Oportun Financial Corporation (OPRT)

US — Financial Services Sector
Peers:   SLM  IX  FCFS  MFIN  EZPW  NAVI  ENVA  MGI 

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Key Metrics & Ratings

  • symbol OPRT
  • Rev/Share 19.855
  • Book/Share 8.0467
  • PB 0.8277
  • Debt/Equity 0.044
  • CurrentRatio 4.8711
  • ROIC 0.4728

 

  • MktCap 249757992.0
  • FreeCF/Share 8.505
  • PFCF 0.6455
  • PE -7.1336
  • Debt/Assets 0.005
  • DivYield 0
  • ROE -0.1212

 

  • Rating C+
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 3
  • P/B Score 3
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation OPRT BTIG Research -- Buy -- $10 March 5, 2025

News

Singular Research Reports on Oportun Financials' Q1 2025 Results
OPRT
Published: May 21, 2025 by: Newsfile Corp
Sentiment: Neutral

Los Angeles, California--(Newsfile Corp. - May 21, 2025) - Singular Research, a leading provider of independent research on small-cap companies, today released its analysis of Oportun Financial Corporation's (NASDAQ: OPRT) first quarter 2025 financial results. A link to the report is available here: https://files.constantcontact.com/1683279a601/2d706010-a709-4c43-8de7-4b7083b5cd54.pdf?rdr=true Key Financial Highlights: Q1 earnings exceeded expectations as the Company delivered its second consecutive quarter of GAAP profitability Total revenue for Q1 was $235.9 million Adjusted EPS for Q1 was $0.40, compared to $0.09 in Q1 2024 Adjusted EBITDA totaled $34 million, compared to $1.9 million in Q1 2024 Operational Analysis: The Company demonstrated significant improvement …

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image for news Singular Research Reports on Oportun Financials' Q1 2025 Results
Wall Street Analysts Predict a 31.01% Upside in Oportun Financial (OPRT): Here's What You Should Know
OPRT
Published: May 20, 2025 by: Zacks Investment Research
Sentiment: Positive

The mean of analysts' price targets for Oportun Financial (OPRT) points to a 31% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

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image for news Wall Street Analysts Predict a 31.01% Upside in Oportun Financial (OPRT): Here's What You Should Know
Oportun Named a Bay Area Top Workplace for 2025
OPRT
Published: May 12, 2025 by: GlobeNewsWire
Sentiment: Neutral

SAN CARLOS, Calif., May 12, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it has been named a Top Workplace for 2025 by San Francisco Bay Area Top Workplaces.

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image for news Oportun Named a Bay Area Top Workplace for 2025
Compared to Estimates, Oportun Financial (OPRT) Q1 Earnings: A Look at Key Metrics
OPRT
Published: May 09, 2025 by: Zacks Investment Research
Sentiment: Positive

The headline numbers for Oportun Financial (OPRT) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

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image for news Compared to Estimates, Oportun Financial (OPRT) Q1 Earnings: A Look at Key Metrics
FINDELL CAPITAL MANAGEMENT RESPONDS TO OPORTUN'S REACTIONARY AND DEFENSIVE REDUCTION OF BOARD SIZE
OPRT
Published: May 08, 2025 by: PRNewsWire
Sentiment: Neutral

Highlights that the Legacy Directors' Latest Entrenchment Maneuver Appears to be an Attempt to Allow Them to Retain Control of the Board Over New Independent Directors Criticizes Decision Not to Re-Nominate Highly Qualified Director Scott Parker Urges Stockholders to Replace Raul Vazquez on Board with Warren Wilcox at 2025 Annual Meeting NEW YORK , May 8, 2025 /PRNewswire/ -- Findell Capital Management LLC (collectively with its affiliates, "Findell" or "we"), the single largest stockholder of Oportun Financial Corporation (NASDAQ: OPRT) ("Oportun" or the "Company"), responded today to Oportun's announcement that the size of its Board of Directors (the "Board") would …

