Nu Holdings Ltd. (NU)

BR — Financial Services Sector
Peers: JPM  C  WFC  TD  BAC  RY  HSBC  UBS  BCS 

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Key Metrics & Ratings

  • symbol NU
  • Rev/Share 2.5701
  • Book/Share 1.9844
  • PB 7.9529
  • Debt/Equity 0.1711
  • CurrentRatio 0.8947
  • ROIC 0.0551

 

  • MktCap 76244038581.0
  • FreeCF/Share 0.7578
  • PFCF 20.8488
  • PE 33.1068
  • Debt/Assets 0.0261
  • DivYield 0
  • ROE 0.2749

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 4
  • P/B Score 1
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade NU Citigroup Sell Buy -- $18 Aug. 20, 2025
Upgrade NU Itau BBA Market Perform Outperform -- $18 Aug. 18, 2025
Upgrade NU JP Morgan Neutral Overweight -- $13 April 8, 2025

News

Nu Holdings: High Multiples Mask A Rare Deep Value Fintech
NU
Published: September 30, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings delivered Q2 with 122.7M clients, 40% revenue growth and $637M net income, proving scalability while keeping efficiency and profitability. Despite premium multiples (P/E 33.6x, P/S 13x), forward P/E compresses to 15x by 2027 as EPS grows 30–40% annually, creating a deep value fintech case. Compared with Itaú, Bradesco, StoneCo and Mercado Libre, NU stands out for combining growth, scale, and consistent returns, positioned between traditional banks and higher-multiple fintechs.

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image for news Nu Holdings: High Multiples Mask A Rare Deep Value Fintech
Brazil's Nubank applies for US bank charter
NU
Published: September 30, 2025 by: Reuters
Sentiment: Positive

Brazilian digital lender Nubank said on Tuesday it had applied for a national bank charter to operate in the United States.

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image for news Brazil's Nubank applies for US bank charter
Nubank Applies for U.S. National Bank Charter
NU
Published: September 30, 2025 by: Business Wire
Sentiment: Neutral

SÃO PAULO--(BUSINESS WIRE)--Nubank (NYSE:NU), one of the world's largest digital financial services platforms, announced today that it has applied for a national bank charter with the Office of the Comptroller of the Currency (OCC) of the United States. This undertaking is aligned with the company's intention to explore future international opportunities by evolving its regional platform into a global model. Pursuing a U.S. national bank charter positions Nubank to unlock new possibilities with.

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image for news Nubank Applies for U.S. National Bank Charter
Nu Holdings: Hypergrowth At A Discount
NU
Published: September 29, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings is a dominant Latin American fintech, delivering rapid customer and revenue growth, with strong market positions in Brazil, Mexico, and Colombia. NU trades at a forward P/E of 28, justified by hypergrowth and profitability, and offers long-term investors exposure to high-growth financial technology outside the US. Management's execution has driven impressive top and bottom line expansion, with a low-leverage balance sheet and significant room for further growth and market penetration.

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image for news Nu Holdings: Hypergrowth At A Discount
Nu Holdings' Market Dominance Fueled by Rapid Customer Expansion
NU
Published: September 29, 2025 by: Zacks Investment Research
Sentiment: Positive

NU tops 123M customers, fueling 29% revenue growth in Q2 2025 and cementing its dominance in Latin America's digital banking scene.

Read More
image for news Nu Holdings' Market Dominance Fueled by Rapid Customer Expansion
SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
NU, SOFI
Published: September 23, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi reports record member gains and fee growth, while Nu scales rapidly across Latin America, driven by rising revenues and engagement.

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image for news SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
Nu Holdings Successfully Converts Scale Into Profitable Growth
NU
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive

NU posts 29% revenue growth, $637M net income, and 123M customers, proving scale and profitability can go hand in hand.

Read More
image for news Nu Holdings Successfully Converts Scale Into Profitable Growth
Is Trending Stock Nu Holdings Ltd. (NU) a Buy Now?
NU
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching Nu (NU) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Read More
image for news Is Trending Stock Nu Holdings Ltd. (NU) a Buy Now?
BAP vs. NU: Which Stock Is the Better Value Option?
BAP, NU
Published: September 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors with an interest in Banks - Foreign stocks have likely encountered both Credicorp (BAP) and Nu Holdings Ltd. (NU). But which of these two companies is the best option for those looking for undervalued stocks?

