United Bankshares, Inc. (UBSI)

US — Financial Services Sector
Peers: ABCB  OZK  FNB  AVAL  HOMB  HWC  IFS  AUB  COLB  VLY 

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Key Metrics & Ratings

  • symbol UBSI
  • Rev/Share 12.9597
  • Book/Share 39.1225
  • PB 1.1635
  • Debt/Equity 0.0361
  • CurrentRatio 28.2098
  • ROIC 0.06

 

  • MktCap 6391781840.0
  • FreeCF/Share 3.5127
  • PFCF 12.9528
  • PE 13.7638
  • Debt/Assets 0.0059
  • DivYield 0.0327
  • ROE 0.086

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 4
  • P/B Score 3
  • D/E Score 4

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade UBSI Piper Sandler Neutral Overweight -- $42.5 Oct. 24, 2025
Resumed UBSI Piper Sandler -- Neutral -- $38.5 March 12, 2025

News

United Bankshares (UBSI) Q1 Earnings Miss Estimates
UBSI
Published: April 24, 2025 by: Zacks Investment Research
Sentiment: Negative

United Bankshares (UBSI) came out with quarterly earnings of $0.59 per share, missing the Zacks Consensus Estimate of $0.66 per share. This compares to earnings of $0.64 per share a year ago.

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image for news United Bankshares (UBSI) Q1 Earnings Miss Estimates
United Bank and Federal Home Loan Bank of Atlanta Award $4.7 Million to Support Affordable Housing in Washington, D.C. and Virginia
UBSI
Published: April 14, 2025 by: GlobeNewsWire
Sentiment: Neutral

WASHINGTON, April 14, 2025 (GLOBE NEWSWIRE) -- United Bank (NASDAQ: UBSI) and the Federal Home Loan Bank of Atlanta (FHLBank Atlanta) announced today an investment of $4.7 million in grant funding, designated for five separate projects that will create 363 new affordable housing units in Washington, D.C. and Virginia.

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image for news United Bank and Federal Home Loan Bank of Atlanta Award $4.7 Million to Support Affordable Housing in Washington, D.C. and Virginia
United Bankshares: Organic Growth Is The Issue For This Dividend King
UBSI
Published: March 20, 2025 by: Seeking Alpha
Sentiment: Positive

United Bankshares has a solid dividend history but lacks significant growth, prompting a hold rating instead of a buy. UBSI's loan portfolio and non-interest-bearing deposits have stalled, indicating weak organic growth despite its strong management and extensive branch network. UBSI's dividend yield of 4.24% is stable, but not attractive compared to long-term Treasuries.

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image for news United Bankshares: Organic Growth Is The Issue For This Dividend King
United Bankshares Declares First Quarter Dividend
UBSI
Published: February 24, 2025 by: Business Wire
Sentiment: Neutral

WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares Declares First Quarter Dividend.

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image for news United Bankshares Declares First Quarter Dividend
Our 4 Favorite High-Yield Dividend Kings You Can Buy Now and Hold Forever
FTS, MO, PEP, UBSI
Published: February 20, 2025 by: 24/7 Wall Street
Sentiment: Positive

Since 1926, dividends have contributed approximately 32% of the total return for the S&P 500, while capital appreciations have contributed 68%.

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image for news Our 4 Favorite High-Yield Dividend Kings You Can Buy Now and Hold Forever

About United Bankshares, Inc. (UBSI)

  • IPO Date 1987-06-04
  • Website https://www.ubsi-inc.com
  • Industry Banks - Regional
  • CEO Richard Matthew Adams Jr.
  • Employees 2553

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.