OPRT

Oportun Financial Corp
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$393.19M
P/E Ratio
21.38
EPS
$0.40
Beta
1.25
52W High
$8.66
52W Low
$4.03
50-Day MA
$7.16
200-Day MA
$5.75
Dividend Yield
—
Profit Margin
2.62%
Forward P/E
5.51
PEG Ratio
—

About Oportun Financial Corp

Oportun Financial Corporation offers financial services in the United States. The company is headquartered in San Carlos, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$743.95M
Gross Profit (TTM)$708.52M
EBITDA$176.25M
Operating Margin11.60%
Return on Equity4.98%
Return on Assets0.62%
Revenue/Share (TTM)$15.71
Book Value$8.86
Price-to-Book0.96
Price-to-Sales (TTM)0.53
EV/Revenue7.71
EV/EBITDA—
Quarterly Earnings Growth (YoY)21.40%
Quarterly Revenue Growth (YoY)9.40%
Shares Outstanding$45.99M
Float$31.60M
% Insiders7.27%
% Institutions87.77%

Historical Volatility

HV 10-Day
35.62%
HV 20-Day
41.13%
HV 30-Day
37.50%
HV 60-Day
77.97%
HV Rank
9.5%

Volatility is currently contracting

Analyst Ratings

Consensus ($9.75 target)
3
Buy
2
Hold

Latest News

Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)

SAN MATEO, Calif., Sept. 11, 2026 (GLOBE NEWSWIRE) -- Oportun Financial Corporation ("Oportun", or the "Company") today announced that, on September 10, 2026, in accordance with the offer letter agreement with Sean Rowles, the Company's Chief Risk Officer, previously announced by the Company on June 16, 2026, it granted a long-term new hire equity award consisting of 382,653 restricted stock units representing the right to receive an equivalent number of shares of the Company's common stock ("RSUs") and 127,551 performance-vesting restricted stock units representing the right to receive an equivalent number of shares of the Company's common stock at target ("PSUs") to Mr. Rowles, effective on September 10, 2026. The RSUs and PSUs were an inducement material to Mr. Rowles entering into employment with the Company and granted under and subject to the terms of the Company's Amended and Restated 2021 Inducement Equity Incentive Plan and applicable award agreements. The RSUs will vest as to one-third of the award on the one-year anniversary of the grant date and as to the remaining two-thirds of the award in eight substantially equal quarterly installments, such that the RSUs will be fully vested on the third anniversary of the grant date. The PSUs are eligible to vest after the end of the three-year performance period, based on a combination of performance goals and vesting terms. The vesting of the RSUs and PSUs is generally subject to Mr. Rowles remaining in continuous service with the Company through the relevant vesting dates. Mr. Rowles's offer letter agreement was filed as Exhibit 10.2 to the Company's Current Report on Form 8-K filed with the Securities and Exchange Commission (the "SEC") on June 18, 2026. The Amended and Restated 2021 Inducement Equity Incentive Plan and the forms of RSU and PSU award agreements are filed as exhibits to the Company's Quarterly Report on Form 10-Q filed with the SEC on May 8, 2026.

GlobeNewsWire9/11/2026Neutral
Oportun: The Turnaround Is Here, Upgrading To Buy

I rated OPRT a Hold in January over expensive corporate debt, 7.7x leverage, and an ongoing proxy contest. Since then the stock is up around 60%. Each of those concerns has been addressed: the costly term loan is largely repaid, blended cost of debt fell from 8.6% to 6.3%, and activist-driven change brought in new CEO. Credit quality surprised to the upside: 30-day delinquencies of 4% are the lowest since Q4'21, and FY26 charge-off guidance of 11.7% would be a record low.

Seeking Alpha9/10/2026Positive
Oportun Names Bill Franklin as Chief Financial Officer

Seasoned financial services executive brings deep consumer lending and public markets expertise to advance Oportun's mission and profitable growth. Seasoned financial services executive brings deep consumer lending and public markets expertise to advance Oportun's mission and profitable growth.

GlobeNewsWire9/8/2026Neutral

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Data last updated: 9/28/2026