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image for news BAP vs. NU: Which Stock Is the Better Value Option?
Where Will Nu Holdings Stock Be in 5 Years?
NU
Published: September 11, 2025 by: The Motley Fool
Sentiment: Neutral

Nu Holdings (NU 0.48%) -- parent company of Nu Bank -- is closing in on 125 million customers across three Latin American markets, making it one of the fastest-growing and largest digital banks in the world today -- and one of the largest banks of any kind by customer count. With a disruptive online banking model that is crushing poorly run legacy banks across Brazil, Mexico, and Colombia, Nu Bank is growing its top and bottom lines at a rapid rate.

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image for news Where Will Nu Holdings Stock Be in 5 Years?
Why Nu Holdings Stands Out Among Global Fintechs
NU
Published: September 11, 2025 by: Seeking Alpha
Sentiment: Positive

The fintech opportunity outside the US - particularly in LatAm and CIS countries - seems to be massive. There are a few names to monitor: NU, MELI, Kaspi, and T-Technologies. Nu Holdings dominates LatAm digital banking with 123M customers, delivering 40% revenue growth and 28% ROE, while trading at an attractive 18x 2026 P/E. Unlike peers SoFi, MercadoLibre, and Kaspi, Nu offers pure-play digital banking exposure with superior growth rates and a reasonable valuation for patient investors.

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image for news Why Nu Holdings Stands Out Among Global Fintechs
NU Stock Skyrockets 30% in a Month: Should You Buy, Hold, or Sell?
NU
Published: September 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu Holdings' rapid growth and soaring profitability highlight its fintech edge, but high valuation and Latin American risks urge caution.

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image for news NU Stock Skyrockets 30% in a Month: Should You Buy, Hold, or Sell?
Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
NU
Published: September 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

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image for news Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
From Startup To Superbank: Why Nu Holdings Still Has Room To Run
NU
Published: August 27, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings delivered another stellar quarter, showcasing strong revenue growth, rising profitability, and expanding customer base across Latin America. I see Nubank as still early in its growth journey, with massive potential in the Latin American fintech market and a path to global financial leadership. Valuation remains attractive, with NU trading at under 1 PEG and a significant discount to peers like SoFi, despite superior growth and profitability.

Read More
image for news From Startup To Superbank: Why Nu Holdings Still Has Room To Run
Nu Holdings Ltd. (NU) Is a Trending Stock: Facts to Know Before Betting on It
NU
Published: August 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Nu (NU). This makes it worthwhile to examine what the stock has in store.

Read More
image for news Nu Holdings Ltd. (NU) Is a Trending Stock: Facts to Know Before Betting on It
Nu Holdings stock surges in premarket as Citi issues double upgrade
NU
Published: August 20, 2025 by: Invezz
Sentiment: Positive

Nu Holdings, the Brazil-based digital banking group, saw its shares rise in premarket trading on Wednesday after a significant endorsement from Citi. The investment bank upgraded the company's stock to a “buy” from a prior “sell” rating, while also doubling its price target to $18 from $9.

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image for news Nu Holdings stock surges in premarket as Citi issues double upgrade
Nu Holdings CEO Velez sells 33 million shares of the company
NU
Published: August 18, 2025 by: Reuters
Sentiment: Negative

Nu Holdings , which runs Brazilian digital lender Nubank, said in a statement on Monday its Chief Executive Officer David Velez sold 33 million class A shares of the company through Rua California Ltd.

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image for news Nu Holdings CEO Velez sells 33 million shares of the company
Nubank Stock Surges As Second Quarter Earnings Exceed Expectations
NU
Published: August 15, 2025 by: Forbes
Sentiment: Positive

On Thursday night, Latin American digital bank Nubank announced revenue and profits that beat analysts' expectations. Its share price jumped 10% on Friday to above $13.00, pushing its market value to nearly $64 billion.

