UCB

United Community Banks, Inc.
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$4.03B
P/E Ratio
12.34
EPS
$2.73
Beta
0.84
52W High
$36.47
52W Low
$26.03
50-Day MA
$32.40
200-Day MA
$31.95
Dividend Yield
2.99%
Profit Margin
32.50%
Forward P/E
12.53
PEG Ratio
1.67

About United Community Banks, Inc.

United Community Banks, Inc. (UCB) is a leading regional banking institution headquartered in Blairsville, Georgia, providing comprehensive financial services to individuals and businesses across the Southeastern United States. The bank specializes in commercial and retail banking, mortgage services, and wealth management, with a strong emphasis on community engagement and strategic growth through acquisitions. UCB is recognized for its solid financial performance, effective risk management, and commitment to exceptional customer service, positioning it as a trusted partner in the competitive financial landscape.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.05B
Gross Profit (TTM)$1.05B
EBITDA
Operating Margin43.10%
Return on Equity9.53%
Return on Assets1.22%
Revenue/Share (TTM)$8.63
Book Value$30.17
Price-to-Book1.10
Price-to-Sales (TTM)3.85
EV/Revenue3.887
EV/EBITDA
Quarterly Earnings Growth (YoY)19.30%
Quarterly Revenue Growth (YoY)14.40%
Shares Outstanding$119.68M
Float$119.03M
% Insiders0.43%
% Institutions88.82%

Historical Volatility

HV 10-Day
29.56%
HV 20-Day
29.83%
HV 30-Day
25.52%
HV 60-Day
27.95%
HV Rank
49.2%

Volatility is currently expanding

Analyst Ratings

Consensus ($38.00 target)
2
Buy
5
Hold
Data last updated: 4/28/2026