PRI

Primerica Inc
NYSEFINANCIAL SERVICESINSURANCE - LIFE

Key Statistics

Market Cap
$9.35B
P/E Ratio
12.69
EPS
$23.62
Beta
0.88
52W High
$305.14
52W Low
$228.06
50-Day MA
$277.84
200-Day MA
$265.45
Dividend Yield
1.48%
Profit Margin
22.60%
Forward P/E
14.04
PEG Ratio
1.07

About Primerica Inc

Primerica, Inc., offers financial products to middle-income households in the United States and Canada. The company is headquartered in Duluth, Georgia.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$3.42B
Gross Profit (TTM)$2.44B
EBITDA$1.10B
Operating Margin30.30%
Return on Equity32.30%
Return on Assets4.63%
Revenue/Share (TTM)$106.00
Book Value$80.39
Price-to-Book3.68
Price-to-Sales (TTM)2.74
EV/Revenue3.119
EV/EBITDA
Quarterly Earnings Growth (YoY)18.20%
Quarterly Revenue Growth (YoY)8.10%
Shares Outstanding$31.18M
Float$31.02M
% Insiders0.56%
% Institutions96.76%

Historical Volatility

HV 10-Day
19.31%
HV 20-Day
18.81%
HV 30-Day
23.97%
HV 60-Day
22.04%
HV Rank
71.4%

Volatility is currently contracting

Analyst Ratings

Consensus ($298.50 target)
3
Buy
5
Hold

Latest News

Primerica: Business Shift Will Help Keep This Company Growing

Primerica is evolving from a mainly term life insurance focus to strong growth in investment and savings products, driving future growth potential. ISP segment revenues grew 21% year-over-year in Q1, outpacing the modest 1% growth in term life insurance and offsetting sales force headwinds. PRI has delivered over 20% dividend CAGR for a decade, supported by a low payout ratio and consistent share repurchases, and should maintain robust growth going forward, even as it moderates.

Seeking Alpha7/3/2026Positive
Survey Reveals 85% of Canadians Trust Professional Financial Advice Over Social Media “Finfluencers”

MISSISSAUGA, Ontario--(BUSINESS WIRE)--Despite the rise of financial influencers, known as “finfluencers” offering advice on social media, Canadians continue to place far greater trust in professional guidance when making important money decisions, according to Primerica Canada's latest Financial Security Monitor™ (FSM™) survey. The survey finds that 85% of Canadians do not trust financial advice from finfluencers and 71% would not consider turning to them for such guidance. “When it comes to p.

Business Wire6/11/2026Neutral
5 Life Insurance Stocks to Watch Amid Inflation, Low Interest Rate

Redesigning and repricing of products and services amid a low rate environment are likely to help Zacks Life Insurance industry players like AAGIY, AAVIY, RGA, PRI and VOYA. These companies are investing heavily in digitization.

Zacks Investment Research6/1/2026Positive
PRIMERICA HOUSEHOLD BUDGET INDEX™ (HBI™): Rising Gas Prices Limit Purchasing Power of Middle-Income Americans in April

DULUTH, Ga.--(BUSINESS WIRE)--The latest Primerica Household Budget Index™ (HBI™) data, a monthly economic metric that examines how inflation and wage trends impact the ability of middle-income families to afford life's everyday necessities, is estimated at 99.4% in April, down 1.7% from March and 0.3% from a year ago. The decline is driven mainly by increasing gas prices, which rose 11% in the past month and 28% year-over-year. The Consumer Price Index (CPI), which measures inflation for a com.

Business Wire5/28/2026Neutral
Primerica Concert™ Allocation Series of Funds Risk Rating Changes

MISSISSAUGA, Ontario--(BUSINESS WIRE)--PFSL Fund Management Ltd. (“PFSL”), the investment fund manager and trustee of the Primerica Concert™ Allocation Series of Funds (the “Concert™ Funds”), announced today that, in the course of an internal review, PFSL noted that certain Concert™ Funds, as reported in 2025, have been inadvertently displaying incorrect risk ratings. These risk ratings have been determined in accordance with the standard investment risk classification methodology in National I.

Business Wire5/27/2026Neutral
Primerica Q1 Earnings Call Highlights

Primerica NYSE: PRI reported higher first-quarter 2026 adjusted operating revenue and earnings, driven by strong growth in its Investment and Savings Products business and stable performance in Term Life, executives said on the company's earnings call.

MarketBeat5/14/2026Positive
Primerica: Solid Results Persist Despite Affordability Challenges

Primerica remains a buy, offering defensive, fee-based cash flows and a strong balance sheet despite affordability headwinds among its middle-income customer base. Term life sales and sales force have declined due to consumer pressures, but PRI's investment and savings division is benefiting from robust inflows and rising markets. PRI's conservative balance sheet, 430% RBC ratio, and active buybacks support shareholder returns, with a secure 1.7% dividend yield and 4.8% share count reduction year-over-year.

Seeking Alpha5/7/2026Positive

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Data last updated: 7/9/2026