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image for news Nubank Stock Surges As Second Quarter Earnings Exceed Expectations
Nu Holdings: Still Misunderstood Following Strong Q2
NU
Published: August 15, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings posted strong Q2 results with 42% currency neutral net income growth, fueled by rapid expansion in Brazil, Mexico, and Colombia. The digital banks robust credit performance, high capital ratio, and expanding customer base in under penetrated markets support higher valuations. Despite stellar growth and profitability, the stock remains undervalued at just 16x 2026 EPS, reflecting market skepticism about emerging market risks.

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image for news Nu Holdings: Still Misunderstood Following Strong Q2
Should You Grab Nu Holdings Stock Ahead of Q2 Earnings Report?
NU
Published: August 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu Holdings' rapid customer growth, low-cost platform, and strong Q2 forecasts could set the stage for another earnings beat.

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image for news Should You Grab Nu Holdings Stock Ahead of Q2 Earnings Report?
Nu Holdings Ltd. (NU) Earnings Expected to Grow: Should You Buy?
NU
Published: August 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Nu Holdings Ltd. (NU) Earnings Expected to Grow: Should You Buy?
Nu Holdings: Q2 Could Be Its Turning Point
NU
Published: August 05, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings' ARPAC rose to $11.2 in Q1 FY25, with long-term projections reaching $40+ as cross-selling deepens. ROE in Brazil hit 30%, with consolidated Q1 FY25 ROE at 27.91%, far above the sector median. Total customers grew to 118.6 million, with 4.3 million added in Q1 and an 83%+ activity rate across regions.

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image for news Nu Holdings: Q2 Could Be Its Turning Point
Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
NU
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
Nu (NU) Upgraded to Buy: Here's Why
NU
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

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image for news Nu (NU) Upgraded to Buy: Here's Why
MFG or NU: Which Is the Better Value Stock Right Now?
MFG, NU
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors looking for stocks in the Banks - Foreign sector might want to consider either Mizuho (MFG) or Nu Holdings Ltd. (NU). But which of these two stocks offers value investors a better bang for their buck right now?

Read More
image for news MFG or NU: Which Is the Better Value Stock Right Now?
Nu Holdings vs. Sezzle: Which Fintech Stock is the Better Bet Now?
NU, SEZL
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive

NU's lower valuation, expanding customer base, and strong margins may give it the edge over faster-growing SEZL.

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image for news Nu Holdings vs. Sezzle: Which Fintech Stock is the Better Bet Now?
Up 13% in a Month, NU is Gaining Speed: Should You Jump in Now?
NU
Published: July 17, 2025 by: Zacks Investment Research
Sentiment: Positive

NU stock soared 13% in a month as strong user growth, resilient monetization, and scalable ops fuel investor confidence.

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image for news Up 13% in a Month, NU is Gaining Speed: Should You Jump in Now?
Here is What to Know Beyond Why Nu Holdings Ltd. (NU) is a Trending Stock
NU
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Nu (NU). This makes it worthwhile to examine what the stock has in store.

Read More
image for news Here is What to Know Beyond Why Nu Holdings Ltd. (NU) is a Trending Stock
BSAC or NU: Which Is the Better Value Stock Right Now?
BSAC, NU
Published: July 10, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors interested in Banks - Foreign stocks are likely familiar with Banco Santander-Chile (BSAC) and Nu Holdings Ltd. (NU). But which of these two stocks offers value investors a better bang for their buck right now?

Read More
image for news BSAC or NU: Which Is the Better Value Stock Right Now?
Nu Holdings Stock price is Soaring—Should you buy now?
NU
Published: July 10, 2025 by: Invezz
Sentiment: Positive

Nu Holdings stock price has staged a strong comeback in the past two months as demand jumped and investors bought the dip. The stock jumped to a high of $13.65 this week, its highest level since February 18.

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image for news Nu Holdings Stock price is Soaring—Should you buy now?

About Nu Holdings Ltd. (NU)

  • IPO Date 2021-12-09
  • Website https://www.nubank.com.br
  • Industry Banks - Diversified
  • CEO David Velez-Osomo
  • Employees 5403

Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.