (“Wafra”) for approximately $2.0 billion in cash1 (the “Transaction”).
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