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image for news FINDELL CAPITAL MANAGEMENT RESPONDS TO OPORTUN'S REACTIONARY AND DEFENSIVE REDUCTION OF BOARD SIZE
Oportun Announces Continued Board Evolution
OPRT
Published: May 07, 2025 by: GlobeNewsWire
Sentiment: Neutral

SAN CARLOS, Calif., May 07, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that its Board of Directors will nominate Carlos Minetti and Raul Vazquez for election at the Company's 2025 Annual Meeting of Shareholders (the “Annual Meeting”). Scott Parker and R. Neil Williams will not stand for reelection at the Annual Meeting, and the Board will be reduced from ten to eight members at that time. If the Board's recommended candidates are elected, three of the Board's seven independent directors will have joined the Board within eighteen months of the Annual Meeting. Following …

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image for news Oportun Announces Continued Board Evolution
Oportun Set to Report Q1 Earnings: Buy, Sell or Hold the Stock?
OPRT
Published: May 05, 2025 by: Zacks Investment Research
Sentiment: Neutral

Oportun Financial OPRT is scheduled to release its first-quarter 2025 results on May 8, after market close. In the last reported quarter, OPRT's earnings surpassed the Zacks Consensus Estimate.

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image for news Oportun Set to Report Q1 Earnings: Buy, Sell or Hold the Stock?
Oportun vs. Enova: Which Fintech Lender is the Smarter Buy Right Now?
ENVA, OPRT
Published: April 28, 2025 by: Zacks Investment Research
Sentiment: Positive

OPRT and ENVA are making waves in the fintech lending space. But which one offers the better opportunity for investors?

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image for news Oportun vs. Enova: Which Fintech Lender is the Smarter Buy Right Now?
Opportun Stock Falls 25.8% in a Month: Should You Buy the Dip or Wait?
OPRT
Published: April 07, 2025 by: Zacks Investment Research
Sentiment: Negative

Opportun shares slide 25.8% in a month. Let us find out whether its loan growth and product diversification efforts make it a lucrative bet.

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image for news Opportun Stock Falls 25.8% in a Month: Should You Buy the Dip or Wait?
Oportun Comments on Director Nominations
OPRT
Published: March 27, 2025 by: GlobeNewsWire
Sentiment: Neutral

SAN CARLOS, Calif., March 27, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today confirmed receipt of a notice from Findell Capital Management LLC (“Findell”) nominating two directors to stand for election to the Oportun Board of Directors (the “Board”) at the Company's 2025 Annual Meeting of Shareholders. The Board issued the following statement in response:

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image for news Oportun Comments on Director Nominations
FINDELL CAPITAL MANAGEMENT ISSUES OPEN LETTER TO BOARD AND SHAREHOLDERS OF OPORTUN (NASDAQ: OPRT) CALLING FOR LEADERSHIP CHANGE
OPRT
Published: March 20, 2025 by: PRNewsWire
Sentiment: Neutral

Announces Intent to Nominate Two Highly Qualified Director Candidates With Lending Experience to Replace CEO Raul Vasquez and Lead Director R. Neil Williams Criticizes Inexperienced Legacy Board Members for Standing in the Way of Significant Shareholder Value Creation Believes Oportun Is Significantly Undervalued NEW YORK , March 20, 2025 /PRNewswire/ -- Findell Capital Management LLC ("Findell"), which beneficially owns approximately 9.1% of the outstanding common stock of Oportun Financial Corporation ("Oportun" or the "Company"), today issued an open letter to the board of directors ("Board") and shareholders of Oportun (NASDAQ: OPRT) laying out the case for change to the leadership …

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image for news FINDELL CAPITAL MANAGEMENT ISSUES OPEN LETTER TO BOARD AND SHAREHOLDERS OF OPORTUN (NASDAQ: OPRT) CALLING FOR LEADERSHIP CHANGE
Oportun: Turning The Ship Around
OPRT
Published: March 11, 2025 by: Seeking Alpha
Sentiment: Neutral

Oportun designs financial products for individuals with low credit scores, offering access through mobile app, website, telesales, and 128 retail locations. Utilizing AI and proprietary data, Oportun's underwriting models assess credit risk more effectively than traditional scoring methods. The company faced many problems in the past, which explain its low valuations.

