United Community Banks, Inc. (UCB), based in Blairsville, Georgia, is a prominent regional banking institution offering a diverse array of financial services, including commercial banking, retail banking, mortgage lending, and wealth management, primarily throughout the Southeastern United States. With a strategic focus on community involvement and growth through selective acquisitions, UCB is well-positioned for long-term profitability and development. The company's robust risk management practices and unwavering dedication to customer satisfaction solidify its standing as a reliable financial partner for individuals and businesses alike. By fostering innovation while adhering to its foundational values, UCB is set to continue its trajectory of growth in an evolving financial landscape.
| Revenue (TTM) | $1.11B |
| Gross Profit (TTM) | $1.11B |
| EBITDA | — |
| Operating Margin | 50.90% |
| Return on Equity | 10.30% |
| Return on Assets | 1.32% |
| Revenue/Share (TTM) | $9.15 |
| Book Value | $30.54 |
| Price-to-Book | 1.13 |
| Price-to-Sales (TTM) | 3.85 |
| EV/Revenue | 4.963 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 50.80% |
| Quarterly Revenue Growth (YoY) | 24.40% |
| Shares Outstanding | $119.76M |
| Float | $119.06M |
| % Insiders | 0.45% |
| % Institutions | 88.41% |
Volatility is currently expanding
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?
United Community Banks NYSE: UCB reported higher second-quarter operating earnings and revenue, while executives said loan growth is accelerating as the company shifts focus back to its core banking franchise following the pending sale of Navitas.
United Community Banks, Inc. (UCB) Q2 2026 Earnings Call Transcript
While the top- and bottom-line numbers for United Community Banks (UCB) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
United Community Banks (UCB) came out with quarterly earnings of $0.71 per share, missing the Zacks Consensus Estimate of $0.8 per share. This compares to earnings of $0.66 per share a year ago.
Strong Loan Growth, Sixth Consecutive Quarter of Margin Expansion, and Focus on Core Banking Business Drive Quarterly Results Strong Loan Growth, Sixth Consecutive Quarter of Margin Expansion, and Focus on Core Banking Business Drive Quarterly Results
I initiate UCB SA with a Buy rating, citing its successful pivot to high-growth immunology and neurology platforms. Bimzelx is the principal growth engine for UCBJY, with €2.23bn 2025 sales and multi-indication approvals driving robust operating leverage. Portfolio diversification via Fintepla, Rystiggo, and Zilbrysq offsets legacy erosion, while recent acquisitions add long-term optionality.
United Community Banks (UCB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
GREENVILLE, S.C., July 10, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) and Peach State Bancshares, Inc. (“Peach State”) announced today the election deadline by which Peach State shareholders of record may elect the form of consideration that they prefer to receive as merger consideration pursuant to the Agreement and Plan of Merger, dated as of April 20, 2026, by and between United and Peach State (the “Merger Agreement”). The election deadline is 5:00 p.m. Eastern Time on July 20, 2026. United and Peach State also announced that United has received all required regulatory approvals to acquire Peach State and that the closing of the transaction is expected to occur on August 3, 2026, subject to the satisfaction or waiver of the remaining closing conditions set forth in the Merger Agreement, including the approval of Peach State shareholders.
GREENVILLE, S.C., June 30, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its second quarter 2026 financial results on Tuesday, July 21, 2026, before the stock market opens. The company also will hold a conference call at 9:00 a.m. EDT on Tuesday, July 21, 2026, to discuss its financial results, business highlights, and outlook.
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