UCB

United Community Banks, Inc.
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$4.30B
P/E Ratio
11.65
EPS
$3.06
Beta
0.83
52W High
$37.18
52W Low
$27.99
50-Day MA
$35.60
200-Day MA
$33.49
Dividend Yield
2.83%
Profit Margin
34.10%
Forward P/E
12.53
PEG Ratio
1.67

About United Community Banks, Inc.

United Community Banks, Inc. (UCB), headquartered in Blairsville, Georgia, operates as a leading regional bank providing a comprehensive suite of financial services, including commercial and retail banking, mortgage lending, and wealth management, with a strong presence in the Southeastern U.S. The bank's strategic emphasis on community engagement and prudent growth through targeted acquisitions positions it well for sustained profitability and expansion. UCB maintains robust risk management protocols and a steadfast commitment to customer service, reinforcing its reputation as a trusted financial partner for both individuals and businesses. With a focus on innovation aligned with core values, UCB is poised to navigate the evolving financial landscape effectively.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.11B
Gross Profit (TTM)$1.11B
EBITDA
Operating Margin50.90%
Return on Equity10.30%
Return on Assets1.32%
Revenue/Share (TTM)$9.15
Book Value$30.54
Price-to-Book1.14
Price-to-Sales (TTM)3.88
EV/Revenue5.01
EV/EBITDA
Quarterly Earnings Growth (YoY)50.80%
Quarterly Revenue Growth (YoY)24.40%
Shares Outstanding$120.58M
Float$119.92M
% Insiders0.43%
% Institutions89.44%

Historical Volatility

HV 10-Day
20.22%
HV 20-Day
18.53%
HV 30-Day
16.75%
HV 60-Day
20.79%
HV Rank
2.4%

Volatility is currently expanding

Analyst Ratings

Consensus ($39.17 target)
1
Strong Buy
2
Buy
4
Hold

Latest News

United Community Banks, Inc. Announces Completion of Sale of Navitas Equipment Finance Business to Funds Managed by Wafra Inc.

GREENVILLE, S.C., Sept. 01, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) today announced the completion of the previously announced sale of its equipment finance business, consisting of Navitas Credit Corp. and NLFC Reinsurance Corp. (collectively, “Navitas”), to funds managed by Wafra Inc., acting through Navitas TopCo LLC (“Wafra”) for approximately $2.0 billion in cash1 (the “Transaction”).

GlobeNewsWire9/1/2026Neutral
United Community Names Tom Speir as New Chief Financial Officer

Seasoned banking executive brings deep financial, M&A, and investor relations experience to support United's continued growth Seasoned banking executive brings deep financial, M&A, and investor relations experience to support United's continued growth

GlobeNewsWire8/19/2026Neutral
Dividend Announcements: August 8-14, 2026

In this article series, I summarize dividend announcements of the past week. This week, 12 stocks announced dividend increases, while one announced a 52% dividend cut. BMI stands out with a 10% dividend increase, an excellent quality score of 8.04, a very safe dividend, and a valuation with 11.97% upside. CBOE leads dividend hikes with a 19.44% increase, a top-quality score of 8.64, and robust dividend safety metrics.

Seeking Alpha8/17/2026Positive
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock

GREENVILLE, S.C., Aug. 13, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”) reported that its Board of Directors approved a 4% increase in the quarterly cash dividend on the Company's common stock, raising the dividend to $0.26 per share. The dividend is payable on October 5, 2026, to shareholders of record as of September 15, 2026.

GlobeNewsWire8/13/2026Neutral
United Community Banks (UCB) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Zacks Investment Research8/11/2026Positive

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Data last updated: 9/7/2026