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image for news Oportun: Turning The Ship Around
How Much Upside is Left in Oportun Financial (OPRT)? Wall Street Analysts Think 31.74%
OPRT
Published: March 05, 2025 by: Zacks Investment Research
Sentiment: Positive

The average of price targets set by Wall Street analysts indicates a potential upside of 31.7% in Oportun Financial (OPRT). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

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image for news How Much Upside is Left in Oportun Financial (OPRT)? Wall Street Analysts Think 31.74%
Oportun's Turnaround Looks Good Until You Check Under The Hood
OPRT
Published: February 25, 2025 by: Seeking Alpha
Sentiment: Positive

Oportun's Turnaround Looks Good Until You Check Under The Hood

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image for news Oportun's Turnaround Looks Good Until You Check Under The Hood
Best Value Stocks to Buy for February 19th
DNOW, OPRT, PRTH
Published: February 19, 2025 by: Zacks Investment Research
Sentiment: Positive

OPRT, PRTH and DNOW made it to the Zacks Rank #1 (Strong Buy) value stocks list on February 19, 2024.

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image for news Best Value Stocks to Buy for February 19th
Singular Research Reports on Oportun Financial's Q4 and Full Year 2024 Results
OPRT
Published: February 14, 2025 by: Newsfile Corp
Sentiment: Neutral

Los Angeles, California--(Newsfile Corp. - February 14, 2025) - Singular Research, a leading provider of independent research on small-cap companies, today released its analysis of Oportun Financial Corporation's (NASDAQ: OPRT) fourth quarter and full year 2024 financial results. A link to the report is available here: https://files.constantcontact.com/1683279a601/31fdf5bd-d506-4885-8225-9021aab520d2.pdf?rdr=true Key Financial Highlights: Q4 earnings exceeded expectations as the Company returned to GAAP profitability Total revenue for Q4 was $251 million Adjusted EPS for Q4 was $0.49, compared to $(0.21) in Q4 2023 Full year 2024 adjusted EPS was $0.69, compared to $(1.93) in 2023 Operational Analysis: The Company demonstrated significant improvement in …

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image for news Singular Research Reports on Oportun Financial's Q4 and Full Year 2024 Results
Oportun Financial Corporation (OPRT) Q4 2024 Earnings Call Transcript
OPRT
Published: February 12, 2025 by: Seeking Alpha
Sentiment: Neutral

Oportun Financial Corporation (NASDAQ:OPRT ) Q4 2024 Earnings Conference Call February 12, 2025 5:00 PM ET Company Participants Dorian Hare - SVP, IR Raul Vazquez - CEO Jonathan Coblentz - CFO & CAO Conference Call Participants Rick Shane - JP Morgan John Hecht - Jefferies Hal Goetsch - B. Riley Securities Gowshi Sri - Singular Research Brendan McCarthy - Sidoti Vincent Caintic - BTIG Operator Good afternoon, and welcome to Oportun Financial's Fourth Quarter 2024 Earnings Call.

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image for news Oportun Financial Corporation (OPRT) Q4 2024 Earnings Call Transcript
Oportun Reports Fourth Quarter and Full Year 2024 Financial Results
OPRT
Published: February 12, 2025 by: GlobeNewsWire
Sentiment: Neutral

Returned to GAAP profitability with net income of $9 million in fourth quarter Adjusted EBITDA of $41 million, up 315% year-over-year Quarterly annualized net charge-off rate of 11.7% , lowest since third quarter of 2022 Total quarterly operating expenses of $89 million, reduced 31% year-over-year Raising full year 2025 expectations SAN CARLOS, Calif., Feb. 12, 2025 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") reported financial results today for the fourth quarter and full year ended December 31, 2024.

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image for news Oportun Reports Fourth Quarter and Full Year 2024 Financial Results

About Oportun Financial Corporation (OPRT)

  • IPO Date 2019-09-26
  • Website https://www.oportun.com
  • Industry Financial - Credit Services
  • CEO Mr. Raul Vazquez
  • Employees 2312

Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.